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Finding unclaimed money-The Frugal Way!

Abby H.

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There are a lot of companies out there that claim they’ll help you find unclaimed money.  You may have seen commercials on cable TV, or pop up ads online. What these commercials and websites don’t tell you, is that they want a large percentage of what they are able to recover for you.

If they use clip art like the photo to the left, Run away!

There is no need to pay a service or website, finding money that you are owed is easy.

If you live in California, or have lived in California, check out the State Controller’s office.  If you live in another state, check out your state controller/treasurer’s website.

The most common types of Unclaimed Property are:

  • Bank accounts and safe deposit box contents
  • Stocks, mutual funds, bonds, and dividends
  • Uncashed cashier’s checks or money orders
  • Certificates of deposit
  • Matured or terminated insurance policies
  • Estates
  • Mineral interests and royalty payments, trust funds, and escrow accounts.

I checked a few months ago, and I was able to recover a little over $25. Some of it was from a credit card I’d over paid and closed out ($4.00-ish) and the remainder was from the local utility company when we moved.

There should be no fees to recover unclaimed money from your state. It’s your money- Get it back!

Happy Veterans Day (some freebies and deals)

Abby H.

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First of all, I want to say a huge thank you to everyone who has served our country and continues to serve.

This list of freebies and deals is primarily for businesses with locations in Southern CA, however there are some nationwide deals as well.

Applebees: Veterans and Active Duty Military can select a free meal from a limited menu for Veteran’s Day. Provide proof of service required.

BJ’s Restaurant: All veterans and active military can enjoy a complimentary entree under $12.95 on Friday, 11/11/2016. Please present your military ID to receive this offer.

screen-shot-2016-11-11-at-8-37-36-amBlack Angus: Free 7 oz. Top Sirloin Steak Dinner, available throughout the restaurant and the Bullseye Bar for Veterans and Active Military personnel who show proof of military service or military ID. Valid on Friday, November 11th, 2016 only. Offer excludes beverage. Offer does not include spouse and other dependents. Offer can not be combined with any other offers. Dine-in only. One offer per veteran/active duty military personnel.

Buffalo Wild Wings Free Wings: All day long on Friday, November 11, veterans and active duty military who dine at their local B-Dubs can receive a free small order of 10-12 traditional or boneless wings and a side of fries. At participating U.S. locations only.

California Pizza Kitchen: On Veterans Day, all veterans or active duty military personnel will be able to select a free entree from a special Veterans Day menu including pizza, salads and pasta. Please come in uniform or bring your military ID or other proof of service.

Denny’s All You Can Eat Pancakes: All active, inactive, and retired military personnel at all participating Denny’s restaurants nationwide will receive a free Build Your Own Grand Slam breakfast on Friday, Nov. 11, from 5 a.m. to noon. Diners must show ID to receive this offer.

Dickey’s Barbecue Pit: Veterans and active military who eat at Dickey’s on Friday, November 11th, may enjoy a free meal which includes a sandwich, side and a Big Yellow Cup, up to a $12 total value. Anyone who dines with a veteran is offered a free Big Yellow Cup with applicable purchase.

IHOP: On Veteran’s Day between 7 a.m. and 7 p.m., participating IHOP Restaurants around the nation will be honoring the brave men and women who have served, or are serving, in the United States Military by offering them free Red, White and Blue pancakes. Select IHOP restaurants will also offer a combo of two eggs, hash browns and choice of two bacon strips or pork sausage links as part of the Red, White & Blue Pancake promotion.  Promotion for retired and active duty military personnel.

Ikea Free Entree: Veterans can enjoy a free entree at Ikea. Please show some form of military ID.

screen-shot-2016-11-11-at-8-44-00-amMenchie’s Free Frozen Yogurt: On Veterans Day, all Veterans and military personnel with a military ID or dressed in uniform will receive a free six ounce frozen yogurt any time of day on Veterans Day 11.11.16.  Show a valid ID or be in uniform to receive.

 

img_7855Starbucks: On Veterans Day 2016, active duty service members, reservists, veterans and military spouses are invited to enjoy a free Tall Brewed Coffee.
Don’t Forget your Proof of service. Either your Active Duty or Retired Military ID Card, or a copy of your DD214. 

If you find a Veterans Day Deal, please leave a comment!

Score Free Makeup and more from L’Oreal USA

Abby H.

I’ve posted before about how I score so much cool frees tuff, but I wanted to update and share about one program: L’Oreal USA.

The makeup Giant wants women from across the United States 18+ to join and take surveys on products, daily skin care regimens, and test new products. When you take 5 surveys, you are eligible to receive a full sized L’oreal product (Of their choice)! They also do consumer product testing. They send you a product, you test it and complete a survey.

I recently completed a product survey. They mailed me products which I tested over a period of a month, then I completed a survey about the products I tested. The product surveys are long- they take about 20 minutes to complete, but, you get to try awesome new products, and as a than you, L’Oreal sends you some pretty sweet goodies.

Here is what I got as my thank you gift yesterday in the mail:

img_9874It may not look like a lot, but these three products have a value of about $90.00!

Lancome Large Shadow Brush $29.50
Lancome Color Design Eyeshadow Palette in Mauve Cherie $50.00
Maybelline Brow Drama $8.50

 

I’ve been part of their survey panel for about 10 years, and I’ve done four in home product tests. They can be hard to get into, however, the products you test are top quality, and the thank you gifts are pretty great!

And if you’re curious about why I got Lancome products, here is a list of companies that L’Oreal USA owns.

Freebies!!

Abby H.

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I’ve been trying to get Halloween costumes done, as well as some other stuff that requires a lot of time, so I haven’t been posting much, but I found these two articles with tons of freebies that I wanted to share! You know how much I love a mail box full of free stuff (it’s def. better than bills, right?)!

I signed up for tons of freebies, so I can’t wait for them to arrive!

Save time and money with Google Express ($10 Free!!)

Abby H.1 Comment

google-express-logoHave you heard of Google Express? It’s an awesome way to shop from home (or from your phone too) and have groceries, office supplies, and more delivered to your door.

Google Express has partnered with 20+ stores to bring you an easy solution to busy living!

AND- New customers can score $10 off their first purchase of $10+! Just click here and you are all set to go! There is a $4.99 delivery fee, but you can get that waived if you do the free trial of Google Express shipping. I set an alarm on my phone to remind me to cancel before the trial is up- and canceling is easy,just a few clicks and you’re done (We tested it on a friends account after her order was delivered!).

Here are the stores partnered with Google Express:screen-shot-2016-10-10-at-10-43-27-am
I like that I can order diapers from Target and use my referral credit- in fact, that’s what I’ve been ordering! Bitty has sensitive buns and the UP&UP brand are the only ones that work for her.

I’ve also been using my referral credits to pick up stocking stuffers for the kids. Boy Child is obsessed with Legos (so is his Daddy), so I’m trying to pick up a few small sets for his stocking.

And once you sign up and place your first order, you’ll get a referral link too! You can share it with friends and family and start earning more $10 credits!

Another reason I love Google Express is that we live upstairs… Carrying all that stuff upstairs with a wiggly little strapped to my front is hard. Having boxes of diapers delivered to my door is a huge help!

 

Disclaimer: My referral link is in this post, if you sign up and use your $10 credit through the links above, I’ll receive a $10 credit, which is awesome, because diapers don’t grow on trees. That being said, I only recommend products and services that I feel are a good value for my family and readers.

Club Cards: An Easy Way to Save Money

Abby H.

Every time I teach a couponing class, there is one person who announces that they are too busy or important to print or clip coupons. They need to save money but it can’t be too hard or involve any actual work.  Basically they are lazy but won’t cop to it.

For those people, I ask them if they are too busy to spend 5 minutes filling out a form that can save them thousands of dollars over their lifetime. Most people say that they would spend 5 minutes to save thousands. I present…. The store club card.

This is my keychain. img_9216Yup. I have tons of club cards. Grocery stores, drugstores, restaurants, office supply stores, department stores, movie theaters. There are even more in my wallet for those stores that don’t have a key fob. I save money where ever I go, and you can too. These cards are free to apply for and use.

Stores utilize the information they gather when consumers scan their cards to look at shopping trends. Grocery companies look at sales trends to help them decide what items should be sold, put on sale or completely discontinued. Cards also offer information about what each consumer purchases, and coupons tailored to the individual cardholder can be mailed or emailed to each card holder.

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Two of the coupons I loaded to my Shop Your Way Rewards Card

Most stores allow you to link up your card number to an online account, and you can add coupons to your card (via the store website or app) to save you even more.

Sears and KMart have a great program called Shop Your Way Rewards. You earn points on every purchase and points are converted to dollars off future purchases. They have coupon on their website all the time!

Both Vons and Ralphs have easy to navigate apps where you can load coupons to your card, including quite frequently freebies (Ralphs has a Free Friday Download most Fridays). Ralphs sometimes has games you can play online to win free grocery items. I won Goldfish crackers and BBQ sauce last week, which just two clicks of the mouse!

Regal Cinemas has the Regal Crown Club. Download their app or visit a local theater to pick up a card. Present the card to be scanned at the box office and when you buy concessions and earn points that you can redeem on free snacks or tickets. The points add up really fast!

Some clubs like the Ikea Friends and Family card offer discounts and extra perks.. check it out:

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With these clubs, if you do not present the card or your phone number, you will not receive a discount, which is usually advertised at the sale price.  Some stores don’t even require that you present your card, you can just punch your phone number into a Credit Card terminal or give it to the cashier.

Later in the week, I’ll share with you my favorite club card and how I use it to get free gas every month!

What is your favorite club card?

 

 

National Coffee Day, 9/29/16

Abby H.

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Thursday is National Coffee Day, and while the free coffee doesn’t flow freely here in San Diego, I was able to find a few deals we can take advantage of!

Krispy Kreme- Free Coffee and a Donut. Details on their Facebook Page.

Dunkin Donuts- Not free, but 66¢ Medium-sized Hot Coffee all day. Details on their Facebook Page. 

Yeah, that’s pretty much it. Starbucks and Coffee Bean and Tea Leaf aren’t doing any in-store freebies or deals.  There are other places back east, like WaWa and Pilot Flying J have free coffee offers, but they are no where near me.

screen-shot-2016-09-25-at-7-50-43-pmOh, and not this week, but October 3-9, 7-Eleven is giving away free coffee when you present their app on your phone!

Don’t you know I’ll be there every day that week!!

 

 

Two free offers at San Diego area McDonald’s!

Abby H.

Right now there are two great free offers at McDonald’s! Both of which are on the healthy side.

screen-shot-2016-09-08-at-9-50-19-amThis week, Sept. 8-10 from 7 to 10 a.m. and 11 a.m. to 2 p.m., visit a participating San Diego County McDonald’s restaurant to sample a Fruit ‘N Yogurt Parfait made with nonfat vanilla Chobani® Greek Yogurt.

Combined with the sweet taste of strawberries and blueberries, and topped with granola, Fruit ‘N Yogurt Parfaits are perfect for breakfast, as a side, or a mid-day snack – especially with the classic vanilla taste of Chobani® Greek Yogurt.  YUM! I think Bitty Bird and I will hit up our local McDo’s after the Y today and get a coffee and free Parfait!

And offer #2 is a favorite around these parts!

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On Tuesday, Sept. 13, participating restaurants will offer free breakfast from 6:30-9:30 a.m. to students in kindergarten through eighth grade when an accompanying adult uses the McDonald’s App. In San Diego County, students can enjoy an Egg McMuffin or Egg White Delight, apple slices and milk.

To redeem this offer, an adult must download or have already downloaded the McDonald’s App, present the offer to the cashier and ask the cashier for the free back-to-school breakfast. Students younger than 13 years of age are required to be accompanied by a parent/adult to redeem this offer at participating McDonald’s restaurants. This offer may vary throughout the state and only one breakfast is allowed per student.

The MCDonald’s App is pretty cool. You can earn free McCafe Beverages, and there are coupons that are only available on the app (like BOGO happy meals and free upgrades!).

So there you go! Two tasty deals. Thanks to my Friend Su for the heads up on the second offer!

Teachers: Score a Free Taco at Rubios!

Abby H.

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Back to school has started for most of us, but by 9/8/16, most teachers will be ready for a little pick me up! Check this pretty long list of folks that qualify for a free taco on September 8th in honor of Teacher Appreciation Day!

While you are checking it out, scroll at the way to the bottom of the page and join the Beach Club. You’ll score a free taco, as well as all sorts of awesome perks through the year (Like free noms for your birthday!).

Freebies!

Abby H.

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Everyone loves free stuff, and everyone loves opening their mailbox and finding something besides bills!

Here are just a few of the cool free samples and goodies that I’ve found online!

 

If you’ve found freebies online recently, please share a link in the comments section below!