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December 2020: New Month, New Coupons!

Abby H.

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite websites is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks! New offers are added on the Smartphone Savings Apps all the time!

December means it’s time for the winter “feasting” holidays (Hannukah, Christmas, and Yule- depending on your religion), so there will be lots of deals on traditional holiday foods. For a complete list of types of foods and items that will be on sale, check out this post on the cycle of sales.

Here are a few of my favorite new coupons:


Save $2.00 on any ONE (1) Incogmeato™ MorningStar Farms® Product
Save $0.50 on ONE (1) Clorox® Liquid Bleach Product, 77oz+. (Excludes trial sizes and pens.)


Save $1.00 On any Unbun product, limit one per visit
Save $1.00 on any ONE (1) package of Green Giant® Veggie Tots, Riced Veggies, Mashed Cauliflower, Roasted Veggies, Harvest Protein Bowls, or Cauliflower Pizza Crust
Save $1.00 on any ONE (1) package of Green Giant Veggie Spirals™
Save 35¢ On Any California Dairy Product That Carries The Real California Milk Seal

Mid-Month Coupon Round Up!

Abby H.

I was cruising my favorite coupon sites this morning and I found some great stuff.

The two sites I use the most for printable coupons are:

One of the things I am digging right now is that Fetch Rewards is giving 10,000 points ($10 in points basically) when you buy $30 in Unilever products from Grocery stores. What’s making that deal even better now is that you can use coupons when you buy these products. Here are some Unilever brand coupons:

Save $1.00 on any ONE (1) pint of Ben & Jerry’s Non-Dairy
Save $1.00 any ONE (1) FINISH® QUANTUM® 22ct+, FINISH® Max-In-1® 28ct+, or FINISH® Deep Clean 38ct+
Save $2.50 on any TWO (2) Dove Deodorant Products (excludes twin/multi packs and trial/travel)
Save $1.50 on any ONE (1) Dove Even Tone or Dove 0% Aluminum Deodorant (excludes twin/multi packs and trial/travel)
Save $1.50 on ONE (1) DM+C Deodorant Stick (Excludes Trial & Travel & TwinPacks)
Save $0.50 on any ONE (1) Degree Men® Original Protection Antiperspirant Deodorant product (excludes twin packs and trial and travel sizes)
Save $0.75 on any ONE (1) Degree Women® Motionsense® or UltraClear Antiperspirant Deodorant, Deodorant Wipes, Dry Spray Antiperspirant or
Save $1.00 on any ONE (1) Axe Stick product (excludes Twin packs and Trial & Travel sizes)
Save $1.50 on any ONE (1) Axe Body Spray product (excludes Twin packs and Trial & Travel sizes)
Save $2.50 on any TWO (2) Axe Body Sprays or Sticks products (excludes Twin packs and Trial & Travel sizes)
Save $1.00 on ONE (1) DM+C Deodorant or Antiperspirant Stick (Excludes Trial & Travel & TwinPacks)
Save $2.50 on any TWO (2) Dove, Dove Men+Care, Axe, Degree® or Degree Men® Dry Spray Antiperspirant products (excludes Trial & Travel

If that’s not your jam, here are a few of the coupons that grabbed my attention:


Save $1.00 on ONE (1) Nestle Pure Life Fruity Water 8-pack

Save $1.00 ONE (1) Montchevre® Goat Cheese Product

Save $2.25 on any FIVE (5) SMART ONES products

And don’t forget to check out my list of Smartphone apps that can save you the big bucks! These apps add new offers and deals daily!

Looking to Make Money at Home? Check out these Survey Companies!

Abby H.

I posted here last month with some legit survey companies, and a few more have come to my attention. I’m here to help you live your best frugal life, so I gotta share!

Survey Roundtable is a community where you can share your honest opinion about the products and services you use every day and get rewarded for taking surveys.

  • Sharing your opinions can earn you real rewards you can use anywhere! Their rewards program grows every day, all depending on what our members most want to earn.
  • To make the most of your opinions, you’ll first take a Personality Survey. It’s how we target our surveys to your needs and interests.
  • Here’s what our virtual debit cards ($10 and up) currently have up for grabs: Amazon.com, Banana Republic, Barnes and Noble, GAP Brands, Regal Theaters, and more.

With Opinions4Good, you earn points by providing feedback on a variety of different research topics.

  • Once you reach $10, you’ll be automatically paid out the following month directly to your verified PayPal account.
  • Earn your first $2 filling out your member profile, which Opinions4Good will use to send you surveys that match your interests.

And if you are looking for more legit ways to make money (and no Pyramind schemes!), check out my side hustles post here.

 

Earn Even More Fetch Rewards Points with The New Fetch Debit Rewards Card!

Abby H.

 

 

 

 

If you use Fetch Rewards, check your email for this offer. If you are new to Fetch Rewards, click here to learn more about this awesome cash app and how you can earn rewards, such as Amazon gift cards just by doing your regular shopping and scanning in your receipts.

Fetch Pay card features include:

  • Earn Fetch Points for every dollar you spend with your new Fetch Pay card.
  • Use your card anywhere Mastercard® is accepted, and at over 55,000 nationwide, surcharge-free ATMs in the Allpoint Network.
  • Receive up to 10,000 bonus points when you start using your card, plus 100 bonus points on each purchase made in the first 30 days.**

Directly from the email, “To give you the easiest and best card experience, we’ve partnered with One. They provide the expertise and customer support to power the banking side of Fetch Pay. Plus, you’ll have access to all of One’s other awesome banking features.***”

I signed up because I’m willing to a guinea pig for all of you. I transferred $50 into my account, and my debit card will be here in about a week. I plan to use the card a few times and see how the point awarding goes. I’ll report back once the thirty days are over.

I’ve been using Fetch Rewards for about 3 years and I consistently earn $20/month, just by doing our regular shopping. Now that Fetch Rewards accepts virtually all receipts, even tris to the gas station earn rewards!

The best part of Fetch Rewards is that it is not store specific, which is great. If you havent’ signed up yet, Use my code ND2TB when you sign up and you’ll score Bonus Points (amounts vary from 1500-4000, depending on the current promotion they are running).   

Fine Print:

  • *This card is issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard International.
  • **Up to 30 purchases
  • ***Banking Services provided by Coastal Community Bank, Member FDIC.

Free Thanksgiving Dinner from Ibotta!

Abby H.

Ibotta and Walmart has hooked up to offer you a free Thanksgiving dinner! Seriously! If you are new to Ibotta, it’s a cashback app that is super easy to use.

This deal is super easy to do:

  • Download the Ibotta app.
  • Download the Ibotta browser extension to your computer and log in to Ibotta to discover our newest, most convenient way to shop online.
  • Once you’ve logged in and linked your Walmart account, all nine free Thanksgiving offers will appear in your browser extension immediately (and in the Ibotta app within an hour).
  • Link your Walmart Pickup & Delivery account to shop online with the browser extension. Or, shop at Walmart in-store with the Ibotta app. Either way, you’ll get cash back!
  • After you shop, scan your receipt in the Ibotta app. Once your receipt is verified, the funds will appear in your Ibotta account. You can cash out for Paypal or gift cards- your choice.

So what are you getting for free?

  • FREE Butterball Turkey Breast Roast ($9.98) Offer valid for 100% cash back on all flavors of the 3 lb Butterball turkey roast, which includes a gravy packet. Also valid for $9.98 cash back on Butterball whole turkeys.
  • McCormick Gravy, 0.87 oz Pouch Offer valid for all 0.87 oz McCormick gravy packet flavors. $1.12 Cash Back.
  • Great Value Stuffing Mix, 6 oz Offer valid for all 6 oz Great Value Stuffing Mix flavors. .82 Cash Back.
  • Idahoan Mashed Potatoes, 8 oz Pouch Offer valid for all 8 oz Idahoan Mashed Potato flavors. $1.88 Cash Back
  • Campbell’s Condensed Cream of Mushroom Soup, 10.5 oz Can Offer valid on 10.5 oz can only .98 Cash Back
  • Great Value Cranberry Sauce, 14 oz Offer valid for all canned 14 oz Cranberry sauce varieties. .98 Cash Back
  • Great Value Green Beans, 12 oz Offer valid on Great Value Fine Green Beans, 12 oz frozen bag $1.34 Cash Back
  • French’s Crispy Fried Onions, 2.8 oz Offer valid on French’s Original Crispy Fried Onions, 2.8 oz. $1.92 Cash Back
  • Coca-Cola, 2 Liter Bottle Offer valid on 2 Liter bottles of Coca-Cola: Cherry Zero Sugar, Vanilla, Caffeine Free, Caffeine Free Zero Sugar, Original Taste & Zero Sugar. $1.25 Cash Back

This is a great opportunity to pick up a meal for free after cashback. And if some of these items aren’t food that you normally eat, food banks will be looking for donations for holiday meals.

You can download the Ibotta app here. When you use my referral code qmo4a, you will receive a bonus (the amount varies) after you redeem your first offer (like this sweet one).

If you’ve got questions, check out the FAQ about this deal here.

 

November 2020: New Month, New Coupons!

Abby H.

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite websites is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks! New offers are added on the Smartphone Savings Apps all the time!

November means the start of the fall/winter “feasting” holidays (Thanksgiving, Hannukah, Christmas, and Yule- depending on your religion), so there will be lots of deals on traditional holiday foods. For a complete list of types of foods and items that will be on sale, check out this post on the cycle of sales.

Here are a few of my favorite new coupons:

Save $1.50 on any ONE (1) 1850® coffee product

Save $0.55 on any ONE (1) Frigo® Cheese Product

Save $1.00 on any ONE (1) bottle of JUST Egg
Save $1.00 on any ONE (1) package of Green Giant® Veggie Tots, Riced Veggies, Mashed Cauliflower, Roasted Veggies, Harvest Protein Bowls, or Cauliflower Pizza Crust

Save $1.00 on any ONE (1) package of Green Giant Veggie Spirals™

Save 35¢ On Any California Dairy Product That Carries The Real California Milk Seal

99 Cents Only has Deals for Thanksgiving (and a Coupon)

Abby H.

Y’all know I love 99 Cents Only,  and I have for years. I’ve written about my top 10 deals from 99 Cents only before here, and now I’m happy to report that you can celebrate Thanksgiving with an incredible feast frugally from our peeps at 99 Cents Only!

From stuffing, potatoes, cranberries, salads, yams, gravy (canned or pouch mix), canned veggies, cream of mushroom soup (for the green bean casserole), crispy french fried onions, and dessert options for your feast to decor for the table and the rest of the house, 99 Cents Only has you covered!

And this week, there is a coupon to help you save a bit more- Click here for 1 free item (priced up to .99) when you purchase $15 or more. Exclusions apply, the link has them all listed on the coupon.

And don’t forget that you can use cashback apps for purchases at 99 Cents Only! My two faves are Fetch Rewards and Checkout51. Learn more and find links here.

How To Recoup Bank and Credit Card Fees

Abby H.

If you use credit cards or ATMs, you have probably been charged fees. Finance Charge fees and Out of Network ATM fees are a few ways that financial institutions make money by loaning us or handling our money.

In the past there was no way of avoiding paying those charges- once you paid them, the money was gone.

Now there are websites, apps, and programs that can help consumers recoup the fees that they have paid out. Here are a couple that I have looked into or used.

Harvest links your bank accounts and credit card accounts to their AI and once every 90 days you can request their program contact those institutions on your behalf to credit previously paid fees. Harvest takes a portion of those fees. Harvest was not able to get any money back on my behalf. I have only been using it for about 50 days. Once my 90 days are up and I can re-negotiate, I will try it again.

Cushion: I looked into Cushion, but did not use it, because it costs on average $50/year. I don’t have a lot of outstanding debt, so there was no way that I could save that much from their AI negotiations. Also, there is this:

Basically, you don’t get the money credited back to you, you earn “rewards” through Cushion’s program. A quick internet search leads me to believe that it’s mostly Amazon Gift Cards, which as much as I love Amazon Gift Cards is not what I want. I want cold hard cash in my hot little paws.

I recommend that everyone look at their bank account at least monthly (I do it once a week when I balance the checkbook-yes, I do that) and look for any fees or charges that may not look familiar. Doing the same with your credit card statement when it comes as well is a great idea. Recently I caught a $90 charge that was fraudulent. A quick call to American Express and I filed a dispute, the charge was removed and all is well!

If you find a lot of ATM usage fees on your bank statement, download your banks app to locate fee-free ATMs. My credit union has fee-free ATMs at 7/11’s!

Note that I use the term Bank- I use this interchangeably for credit union, as that’s what I use. I have been a member of a credit union for almost 30 years. There is no monthly fee for having a checking or savings account, and I have my car loan through them as well (the rate is really low). Credit Unions are great because they offer low rates, and no or low account fees. And usually, membership is free.

If you have used a service like Harvest or Cushion with success, I’d love to hear your results! Leave a comment below.

 

Coupons for Healthy Foods!

Abby H.

One of the most common complaints I hear from people who want to start couponing but are hesitant to is, “There are never coupons for healthy foods!” And while it appears on the surface to be correct, a few minutes of looking and I found a bunch of really great coupons for healthy food.


Save $1.00 On any Unbun product, limit one per visit
Save $1.00 on any ONE (1) package of Green Giant® Veggie Tots, Riced Veggies, Mashed Cauliflower, Roasted Veggies, Harvest Protein Bowls, or Cauliflower Pizza Crust
Save $1.00 on any ONE (1) package of Green Giant Veggie Spirals™
Save 35¢ On Any California Dairy Product That Carries The Real California Milk Seal

In addition to printed coupons, there are usually all sorts of deals or offers on cashback apps. There are several cashback apps that specifically cater to healthy living/organic products. Check out my list of Cashback apps to find my favorites.

If your budget is very tight and you find yourself unable to afford the produce that your family needs, there are free and low-cost alternatives out there for you.

If you need tips for stretching your food budget, here is a post I wrote a few years ago.

Pinecone Research- Updates and a New App!

Abby H.

If you’ve been a reader of this blog for a while, you know how much I love Pinecone Research. I’ve been singing its praises for years.

It’s getting better! Now there is a Pinecone Research Mobile App. The new and convenient mobile app gives you access to the full experience of your membership on the go. Not only are you able to take surveys and redeem your rewards, but you also have the ability to make updates to your panelist profile.

To get started, click either the iOS or Android download links below.

Rewards Site: The Pinecone Rewards site is receiving a facelift! Browsing rewards options is now easier than ever and new catalog options are available. Starting October 6th, you can redeem your rewards via Direct Deposit (ACH) to a bank account of your choice. They added this as a secure way to receive cash rewards quickly and direct to you!

In addition, their offerings include virtual Mastercards and Amazon Gift Cards. Keep in mind that if you have joined the panel in the last 30 days, your first redemption must be via ACH Direct Deposit to verify your rewards account. After your first ACH Direct Deposit redemption or 30 days of being an active Pinecone member (whichever occurs first), you will have the ability to redeem your points for any reward option in the catalog.

I downloaded the app yesterday and did 3 surveys. It was a lot quicker and easier than using my iPad or laptop! I can’t wait to redeem my points for an ACH deposit.