Tips to Reign In An Out Of Control Family Budget: Let’s Start in the Kitchen!

707538835876fc5c438018d57701bc2f.jpgUntil the end of the year, I’ll be posting some articles with realistic tips and methods to save money and reign in spending. None of these are going to the same old “Clip coupons, grow your own garden, etc.” that’s all over the internet- and honestly, here in Southern California, the old, standby advice isn’t going to help you. Grow a garden to save money? Water is so expensive here!

Clipping coupons and shopping grocery store sales/circulars will save you a fraction of the amount that it used to. In years past, I was saving 60-80% with coupons and store sales. Now, I’m lucky to save 50%.  With all of the restrictions on coupons (example: limit one like coupon per day- LAME), stockpiling to save money isn’t always possible without a lot of work/trips to different stores (and that’s not saving time). We’re moving past that, and delving into other ways to save money and take advantage of opportunities that are out there.

Today we are going to start with my pet project: Saving in the kitchen! If you feel like you’re spending too much money on food and groceries, here are my recommendations for getting the grocery spending under control:

  1. Go through your refrigerator/freezer and pantry. Make a note of the food that you have on hand. I like using the kitchen inventories here. This will also give you an opportunity to clean out food from the kitchen that has expired or that you won’t eat. Unexpired food that you won’t eat, can be donated to a local charity.
  2. Now that you have a handle on what you have in your kitchen, take a look at the list and come up with some recipes or meals that can be created with what you have on hand. You’d be surprised by how many meals you have in your kitchen! Make a list of the meals that you can make with what you have. And plan on having one or two of those per week. This will help keep grocery spending down. Make a list of meals that you can make but require one or two ingredients (like fresh vegetables), and add those ingredients to your next few shopping lists. By relying on what you already have in your home, you will be keeping your out of pocket down.
  3. Before you head to the store, take a look at the sale flyer which is available online, and see what is on sale. Plan meals around food that is in season and on sale. Continue to use coupons, but don’t go out of your way to subscribe to multiple newspapers per week to get a hold of lots of the same coupons.  Don’t forget rebate apps! Use of these apps gets us $10-$20/month cashback, sometimes double that, depending on what bonus offers are available- Fetch Rewards and Ibotta often have Bonus offers.
  4. Track your spending over a few weeks to see how much you are spending, and what you are buying. If you still find that you’re spending a lot of money on food, I would try shopping at a different store. I find that even with club card sales, and rebate apps like Fetch Rewards, some grocery stores (like Vons) are just too expensive to do my weekly shopping. I love starting my shopping at $.99 only. I am able to get a lot of snacks, name-brand treats, and fresh fruits and veggies there, and I am still able to stay on budget. Another fun place where I save money is Grocery Outlet. They have great prices on cheese, fruit juice, coffee, and frozen meat. They also have an interesting selection that changes weekly: snack food, protein bars/cookies, and cereal. If you are in the military, a military family, or a veteran, consider shopping at the commissary. Here is my article about saving money at the commissary. 
  5. Consider cooking more from scratch. It is healthier, and pantry stables are generally pretty cheap (the ingredients for a batch of chocolate chip cookies runs about $3.00 and yields 4-5 dozen cookies, while a package of chocolate chip cookies from the grocery store is about $4.00+ and is usually 3 dozen or so).  I buy fruits and veggies whole and break them down and pack them into serving size bags. You can learn more about that and Batch Cooking here.

If you are still having a hard time keeping your grocery budget in check, or if you are finding that the ends don’t meet, consider the San Diego Food Bank Neighborhood Distribution Program. No documentation is needed to receive food assistance from a
Neighborhood Distribution site where people can receive fresh fruits, vegetables, and bread, based on availability. Families are encouraged to bring reusable bags or
a cart with them to carry the food items.

There are programs out there to help those struggling to feed their families here in San Diego County. Here is my list of San Diego County Food Resources.

I work very hard to keep my family on a budget, I work very hard to make sure that we are saving money and taking advantage of as many deals and opportunities that present themself. I know that this is not something that everyone wants to do or something that everyone can do. There are so many programs and discounts out there available for various groups of individuals.

Tomorrow, we’re tackling saving money on the entertainment budget.

12/9/19 Weekly Meal Plan!

stemarie_1650skitchen

Holiday decorations are up, and we are in full holiday mode! That means lots of fun stuff: looking at neighborhood light displays, making holiday crafts, and of course, holiday foods!

I did a small trip to the grocery store yesterday- we’ve got produce co-op this week, so I’m waiting until Wednesday to see if we need anything else. We’ve got meat and proteins in the freezer, and I’ll be pairing them with the veggies and grains we have on hand. 

For those of you that are new to meal planning, I’ve got an easy 101 style post here with super easy tips and steps. After you get that down, here is info about batch or freezer cooking.

I’ve gotten a pretty good inventory of the pantry, freezer, and fridge done (I update it after every shopping trip), so I’m able to plan meals and use up what we’ve got with little waste. If you are looking for kitchen inventory printable, I like the kitchen inventories here. They are great printables.

You may notice a lot of plant-based meals- We are not vegetarian (well, the big kid is, but the rest of us aren’t), but I am trying to get more veggies into our diet. I do a lot of cooking from scratch- I find it easier to get veggies and fruit into recipes that I can have 100% control over.

I only post our dinner plans for the week, because our other meals are usually the same each day:

Breakfast: Coffee with 1/2 and 1/2  for me, and pancakes or something along those lines for the kids (they love the Kodiak Cakes Mix).  I also keep sandwich Ziploc bags of other frozen fruit on hand to make the kids smoothies when they request them (a few times per week). Berries, peaches, and mangos are pretty popular.

Lunches are leftovers, salads, or soups for me and Bitty. The big kid takes his lunch to school, but once in a while, I can convince him to buy his lunch.

For dinner, when we’ve got busy days (like Mondays), I’ll try and put something in the crockpot in the morning, or pull something I’ve already prepped out that can be quickly cooked. We’ve got a bunch of stuff in the freezer, as I’ve been portioning out 2-3 adult-sized entree portions from several meals a week and freezing them for later meals.

  • Monday: Butter chicken with rice, steamed veggies (we didn’t make it last week)
  • Tuesday: Pecan crusted salmon, roasted veggies (carrots, potatoes, onions, celery), brown rice
  • Wednesday:  Soup & Grilled cheese sandwiches
  • Thursday:   Kung Pao stir fry with chicken and veggies, served with rice.
  • Friday:   Breakfast for dinner: Smoothies, avocado toast with Everything but the bagel seasoning(bacon will be available as well).
  • Saturday:  Pizza time (also salad will be served)
  • Sunday:  Leftover fiesta!

I had someone ask me how we always have enough of anything for leftovers. I always cook enough of the main dish for 6-8 servings, that way we have leftovers for lunches later in the week or leftover night. And really when you make stuff like soup, it’s hard to make a batch of soup that only feeds 4 people.

Talk Back: What are you planning to cook this week?

Dave & Buster’s Holiday Deals!

main-module-6-2.jpgThis is a great deal, even if you don’t plan to give it as a gift!

When you download the new Dave & Buster’s app (in the App Store or Google Play), you’ll score 50% off your first purchase. This offer ends 12/4/19.

 

If you need to buy a gift for someone on your list who loves video games, yummy bar food, and tasty drinks, this second deal is pretty good too! Buy a $50 Gift Card and get a $10 Free Game Play Card.

sub-module.jpg I love this deal because you can buy this as a gift, and keep the $10 card for yourself/your family and keep it for when you need a family night or a date night out, especially when you combine it with some of the deals/values below.
Here are a few everyday deals you can take advantage of:

The Eat and Play Combo is a great deal.

I recommend joining the Dave & Buster’s Rewards Club.  I love taking the kids during the summer when we get coupons.

  • $10 FREE Game Play with $10 game play purchase for joining
  • MONTHLY EMAIL SAVINGS and a first look at what’s new (the past few months it’s been deals like $20 free when you load $20 on a card!)
  • EARN $10 FREE Game Play for every $100 spent in-store
  • PROTECTION for lost or stolen cards when registered online
  • 24/7 ONLINE ACCESS to your Power Card® or Power Tap® chip, ticket and Rewards point balances

Frugal, Tasty Meals with Dinnerly!

To facilitate this review, the awesome folks at Dinnerly provided our family with 3 meals (4-6 servings each). I received no financial compensation to write this review- All opinions are my own.

I’ve reviewed dinner/meal kits before, and my complaint is always that they are so expensive, upwards of $10 per person, per meal. At that point, I better be going out to dinner, and I am not washing dishes! Secondly, the meals are usually not child-friendly, especially if you have a kid on the spectrum (like we do), who also happens to be a vegetarian.

Enter Dinnerly! At $4.49 per adult-sized serving, Dinnerly is so much less expensive than other meal kits. But how? digital recipe cards instead of paper, fewer ingredients per dish (which means less chopping and cleaning), simple packaging, and no fancy marketing campaigns.

The big kid and I looked at the website and he chose two meat-free recipes, and I chose one with meat.

  • Mediterranean Meatball Stew with Carrots & Couscous
  • Coconut Curry Ramen with Snow Peas & Jammy Eggs
  • Baked Squash & Kale Risotto with Parmesan

recipeWhat I really like is that the recipe tells you what is in the kit for your recipe, and what you will need from your own kitchen (and trust me, it’s nothing special or fancy).

The directions are great for those who don’t have a lot of cooking experience. My 8-year-old was able to read the steps and follow them. He helped me cook the Risotto, and he measured, stirred, poured, and ripped up the kale into bite-sized pieces.

The 4-6 adult-sized servings are pretty generous, by the way. With every meal, there were closer to 7 servings. I always serve side dishes with the main dish. Most nights we had salad or some kind of veggie side dish. When we had ramen, I picked up a bag of pork potstickers from 99 Cents Only for the grown-ups, and also made a miso dressing coleslaw. If you want to stretch meals further, I suggest adding sides, or maybe sneaking in some extra veggies (I added 1 cup of peeled, diced crook-neck squash to the Mediterranean Meatball Stew).

77338343_10157525827121061_589263684740579328_n
Tamari Sauce for Ramen

Some of the recipes needed a little “kick”- especially the ramen- so we added ginger, red chili flakes, and a bay leaf to the broth. BUT, since everyone has different levels of spice tolerance, Dinnerly Kits are a great place to start if you want to explore different flavors and cultures without having the buy a bunch of new and/or different spices. For example, the ramen kit comes with two of these cute little packages of Tamari sauce. I did clean one of them out when I was done and now it’s in the kid’s toy kitchen.

Everything is pre-measured and ready to go, even the spices. This is another reason I love Dinnerly- It cuts down on food waste.

75557570_10157525826901061_3062456495460319232_n75443029_10157525826876061_5954310997228388352_nThe veggies are all super fresh and ready to be cut up! The risotto came with two little cubes of parmesan cheese, that my 8-year-old grated and sprinkled like a pro!

I made the Mediterranean Meatball Stew with Carrots & Couscous and took it to a friend for a night in. It was cheaper, healthier, and tastier than stopping to grab takeout. It was so tasty and filling.

If you want to check out Dinnerly, they have been nice enough to create a promo code just for my readers! The code to use at check out is hewesfamily15, and it’s active through the first week of December and only valid for first-time users. The coupon code is worth 15% off! To get started, visit Dinnerly here.

I think Dinnerly would also make a great gift for a family that just has a baby,  or someone who might need a little love.

75462238_10157525826711061_4997532587376246784_n
Butternut Squash & Kale Risotto
75429695_10157525826651061_6446603043503865856_n
Coconut Curry Ramen
76730116_10157525827111061_8430036417018593280_n
Meatball Stew and Cous Cous

2019 Holiday Resources

I usually do this post later in November, but I’ve been getting a lot of requests for information for 2019.

The holidays are more than food and gifts, but no one should go hungry any time of year!

Here is my post with a list of food banks/pantries in San Diego. Many of the food pantries also have special holiday distributions, it is worth a call to find out of any additional food or gift distributions will be done.

As of now, I am not aware of any free Christmas tree giveaways, however, as I gather more information, I will update this post.

Screen Shot 2017-11-13 at 1.53.34 PM.pngToys 4 Joy has 3 San Diego area events on December 14th. Toys for Joy is open to all children and families and no registration is required. One free toy will be given to all children attending the event ages 0 – 11. Free lunch will be provided in addition to free entertainment, kids activities and giveaways. All three locations have free groceries and one location has free gently used clothing available.

Screen Shot 2018-11-30 at 10.24.34 AM.pngThe Cameron YMCA is hosting a free Cookies and Milk with Santa on Saturday, December 14th.
Bring the entire family and join us for our annual Cookies with Santa!
Enjoy Cookie decorating, ornament making, letters to Santa, pin the
heart on the Grinch and photos with Santa!
Pre-Registration Required. This event is not limited to YMCA members! To register, please call the Cameron YMCA in Santee at 619-449-9622. Check with your local YMCA- most San Diego area YMCA locations have an event like this.
santeesantas.pngIf you live in Santee and need help with food and gifts for the holiday, contact Santee Santas. You can download and print forms, check into eligibility (it is income-based and they are very strict from what I’ve been told), and see what forms you need addition to the application here.

 

The intake dates are November 21 or December 3, 2019 from 6:00 to 8:00 p.m. at Rio Seco School on Cuyamaca St.

Representatives will be there to assist you in processing your application.

Once again the ladies of the  American Veterans Ladies Auxiliary Post 534 are working with the VFW in Lakeside to host a super fun event for kids age 0-11.

In addition to meeting Santa, there will be crafts, snacks, and lots of fun!

vfwxmas.jpg

In order for your kids to receive a gift, please sign up your kids up to 12 years old via email to Jerrilynn: Kids_Christmas_Party@cox.net by December 9th please include name, age & gender and gift idea under $20.00.

If you know of any other holiday events or programs that can help those in need, please post links in the comments!

 

Talk Back: What is your favorite way to help others? 

November is Military Family Month at the YMCA!

ymcaOne of the things I love about the YMCA is that they support military families with discounts and special programs. Through November 11, The San Diego County YMCA’s are directing 50 percent of new-member join fees toward financial assistance for military families.

Military families get extra membership benefits at the YMCA, including a waived join fee ($60 value), 10% off monthly membership fees, and access to child care referrals and the Exceptional Family Member Program for Navy families who have children with special needs.

If you haven’t checked out your local YMCA location recently, The Y will be free and open to all during regular hours, Monday, November 11. Veteran’s Day is just one of the many free community days the Y has throughout the year.

We love our local Y. With 2 hours of childcare each day, so I can exercise (or really, sometimes I just want to take a shower in peace), or make phone calls/catch up on emails/write in the newly remodeled lobby of our local Y (#nomomshame, I see lots of other moms do it too before or after their workouts), free classes, events, and weekly open gymnastic so the kids can play and get wiggles out- no matter the temperature outside, there is something for every family.

I’ve always got free passes too- so if you can’t make it on Monday, November 11, 2019 to your local Y, let me know and I can slip some passes your way!

Full Cart- Pantry Staples for Less!

 

fullcartlogo.pngI learned about Full Cart from Reddit. After doing some internet sleuthing, I have come to the conclusion that Full Cart is a great deal for those who do not have discount stores like 99 Cents Only or Grocery Outlet nearby. You can choose from one of three packages full of shelf-stable pantry staples that are quick and easy to cook.

Good news for vegetarians, they have options for you too!

Full Cart offers three packages:

Custom Box $22.99

What’s Included**

  • – 30 lunch/dinner servings
  • – 22 side dish servings
  • – 5 breakfast servings
  • – 8 snack servings
  • – 3 fresh produce items

Signature Box $19.99

What’s Included

  • – 28 lunch/dinner servings
  • – 8 side dish servings
  • – 10 breakfast servings
  • – 2 snack servings

Essentials Bag $14.99

What’s Included

  • – 25 lunch/dinner servings
  • – 10 side dish servings
  • – 5 breakfast servings

Typical items include:

Instant Oatmeal Packets, Macaroni and Cheese Kits, Stroganoff Meal Kits, Mashed Potatoes Kits, Red Lentil Jambalaya Meal Kits, Italian Veggie Pasta Meal Kit
(Bulk Bag), Loma Meat Free entrees, Tuna in pouches, Spanish Rice Meal Kit, Cheesy Pasta Meal Kit (Bulk Bag), Italian Veggie Pasta — Tomato Flavor Meal Kit
(Bulk Bag), Chicken Noodle Soup Meal Kit (Bulk Bag).  These items change frequently, so when you order, you may have other options!

Now clearly, this isn’t all that you need, you’ll still need additional items to make most of the kits/meals Full Cart sells, but any of these packages are a great way to stock your pantry for less. The meal kits area great Starting point for cooking tasty, nutritious foods for your family.

The best part is that there are always coupons and promo codes to bring down the shipping price further.  Because Full Cart is a non-profit, the food is free, all you pay for is for shipping. Coupon codes are to help you save on the price of shipping. Right now use coupon code AHEWES at checkout to save $3.00.  Coupon Codes are emailed out frequently when you sign up for Full Cart’s email list. You can sign up here.

Shipping prices vary on where you live, and I’ve seen reports on Reddit that depending on the coupon code, which food box you choose, and your area, boxes of food were delivered for as low as $8.00.

Talk Back: Have you tried Full Cart? What did you think?

10/21/19 Weekly Meal Plan!

stemarie_1650skitchen

This week is going to be busy with appointments and running around, so I’ll be leaning on stuff in our freezer. This week batch cooking will be saving our bacon!

For those of you that are new to meal planning, I’ve got an easy 101 style post here with super easy tips and steps. After you get that down, here is info about batch or freezer cooking.

I’ve gotten a pretty good inventory of the pantry, freezer, and fridge done, so I’m able to plan meals and use up what we’ve got with little waste. If you are looking for kitchen inventory printable, I like the kitchen inventories here. They are great printables.

You may notice a lot of plant-based meals- We are not vegetarian, but I am trying to get more veggies into our diet. I do a lot of cooking from scratch- I find it easier to get veggies and fruit into recipes that I can have 100% control over.

I only post our dinner plans for the week, because our other meals are usually the same each day:

Breakfast: Coffee with heavy cream for me, and pancakes or something along those lines for the kids (they love the Kodiak Cakes Mix).  I also keep sandwich Ziploc bags of other frozen fruit on hand to make the kids smoothies when they request them (a few times per week). Berries, peaches, and mangos are pretty popular.

Lunches are leftovers, salads, or soups for me and Bitty. The big kid takes his lunch to school, but once in a while, I can convince him to buy his lunch.

For dinner, when we’ve got busy days (like Mondays), I’ll try and put something in the crockpot in the morning, or pull something I’ve already prepped out that can be quickly cooked. I did a lot of prep for the coming week over the weekend. I cut up the produce, bagged it for meals, made up some smoothie kits, and cut up cantaloupe to have this week. Thanks to some frugal shopping over the weekend, I’ve only spent half the grocery budget for the week. I will probably use it all.

  • Monday: Spaghetti or zoodles with Veggie Loaded Pasta Sauce 
  • Tuesday: Omelets with cheese, bacon, veggies. And Dave’s Killer Bread 
  • Wednesday: Chinese Chicken Salad, garlic bread
  • Thursday:  Taco Salad (Taco meat from the freezer)
  • Friday:   Date Night!
  • Saturday:  Breakfast for dinner: Smoothies and Bagels with cream cheese
  • Sunday:   Leftover night

 

Talk Back: What are you planning to cook this week?

10/17/19 National Pasta Day!

d885edea4dac6850a5f9bdde459b5c86.jpgDid you know that 10/17/19 is National Pasta Day?

I didn’t. There aren’t tons of freebies. Like… None.

Olive Garden has some sort of shenanigans going on via Twitter, but ain’t nobody got time for that. IF you sign up for their email club, you can get a free app or dessert.

For those of us who don’t have time to chase deals, and want to eat a bowl of plain ‘skettis at home, here are some yummy pasta recipes to try:

The kids have requested Mac and Cheese for dinner- so we’re celebrating!