Black Friday shopping is not my jam, nor has it ever been. I know a lot of people love getting up at the crack of dawn to save money, but I’d rather snuggle with my cat.
Some Retailers have already started their Black Friday Deals: JCPenney, Walmart, and Target have deals up on their sites and in-store now. Here are my top five tips to help you save a little more on Black Friday (and beyond):
- Make a List! This seems like a no-brainer, but make a list of each person you are shopping for and then list a few possibilities. There are still supply change issues, and that means some stores may be out of what you had planned.
- Use Rewards Programs to your advantage! I’m talking about Target Circle, Target Red Card, JCPenney Rewards, MyPoints, Swagbucks, and Ibotta. I did a bunch of holiday shopping yesterday online at JCP. JCPenney Rewards members earn a $10 bonus Reward for every $50 spent in-store and online on qualifying purchases 11/18/22-11/30/22. Limit 3 bonus Rewards per customer. I had already planned to do the bulk of my holiday shopping there anyway, so these rewards are a bonus that I’ll use to buy kid socks, which both kids need. And if you are looking for coupon codes- Don’t forget the Honey Browser Extension!
- Make a Budget and STICK TO IT. Seriously. And if you do stockings- take those into consideration as part of the budget. I save Amazon Gift card codes all year for gift shopping, and I set aside a small count each month in a separate saving account for holidays and gift-giving occasions. I earn Amazon Gift cards by doing Research studies (like the ones I post about all the time) and surveys on MyPoints and Swagbucks.
- If you shop in person, take cash. If you are easily tempted, take cash, and leave your cards at home. This forces you to stay on budget.
- Homemade Gifts are awesome! If like me, your budget is very small this year, don’t forget to flex your craft/artistic/cooking skills. I make hats, cookies, pj pants, and aprons usually for several folks on my gift list. I use supplies that I already have on hand. I love making soup, so I’ll be making several large batches, freezing 4-6 serving-size portions, and giving them to family members.
And finally, remember that the winter holidays are not about gifts. They are about coming together with friends and family to celebrate. If you having a difficult time making the magic happen for your family this year, check out my 2022 Holiday Resources post here. In December I’ll be hosting an Amazon Gift Card giveaway as well.
And finally-
I learned about Zarty on Reddit last week. I downloaded the app, and had to try it for myself. Last night I went to Walmart and decided to give it a shot.
Some products have a 100% cashback rebate in the form of points. This week, it’s frozen veggies and crescent rolls. There was a Snickers bar too, but I missed out on that by a few hours.

There is no referral link or code to download this app. Just go to the app store or Google Play store and download the Zarty app to get started!
Right now there is a great deal on Degree Body Wash & Soak ar Walmart when you use both Fetch Rewards and Ibotta.
It’s easy and takes minutes. I submitted both rebates before I pulled out of the Walmart parking lot!


After wearing it for 40 minutes (the amount of time in the directions), I had a head and jaw ache. I figured I had it on too tight. So the next day I loosened it. Same thing.
I posted about this deal before and I know a lot of you took advantage of it, and it’s BAAACK!
If you or your family like cottage cheese and have a Walmart nearby, check out this cool cashback deal from SheSpeaks and Walmart!