Save Money on Online Purchases with Smarty!

If you are an online shopper (and at this point, who isn’t?), you know that searching online for coupon codes for each and every website can be daunting.

And did you know that Amazon isn’t always the best price? But do you really have the time (or energy) to comparison shop online? No.

That’s where Smarty comes in! It’s a Chrome Extension that combs the internet for coupon codes, discounts, and even comparison shops for you!

And it works on hundreds of websites including Amazon, Walmart, Target, and Macy’s!

As a bonus: When you install the browser and refer your friends, you can earn cash back! So it’s a win-win! Everyone saves, and you get a little cash back to pad your wallet.

 

A Practical Guide to Setting A Budget (Part Two)

In our last post, I talked about the basics of starting a budget (you can read it here).

We ended with… What happens if you spend more money than you bring home? Don’t feel bad, It happens more than you would think. Living in a credit-based world, it’s easy to swipe, swipe, swipe your card and have it seem like it’s not real money.

How do you stop spending willy nilly and start saving money?

First of all, I went through our family budget line by line looking for ways to cut down on costs. This will take a little work, but it’s worth the savings. Here are a few ways that you may be able to save.

  • Cell Phones- I called and negotiated a new contract, and they were able to give us a small discount ($15/month).
  • Auto/Home Insurance- Called our insurance carrier (it’s the same for both). We went through both policies, and were able to adjust our annual mileage to lower mileage, and adjust a few things with our homeowner’s insurance to save some money too. (About $50/year)
  • Gas & Electric (power company)-Because of the big kids’ diagnosis, we were able to qualify for a discount. SDG&E (Our utility provider) offers several discounts. You can learn more about our experience and how we saved money here.  We also take part in OhmConnect, and that saves us money and gives us cashback. You can learn more about OhmConnect here. We save about a thousand dollars a year between the programs SDG&E offers and using Ohmconnect.
  • Internet- We ended up changing internet providers to save money. I know that not everyone has this ability, but it’s worth a call to see if you can get a better deal. We don’t have cable or a home phone, so there are no bundling deals that can save our family money. ($5/month)
  • Cable- We don’t have it, but if you are thinking of cutting the cable, it’s not all static and bunny ears like in the old days. Between Apple TV (ours is really old and it works great), Hulu, Netflix, Amazon Prime, and over the air TV, we aren’t suffering. (No savings for us, but maybe some for you?)

Secondly, I take cash out for Groceries ($100/week), gas ($60/week), and fun money (funds for the kids and I to do something fun during the week- usually a snack or treat at the zoo, admission to a museum, or renting a Redbox movie. $40/week). When the money’s gone, it’s gone. For our budget/spending- this has been the game-changer. Due to quarantine/lockdown the only fun we could have was ordering take out or expensive trips to the craft supply store/Amazon to keep us entertained. Now that we have parameters for spending money, I am taking a harder look at groceries and meal planning and low-cost to no-cost ways to have fun with the kiddos.

In addition to that, I didn’t set up Apple Pay on my phone. I don’t have a credit card attached to the app store on my phone. I don’t have any credit cards set up on my Amazon Account, or my Target App, or any of the purchasing apps on my phone. If I want to buy something I have to either go to a store or sit down at my computer and enter my credit card/debit card information. Taking that extra step to purchase stuff really helps me think about what I am buying and how much I am spending.

And I’m always looking for ways to make a little extra money. Side Hustles are a real way to make money. You can invest as little or as much time as you want.

You can still have fun and live on a budget. Don’t feel like having takeout? Spend some of your fun money on a couple steaks and have a BBQ at home one week. Rent a movie on Amazon Prime, and add some dollar movie candy to your grocery list (or hit up Dollar Tree). Close the curtains/ blinds and throw some pillows and blankets on the living room floor. We call that “Movie theatre night” and the kids love it.

Living during a global pandemic you have to think outside of the box.

My next (and last) post about setting a practical budget will be ready tomorrow and it’s going to be a little more serious. What to do/where to turn when you need help with the basics: Food, Shelter, and Comfort. And what you should cut out if you are struggling. For those who are struggling right now, this is written with you in my mind and heart.

November 2020: New Month, New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite websites is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks! New offers are added on the Smartphone Savings Apps all the time!

November means the start of the fall/winter “feasting” holidays (Thanksgiving, Hannukah, Christmas, and Yule- depending on your religion), so there will be lots of deals on traditional holiday foods. For a complete list of types of foods and items that will be on sale, check out this post on the cycle of sales.

Here are a few of my favorite new coupons:

Save $1.50 on any ONE (1) 1850® coffee product

Save $0.55 on any ONE (1) Frigo® Cheese Product

Save $1.00 on any ONE (1) bottle of JUST Egg
Save $1.00 on any ONE (1) package of Green Giant® Veggie Tots, Riced Veggies, Mashed Cauliflower, Roasted Veggies, Harvest Protein Bowls, or Cauliflower Pizza Crust

Save $1.00 on any ONE (1) package of Green Giant Veggie Spirals™

Save 35¢ On Any California Dairy Product That Carries The Real California Milk Seal

Shopping Smartly: Using the Cycle of Sales to Save Even More!

Manufacturers and stores use holidays or events to entice people to spend more in their stores by offering sales, coupons, cashback offers. I have listed below, by month which types of items are on sale. Not only food, but home goods, furniture, and electronics.

I recommend checking out sale flyers (most can be found online) and cashback apps (A list of my favorites can be found here) before each shopping trip.

JANUARY

  • Diet Food and Weight Loss Equipment (New Year’s Resolutions)
  • Gyms have sales and free trials
  • Healthy Food including Veggies
  • Television and other Electronics (Super Bowl Sunday)
  • OTC Medications (FSA’s expire in Jan./Feb.- Use it or Lose it!)
  • Winter Clothing and Shoes (Formal clothes are usually 75%+ off)
  • Organizers (totes, Christmas ornament storage containers)
  • White Sales (Sheets/Towels)
  • Snack-y food for Super Bowl parties: chips, dip. Velveeta, salsa, taquitos. There are often times really great rebates for snack food and beer or soda around the Super Bowl.

FEBRUARY

  • Diet Food and Weight Loss Equipment (New Year’s Resolutions)
  • Healthy Food including Veggies
  • Furniture and Housewares
  • Candy and Chocolates

 

MARCH

  • March is National frozen food month. Many Stores like Albertson’s have a “fill a bag” sale where you are given a paper or plastic bag and you receive a discount (typically 15-25%) on each frozen item in that bag.
  • Spring Apparel (Easter Dresses and Suits)
  • Depending on when Easter falls, look for sales on Easter Dinner food: Ham, Prime Rib, stuffing, veggies, eggs, and Easter Basket Supplies.
  • Luggage and Travel (Spring Break)
  • Spring-cleaning sales will start and there will be rebates for cleaning supplies- especially with SC Johnson Products.
  • Between March 13-17th (St. Patrick’s Day) Corned Beef, Potatoes and Cabbage are all Dirt Cheap. Stock up!
  • During Lent, seafood is inexpensive.

 

APRIL

  • More Spring cleaning sales and rebates
  • Paper products (plates, napkins) start to have really good sales.
  • Paint & Wallpaper (In the same vain as spring cleaning, a lot of people start to spruce up their homes in the spring)
  • Jewish Foods and Eggs (Passover)

 

MAY

May is the start of picnic season. Barbeque food, Hotdogs, hamburgers, ribs, condiments will all be on sale throughout the summer and will be until September.

  • Auto Maintenance (tires, oil changes, tune ups)
  • Beverages, Hot dogs, Ground Beef, BBQ sauce, Ketchup, Mustard, Ribs (Often times there are some really great rebates WYB beer or soda)
  • Bug repellents – Sprays and Candles
  • Home Maintenance (carpet cleaning, duct cleaning)
  • SPF and After Sun products (like Aloe)

 

JUNE

  • Summer Clothes
  • June is National Dairy Month- Dairy Products
  • Summer Activities (local attractions sometimes have “locals only” days or rates)
  • Beverages, Hot dogs, Ground Beef, BBQ sauce, Ketchup, Mustard, Ribs (Often times there are some really great rebates WYB beer or soda)

 

JULY

  • Air Conditioning units
  • Summer Sports Equipment & Craft Supplies (things for families to do together)
  • Beverages, Hot dogs, Ground Beef, BBQ sauce, Ketchup, Mustard, Ribs (Often times there are some really great rebates WYB beer or soda)

 

AUGUST

  • BBQ and Patio Equipment (Just in time for Labor Day!)
  • White Sale – Linens and Towels
  • Back to School Supplies – Sales may Start in Late July, Depending on when school starts in your part of the world)
  • Bathing Suits and the last remnants of summer clothes
  • Back to school clothes
  • Jackets and light coats for fall
  • Beverages, Hot dogs, Ground Beef, BBQ sauce, Ketchup, Mustard, Ribs (Often times there are some really great rebates WYB beer or soda)
  • Breakfast foods (cereal, oatmeal, juice, bars) Cereal sales will start this month and continue into September as school starts up.
  • Lunch box food- juice boxes, lunchables, snacks, chips, yogurt

 

SEPTEMBER

The traditional Back to School Sales will start. For most schools, classes begin the Tuesday after Labor Day. This is a great time to stock up on snacks that are healthy and shelf-stable. 100 calorie snack packs, fruit leathers, 100% juice boxes, bottled water, peanut butter. Watch the inserts for Lunchables coupons too- they will start going on sale!

  • Back to School Supplies (Office Depot, Staples, and Walgreen’s often have Freebies)
  • Canned Goods. Canned soup and spaghetti sauce also starts to go on sale in September.
  • Frozen Pizza

There are LOADS of rebates and special cashback offers through apps like Ibotta and Checkout51 in the last quarter of the year. Why?

The last three months of the year are packed full of holidays and entertaining possibilities. Sales, rebates, and cashback offers will most likely be for the types of food and beverages that are associated with entertaining: crackers, cheese, wine, beer, candy, nuts, etc. Many of these food items are shelf-stable and it can be a good opportunity to buy a few extra to stock up, especially if it’s something that your family consumes regularly.

OCTOBER

  • Home goods such as serving dishes, and glassware (to prepare you for the onslaught of entertaining you will be doing for the holidays)
  • Candy, nuts
  • Baking/candy-making items (choc chips, sprinkles, vanilla, corn syrup, nuts, etc)
  • Fall/Winter clothing
  • Fabric, Patterns, sewing machines (Halloween)
  • Coats/Jackets

NOVEMBER

  • Winter Clothing
  • Blankets and flannel sheets
  • Heating Devices
  • Turkey, ham
  • Canned goods (soup, chicken broth, condensed milk, veggies, etc)
  • Baking goods (flour, sugar)
  • Baking wear

DECEMBER

  • Toys- there are usually deals through Target’s app, and online as well
  • Gift Items-Stock up and fill your stockings and keep your wallet full.
  • Post-Holiday Sales- I like to stock up on plain colored paper goods after each holiday and stockpile them to use throughout the year for parties and events. No one will know the red napkins are from Valentine’s Day, not from Christmas. Light Blue gift paper from Chanukah will wrap a present for a baby shower gift just the same.
  • Party Foods, Baking Goods, and Various Meat There will be a lot of rebates, keep your eyes open!
  • Canned goods (broth, soups, etc)
  • Prime Rib, Turkey, Ham

 

Year-round after a holiday, you can always pick up cheap cookie dough. Cookie dough freezes really well for about two months.   You can also find plain colored paper goods, including plain-colored wrapping paper and tissue paper after each holiday in the clearance section.

 

 

Free Backpacks and School Supplies for 2020!

10997200_1551314338450648_5653174165881717305_nThis article contains location specific giveaways- for nationwide info, scroll to the bottom of the article.

For the past few years the great folks over at SMOAC have been doing an incredible service to the Eastern San Diego County school kids by offering free backpacks and school supplies.

And this year is no different! This year, they are hosting a drive-thru style event at two locations:

  • Rio Seco School 9545 Cuyamaca Street or Pride Academy 9303 Prospect Ave (Both in Santee)
  • August 16, 2020
  • 10AM until supplies run out
  • Kids must be present in the car
  • 1 backpack per child
  • This will be a contactless delivery event- Please Print the form here and complete it per the directions.

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And for those of you not in the immediate area, there are all sorts of other free school supply and backpack giveaways going on.

Boost Mobile is giving away backpacks and school supplies. More info is here. In San Diego County, there is 1 Boost Mobile in Oceanside that is participating.

Operation Homefront is having giveaways for military families on bases all over the US. Here is a list for 2020.

Rentacalc does free giveaways for backpacks, graphing calculators and protractors! You can learn more and enter to win here.

Glasses and Contacts Freebies & Deals!

When you or a loved one wear glasses or contacts, you are always on the prowl for a good deal or freebies.

Since I’ve got two bespeckled family members, I’m on the lookout constantly!

Here are a few deals and freebies that I’ve come across lately.

Warby Parker has a great offer- for some of us, it’s hard to know what kinds of frames look and feel good on our faces. It’s as easy as 1, 2,3.

  1. Pick 5 frames – Warby Parker will mail them to you for free.
  2. Spend 5 full days with’em – Then send them back with our free shipping label.
  3. Find your favorite – Buy now from $95 or pay over time with Affirm.

Having used Warby Parker before, their glasses are great, and their service is amazing! We bought glasses online, and later when they needed to be adjusted (helpful tip: Don’t roughhouse with kids when you are wearing glasses), we took them to our local Warby Parker store and they “tuned up” the glasses FOR FREE!

If you prefer contacts, Waldo has a great trial offer. I wrote about it here.

If you wear glasses, you have to have a eyeglass repair kit. You can usually score a free one when you get new glasses (Warby Parker sends a little one when you purchase glasses from them, along with a cleaning cloth), but sometimes you need a little more.

Enter this comprehensive eyeglasses repair kit from Amazon. I bought it for my mom for Christmas last year. She told me she needed one, but was having a hard time finding one in stores. It has everything you might possibly need to repair glasses! the screwdrivers have comfort grips too!

And of course, you gotta keep your glasses clean, so here is a great freebie offer: Free Lens Cloth & Cleaner at Walmart Vision Centers 

If you need help getting glasses or vision exams for your kids, check out Vision to Learn. They operate in 13 states and partner with the Boys and Girs Club, offering free eye exams and eyeglasses for kids.

If you are 65+, you can obtain a free eye exam from Eye Care America. Kids 6 months-1 year can obtain a free eye exam from InfantSEE.

And if you are wondering what to do with all of the old eyeglasses in your house that are no longer your current prescription…. The Lions Club helps recycle eyeglasses and get them into the hands of the needy. You can find out more about how and where to recycle your unwanted eyeglasses here.  I also recommend checking with your local optometrist’s office. They frequently partner with local Lion’s Clubs to collect old glasses. You could help a person in need get the glasses they can’t afford!

What are your tips for saving on glasses and contacts?

**This post may contain affiliate links, for more information about how we use affiliate links, please visit our Disclosure page.**

 

New Deals from Checkout 51!

 

unnamedCheckout 51 is one of my favorite cashback shopping apps! Most of the deals/cashback rebates are not store specific, so I can save at stores that don’t accept coupons, like Grocery Outlet and 99 Cents Only.  You can also stack with store sales and discounts.

This week on Checkout 51, there is a great selection of products, including some yummy frozen desserts to beat the heat.

frozen.jpg

 

New to Checkout 51? Check out my post with more details here.

What I’ve Been Up To…

_DSC2099As some of you may have noticed, I haven’t been posting a lot lately, either here or on Social Media. I’ve been busy. Distance learning is coming to a close for the year, so we’ve been doing a lot of meetings and paperwork (I’ll be glad when the mountains of homework packets stop).

In addition to supervising all of the learning (for both kiddos), I’ve also been taking a more active role in helping my big kiddo find behavioral therapies that will work well on his journey through life. My big kid is on the Autism spectrum (ASD) and that means that we do behavioral therapy a few times a week in addition talk therapy. So lots of time helping process feelings and emotions, and that leaves this mama bear feeling tired.

I (try to) get up early about 6:30 each morning, make coffee, do emails, and work on getting stuff set up for the day before the kiddos wake up. Sometimes I’m super successful and get it done. Sometimes I’m lucky if I get a shower.

Successes for the days are measured so much differently now. Did we make it through a day without tears? Missing friends, regular routines, going to the gym, extracurricular activities- all of these weigh heavy on the kids, and grown-ups.

We’ve also been trying to get our home more organized, and we’ve been getting some help from a family friend who is a Konmari guru. We’re about halfway through the process, and it’s been super liberating to get rid of stuff that no longer serves us. We sold all of the DVD’s/video games that we no longer wanted, and raised over $200, that we’ll put towards family fun (maybe sock it away for a 2021 vacation?). Thankfully our local thrift shops are accepting donations at this time. We’ve been loading up the back of my car weekly to donate goods.

In an attempt to wear the kids out physically, I’ve been taking them out for a walk a few times a week with my parents at a local park. Social distancing and masking occur- Also a liberal application of mosquito repellant is applied- The kids and I are very tasty according to the local ‘squito population. We also picked up a small pool for the patio- We are on our second. The first was not heavy-duty enough. This is the one I recommend. We also put tarps under it to protect it from the textured decking. I also use this solar fountain to keep the water moving all day, and we cover it with a tarp at night. I usually dump the water and refill it 2-3 times per week.

downloadSaving money has been a challenge as of late- There aren’t as many deals as supplies aren’t being delivered to stores regularly, less staff to stock shelves, etc. And really, who has been shopping lately for fun? Not many of us. I’ve been using coupons when I can find them, but what I have really found useful is Honey. Honey is a browser extension that helps you find coupon codes and sale prices on items that you are shopping for online. I used it to save over $145 when we bought the big kids new bed a few weeks back.

And I’ve been making masks for family and friends- I made some especially for the kids this week too.

kalecutI’m here y’all! I’m up to my eyeballs, but I’m here. And of course, I’m doing the Always Eat After 7pm program, so I’ll be posting about that. There are so many good recipes I am excited to try (dark chocolate dipped PB cookies, uh, yeah). and I’ll be posting some recipes this weekend- I’ve got a killer Kale Salad recipe that is so tasty and easy (and it keeps in the fridge for a few days too).

I’ll be hosting an Amazon Gift Card Giveaway soon! I want to spread the love with you!

 

Talk Back: What have you been doing lately? 

Warrior Shirts from Cents of Style!

GraphicsI love the shirts from Cents of Style! I am super excited that today’s weekly sale is some incredible Warrior Women shirts. While these shirts are in ladies’ sizes S-3XL, a lot of these shirts are great for anyone!

They sent me this shirt with a quote attributed to Joan of Arc: “I am not afraid. I was born to do this.”

Right now, we are all warriors, fighting for ourselves, our families, our health. In the past 6 weeks, our lives have all changed so drastically. We have all had to step up in various ways. I am proud of all of you. I see so many friends and family members struggling, and I am proud of what you do every day: Going to work as essential employees, taking care of family and friends, supporting and lifting up others in need.

Here is my other favorite shirt:

Graphics

If you want to express your inner warrior, Cents of Style is having a sale on these shirts right now:

Take $9.95 Off + FREE Shipping w/code: IAMSTRONG

This sale is going on through 4/30/2020.

I will be picking up a couple of these shirts for friends and family members during this sale. If you want to see how the shirt fits on me, check out my Instagram feed here. I took a few pre-coffee pics with Little Bit this morning. For reference, I ordered a size 3xl because I like my shirts loose/baggy. Let’s face it, I am not an Instagram model, but I am digging this shirt.

 

Graphics

Talk Back: I would love to hear about how you are a warrior through these crazy times. 

3/13/2020 Friday Freebies and Deals!

bright boxesI won’t be posting any in-store events or freebies this week, or for the foreseeable future. It will all be online deals (like Amazon), or freebies that you can request to be mailed to you. Better safe than sorry.

I will probably be posting more ways to make money at home (surveys, online research studies, etc) too.

Legit Online Research Studies/Money Making opportunities:

 

Samples and Goodies:

 

Deals:

 

Have a good weekend friends! Be Safe and Wash your hands!