How I’m Saving Time and Money in 2023 and Beyond!

I’m posting a lot less these days because I now have a full-time job outside the house, and y’all- I’m freaking exhausted at the end of the day. weekends are spent doing family stuff (mostly playing with legos and drawing), and doing kid activities like martial arts and girl scouts.

I wanted to share with you some ways you can save money, score freebies, and even earn some money each month without running all over town, spending hours of time doing little penny surveys, or scanning your entire grocery order to earn points for junk (looking at you Neilson panel).

This is how I’ve been doing it for years, and now that I have even less time, I’m leaning on these more.

Automate

  •  Use the calendar in your phone to remind you of appointments, neighborhood free food distributions, sales, and even coupon events: I seriously put the Bath and Body Works coupon dates in my calendar so I remembered to use them.
  • I bought a subscription to  Yasukochi Family Farms CSA boxes. This way my fresh fruit and veggies are delivered to my door each week.
  • Set up auto-shipments for most needed household items. Vitamins/supplements, specialized food, and even pet food. There are all sorts of companies that offer this service including Amazon, Chewy, and Vitacost are just a few.
  • I order from Dream Dinners once or twice a quarter. Now that they have lower minimum orders, I can grab a few favorites and try a new meal with greater ease. I order online, and pickup is so easy- I drive up and they deliver to my car!

Organize

  • I reorganized the kitchen over Winter Break. I have printables available for free. If you are interested, please drop me an email and I can send them to you. They print in color or black and white.
  • I meal plan weekly. I may not have time to post them on the blog each week, but I’ll still have pics up on Instagram each week- it helps keep me accountable. I spend about an hour on Monday evenings meal prepping fruit and veggies that come in our weekly CSA box.
  • For more organization tips that work in our home, check out my post about managing a household with neurodivergencies here.

Disconnect

  • This one is hard, but I am trying to consume only meaningful media. Don’t be afraid to disconnect from Social Media Platforms, people, or advertising that does not serve you or your life. Unfollow people and brands, delete or pause apps as you see fit. Engage with media in a manner that serves you and fulfills you. Do what feeds your soul and makes you a better person.
  • Unsubscribe from emails that don’t serve you. It will make your inbox smaller and you won’t miss information and freebies that you actually want. In my case, it’s freebies from Social Nature, PinchMe, and research study invitations.
  • In the same vein, I am trying to consume less physical media, specifically, mail and advertisements. If I don’t see sales, I won’t be tempted to shop. Junk mail and sale fliers go directly into the recycling can next to our group mailbox.

Saving Money

This is the big one, the reason you wanted to read this post. All of the above will help you save money, but here are a few specific ways that I use to save money on top of all of the above.

  • Use the notes section on my phone to keep a running list of our stockpiles: Toiletries, laundry soap, canned goods, and paper products.
  • Use the notes section of my phone to keep a running grocery list for the week. As we run low on items, I add them to my list. Right now I shop at three stores: Food4less, Grocery Outlet, and Dollar Tree (for specific items that are cheaper there). Unless I have coupons or freebie offers for other stores-usually from Social Nature, I stick to those three. At this point with inflation, we eat meat once or twice a week.
  • Use money saving/rebate apps. My list is here, and it’s pretty up-to-date. Fetch, Ibotta, and Shopkick are my go-to apps, and they yield me the biggest payouts.

 

Baby on the Way? Three Freebies Opportunities for Expecting Parents!

If you are expecting a baby, or know someone who is, this post is for you!

Here are three great offers, all with various freebies and opportunities to save money.

First up- BuyBuy Baby! Start your online baby registry, then visit a buybuy BABY stores to receive a free Goody Bag full of free samples and a buybuy BABY coupon!

And when you shop for essentials: Start earning points for every $1 spent. You”ll earn 10 points for every $1 spent – no exclusions.

Enfamil is hooking you up with some goodies!

Join Enfamil Family Beginnings® and get up to $400 in FREE gifts including coupons, formula samples, Belly Badges™, and more! (Available while supplies last!)

This is a great opportunity to try different formulas without breaking the bank.

If you are looking for other formula samples, check out this post about Kabrita. My kids loved this formula.

And finally- Walmart has a great offer! Create a Walmart Baby Registry & you can sign up for a free Welcome Baby Registry Box.

This offer is not mobile-friendly, so you’ll need to use a laptop/desktop.

 

Please feel free to share this post with anyone you know who might be expecting or adopting soon. The best part about these offers is that you will continue to receive coupons and discounts for baby and kids items for an extended period of time!

Amazon Returns at Kohl’s: My #1 Tip to Score Free Stuff!

Kohl’s. The frugal folks know all about this trick, but, if you haven’t been to Kohl’s in a while, it’s time to head over to the closest store, or their website.  This tip is for those Amazon Shoppers in my life!

When you buy something on Amazon, sometimes it doesn’t work out. Then it’s time to return your purchase. That can be a hassle, however, did you know that most items can be returned to a local Kohl’s location? YUUUUP. And when you return the Amazon item, you get a confirmation code, and a $5 off Kohl’s Cash coupon, and a 35% off when you use your Kohl’s Card (but I don’t have one).

I’ve been taking those $5 off Kohl’s Cash coupons directly to the clearance sections of the store and locating items in sizes that fit the fam for $5 or less.

Earlier this week I scored a shirt (pictured above) that I’ll be tie-dying later this month and giving as a gift later this year. It was $4.80, and after my coupon, I paid nothing!

Earlier this month I picked up a pair of PJ pants, and after the $5.00 Kohl’s Cash Coupon, I paid just $1.08! Which was all change. I had cleaned out my car earlier that day, and I filled my wallet with the change from my purse.

I have a note on my phone with all of our clothing and shoe sizes, as well as color and fabric preferences (especially important for those in the family who have sensory issues). As well as birthdays for family and friends, bedding sizes, and other notes that make gift-giving a cinch.

If you aren’t a Kohl’s Shopper, or it’s been a minute, check out their website to sign up for a 15% off coupon here, and sign up for their Kohl’s Rewards Program here.

I take advantage of store sales, Kohl’s Cash offers, and coupons to really save money at Kohl’s. We purchased our living room rug at Kohl’s (it was on sale and there was a Kohl’s Cash event), and I used the Kohl’s Cash to buy Christmas gifts.

 

Talk Back: If you have any tips or tricks to save at Kohl’s, Please leave them in the comments below!

May 2022: New Month, New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

The printable coupon market is slowly coming to an end. Smartsource no longer offers printable coupons, and you may notice that there are fewer coupon inserts in your Sunday newspaper. This is in favor of more offers available on apps. But if you love printable coupons….

  • Coupons.com (printable coupons, e-coupons, and a cashback app)

One of my favorite websites is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks! New offers are added on the Smartphone Savings Apps all the time!

May is the start of picnic season. Barbeque food, Hotdogs, hamburgers, ribs, and condiments will all be on sale throughout the summer and will be until September. Some of the sale items include:

    • Auto Maintenance (tires, oil changes, tune-ups)
    • Beverages, Hot dogs, Ground Beef, BBQ sauce, Ketchup, Mustard, Ribs (Often times there are some really great rebates for WYB beer or soda)
    • Bug repellents – Sprays and Candles

For a complete list of types of foods and items that will be on sale, check out this post on the cycle of sales.

Here are a few of my favorite new coupons:

Save $2.00 on ONE (1) Sonoma Gourmet Item (The Kale Pesto Sauce is great)
Save $0.75 on any ONE (1) Barilla® Chickpea or Red Lentil Pasta
Save $6.00 on any ONE (1) Culturelle® product
Save $0.50 on any ONE (1) pack of Energizer® Batteries up to 20 count
Save $2.00 on any (1) BENGAY® product (excludes trial & travel sizes). BenGay is life around here lately with my tendonitis.
Save $1.50 on ONE (1) 10 lb or larger package of TIDY CATS® Cat Clumping Litter (excluding LightWeight)

Kitchen Reorganization on a Budget!

We’re at the point in kitchen renovation where we need to put the kitchen back together. I was tired of eating out of the myriad boxes in my living room.

Being on a budget, I looked for simple and easy ways to make our kitchen work better for us. Our pantry is long (about 1 meter) and narrow. It’s such a pain. So much of it is inaccessible.

I cleaned out a bunch of the clutter as I unpacked the boxes. My mom gifted me these cool white baskets (which you can find on Amazon here).  She previously used them to store fabric. I put my label maker to good use and labeled the white baskets with the following categories:

  • Soup
  • Sauces
  • Baking Goods
  • Rice and Noodles
  • Oils and Fats
  • Canned Tomatoes
  • Canned Goods
  • Soup
  • Snack Box
  • Snacks (I use this for the overflow of snacks)

I also reorganized the spice cabinet, and I’ll be moving some of the bulk spices to these glass jars from the plastic bags they came in probably later this week.

Moving on to all of the drawers in my kitchen. Yeah. Nine Drawers of various sizes. I lined them with Contact Paper from Dollar Tree– which BTW, is so much cheaper than Amazon or the big box hardware stores. I also lined the cabinets that hold our dishes. I did not line the pantry shelves- They are really long and narrow and I can’t reach all the way to the back.

To contain all of the STUFF in each drawer, I picked up some of these skinny drawer organizers, and the drawer organizers in the picture, which are wider and medium-sized.

The Silverware has a drawer caddy (not shown in the photo, but it goes in the empty drawer), but the rest of the drawers were just a disaster. Now the cooking utensils will be corraled, the batteries rolling around the junk drawer will be contained, and all of the yummy drink powders and drink concentrates (like Mio) are corraled.

So for less than $50, I was able to reorganize the kitchen and spruce it up a bit.

After the kitchen is done and the water heater is installed, we’re having a cleaning service coming to do a post-construction clean up. There is drywall dust all over my freaking kitchen and living room. It’s so gross.

California Climate Credit- Savings on Your April 2022 Utility Bill!

It’s that time again! On your April California Utility Bill (Which includes PG&E, SCE, SDG&E, Bear Valley, Liberty, and Pacific Power), you will receive a California Climate Credit. For SDG&E customers, the amount is $43.06.

The California Climate Credit is part of California’s efforts to fight climate change. This credit is from a state program that requires power plants, natural gas providers, and other large industries that emit greenhouse gases to buy carbon pollution permits. The credit on your bill is your share of the payments from the State’s program.

Rather than receiving your electricity credits in April and October as in years past, the electricity credits have been moved to August and September for 2020 – 2022.

Please know you will still get your climate credits as they will be reflected in your utility bills this year. In fact, in April* your utility bill will include a gas credit identified as the “California Climate Credit.”

Changing the distribution months will not change the total value of the climate credits you receive in a year. The shift will provide bill relief for customers and reduce bill volatility.

 

And if you are looking for more ways to save energy and money, check out Ohm Connect! We’ve been using Ohm Connect for 5+ years and we’ve saved thousands of dollars on our power bill, and earned thousands of dollars in gift cards and cash via paypal!

Tips for Getting a Deal on Glasses!

Kids are rough on everything, including glasses. The big kid usually goes through 1-2 pairs a year, just in day-to-day wear and tear (and being a 10-year-old boy). Luckily I’ve found some ways to save money on glasses and I thought I’d share.

1- Take advantage of existing vision insurance. Look on the back of your kid’s health insurance card to find out which company handles the vision coverage, or give your child’s health insurance carrier a call. My kids receive one eye exam and 1 free pair of glasses per year. I’m not sure if it’s available in all states.

2-If you need help getting glasses or vision exams for your kids, check out Vision to Learn. They operate in 13 states and partner with the Boys and Girls Club, offering free eye exams and eyeglasses for kids. If you aren’t in a state where they operate, check out InfantSEE.  They offer Kids 6 months-1 year a free eye exam.

If you are 65+, you can obtain a free eye exam from Eye Care America.

3- Onto the deals. Once you have your prescription in hand, check out online stores like Abbe glasses. They have great deals on frames and lenses. I scored two pairs of glasses for under $50 for the big kid with their BOGO sale. ILoveGlasses also has good deals as well. Both of these companies are great for budget-conscious families. If you are looking for something a little higher-end (or for grown-ups), I also like Warby Parker.

They have a great glasses try-on program, and they also sell Contacts. In fact, they have a free contact offer.

Having used Warby Parker before, their glasses are great, and their service is amazing! We bought glasses online, and later when they needed to be adjusted (helpful tip: Don’t roughhouse with kids when you are wearing glasses), we took them to our local Warby Parker store and they “tuned up” the glasses FOR FREE!

And if you are wondering what to do with all of the old eyeglasses in your house that are no longer your current prescription…. The Lions Club helps recycle eyeglasses and get them into the hands of the needy. You can find out more about how and where to recycle your unwanted eyeglasses here.  I also recommend checking with your local optometrist’s office. They frequently partner with local Lion’s Clubs to collect old glasses. You could help a person in need get the glasses they can’t afford!

What are your tips for saving on glasses and contacts?

**This post may contain affiliate links, for more information about how we use affiliate links, please visit our Disclosure page.**

 

MyPoints: Refer Friends and You Both Earn 300 Points!

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I’ve been using MyPoints since 2011, and I’ve earned a lot of cash back just by doing my normal online shopping through MyPoints. About $550, to be exact.

Right now they are offering a great deal! When you refer a new user, and they earn 300 points, you both get a 300 point bonus. It’s easy to earn 300 points!

I love using MyPoints. I can earn points shopping online and utilizing in-store pick up with stores like Walmart, Target, Home Depot, and JCPenney.

  • I ordered Christmas Gifts and earned 1200 points.

There are so many point-earning opportunities.

You can double dip on earning points or cash back by using a point earning credit card like American Express or Discover Cards or taking advantage of a points program that rewards you for purchases on their website, like JCP Rewards.

I love that I can earn gift cards which I use to offset the cost of holiday gifts.

Talk Back: What is your favorite Cashback program?

Starting off 2022: It’s Budget Time!

Soo, the potato is crazy in the photo, but it made me laugh, so I included it.

As I mentioned in this post, we’ve got 7 posts coming through the end of the year to help you start 2022 off on a good foot.

I’ve talked a lot about budgeting before and not much has changed except that the cost of stuff keeps going up. Inflation is a bitch, y’all. And with wages not keeping up with the inflation, we’ve got to do what we can. We need to control the factors that we have to ability to control.

Setting up a budget takes time. You can do it all at once, but be prepared to spend a few hours working on it.

You’ll need:

Access to your bank account or bank statements for three months.

A Google Sheet page, or an Excel Spreadsheet

List of your monthly financial obligations. Here are just a few of those:

  • Mortgage/Rent (Our Mortgage payment includes impounds for our Homeowners insurance and property taxes)
  • Gas/Electric*
  • Gift Fund
  • Transfer to Savings
  • Life Insurance
  • Auto Insurance
  • Hulu
  • Car payment
  • Kids 529
  • Netflix
  • YMCA
  • Internet
  • Credit Card Balances
  • Student Loan Payments
  • Water Bill*
  • Groceries*
  • Fun Money (stuff to do with kiddos/girls nights in/date nights)*
  • Gasoline*

Of all of these categories, the only ones that have any difference per month are the ones I indicated with an asterisk (*). For Gas/Electric and the water bill, I averaged the cost over three months and used that amount for the budget.

The categories I included above are what is in my budget, you may have other items that my family does not. Some of the expenses such as Health Insurance and retirement savings come out of paychecks, so for our family, they are not included in our budget. You may wish to add them to your budget if you pay them directly.

Cash for some Budget Line Items: For items such as groceries, fun money, and gasoline I visit the ATM each week and take out cash. I paperclip the money for each budget line item together and keep them separate in my wallet. When the money is gone, no more spending.

Doing cash for those line items really helps me take a hard look at shopping for groceries (this is when cash back appscouponing, and price per unit knowledge all come in handy), and making sure that I am getting the best deal on gas (I have the GasBuddy app, it’s very useful). Any unspent money gets rolled over to the next week.

If you are discovering that you have too many bills and not enough money (and hey, it happens), trim where you can ( this article has some helpful suggestions), and if that’s still not enough, here are some Southern CA/San Diego based resources to help you.

Please do not be embarrassed to seek help. Resources are available to help you. If in the future you are able to give back, please do, but in the meantime, accept the help that is offered.

Next up, we’ll be talking about ways to save money on groceries and beyond. The beyond is going to be how to get toothpaste and health and beauty items for free (or really cheap) without turning into the stereotypical crazy coupon lady. Because clipping coupons out of ten plus newspapers each week is sooooo 2008. Seriously. I love to save money, but I don’t clip Sunday papers these days.