How I’m Saving Time and Money in 2023 and Beyond!

I’m posting a lot less these days because I now have a full-time job outside the house, and y’all- I’m freaking exhausted at the end of the day. weekends are spent doing family stuff (mostly playing with legos and drawing), and doing kid activities like martial arts and girl scouts.

I wanted to share with you some ways you can save money, score freebies, and even earn some money each month without running all over town, spending hours of time doing little penny surveys, or scanning your entire grocery order to earn points for junk (looking at you Neilson panel).

This is how I’ve been doing it for years, and now that I have even less time, I’m leaning on these more.

Automate

  •  Use the calendar in your phone to remind you of appointments, neighborhood free food distributions, sales, and even coupon events: I seriously put the Bath and Body Works coupon dates in my calendar so I remembered to use them.
  • I bought a subscription to  Yasukochi Family Farms CSA boxes. This way my fresh fruit and veggies are delivered to my door each week.
  • Set up auto-shipments for most needed household items. Vitamins/supplements, specialized food, and even pet food. There are all sorts of companies that offer this service including Amazon, Chewy, and Vitacost are just a few.
  • I order from Dream Dinners once or twice a quarter. Now that they have lower minimum orders, I can grab a few favorites and try a new meal with greater ease. I order online, and pickup is so easy- I drive up and they deliver to my car!

Organize

  • I reorganized the kitchen over Winter Break. I have printables available for free. If you are interested, please drop me an email and I can send them to you. They print in color or black and white.
  • I meal plan weekly. I may not have time to post them on the blog each week, but I’ll still have pics up on Instagram each week- it helps keep me accountable. I spend about an hour on Monday evenings meal prepping fruit and veggies that come in our weekly CSA box.
  • For more organization tips that work in our home, check out my post about managing a household with neurodivergencies here.

Disconnect

  • This one is hard, but I am trying to consume only meaningful media. Don’t be afraid to disconnect from Social Media Platforms, people, or advertising that does not serve you or your life. Unfollow people and brands, delete or pause apps as you see fit. Engage with media in a manner that serves you and fulfills you. Do what feeds your soul and makes you a better person.
  • Unsubscribe from emails that don’t serve you. It will make your inbox smaller and you won’t miss information and freebies that you actually want. In my case, it’s freebies from Social Nature, PinchMe, and research study invitations.
  • In the same vein, I am trying to consume less physical media, specifically, mail and advertisements. If I don’t see sales, I won’t be tempted to shop. Junk mail and sale fliers go directly into the recycling can next to our group mailbox.

Saving Money

This is the big one, the reason you wanted to read this post. All of the above will help you save money, but here are a few specific ways that I use to save money on top of all of the above.

  • Use the notes section on my phone to keep a running list of our stockpiles: Toiletries, laundry soap, canned goods, and paper products.
  • Use the notes section of my phone to keep a running grocery list for the week. As we run low on items, I add them to my list. Right now I shop at three stores: Food4less, Grocery Outlet, and Dollar Tree (for specific items that are cheaper there). Unless I have coupons or freebie offers for other stores-usually from Social Nature, I stick to those three. At this point with inflation, we eat meat once or twice a week.
  • Use money saving/rebate apps. My list is here, and it’s pretty up-to-date. Fetch, Ibotta, and Shopkick are my go-to apps, and they yield me the biggest payouts.

 

Venmo Users: Check your Accounts For An Amazon Deal!

Venmo users: Check the email linked to your Venmo account for this sweet deal!

Spend $100 on Amazon orders now through 12/31/22 (Max 200k redemptions available under this offer), and you’ll score $10 back in your Venmo Account.

Pretty sweet, right?

If you hadn’t heard by now Amazon and Venmo are now buddies- You can pay for Amazon purchases with Venmo. Learn more here.

And you haven’t signed up for Venmo yet, check it out here.

5 Tips to Save on Black Friday (and earlier)

Black Friday shopping is not my jam, nor has it ever been. I know a lot of people love getting up at the crack of dawn to save money, but I’d rather snuggle with my cat.

Some Retailers have already started their Black Friday Deals: JCPenney, Walmart, and Target have deals up on their sites and in-store now. Here are my top five tips to help you save a little more on Black Friday (and beyond):

  1. Make a List! This seems like a no-brainer, but make a list of each person you are shopping for and then list a few possibilities. There are still supply change issues, and that means some stores may be out of what you had planned.
  2. Use Rewards Programs to your advantage! I’m talking about Target Circle, Target Red Card, JCPenney Rewards, MyPoints, Swagbucks, and Ibotta. I did a bunch of holiday shopping yesterday online at JCP. JCPenney Rewards members earn a $10 bonus Reward for every $50 spent in-store and online on qualifying purchases 11/18/22-11/30/22. Limit 3 bonus Rewards per customer. I had already planned to do the bulk of my holiday shopping there anyway, so these rewards are a bonus that I’ll use to buy kid socks, which both kids need. And if you are looking for coupon codes- Don’t forget the Honey Browser Extension!
  3. Make a Budget and STICK TO IT. Seriously. And if you do stockings- take those into consideration as part of the budget.  I save Amazon Gift card codes all year for gift shopping, and I set aside a small count each month in a separate saving account for holidays and gift-giving occasions. I earn Amazon Gift cards by doing Research studies (like the ones I post about all the time) and surveys on  MyPoints and Swagbucks.
  4. If you shop in person, take cash. If you are easily tempted, take cash, and leave your cards at home. This forces you to stay on budget.
  5. Homemade Gifts are awesome!  If like me, your budget is very small this year, don’t forget to flex your craft/artistic/cooking skills. I make hats, cookies, pj pants, and aprons usually for several folks on my gift list. I use supplies that I already have on hand. I love making soup, so I’ll be making several large batches, freezing 4-6 serving-size portions, and giving them to family members.

And finally, remember that the winter holidays are not about gifts. They are about coming together with friends and family to celebrate. If you having a difficult time making the magic happen for your family this year, check out my 2022 Holiday Resources post here. In December I’ll be hosting an Amazon Gift Card giveaway as well.

Fetch Rewards: 4000 Points for Every Referral through 8/28/22!

Woo Hoo! Fetch Rewards is hooking us up with points out the wazoo! Earn an extra 4,000 points when you invite a friend to Fetch and they snap a receipt. Head to the app and share your referral code now through 8/28/2022!

If you aren’t already using Fetch Rewards, signing up is quick and easy! You learn more when you check out my post here. Find the Fetch Rewards app in your app store, and when you download it and scan any receipt, use my code ND2TB when you sign up and you’ll score 2,000 bonus points. I’ve earned $163.00 so far in 2022 just by purchasing my regular groceries and scanning all of my receipts (grocery, mass merchandiser, gas receipts, restaurants, you name it).

In order for you to qualify for the increased referral bonus, your friends must enter your referral code and complete a valid receipt now through 11:59 PM CDT on 8/28/2022. After 11:59 PM CDT on 8/28/2022 the referral bonus will expire.

It’s Back! Make $10 by writing Software Reviews with G2!

G2 is a peer-to-peer review site. If you are looking to learn about new software before you purchase it, G2 is a great place to look. Right now G2 is offering $10 Amazon gift cards to those who review software that you have used in your business. It’s a quick, easy way to share your opinions of software and earn a little extra.

Plus, once you have reviewed for them, they will contact you when they are looking for more reviews (with incentives). I earn about $30/month from G2 writing reviews. It doesn’t take long, and it gives me a little extra fun money.

You will need to log in with either Google Business credentials or your LinkedIn account.

To get started, click here.

Fetch Rewards: School’s back & points are everywhere!

I’ve been a fan of Fetch since 2017, and my love increases each day.

And now that Back to School season is in full swing, Fetch has some great deals and potential freebies!

Not long ago, I posted about the General Mills Good Rewards in the Fetch Rewards App. They are adding more (and better) deals, especially for the back-to-school season. Breakfast, lunch, snacks- Your kiddos are going to be noshing to their hearts’ delight, and you’ll be saving the big bucks.

If you aren’t already using Fetch Rewards, signing up is quick and easy! You learn more when you check out my post here. Find the Fetch Rewards app in your app store, and when you download it and scan any receipt, use my code ND2TB when you sign up and you’ll score 2,000 bonus points. I’ve earned $158 so far in 2022 just by purchasing my regular groceries and scanning all of my receipts (grocery, mass merchandiser, gas receipts, restaurants, you name it).

 

Fetch Rewards: Earn More Points with Good Rewards

Ok, so as most of you know, Fetch Rewards is my favorite cashback app. They have a new club within the app: Good Rewards! It’s a way to earn extra points when you purchase General Mills products.

All you have to do is open the Fetch Rewards app on your phone, click on the Good Rewards link in the app, join, and you’ll be earning extra points in no time. General Mills owns a lot of brands you probably buy weekly.

If you aren’t already using Fetch Rewards, signing up is quick and easy! You learn more when you check out my post here. Find the Fetch Rewards app in your app store, and when you download it and scan any receipt, use my code ND2TB when you sign up and you’ll score 2,000 bonus points. I’ve earned $145 so far in 2022 just by purchasing my regular groceries and scanning all of my receipts (grocery, mass merchandiser, gas receipts, restaurants, you name it).

Fetch Rewards: 4,000 points per friend- Ends Tomorrow!

Fuel your next free gift card with referrals! Invite your friends to Fetch and earn 4,000 points when each of ‘em snaps their first receipt. The offer ends 7/6/22 so move fast!

And right now there are some really great bonus point offers!

If you haven’t signed up for Fetch Rewards yet, or want to learn more, check out my post here. Find the Fetch Rewards app in your app store, and when you download it and scan any receipt, use my code ND2TB when you sign up and you’ll score 4,000 bonus points. I’ve earned $145 so far in 2022 just by purchasing my regular groceries and scanning all of my receipts (grocery, mass merchandiser, gas receipts, restaurants, you name it).

It is simple, takes minutes, and the points really rack up!

Summer Stuff I love (Grown Up Edition)

Friends- I’ve been working on this post for a few days. I’m not feeling especially summery today (and wasn’t yesterday afternoon either), but I’m hoping to distract you over the weekend, so on Monday we can come together and help our friends and family who will need us in the coming months. I’m spending the afternoon crunching on Sonic ice cubes!

It’s summer, and that means for most parents keeping the kids entertained (or letting them get bored), constantly filling the snack box/drawer, and looking for ways to make sure everyone makes it through the 12 weeks of Summer “vacation” without injury. I use vacation in quotes because it’s not a fun, leisure-filled 12 weeks. Most of us have to work, in addition to balancing all of… this.

BUT- That doesn’t mean that parents can’t have fun or enjoy their time in the summer sun. Here are a few things that I have recently come to love:

Sonic Ice Cubes. They are the little pebble ice cubes. If you don’t have a Sonic near you, or if you are looking for a way to make the perfect Sonic type ice at home, look for a Nugget or Pebble ice maker or ice tray. Walmart has a table top nugget ice maker here.

Electrolyte drinks. Not Gatorade, something better. I know a lot of people like Liquid IV, but this frugal lady likes Hydramate from Dollar Tree and Key Nutrients Lemonade flavor from Amazon. These newer electroylte drinks also have vitamins and other key nutrients that we can sometimes miss out on.

I made a list on Amazon of some of my other favorite things this summer:

  • Good SPF- Gotta take care of your skin. You only get one body!
  • Speaking of SPF, a Long sleeve 1/2 zip swim shirt. They are amazing.
  • Reusable cups with lids – I like the color changing cups.
  • Yoga strap for stretching- especially good after a long day behind the week (or a long day sitting on the floor building legos).
  • After Sun lotion- even if you wear a good SPF, the sun and the sea/pool water can dehydrate your skin.
  • Compression socks- seriously. We walk a lot in the summer, and wearing compression socks has really helped my feet and legs from getting so heavy and tired.
  • These sweet kicks from New Balance. They are my go to shoe for a day full of walking.
  • Beach Towels– JCPenney has a great selection and they are on sale!
  • Cuticle oil. The summer sun is rough on your hands, especially your cuticles. Give them some love.
  • Bermuda Shorts. I’m pale, I’m plus size, and I am not a fan of short shorts. Bermuda shorts cover all of my pale parts. And they make me happy because htey have decent sized pockets.
  • Character popsicles. There are a couiple places in San Diego where you can buy the popsicles that the ice cream man sells in bulk or at a discount. California Ice Cream and Candy in Lakeside (that’s near my house), and Circus Man Ice Cream in National City.  The kids and I hit up our local store each week and drop $20 on Spongebob, TMNT, Tweety Bird, and other popsicles. That’s about 13 or so, and that lasts us about a week! I personally love the Powerpuff Girl ones, they are orange and cherry flavored.

Talk Back: What are your favorite summer essentials?

Amazon Returns at Kohl’s: My #1 Tip to Score Free Stuff!

Kohl’s. The frugal folks know all about this trick, but, if you haven’t been to Kohl’s in a while, it’s time to head over to the closest store, or their website.  This tip is for those Amazon Shoppers in my life!

When you buy something on Amazon, sometimes it doesn’t work out. Then it’s time to return your purchase. That can be a hassle, however, did you know that most items can be returned to a local Kohl’s location? YUUUUP. And when you return the Amazon item, you get a confirmation code, and a $5 off Kohl’s Cash coupon, and a 35% off when you use your Kohl’s Card (but I don’t have one).

I’ve been taking those $5 off Kohl’s Cash coupons directly to the clearance sections of the store and locating items in sizes that fit the fam for $5 or less.

Earlier this week I scored a shirt (pictured above) that I’ll be tie-dying later this month and giving as a gift later this year. It was $4.80, and after my coupon, I paid nothing!

Earlier this month I picked up a pair of PJ pants, and after the $5.00 Kohl’s Cash Coupon, I paid just $1.08! Which was all change. I had cleaned out my car earlier that day, and I filled my wallet with the change from my purse.

I have a note on my phone with all of our clothing and shoe sizes, as well as color and fabric preferences (especially important for those in the family who have sensory issues). As well as birthdays for family and friends, bedding sizes, and other notes that make gift-giving a cinch.

If you aren’t a Kohl’s Shopper, or it’s been a minute, check out their website to sign up for a 15% off coupon here, and sign up for their Kohl’s Rewards Program here.

I take advantage of store sales, Kohl’s Cash offers, and coupons to really save money at Kohl’s. We purchased our living room rug at Kohl’s (it was on sale and there was a Kohl’s Cash event), and I used the Kohl’s Cash to buy Christmas gifts.

 

Talk Back: If you have any tips or tricks to save at Kohl’s, Please leave them in the comments below!