frugal

How to make money: 6 tips that really work (because I do them!)

Abby H.

money-coins
So last week I wrote about ways to save money without coupons, today we are talking about ways you can actually make money.

These are all things that I do. None of them are iffy, weird, or involve you selling your blood.

  1. Surveys online. Here are two fer shure, legit companies that I use. Pinecone Research (they are always looking for 12-24 or Hispanic demographics) pays $3.00 paypal per survey! My other favorite is PaidViewPoint– They only send you surveys that you qualify for, so there is no wasted time. Payout is only $15.00, so I make payout about every other month. It’s not tons of work, and every little bit helps!
  2. I use cashback apps. My full list of favs can be found here. No lie, I cash out about $50.00 a month between all of the apps downloaded onto my iPhone!
  3. Recycle... Return your bottles and cans for their deposit money. You aren’t really making money so much as you are getting your deposit back. Depending on how much soda/bottled water you consume.
  4. Secret shopping. There are tons of apps and websites that will help you find secret shopping gigs. I recommend checking out Volition.com for a listing of secret shopping companies (and reviews). A few of my friends recommend jobslinger.com as a great resource. I earn about $25.00/week doing secret shopping and that’s for less than 1 hours work! Oh, and I can take Bitty Bird along with me!
  5. Clean out your Closets! About once a month, it seems the kids have grown out of something. Whether it be clothes, toys, or gear. I clean it up and take it to the resale shop. I can either get store credit or cash. There are resale shops for adult clothing, sporting supplies, even furniture!
  6. Turn your Junk Mail into Cash! I’ve been doing this for YEARS, and I love it. You can learn all about Small Business Knowledge Center here.  I just got another $20 Visa GC in the mail yesterday! My second this year!

There are other ways to make money: Have a garage sale, Drive for Uber or Lyft (our friend Brittany does it. She loves it driving for Lyft- she makes her own hours, and gets to meet all kinds of people).

 

How do you make extra money?

Better than free shampoo at Target!

Abby H.

IMG_4385WOOOHOOO!!

Just as my stockpile starts to dwindle, my fav shampoo and conditioner comes up free! Through Saturday night (remember, Target sales start anew on Sunday morning), when you buy 4 13 oz Garnier Fructis Shampoo and conditioners at $2.97 each, you’ll get a $5.00 Target GC. It’s all of the 13 oz varieties, I just took a photo of this one shelf tag.

Deal:

Buy 4 13 oz Garnier Fructis Shampoo and conditioners at $2.97 each= $11.88

Use 4 $2.00/1Garnier Frucits Shampoo, Conditioner or Treatment (excludes trial) – from the 3/6/16 Red Plum

Pay $3.88, get back a $5.00 Target Gift card for your next purchase. Now that’s a deal!

I bought 4 (the coupon limit on the coupon is 4 like coupons per day), but I may buy 4 more tomorrow when I go back to the pharmacy to pick up my prescription! It’s deals like this that help me re-stock my dwindling stockpile.

50% off at Schoola!

Abby H.

14_MAR_SpringBreak_HERO_Blogger

SQUEE! It’s back! 50% off at Schoola!  Just use Coupon Code  SPRINGBRK at checkout. And in addition, if you are new to Schoola, they are offering $20 free and free shipping when you sign up here.

In addition to offering awesome gently worn kids clothes, Schoola also gives a percentage (40%) of each sale to a school. So you can feel good twice: Once while your saving $$, and again because you are helping support a school in need.

To get started, click here. And I can’t wait to see what you have scored!

6 Tips to Save Money WITHOUT Clipping Coupons!

Abby H.4 Comments

file000739624389

Trust me, it can be done! There are lots of people who ask me about saving money, but they announce that they don’t want to bother with clipping coupons. They either lose them, forget them, or are embarrassed to use them. That’s ok. There are still ways to save money!

Here are a few:

  1. Use money saving apps. My list of favs (and links) is here. I use these in addition to coupons and I save a ton. I was at Target buying shampoos and body wash the other day. After coupons and other discounts, I paid $14.86. After submitting my receipts to Ibotta and SavingStar, I got back and extra $7.99 in my paypal account!
  2. Don’t forget your loyalty card! Some stores like Vons, Ralphs, heck even Best Buy have loyalty cards. Some offer discounts on the spot, and some accrue discounts to more you shop and scan your card!
  3. Don’t forget your discount! Some stores offer discounts to military, teachers, and peace officers. And if you are a senior citizen there area plethora of discounts waiting for you!
  4. Buy what’s on sale! If you have a choice between an item that’s on sale versus an item that is full price that is comparable size….
  5. Check out the Price per Unit to see what is the best deal. Bigger isn’t always better!
  6. Reusable bags can net you some savings….In addition to helping Mother Earth, some stores (like Target and Sprouts) offer a discount of .05 per re-usable bag used. A nickel isn’t a lot of money, but over a year, they can sure add up! I use between 5-10 bags each time I shop.

 

Price Per Unit: Is Bigger Better?

Abby H.4 Comments

random-aisle-photos 013The price per unit helps you determine if the jumbo sized drum of applesauce is a better deal than a regular sized jar. How to determine the price per ounces is easy, most of the time stores do it for you! Take a look at the shelf tag- it should give you a price per unit, usually in ounces (oz.) or pounds (lb.).

If the price per ounce/pound on the larger container is smaller, then it is a good deal. When comparing, make sure both containers are using the same unit of measurement

Here is an example of what the shelf tags can look like:

Screen Shot 2016-03-27 at 2.54.29 PM

The majority of shelf tags will list:

  • The Item
  • The size of the container (in ounces, pounds, or units)
  • The Price of the item
  • The price per unit (in ounces, pounds or units)

This is also a great strategy to see if the store brand or a brand that isn’t your usual brand is a better deal than what you normally buy.

If your store doesn’t have shelf tags that break down the price per unit, here is how you can figure it out- I recommend using a calculator.

Take the price of the item and divide it by the number of ounces/lbs/units in the package.

Let’s use for our example the Uncle Ben’s Buttery Ready Rice, pictured above on the left.

$1.93 divided by 8.8 ounces equals .219, which is 21.9¢ per ounce.

If you keep a Price Book, you might want to  include a space for unit price, you would write 21.9¢ in the Unit Price Column. You can round up, or leave it as a fraction of a cent, to get an exact price for comparison. Learn more about price books here.

My trip to Target, or how you can find savings everywhere!

Abby H.
Seriously, this little face loves to shop!
Seriously, this little face loves to shop!

Last night, Bitty Bird and I headed over to Target to pick up a few things. Armed with my smartphone and a fistful of coupons, we were determined to save some dollar bills!

While browsing the aisles, checking the Cartwheel app for more savings, I was stopped by two college guys (they were wearing SDSU basketball jerseys) who asked me about bacon (why was the bigger package cheaper? Answer- it was a loss leader for the week! Come in for cheap bacon, fill your cart with full price groceries). Then they asked me what I was doing scanning everything with my phone.

Thus began a quick lesson in the middle of the grocery section of Target on how to save money.

First I told them basically everything I mention here.

But really, I told them, what you need is Cartwheel. Target Cartwheel is any Target shoppers best friend. It’s the best app! With that app, I can scan products and it will tell me if there is a discount available for that item. If there is, with one quick swipe, the discount is added to your cartwheel account. At checkout, present your smartphone to the cashier, with the Cartwheel app open, the barcode is scanned, and the savings is instant!

One thing not mentioned in my previous Target post is that Target now has these awesome text coupons. There are signs all over the store so you won’t miss out if you keep your eyes open. Like this week text CARE to Target (827438) to save $5 off a $20 or more purchase on personal care items. These text coupons work just like cartwheel. Pull up the text, click the link, and present the barcode to the cashier at checkout. These coupons are stackable with store sales, manufacturer paper coupons, and cartwheel deals too.

They ended up saving about $25 between Cartwheel, the text codes they found while in the store, a couple coupons found on products (and a few I gave them), and the rebate apps I hooked them up with (you can see my favs here).

Saving money doesn’t have to involve tons of work, hours of clipping coupons, or being “that lady” (or guy, there are couponing dude too).

And for what it’s worth, after my coupons, codes and Cartwheel, I saved over thirty bucks! My bill went from $86 for $53! It’s not sorcery- It’s smart shopping. It’s your money, spend (and save) it wisely!

 

Save More with The Dollar Tree Value Seekers Club!!

Abby H.

Who doesn’t love a value?

Dollar Tree has recently rolled out their Value Seekers Club! Join the club and get access to members-only contests, money-saving party ideas, crafts, recipes, exclusive product sneak peeks & more!

Right now they are having an East Basket making contest, where the winner will receive a $100 Dollar Tree Gift Card!!

To join  or learn more, click here. I already signed up. I can’t wait to save even more at Dollar Tree!

Family Fun this weekend at the San Diego Festival of Science & Engineering 2016!

Abby H.

SDFSE-EXPO-Day-IMG_9641-Photo by Melissa JacobsHenry informed me the other day that he wants to be a farmer scientist. We’ve started our garden of tomatoes, strawberries, bell peppers, lavender (to encourage bees to visit our garden), wild flowers, and a succulent. Henry really wanted to have a cactus garden, but I worried about Birdie being around pokey plants once she’s a little bigger and able to play outside on the patio.

I am super excited to take him and Bitty Bird to the San Diego Festival of Science & Engineering 2016 down at Petco Park on Saturday, March 5th.

The event runs 10 a.m. to 5 p.m., we’ll be there at 10 on the dot. Henry is excited to get hands on with all kinds of experiments and fun! There are scheduled to be more than 130 local businesses, corporations and organizations providing interactive, hands-on science, technology, engineering and math exhibits and activities to budding K-12 science lovers.

New EXPO Day Features for 2016:
  • The Recycle Challenge: Are you familiar with the phrase “Reduce, Reuse, Recycle? Are you into technology, creativity and want to help keep our planet green? Well, the blue bin isn’t the only place for your recyclables. With a little imagination and craftiness you can turn your “trash” into awesome works of art! In this Star Wars-themed challenge, students in grades 5 to 12, will convene in teams of four to design, build and present a wearable garment or innovative device out of recycled materials to wear in the Star Wars Universe! Student inventors will then present their creation and explain how they built it and/or where in the Star Wars universe it will be utilized.
  • K-Zone: Looking for a place where your youngest scientist can unleash their natural creative ability in a setting where they are free to touch, explore, and participate in whatever their developing minds can come up with? The K-Zone is a place where budding tinkerers can come and explore numerous activities guaranteed to nurture and engage their active minds. Go ahead and let them run free, they just might change the world. (this is where we’ll be for most of the day, I’m sure!)
  • TedXKids@ElCajon Take The Stage: In the spirit of ideas worth spreading, TEDx is a program of local, self-organized events that bring people together to share a TED-like experience. This local version will showcase the passion and potential of our children! Organized by the Cajon Valley Union School District, these students offer a unique platform to share their ideas. Connect with our future leaders, and leave inspired. Come see samplings of their talks throughout the day on the Dugout Stage!
  • Student Designed Merchandise: Come check out the winners of our STEM Design completion. This year we’ve got sizes for the whole family and newly featured women’s racerback tank tops! Pay tribute to our local student artists. The Festival continues to work hard to keep all items very family affordable with nothing over $10! The merchandise tent is located inside Park at the Park – check it out and get your awesome Festival gear to wear all year long!
  • Star Wars – Steampunk Universe: The two fastest expanding creative universes, Star Wars and Steampunk, will converge at the Star Wars – Steampunk Universe booth, just inside the Gaslamp Gate entrance. Learn how to salvage your everyday watch and bicycle gears, vintage brass plumbing parts, industrial revolution steam era antiques, old leather and lace into personal visual expressions of your love of the Star Wars saga. Come by and take photos with the Star Wars – Steampunk Universe crew. Kids will also be able to participate in a fun coloring activity. Booth attendees will also learn how Star Wars – Steampunk Universe turns “Cosplay into Cause-play,” combining their love of dressing up and participating in charity and community events.
  • Bright Idea Society Alley – Powered By ViaSat: No need to scour the map, our Bright Idea Society winners this year will all be gathered together in their own row inside park at the park! The three winning schools include Olive Elementary, Feaster Engineering Charter, and Dragons 5229 Boys & Girls Clubs. Come be fascinated by these young minds and let them teach you!

If you are looking for a fun, free event to take your kids to this weekend, check out the Festival! I hope to see you there!

9 Fun, Frugal things to do this Spring Break in San Diego!

Abby H.

Spring break is just a few weeks away for most of us. We get two weeks, and I know some schools get three (you have my condolences).  If you are looking for some fun, frugal stuff to do to pass the time, here are a few adventures we’ll be having:

Santee Lakes Splash Pad should be open. They are re-surfacing the ground there right now!IMG_0931_2

Shell Hunting at the beach: Low tide is the best time to go. Check the tide charts here.

Balboa Park offers Free Tuesdays at various museums in the park.

Hiking and a picnic at Old Mission Dam

Gillespie Field Duck Pond: Located on Billie Mitchell Drive in El Cajon, it’s a great place to stop, check out ducks and turtles and explore a little nature in the big city. Plus afterwards, you can stop by the Aerospace Museum Hangar on Kenney Road. It where the Aerospace museum keeps their place that are off exhibit or are being restored. It’s donation suggested, but you can pop by for free. The guys who work there are excited to have kids stop by. If you are feeling peckish, stop by the Gillespie Cafe and have a bite on the patio and watch the planes take off and land.

Los Penasquitos Canyon Preserve: Lots of fun trails and paths, and if you’ve got it in you, there is a trail that leads down to some cool, hidden waterfalls! Don’t forget water and a snack!

The playground and Waterfront Park downtown are always fun. However, the water park area will be closed for maintenance for most of March. However the playground is RAD!!

Looking to enjoy a little bit of history? The Missions in San Diego are fun and educational. There are three in San Diego County: San Diego de Alcala (in Mission Valley), San Luis Rey (in Oceanside), and the Santa Ysabel Asistencia (in Santa Ysabel). If you go up to Santa Ysabel, stop for pie and bread at Dudley’s!

It’s wild Flower season out in Borrego Springs! Head down and check out the flowers, the funIMG_1520(and free) museum, and don’t forget to check out Galleta Meadows! The awesome metal sculptures in the Borrego Springs area by artist Ricardo Breceda. Check out a printable map here, and here is a video about the awesome sculptures. This is one of Henry’s favorite things to do!IMG_1501

If you are looking for other fun stuff, here is an article I wrote last summer about summer fun!

Giveaway: Renuzit Sensitive Scents!

Abby H.6 Comments

renuzit-sensitive-scents

Recently, I was given the opportunity to experience the new Renuzit Sensitive Scents line. It consists of three distinct light scents:

  • Pure White Pear & Lavender: The fresh scent of White Pear compliments the gentle scent of Lavender and creates a balanced fragrance that freshens your home without overpowering.
  • Pure Ocean Breeze: Pure Ocean Breeze is a delightfully fresh, light, and airy scent perfect for your home.
  • Pure Water Blossom & Cucumber: Notes of dewey flower petals and refreshing cucumber complement each other to create this gentle but powerful fragrance, sure to revitalize the freshness in your home.

IMG_3462My favorite is the Pure Water Blossom and Cucumber. The cone is on out hall bathroom- that’s the one that all of our guests and my 4 year old use, so you know it needs freshening! It’s a light scent that doesn’t mask the bed smells- Nothing is worse than an air freshener that just makes the room smell like the bad smell plus something sweet and overpowering!

I like that there are different method of scent “delivery” if you will. Not a Adjustable Cone person? Renuzit also offers Universal Scented oils (they fit in pretty much any oil warming unit). If you need to freshen fabrics or your rug, try the trigger spray. I used the Pure White Pear and Lavender spray on our couch yesterday. It was smelling funky- so a quick vacuum and spritz and it was fresh again!

I want to share the freshness with you! I am giving away coupons for any 1 free Renuzit Sensitive Scents product to three lucky readers. Entering is Easy Peasy! Just leave a comment below with the stinkiest thing in your house- Don’t worry, I won’t judge! I’ll pick a winner at random on March 7th!

Thanks to Renuzit and Social Insiders for the opportunity to sample these products and share them with you. I received no financial compensation and all opinions are my own!