If you’ve followed my blog for some time, you know I am a big proponent of keeping an eye on your credit score.

I maintain a high credit score and keep my debt-to-income ratio low by using Credit Karma to monitor my scores with all three major credit bureaus.

I can check to see if there is anything on there that doesn’t belong and clear up any issues as soon as I see them.

It’s never too early  (or late) to start monitoring your credit.

Young adults should take a peek at their credit, and Credit Karma offers tips and tricks to help build their credit.  Good Credit is important- it’s the gatekeeper to so many things in life! Good credit gives you better access to better APRs for credit cards, mortgages, car loans, and lines of credit.

Regardless of your age, Credit Karma is here to help you FOR FREE!

• Compare personalized offers for credit cards, loans and more without hurting your scores.
• Get alerted when there’s an important change on your reports.
• Learn what affects your credit scores and what you can do to improve them.
• See personalized recommendations for ways to use your credit more wisely

Did you know that the recent FTC study found that over 20% of Americans, or 40 million credit reports, have reporting errors that are costing consumers money in credit card interest rates and loans?

Make sure that your credit report does not contain erroneous information that could be impacting your credit score. Keep tabs on your credit report activities and your score by signing up for free credit monitoring and score services like Credit Karma, so that you can easily protect your financial good standing.