saving

Time For Glasses? Deals and Glasses Freebies

Abby H.

It’s that time of year. Glasses time for the kids. Kids are rough on everything, including glasses. The big kid usually goes through 1-2 pairs a year, just in day-to-day wear and tear. Luckily I’ve found some ways to save money on glasses and I thought I’d share.

1- Take advantage of existing vision insurance. Look on the back of your kid’s health insurance card to find out which company handles the vision coverage, or give your child’s health insurance carrier a call. My kids receive one eye exam and 1 free pair of glasses per year. I’m not sure if it’s available in all states.

2-If you need help getting glasses or vision exams for your kids, check out Vision to Learn. They operate in 13 states and partner with the Boys and Girls Club, offering free eye exams and eyeglasses for kids. If you aren’t in a state where they operate, check out InfantSEE.  They offer Kids 6 months-1 year a free eye exam.

3- If you are in San Diego, the Shiley Eye clinic (part of UCSD) has the EyeMobile. They have frequent outreach events to help kids obtain needed eye exams and glasses. Check out their Facebook Page to keep up to date on their upcoming events.

If you are 65+, you can obtain a free eye exam from Eye Care America.

4- Onto the deals. Once you have your prescription in hand, check out online stores like Abbe glasses. They have great deals on frames and lenses. I scored two pairs of glasses for under $50 for the big kid with their BOGO sale. ILoveGlasses also has good deals as well. Both of these companies are great for budget-conscious families. If you are looking for something a little higher-end (or for grown-ups), I also like Warby Parker.

They have a great glasses try-on program, and they also sell Contacts. In fact, they have a free contact offer.

Having used Warby Parker before, their glasses are great, and their service is amazing! We bought glasses online, and later when they needed to be adjusted (helpful tip: Don’t roughhouse with kids when you are wearing glasses), we took them to our local Warby Parker store and they “tuned up” the glasses FOR FREE!

And if you are wondering what to do with all of the old eyeglasses in your house that are no longer your current prescription…. The Lions Club helps recycle eyeglasses and get them into the hands of the needy. You can find out more about how and where to recycle your unwanted eyeglasses here.  I also recommend checking with your local optometrist’s office. They frequently partner with local Lion’s Clubs to collect old glasses. You could help a person in need get the glasses they can’t afford!

What are your tips for saving on glasses and contacts?

**This post may contain affiliate links, for more information about how we use affiliate links, please visit our Disclosure page.**

2024 California Climate Credit- Savings on Your October Utility Bill!

Abby H.

It’s that time again! On your October California Utility Bill (Which includes PG&E, SCE, SDG&E, Bear Valley, Liberty, and Pacific Power), you will receive a California Climate Credit. For SDG&E customers, the amount is $78.22.

The California Climate Credit directly results from the State’s Cap-and-Trade Program which requires polluters to pay for climate pollution. Credits are distributed in April and October each year. Credits appear automatically on your bill and are designed to help utility customers during the transition to a more sustainable future.

And if you want more ways to save energy and money, check out Ohm Connect! We’ve been using Ohm Connect for 5+ years, saved thousands of dollars on our power bill, and earned thousands of dollars in gift cards and cash via PayPal!

Need Help with Back to School Supplies?

Abby H.

The Larry Himmel Neighborhood Foundation is here to help!

For the past eight years, they have been hosting our annual Back-To-School Haircut Drive, where kids aged 18 and under can enjoy:
Free haircuts
Free school supplies
Free food
Tickets to local attractions throughout San Diego County

Event Details:
Date: Saturday, August 10
Time: 9am – 1pm (Last haircut starts at 12:30pm)
Location: Skyline Church (11330 Campo Rd, La Mesa, CA 91941)

For more information, check out their Facebook Page. 

SMOAC is hosting a FREE BACKPACK GIVEAWAY on 8/3/2024. More info can be found here.

Free School Supplies is a website with listings by state of charities and non-profits that provide free and low-cost school supplies.

If you are a military family, check out Operation Homefront. They have Back-to-School Brigade events all over the country.

 

2023 California Climate Credit- Savings on Your October Utility Bill!

Abby H.

It’s that time again! On your April California Utility Bill (Which includes PG&E, SCE, SDG&E, Bear Valley, Liberty, and Pacific Power), you will receive a California Climate Credit. For SDG&E customers, the amount is $60.70.

The California Climate Credit is part of California’s efforts to fight climate change. This credit is from the California Cap-and-Trade Program, which requires power plants, fuel providers, and large industrial facilities that emit greenhouse gases to buy carbon pollution allowances. The credit is designed to help utility customers during the transition to a low-carbon future.

Given the increase in natural gas prices, the CPUC accelerated the distribution of gas and electric climate credits for 2023 to provide some winter bill relief to customers.

This year, SDG&E® customers received their gas climate credit in February and their electric climate credits in March and October. The credits show up on your utility bill these three months as the “California Climate Credit.”

And if you are looking for more ways to save energy and money, check out Ohm Connect! We’ve been using Ohm Connect for 5+ years and we’ve saved thousands of dollars on our power bill, and earned thousands of dollars in gift cards and cash via PayPal!

Saving Money on your SDG&E Bill

Abby H.

Recently I posted on Facebook that I relented and turned on the heater. Usually, it’s not cold enough, and we are all big fans of cuddly sweaters and socks, and of course piles of soft blankets. The other night I wandered down the hall and the thermostat said 48 degrees- NOPE. I turned on the heater to 68 degrees.

Someone commented that they wish they could do that. I realize that being able to run the AC or Heater is a privilege that not everyone has. I was in that position a few years ago, and then I looked into some of the programs that SDG&E offers (and I’m sure other utility companies offer as well). These programs are on their site, but you really have to dig to find them.

Here are a few programs that might be helpful:

Medical Baseline Allowance Program:  The Medical Baseline Allowance Program provides an additional amount of gas and electricity at the lowest rates for residential customers.  It is not a discount or a rebate.

Anyone who uses certain medical devices or needs space heating or air conditioning because of a medical condition may qualify. CPAP machines are on the list of qualifying medical equipment, as well as about 20 other medical devices. All the information and application can be found here.

CARE and FERA programs: For families that receive various social services or are lower income, these programs can save you 30% or 18%, respectively. To learn more, and apply, click here. 

Energy Savings Assistance program: This is a great program that I took advantage of many years ago. An SDG&E contractor came out and did some work to make our home more energy efficient. They replaced the weather stripping on our front door, gave us energy-efficient floor lamps, and did a few other things. This program is for families that receive various social services or are lower income.

With natural gas prices rising this winter, if you are eligible for any of these programs, or think you might be, it is definitely worth taking a little time to check out these links.

Screen Shot 2016-08-03 at 5.02.27 PMAnd another way I try to save money is to use Ohm Connect.  We’ve been using it for a few years, and they text and/or email you when you should conserve more power due to the demand on the power grid. It’s a win-win situation: You save money on your power bill, and you earn points from Ohm Connect that you can cash out for Paypal, Amazon, or Target Gift Cards, OhmConnect store credit (to buy energy efficient thermostats, smart plugs, etc.) You can learn more about OhmConnect here. It’s for Southern CA, New York, or Texas Residents. We save about $200/year on our power bill and earn roughly $150 in rewards. It’s a nice little extra for minimal work.

MyPoints: Refer Friends and You Both Earn 300 Points!

Abby H.

I’ve been using MyPoints since 2011, and I’ve earned a lot of cashback just by doing my normal online shopping through MyPoints. About $550, to be exact.

Right now they are offering a great deal! When you refer a new user, and they earn 300 points, you both get a 300-point bonus. It’s easy to earn 300 points!

I love using MyPoints. I can earn points shopping online and utilizing in-store pick-up with stores like Walmart, Target, Home Depot, and JCPenney.

  • I ordered Christmas Gifts and earned 1200 points.

There are so many point-earning opportunities.

You can double dip on earning points or cash back by using a point earning credit card like American Express or Discover Cards or taking advantage of a points program that rewards you for purchases on their website, like JCP Rewards.

I love that I can earn gift cards which I use to offset the cost of holiday gifts.

Talk Back: What is your favorite Cashback program?

New TopCashback Members Score $15 to Spend at Sephora!

Abby H.

This deal is FIRE.

I saw it last night on TikTok, and after some research, it’s totally legit.

If you are not a TopCashback member, you are in luck. TopCashback is a rebate site that I’ve been using for years.

When you shop online, search for the retailer, click the link, and shop. You’ll receive cashback on your purchase. Amounts/percentages vary by retailer.   TopCashBack is free to join and can be used with over 4,000 stores!

For this $15 offer, follow these steps:

  • Create your NEW account with an email and password; then confirm your email address right away.
  • Click on the “Get Cashback” or “Get Offer Now” button and it’ll take you to Sephora so you can shop for all your favorite items (not valid on gift cards).

To get the most from this deal, I suggest checking out the “Beauty Under $20” and the “Sale & Clearance” sections. There are so many great choices.

It’ll take about 15 days or so for your TopCashBack account to be credited. Once your account has been credited, you can cash out your rebate.

I do most of my shopping online through TopCashBack and earn about $200/year. I cash out for PayPal or Target Giftcards.

To get started, click here. 

2022 California Climate Credit- It’s Back for August and September!

Abby H.

It’s back! I posted earlier this year about the credit on your April bill, and now we are getting credits in both August and September!

This August* your utility bill will include an electric credit identified as the “California Climate Credit.” Your household and millions of others throughout the state will receive this credit on your utility bills.

In the past years, the electric credit was applied in April and October, and the gas credit was applied in April. For 2020-2022, the California Public Utilities Commission authorized SDG&E to temporarily shift the electric credit to be applied in August and September.

Changing the distribution months will not change the total value of the climate credits you receive in a year. The shift will provide bill relief for customers – during what are typically the hottest months of the year – and reduce bill volatility.

The gas credit will continue to be applied in April. In 2023, the climate credit will revert back to its original timing of April and October unless the Commission directs otherwise.

The California Climate Credit is part of California’s efforts to fight climate change. This credit is from a state program that requires power plants, natural gas providers, and other large industries that emit greenhouse gases, to buy carbon pollution permits.

The credit on your bill is your share of the payments from the State’s program. The Climate Credit is one of many programs resulting from landmark legislation called the Global Warming Solutions Act of 2006.

The California Climate Credit is one way Californians are working towards a zero-carbon state. Find other ideas for energy and money-saving upgrades for your home while reducing your carbon footprint at energyupgradeca.org/the-movement.

And if you are looking for more ways to save energy and money, check out Ohm Connect! We’ve been using Ohm Connect for 5+ years and we’ve saved thousands of dollars on our power bill, and earned thousands of dollars in gift cards and cash via PayPal!

I cashed out some of our points for a $10 Amazon Gift card a few weeks ago, and we almost have enough for another Amazon Gift Card!

 

6 Small Ways to Trim Your Out of Pocket

Abby H.

With my work year coming to an end, I need to trim my budget. It looks like my monthly income is about to be cut in half. I applied for a summer school job, but I haven’t heard back one way or another, so I’m guessing I didn’t get the job and I need to prepare for that.

There are fun activities that the kids want to do this summer, and they all cost money, so I need to trim a bit more so we have the opportunity to have some fun.

Here are a few ways that you (and I) can save some money and free up room in our budget this summer.

Start by looking over your family budget. Is there anything you can dump? Streaming services you no longer use, monthly subscriptions that no longer serve you? For us, we are dumping Netflix next month. We no longer use it enough to justify the $20/month. Feel like you are overpaying for your cellphone or other services, look into switching carriers or plans. If you don’t have a family budget, here is an easy way to put one together.

Use It Up, Wear It Out, Make It Do, or Do Without. This is an oldie, but a goodie. And by this statement, I mean that use what you have on hand. Eat the food in your kitchen (meal planning can help with that), wear the clothes you’ve got, and repair them as needed. Don’t forget that there are groups like Buy Nothing, where you can share and receive goods and services from those in your neighborhood. It’s hard to not want to keep up with the Joneses, especially in our society where it seems like everything is based on presentation and showing off what you’ve got on social media.

Take advantage of programs in your community. There are so many free and low-cost programs meant to help families during this time of unprecedented inflation, low wages, and other social issues that contribute to financial instability. Here in San Diego County, there are resources for free food and free clothing. 

If you have someone in your family who requires electricity for their medical devices or if you are low income, check out your local power companies website to learn about discounts you may be eligible for. This post has details and more tips.

If you are looking for some free summer fun for the kids, there are events like Kids night out, and summer reading programs.  And in California, there will be free breakfasts and lunches for kids under 18 throughout the summer through schools and local parks and rec. As soon as I have more details on those, it will be a separate post.

My final tip- Don’t be embarrassed to ask for help. There are so many programs and resources out there to help. Even if you feel like there are people and families out there who “have it worse”, you deserve help. This isn’t a “who has it worse” situation. Everyone deserves to live a good life. Take advantage of opportunities that come your way.

Talk Back- If you have tips or tricks to help with lowering your Out of Pocket, I’d love to hear it!