free stuff

How do you get so much free stuff?

Abby H.2 Comments

Screen Shot 2016-04-24 at 11.31.34 PMIf you’ve been around for a while, you may notice I post photos on Social media- a lot of it is stuff I’ve gotten for free.

If you’d like to fill your mail box with goodies, here are a few companies that have great, FREE programs where you can earn free stuff!

L’oreal USA: The makeup Giant wants women from across the United States 18+ to join and take surveys on products, daily skin care regimens, and test new products . When you take 5 surveys, you are eligible to receive a full sized L’oreal product (Of their choice)! They also do consumer product testing. They send you a product, you test it and complete a survey.

Vocal Point is a multi-faceted website. One of its greater aspects is that it’s connected to Proctor and Gamble (P&G), and they often times have new or improved products to test and share with consumers. The members of Vocal Point can opt in to receive these items, and them share their opinions with other members of the Vocal Point community.

The Good Housekeeping Beauty Lab: The Beauty Lab needs female testers age 35 and up to help in our evaluations of beauty products. Some evaluations may require testers to visit the Good Housekeeping Research Institute at 300 West 57th Street in Manhattan, but for other evaluations, products can be sent by mail. There is no cost and very little time involved, and participants may keep beauty product samples.” If you’re interested in participating, please contact ghribeauty@hearst.com or 212-649-2408.  I do 1-2

Bzzagent A WOM (word of mouth) website that helps spread the word on tons of great products. Sign up for campaigns when there are products that interest you, use them, and share your opinions (as well as coupons and samples!) with others in person or via the Internet. This sharing is called “buzz”, and the more you buzz and report your buzz, you earn Mypoints points, and chances for early invitations for more campaigns. I’ve been a Bzzagent for about four year, and I receive about eight campaigns per year.

Smiley360  is much like BzzAgent, in that it is also a WOM (Word of Mouth) website. Sign up for campaigns and you will receive samples to use, and coupons to share with friends. Report your sharing and earn points!
From their website, “Do you love to try new things? Haven’t you ever tried a new product and thought, “This would be so much better if…” Well, as a smiley360.com member, you can provide that kind of feedback directly to the source. Your opinion matters. And as a fringe benefit, you’ll earn status in the smiley360.com community, which has its own perks, rewards, and opportunities. It’s a win-win situation, really.”

Moms Meet- Read my post here.

Ralph’s Free Friday Download– Learn more here (one of their prior offerings that has info on the post about the program).

There are websites like MySavings that have a free sample section that is updated several times a day.

PinchMe offers free sample boxes once a Month- some months there are tons of samples, some months not so much, it just depends on your demographic and what they have.

Proctor and Gamble (P&G) offers samples once per quarter. Sign up here.

50% off at Schoola!

Abby H.

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SQUEE! It’s back! 50% off at Schoola!  Just use Coupon Code  SPRINGBRK at checkout. And in addition, if you are new to Schoola, they are offering $20 free and free shipping when you sign up here.

In addition to offering awesome gently worn kids clothes, Schoola also gives a percentage (40%) of each sale to a school. So you can feel good twice: Once while your saving $$, and again because you are helping support a school in need.

To get started, click here. And I can’t wait to see what you have scored!

It’s BACK! Free FroYo Day!

Abby H.

Is it wrong that I look forward to this every year?

Screen Shot 2016-01-25 at 10.37.39 AMFebruary 1st is National Frozen Yogurt Day and that means free Fro Yo at Menchie’s!

It’s from 4-7pm on Monday, February 1st!

Fine Print: The first 6 ounces are free on February 1, 2016 from 4pm – 7pm. Additional ounces are at cost to the consumer. Limit one cup per guest while supplies last. Flavors are available at participating locations, while supplies last.

This is going to be a great after school treat for our family! As more Free Fro Yo offers are announced for other fro yo companies, I’ll post!

Tax Time Approaches! Time for Turbo Tax!

Abby H.

Our family has used TurboTax since my parents first bought a computer, so… it’s been more than a few years. I’ve been using it since I started my first job in 1997.

It’s super easy, guides you through each step of the way. With TurboTax you’ll get your biggest tax refund guaranteed, with 100% accurate calculations, free help, and step by step guidance so you are confident your taxes are done right. TurboTax is the #1 Rated, Best-Selling tax software brand year after year.

Now if you’ve never done your own taxes before, it can seem super daunting.  But the folks at TurboTax make it easy enough that my three year-old niece could probably figure it out!

Yahoo put together a list of some of the forms and misc. “stuff” you need to file your taxes. Here are just a few:

  1. W-2 statements (these show wages received from your employer(s))
  2. K-1 Schedules (these should have been received from any partnerships, S Corporations, estates, trusts, and so on, in which you have an ownership interest)
  3. 1099 Forms (1099-R (Retirement); 1099-INT (Interest); 1099-DIV (Dividends); 1099-B (Brokerage Sales); 1099-MISC (Rents, etc))
  4. 1098 Forms (1098-T (Education); 1098 – Mortgage Interest)
  5. Year End Annual Brokerage Statements
  6. A copy of your previous year’s tax return

You may not have all of these, as not everyone has the same financial/tax situation.

Regardless of how you decide to file: e-file, by hand (on paper), or having a paid professional do it, I implore you- FILE FILE FILE!!  You don’t want Uncle Sam knocking on your door, years from now with his hand out!

To get started with TurboTax for free, click on the image above! In a few weeks I’ll share one of my favorite stories about how Turbo Tax saved a friends bacon a few years ago!

What is overage? (or how I score groceries for free)

Abby H.1 Comment

DSCN7877Overage is a wonderful thing. If you read deal blogs or watch Extreme Couponing on TV, you’ve heard the term, but maybe you aren’t familiar with the meaning.

Overage is money that you receive back, either as cash in hand or money off the rest of your order when you have a coupon whose face value is higher than the price of the items.

Most grocery, drug and mass merchandisers do not allow overage. They will adjust the value of the coupon to make the items free. Walmart, however, does allow for overage. This means I shop at the largest Wal-Mart closest to us, because it has a huge grocery section.  I usually go once a month.

For those in the military or who have base privileges, the commissary also allows overage.

The secret to getting the overage is to purchase the least expensive item allowed by the coupon. Often times, this means the smallest item allowed. If there are no size restrictions, this means you might be able to use a coupon on a travel or trial size! Check all of the fine print on your coupons.

For example, I received 2 coupons for $10.00 off any Butterball item (I won them in a contest online) and this is how I used them:
2 Butterball Turkey Burgers $6.98/each

  • -2 $10.00 any Butterball Turkey product coupon
  • = $6.04 Overage

Generally, I use overage to purchase items I did not have coupons for (usually fresh fruits and vegetables).

If you are looking for some recent coupons that might provide you with some overage at Walmart, Paul over at I Heart The Mart has an awesome list of items at Walmart for $1 or less. 

What have you scored recently for free or received overage on?

New Year’s Resolution #4- Spend More Time with your Family (without breaking the bank)!

Abby H.3 Comments

Throughout December, I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!
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The Number 4 New Year’s Resolution on most top ten lists is: Spend more time with your family.

There are lots of fun, free or low cost activities you can do with your family.

  • In San Diego, there is free museum Tuesday in Balboa Park.  Here is a list of museums that are free and when they are free. 
  • Also in San Diego, October is kid’s free month at tons of museums, parks, and attractions (including the zoo!!). Here is a list of events and attractions that were free in October 2012.
  • Lots of Daily Deal sites have free credit when you sign up to defray the cost of your first purchase.  Here are just a few that I use and really like:
    • LivingSocial- They sell local gift certificates (like Groupon) as well as merchandise. When you sign up, you’ll receive a credit (it varies, but it’s usually between $5-$15).
  • Instead of eating out at full price, use coupons from websites like Get1Free, or if you’ve got an Entertainment book, USE IT!
  • If you’ve got kiddos, check out these great lists of restaurants where Kids Eat Free. For San Diego restaurants where kids can eat free try here, here, here, here, and here.
  • Is your birthday coming? Of course it is…. Well, then check out this post about Birthday freebies!

There are fun, free events all year long for the family. Here is a list of just some of the holidays each month:

  1. January: New Year’s Day, MLK Day
  2. February: President’s Day, Some communities have Valentine’s day events too.
  3. March: Saint Patrick’s Day, Mardi Gras
  4. April: Easter
  5. May: Memorial Day and Mother’s day
  6. June: End of school/beginning of summer events, graduation, Father’s Day.
  7. July: Independence Day
  8. August: Back to School, Labor Day
  9. September: Back to School
  10. October:Halloween
  11. November: Thanksgiving
  12. December: Hanukkah, Christmas, Kwanza

New Year’s Resolution #3- Live a richer, fuller life (without spending more money)

Abby H.3 Comments

Throughout December, I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!
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Of the Top Ten New Year’s Resolutions, number three on several lists is to live a fuller life.  What does that mean?  Get out, do more.  Don’t just sit on your couch, watching WWE and eating microwave popcorn. Of course, I want you to get out there and live it up, but, I don’t want you to spend a lot of money.

Here are some tips to live better and keep your budget in check.

  • Use all of the perks and benefits afforded to you by your job.  Some employers offer on site gyms, discounts on cell phone contracts, discount movie tickets, discount attraction passes.
  • Take advantage of free community events.  Check your City’s local Parks and Recreation Department website for free movies in the park, city events around holidays (Our local municipal Lake has a fun Easter event each year that is free).
  • Speaking of Parks, use of community parks is free.  Take a picnic, go for a walk, heck, go play on the playground equipment! Some local parks have walking trails or exercise paths.
  • Many businesses offer discounts to military, seniors, and other professional groups. Don’t be afraid to ask!
  • When you go to the doctor or dentist, don’t be afraid to ask for samples of medications or toothpaste/floss. When we take Lil’ Man to the pediatrician for his wellness check ups, she’s always giving us coupons and samples.  Doctors receive coupons and samples from companies and reps to give out- take advantage of it!
  • If you are looking for a way to experience theatre for free and have some time to give, consider volunteering to be an usher. In most areas across the Unites States, many of the larger theatre companies are actively seeking ushers. If you are unsure if your local theatre or musical organization needs volunteer ushers, call their administrative office and ask, or check their website and drop them an email. Many theatres, orchestras and symphonies are non-profit organizations. They rely on volunteers to help their organization succeed. Museums need volunteers as well to be docents, hand out brochures, and help with special events. If there is a local museum you like, think about volunteering. You will get to spend time in a place you like, and you will be helping an organization.

Ralphs: Three Baby Freebies! (Great for donation)

Abby H.

If you’ve got a Ralphs card, check this out: Go to RScreen Shot 2015-12-06 at 7.34.58 AMalphs.com, log onto your account, click on Savings, then digital coupons, sort by category (baby).

There are three Baby freebies you can load to your Ralphs card right now!

If you don’t have a baby, these items would be an awesome donation for your local food bank or charity.  Baby items are always in need!

The three items are:

FREE Comforts for Baby Diapers Receive ONE (1) FREE Comforts for Baby Diapers Jumbo Pack, sizes 1-6.

FREE Comforts for Baby Wipes Receive ONE (1) FREE Comforts for Baby Wipes, Fragrance Free (40ct).

FREE Comforts for Baby Formula Receive ONE (1) FREE Comforts for Baby Formula, any variety (up to 23.2oz).

And the best part is that the coupons don’t expire until 1/30/16, so you have a few weeks to make your way over to Ralphs.

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Free Hummus & Pita Chips GoPicnic Meal!

Abby H.

Screen Shot 2015-11-24 at 8.32.16 AMLooking for a tasty freebie? Fill out this form here and you’ll receive a free a Hummus & Pita Chips GoPicnic Meal!

Limit one per address. This deal may not be around for long!

Scary Face Pancakes: Free at IHOP 10/30/15!

Abby H.

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They’re BACKKKK!!

October marks the return of an IHOP® favorite that makes everyone smile, but now with
even more fun: Scary Face Pancakes are back! Bring the kids to create their own legend—scary or silly—with strawberries, whipped topping, Mini Oreo® cookies and candy corn.

And your kids can enjoy a FREE Scary Face Pancake at your local IHOP on 10/30/15! All kids 12 & under get a Scary Face Pancake between 7am and 10pm Friday, October 30th at participating locations. One per child. Dine in only.

I’ll be taking Lil’ Man and we’ll be meeting friends for a fun, frugal breakfast!