organization

The Family Binder: Keeping Important Information Accessible

Abby H.Leave a comment

Previously, I had written about our family binder, but it has been almost 10 years since I put our family binder together, and I figured it was time to update it and write a new post.

You can find my old post here, and a lot has changed in that time.

  • I have two kids!  I have a teenager!
  • Most of my bills are paid via auto debit.
  • I have gone paperless with most of the bills.

I still want to be able to have my life together if there is some sort of emergency. This Binder is “The House is on Fire- Grab this and the kids and the cat!!” type of information. This is one of the things I would grab if there were a natural disaster like a wildfire. It’s part of my Bug Out Bag packing list.

Here are the updated sections that I have in my family binder:

Home information:

  • I have a copy of my homeowners’ insurance policy. The declarations page shows the policy number, the amount of coverage, and contact information for the insurance company in case I need it.
  • Once a year, I print off a mortgage statement which shows all of our information from our mortgage, just in case I need to get a hold of it, but usually I just contact them through their website.
  • One other thing that you will only need in your family binder if you live in a condominium/HOA is a copy of the HOA Master Insurance Policy for your housing group. My mortgage company requests one every year, and when they request one, I am also sent one that I keep one of those in my family binder.
  • Copy of my deed. I have needed it exactly twice in the 10 years. I’ve owned a home, but it is always good to have one and know where it is.
  • The CC&R’s and bylaws for my HOA. Again, it’s not every day that I need these things, but in case of some sort of emergency, I know where they are.
  • The deed to my parking space. Where I live, we have a deeded parking space, and it is our exclusive use area. If someone parks in my parking spot and does not leave when I ask them to, I can have them towed, and the parking space deed is what I show to the tow truck driver when he shows up.

Vehicle Information:

  • The current year’s vehicle registration information. I keep the registration notice that they send us in the mail. I need it when I file the taxes for the next year,
  • The title for each of the cars, and proof of insurance for both of the cars. The declarations page shows the policy number, the amount of coverage, and contact information for the insurance company in case I need it.
  • The Vehicle section is also where I store paperwork regarding work that has been done to our cars that has been covered by a recall, or paperwork for extensive vehicle repairs (usually anything over $1500).

The Important Stuff: This is the paperwork that we need to prove who we are.

Everyone has their own pages in this section. This includes birth certificates, Social Security cards, and passports.

I have copies of our identification cards/driver’s licenses, and copies of school ID cards for each of the kids. This is also where I keep their vaccination cards and printouts from the doctor showing their vaccinations. Because when they were younger, I would frequently forget to take their yellow vaccine cards with me when we went to the pediatrician. In addition to vaccine cards, I also have photocopies of everyone’s insurance cards as well.

Everything Else

Most of the rest of this is kept as a note in my phone, but I also print it out and put it into my family binder about once a year when I update other things like insurance and vehicle registration paperwork.

Utility Companies, including the name/type of the utility company, our account numbers, and their phone number in case I need to call them. For us, it is just water and power. Our HOA dues pay for our trash pickup. But I also have the name and phone number of the garbage company, as well as our HOA contact information in case I need either of those for some reason.

Because we do paperless billing and automatic bill pay every month for the majority of our bills, I do not receive a paper bill, and I do not store copies of our paper bills. That is why I have contact information for everything and account numbers. Most everything we have online access to, such as our utilities and our mortgage statement.

Your family binder should be the thing that you grab if your house is on fire.

As somebody who has lived in Southern California their entire adult life, I have seen a lot of natural disasters, mostly in the form of wildfires, and I know people who have had to evacuate with less than an hour’s notice.

My family binder is a 3 inch three-ring binder, and it has dividers for each section, and most everything is stored in a page protector. Some of the items are three whole punched and directly placed into the binder, like my deed, the rules and regulations, and CC&Rs for our HOA, because those are multi-page documents.

But for things that we need to keep in pristine order, like original birth certificates, baptismal records, and Social Security cards, those go in heavy-duty page protectors.

Spring Cleaning and Organization with Dollar Tree

Abby H.

Over Spring Break we had guests. While our house is clean, it was definitely disorganized. I had reorganized the pantry and kitchen drawers not long ago, so it was my mission to organize some of the other areas of our home including the kids’ rooms, the front bathroom, and the living room.

The wallpaper I chose.

I headed over to Dollar Tree to grab some organizational items. If you haven’t checked out Dollar Tree lately, they have a great selection of baskets, totes, and boxes with lids to help with organizing your space.

I also checked out their peel-and-stick wallpaper to do some DIY bathroom decor.

I picked up a few square frames, removed the artwork, covered it with the peel and stick, and placed it back into the frames. It took less than ten minutes and it was super easy. The best part: they look really cute.

To make our bathroom countertop look a little nicer, after scrubbing it, I put down an edged mirror (also from Dollar Tree) and placed 6 battery-powered faux candles in different sizes on the mirror. 

I also bought a small two-drawer container to corral all of my hair ties and for Qtips. I decorated the top with decals meant for a glass jar. I think it turned out great.

I placed a basket on top of the toilet tank and filled it with an extra roll of toilet paper, wipes, and new washcloths. I scrubbed out the shower, placed down a shower mat (from Ross), and restocked the front bathroom shower with shampoo, conditioner, 2 body washes, a new pouf, a new back scrub brush, exfoliating gloves, and my absolute favorite body scrub from Tree Hut: Moroccan Rose (which does not smell like roses). I also spent time organizing the HBA stockpile under the front bathroom sink, condensing boxes, and half-filled bottles, and removing unnecessary packaging to make storage easier. I also went through the first aid kit and discarded all of the old, expired meds, ointments, and bandages that are no longer adhesive.

The kids love to draw and there are pencils and pens all over the house. I picked up a three-pack of small baskets and placed 2 of them on the kitchen tables, filling one with pencils, and the second one with ballpoint pens. Hopefully that will solve the “MOOOOOOM, where are the pencils???” Quandary.

Heading into the kids’ rooms, I reorganized Margaret’s room with a few baskets and plastic boxes with lids. The headband/hairbow situation had gotten out of hand, but it was easily wrangled with a plastic box with a lid. Now everything is all in one place. Same with underwear and socks. Separated into two baskets and stored on top of her dresser, which has been upgraded and moved into her larger closet. Yes, her room has two closets- one is very small, and basically is only used to hold clothes that need to be hung up. 

Back in the living room, I needed better storage options for our fidget/stim basket and masks. I upgraded to black woven baskets. We still have masks at home (for use when we go to crowded places or when we are feeling under the weather and need to leave home- Target Drive up, anyone?). These weren’t from Dollar Tree, but Dollar Tree Plus and Family Dollar both sell them. And yes, that’s a plastic shoe box with a lid from Dollar Tree next to them- Full of crayons.

So that’s how I spent the 1st three days of my Spring Break. Getting my home organized- It has made finding things a lot easier.

How I’m Saving Time and Money in 2023 and Beyond!

Abby H.

I’m posting a lot less these days because I now have a full-time job outside the house, and y’all- I’m freaking exhausted at the end of the day. weekends are spent doing family stuff (mostly playing with legos and drawing), and doing kid activities like martial arts and girl scouts.

I wanted to share with you some ways you can save money, score freebies, and even earn some money each month without running all over town, spending hours of time doing little penny surveys, or scanning your entire grocery order to earn points for junk (looking at you Neilson panel).

This is how I’ve been doing it for years, and now that I have even less time, I’m leaning on these more.

Automate

  •  Use the calendar in your phone to remind you of appointments, neighborhood free food distributions, sales, and even coupon events: I seriously put the Bath and Body Works coupon dates in my calendar so I remembered to use them.
  • I bought a subscription to  Yasukochi Family Farms CSA boxes. This way my fresh fruit and veggies are delivered to my door each week.
  • Set up auto-shipments for most needed household items. Vitamins/supplements, specialized food, and even pet food. There are all sorts of companies that offer this service including Amazon, Chewy, and Vitacost are just a few.
  • I order from Dream Dinners once or twice a quarter. Now that they have lower minimum orders, I can grab a few favorites and try a new meal with greater ease. I order online, and pickup is so easy- I drive up and they deliver to my car!

Organize

  • I reorganized the kitchen over Winter Break. I have printables available for free. If you are interested, please drop me an email and I can send them to you. They print in color or black and white.
  • I meal plan weekly. I may not have time to post them on the blog each week, but I’ll still have pics up on Instagram each week- it helps keep me accountable. I spend about an hour on Monday evenings meal prepping fruit and veggies that come in our weekly CSA box.
  • For more organization tips that work in our home, check out my post about managing a household with neurodivergencies here.

Disconnect

  • This one is hard, but I am trying to consume only meaningful media. Don’t be afraid to disconnect from Social Media Platforms, people, or advertising that does not serve you or your life. Unfollow people and brands, delete or pause apps as you see fit. Engage with media in a manner that serves you and fulfills you. Do what feeds your soul and makes you a better person.
  • Unsubscribe from emails that don’t serve you. It will make your inbox smaller and you won’t miss information and freebies that you actually want. In my case, it’s freebies from Social Nature, PinchMe, and research study invitations.
  • In the same vein, I am trying to consume less physical media, specifically, mail and advertisements. If I don’t see sales, I won’t be tempted to shop. Junk mail and sale fliers go directly into the recycling can next to our group mailbox.

Saving Money

This is the big one, the reason you wanted to read this post. All of the above will help you save money, but here are a few specific ways that I use to save money on top of all of the above.

  • Use the notes section on my phone to keep a running list of our stockpiles: Toiletries, laundry soap, canned goods, and paper products.
  • Use the notes section of my phone to keep a running grocery list for the week. As we run low on items, I add them to my list. Right now I shop at three stores: Food4less, Grocery Outlet, and Dollar Tree (for specific items that are cheaper there). Unless I have coupons or freebie offers for other stores-usually from Social Nature, I stick to those three. At this point with inflation, we eat meat once or twice a week.
  • Use money saving/rebate apps. My list is here, and it’s pretty up-to-date. Fetch, Ibotta, and Shopkick are my go-to apps, and they yield me the biggest payouts.

 

Dollar Tree Helps you Get Organized!

Abby H.

I usually start my new year off with some cleaning, organizing, and purging. If you follow me on Instagram, you may have seen this post detailing my January decluttering challenge.  In addition to clearing out clutter, I’ve needed to pick up some new storage bins to help corral the bottles of cleaning supplies under the kitchen sink.

Dollar Tree to the Rescue!

Depending on your needs and esthetic, Dollar Tree has something for everyone.

I got these blue and white totes for under the kitchen sink. One for trash bags, one for cleaning supplies, and one for sponges, brushes, etc.

I also have cleaned out the front bathroom under the sink area and re-organized it. I have plastic totes like these under the bathroom sink (sans lids- but the lids are in the cupboard) that hold:

  • First Aid Kit (We have a fairly large and extensive first aid kit)
  • Period Supplies
  • Shampoo/Conditioner
  • Bodywash/Scrub/Shaving Supplies

If you have some organizing to do, I recommend that you stop into your local Dollar Tree and check out their storage possibilities.

 

 

Taking Care of Yourself and Your Family During Covid Fatigue (& A Giveaway)

Abby H.7 Comments

So many of us are suffering from Covid Fatigue. Our bodies and minds have been put through the wringer. Worrying about our health, jobs, finances… It takes its toll.

I’m here to tell you- We don’t know when it’s going to end, but there are resources out there to help you. Don’t be proud. Take help that is offered, when you do, it can relieve some of the burden on your mind. 

I post a lot about different free and frugal opportunities to help my readers. When I talk to readers (I text and chat on FB messenger with a lot of y’all), I am frequently met with many of the same responses when I suggest that y’all take advantage of some of the opportunities I post. People feel bad about taking advantage of deals, offers, and freebies. 

I recommend that even if you feel like you aren’t “that bad off”, or that you know there are other people who “have it worse”, take advantage of free food events. Many times I have gone or driven a friend to events and the people sponsoring the events are so glad that SOMEONE has shown up, and because they have X number of items to give, but far fewer people show up.

If you feel like you aren’t in “enough” need, offer to drive people in your bubble, or grab food for t friends and coordinate a porch drop off. Most of them are sponsored or paid for by government entities, grants, or subsidies that are funded by our tax dollars. These resources may not have the ability to store or drive food to people who don’t have transportation. 

Helping others, even if it’s a porch drop off of produce can brighten your spirits. There are so many ways to release some of the heaviness that weighs on you. That heaviness is Covid Fatigue.

Here are a few ways I’ve tried to lessen the stress monster sitting on my chest:

Focus on what I can change. For me that’s making sure we are all clean and fed. That we get outside to play (socially distanced with masks), get fresh air, move our bodies, and get to bed at a decent time.

Work hard, but not to the point where I am burnt out. Tomorrow is another day. Laundry can wait to be put away, the carpet will still need to be vacuumed tomorrow.

Take time to contact friends. It’s hard to be without friends and family for so long. Message them on FB, text them, or pick up the phone. If you don’t have enough spoons for that, scroll through your social media of choice and like some of their statuses. 

Disconnect as needed.  Yeah, I know it’s the opposite of the above, but doomscrolling or constantly refreshing your social media feeds obsessively isn’t good for you. Leave your phone in the other room, or put it in do not disturb mode. 

NuCalm

One thing I have been using to help relax at night so I can get some peaceful sleep is I downloaded the NuCalm app.  NuCalm is the world’s only patented neuroscience technology clinically proven to resolve stress and improve sleep quality – without drugs. I’ve been using the Reboot for the past few nights, and it’s really helped me fall sleep and stay asleep. You can select whatever amount of time works for you, and you can even loop it if you want to enjoy the peace all night. The kids love NuCalm too. 

Giveaway Time: I’d love to hear about what you do to lessen your stress and battle Covid Fatigue. Leave a comment and I’ll choose one on 12/31/2020. The winner will receive a $50 Amazon Gift Card- But there is one condition- You have to spend it on yourself! Something that sparks joy!

Parents Helping Parents: Behavior Training 3/10/2020

Abby H.

download.jpgOn Tuesday, March 10, 2020, the Santee School district is presenting a behavior training with a “Make it, Take it” for behavior resources at home.

Visual Schedules: Children benefit from increased structure and predictability. Help take the stress out of your daily routine by providing
your child with a visual schedule.

Behavior Contracts: Contracts help keep kids on track and reduce family battles. Let us help you create one for your home!

Zones of Regulation: Help teach your child how to identify how they’re feeling and then utilize a co teach them about self-control.

Positive Reinforcement: Learn how to shape your child’s behavior with positive discipline. This will help to reinforce behaviors we want to increase in the home.

Santee’s Behavior Team Come meet Santee’s behavior team and find helpful strategies to implement at home. You’ll leave with individualized strategies and resources that you can begin implementing right away. You’ll have access to three team members to help you create individualized systems for your child! Listed above are just a few of the strategies you’ll go home with!

 

This event is free- If you have any questions, or wish to RSVP, contact the school district office at: (619) 258-2300

Date & Time: 3/10/2020 9:30am-11am
Location: Santee School District 9625 Cuyamaca. Santee, CA 92071

Easy Home Maintenance: Cleaning Your Box Fans!

Abby H.

Screen Shot 2019-09-15 at 7.35.48 PM.pngRecently, we noticed that our box fans weren’t providing much cool air. Before dropping over $150 to replace them all, I decided to see if cleaning them would improve their airflow capabilities. After all, they were still functioning mechanically, they weren’t putting out the air flow they used to.

With temperatures in excess of 80 degrees almost all year round here, box fans are a needed appliance in our home. We can’t go without them, as running the AC is cost-prohibitive.

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Oh dear.

These fans are all about a year old, and while I have vacuumed the front and back of them previously (I do it once a week), they had never been taken apart and cleaned.

Gather all the tools needed before you start. For this job you will need:

  • A sheet to cover your work area.
  • A screwdriver (our fans all have Philips head screws)
  • A dish to hold the screws while the fan is disassembled
  • All-purpose cleaner. I used Comet Lilac Bliss- it’s what we had in the house, and it worked really well.
  • A stiff-bristled brush. I used the brush I use to scrub the soap scum/hard water deposits out of the bathtubs (like this)
  • Rags or really scratchy paper towels. You need something that will trap the dirt.
  • Vacuum Cleaner with a brush attachment.

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Before: This stuff was tough to scrub off!

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Once again, my Dyson Vacuum saves the day!

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After: So fresh and so clean!

Here are my tips for deep cleaning your fans-

    1. UNPLUG THEM! It seems like a no-brainer, but I’m going to remind you to not clean appliances that are still plugged in.
    2. Remove the front and back plastic pieces of the fan. Ours were held together with 6 screws.
    3. To remove the dirt/fuzz/cat/hair/whatever grossness that was on the fan front and back, I placed them in the bathtub and sprayed them down with all-purpose cleaner. I allowed them to sit for about 20 minutes while I cleaned the fan blade and fan case.
    4. Using all-purpose cleaner and a rag, carefully spray and wipe the fan blades, both front and back sides.
    5. Using the vacuum hand tool with the brush attachment, clean the interior of the fan case, as well as the backside of the fan motor. I was amazed at the amount of fuzz, dirt, and hair was around the intakes for the fans.
    6. Once the fan blades and fan case are clean, return to the bathroom and scrub the fan front and back. Rinse and dry completely.
    7. Reattach the front and back to the fan case, plug in and test out. All 6 fans worked 100% better after being cleaned. This is now a chore that has been added to the end of season home cleaning list.

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Re-assembled and working like new!

Cleaning all of the fans took about 2 hours, and that included time to make snacks for two very starving kids, let the cat in and out a few times and help with math homework. Without distractions, I could have gotten done in about an hour.

In the future, I may invest in some of these Box Fan Filters, which until today I had no idea existed.

Taking care of appliances, like these box fans is just another way that we are able to extend the useful life of often-used items in our homes, and that saves us money in the long run.

Talk Back: What types of small things do you do to extend the life of your small appliances?

How to organize the dreaded toy mess!

Abby H.

One of the things I pride myself on is how we are able to quasi-control the toy mess in our home. It’s a lot of work, but we have a pretty good system, and it might work for you too.

Stage 1: Contain the mess! First of all, a few years ago, hubs bought a bunch of 20 quart Steralite containers with snap on lids at an auction for a song. So, we separated all of the toys by type and put them in boxes with a lid.

IMG_5483Obviously the Legos and Thomas the Tank Engine toys go into larger boxes because, well, we have tons  more then will fit in the 20 quart containers. We also re-use random plastic containers, like these plastic jugs that hard pretzels come in, the large bottles that Nesquik powder comes in, and dishwasher tab boxes.

Stage 2: Label! We label everything. All of the original totes have Kidecals labels, but the newer /larger containers have different labels. I try to do labels that have drawings of the toys too, so it’s easier for non-readers to know what’s in the box without opening them.

I used the terminology that Lil’ Man uses for his toys. The box marked “Guy Men” has action figures and little toys (like his Sesame Street “guys”), and “Mean Animals” (Plastic/Vinyl animals of various sizes).

IMG_5486_2Some of the toys that don’t get a lot of play (or annoy me), are stored in the closet. I rotate the less frequently played toys through, so that all of the toys get loved.

IMG_5485_2Stage 3: Limit Access! Another thing that helps is that we have a three toys at a time rule. Lil’ Man can have three types of toys out at a time. Right now, it’s guy men, mean animals, and cars.

 

 

New Year’s Resolution #7: Get Organized

Abby H.3 Comments

Throughout December, I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!

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#7 is a resolution that I thought would be closer to the top of the list: Get Organized.

For some people that means professionally, financially or personally.  I can’t help you with your professional life, but I can help you with some tips to getting your finances and personal life organized.

balancing-a-checkbook-paying-billsOrganize your Finances:

You really can’t start to save money unless you get your finances in order.  I cannot stress how helpful setting up a budget has been for our family.

There are a few companies that offer free budgeting tools: I like both Manila and Mint. Check both out and see which one suits your families needs.

Calendar_0Organize your Personal Life:

Use a calendar.  It doesn’t have to be a paper one.  I have a paper calendar on my desk.  I write all of our play dates and appointments, parties, and other functions outside of the house on it. That way I can see at a glance what’s going of for the week. If you’ve got a smart phone, you can utilize the calendar feature. iPhones can sync to the iCal on your desktop computer. If you opt for it, iCal will pop up reminders on his phone and the computer. He uses it for business and home.

  • If you want to use a calendar online, Google’s Calendar feature is great, especially if you use Gmail.  It can add appointments, reminders and birthdays from your email into your calendar and it will remind you of them!
  • If you don’t use Gmail or Google, Facebook has a great calendar under the events tab from your FB feed.  It shows you upcoming events and birthday and it’s easy to plan or add an event with the “+Create Event” button.
  • If you are looking for Coupon Organizational methods, I’ve written about how I organize my coupons here.
  • I am always getting packages! I signed up for a USPS.com and now I get a text when a package ships and when it arrives! It’s a great way to keep track of packages that you are expecting.

How to organize and store coupons

Abby H.2 Comments

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A lot of you will start 2016 with the goal of saving money by couponing. Here are a few ways that you can organize your coupons to help you achieve your goals.

There are several methods to store your coupons when they are in your home before you go to shop, and there are several more methods for storage when you are out shopping.

Here are just a few examples of organizational methods:

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Inserts filed whole by date

Whole insert: Leave the inserts whole, and file them by date.  You may wish to put each insert  in a tabbed folder and write the date along with the type insert such as SS (Smart Source), P&G (Proctor & Gamble), or RP (Red Plum). Example: 6/6/10 SS I recommend this method for those of you starting out, or if you don’t have a lot of time dedicated to couponing.

Clipped by dated: Filed in a similar fashion as above, but all coupons from each weeks inserts are clipped, put into an envelope, dated, and filed either in an accordion folder or filing/bank box. This can be a time saver when you need to pull coupons from a specific date.  You may choose to have all coupons from the same date filed together, or you may wish to file each insert (Red Plum, Smart Source, Proctor & Gamble) separately. Example: Clipped 6/6/10 All or  Clipped 6/6/10 SS

The next two storage methods are usually done when coupons are stored inside baseball card inserts in a large three ring binder.

Clipped by category: Coupons are clipped and then filed by category.

Clipped Alphabetically: Simply file the coupons alphabetically, either by product name, product type, or manufacturer.

 

Storage Methods

There are several methods for storage of coupons.

If you file whole inserts, you may wish to file inserts in an accordion folder or filing/bank box by date. This is the method that I use, and that I have used for over 10 years. As I have less time to dedicate to couponing, it keeps me organized and able to save the most money (and time!).

If you clip your coupons here are just a few examples of storage methods:

Coupon wallets are commercially available at office supply stores or mass merchandisers.  Coupon wallets  are small, reinforced accordion file with tabs. They can fit inside most purses. Organize the coupons by category or alphabetically.

Use a 3-Ring Coupon Binder with plastic page protector inserts (like these), and use tabbed dividers for the category dividers. In the front, you can put a pad of paper inside for your shopping list, a zipper pouch for pens, pencils, scissors and a calculator.  3-ring binders that zip shut are great too!

Individual envelopes- I do not recommend this method to anyone just starting out. Start with envelopes (I use #10 envelopes) and write the name of each category on the front in large, easy to read letters.  File coupons by category in the corresponding envelopes, Once you have all the coupons sorted and filed, store the envelopes in a plastic tub, shoe box, whatever is easiest for you. This is by far the most time consuming method for storing coupons.

When you clip coupons and file them you can go one step further and arrange them by expiration date, amount of coupon, or alphabetically. It’s up to you.  If you have multiples of the same coupon, consider paper clipping them together.