saving

Save Money and Electricity with Ohm Connect!

Abby H.

Screen Shot 2016-08-03 at 5.02.27 PMI haven’t posted about OhmConnect in a while, and I wanted to bring it up again because of the change in seasons upon us. Lots of us will be turning on our heaters soon, and that means an increase in power bills.

OhmConnect is a program for Southern CA, New York, or Texas Residents. We save about $200/year on our power bill and earn roughly $150 in rewards. It’s a nice little extra for minimal work.

We’ve been using it for a few years, and they text and/or email you when you should conserve more power due to the demand on the power grid. It’s a win-win situation: You save money on your power bill, and you earn points from OhmConnect that you can cash out for PayPal, Amazon, or Target Gift Cards, OhmConnect store credit (to buy energy-efficient thermostats, smart plugs, etc.)

You can learn more about OhmConnect here.

Save 18% on your SDG&E Bill with the FERA discount!

Abby H.

This was in my inbox over the weekend, and this information is going to be super helpful for some of you.

The Family Electric Rate Assistance (FERA) program can help you save money on your electric bill every month, about 18%. And with the new income limits, and adding in household sizes of 1-2, more people can qualify.

It’s quick and easy:

  • Check the new income eligibility guidelines below
  • Locate your 12-digit account number (It can be found on your SDG&E bill)
  • No additional documentation is needed
  • Applications are quick and confidential

To get started on the FERA application, all you need is your SDG&E account number (found on your bill), visit the SDG&E site here, and get started.

You may be eligible for additional assistance programs. To learn more, visit sdge.com/assistance.

And if you want more ways to save energy and money, check out Ohm Connect! We’ve been using Ohm Connect for 6+ years, saved thousands of dollars on our power bill, and earned thousands of dollars in gift cards and cash via PayPal!

2025 California Climate Credit- Savings on Your October Utility Bill!

Abby H.

It’s that time again! On your October California Utility Bill (Which includes PG&E, SCE, SDG&E, Bear Valley, Liberty, and Pacific Power), you will receive a California Climate Credit. For SDG&E customers, the amount is $81.38. This comes off the Electric portion of your bill. 

The California Climate Credit directly results from the State’s Cap-and-Trade Program which requires polluters to pay for climate pollution. Credits are distributed in April and October each year. Credits appear automatically on your bill and are designed to help utility customers during the transition to a more sustainable future.

And if you want more ways to save energy and money, check out Ohm Connect! We’ve been using Ohm Connect for 6+ years, saved thousands of dollars on our power bill, and earned thousands of dollars in gift cards and cash via PayPal!

Credit Karma: FREE Credit Score, tools, & tips to help you understand your scores!

Abby H.

If you’ve followed my blog for some time, you know I am a big proponent of keeping an eye on your credit score.

I maintain a high credit score and keep my debt-to-income ratio low by using Credit Karma to monitor my scores with all three major credit bureaus.

I can check to see if there is anything on there that doesn’t belong and clear up any issues as soon as I see them.

It’s never too early  (or late) to start monitoring your credit.

Young adults should take a peek at their credit, and Credit Karma offers tips and tricks to help build their credit.  Good Credit is important- it’s the gatekeeper to so many things in life! Good credit gives you better access to better APRs for credit cards, mortgages, car loans, and lines of credit.

Regardless of your age, Credit Karma is here to help you FOR FREE!

  • Compare personalized offers for credit cards, loans and more without hurting your scores.
  • Get alerted when there’s an important change on your reports.
  • Learn what affects your credit scores and what you can do to improve them.
  • See personalized recommendations for ways to use your credit more wisely

Did you know that the recent FTC study found that over 20% of Americans, or 40 million credit reports, have reporting errors that are costing consumers money in credit card interest rates and loans?

Make sure that your credit report does not contain erroneous information that could be impacting your credit score. Keep tabs on your credit report activities and your score by signing up for free credit monitoring and score services like Credit Karma, so that you can easily protect your financial good standing.

 

 

Back to School Haircuts and Supplies 8/9/2025!

Abby H.

It’s back!

The Larry Himmel Neighborhood Foundation’s biggest event is back!

Saturday, August 9, 2025

9AM -1PM at Skyline Church in La Mesa11330 Campo Road La Mesa, CA 91941

It’s the annual Back-to-School Haircut Event — a day dedicated to supporting local families with free haircuts, school supplies, food, and fun.

Last year’s event was a huge success. Over 1,000 kids attended, and more than 400 walked away with fresh haircuts — ready to start the school year with confidence.

This year, It’s even bigger and better. Here’s what you can expect:

  • Free school supplies for students

  • Free haircuts for kids

  • Free tickets to local attractions — including Padres games

  • Live DJ, games, and kids’ activities

  • Free food for the whole family

This is a first-come, first-served event — so be sure to arrive early and enjoy the festivities while supplies last.

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My secret tip to saving money…

Abby H.

The number one secret tip to saving money that I love to share is: take care of your stuff.

It seems simple, but taking care of your possessions can save you time and money in the coming years. With prices continuing to rise and wages stagnating, taking care of what you have has become more important. Here are a few ways that I take care of what I’ve got to save money.

Keep clothes in good repair/mending them as needed. This also means laundering them appropriately and folding or hanging them up once they are clean. 

Shoes: clean/polish/scuff free, and stuffing them with newspaper when they’re unworn and living in your closet. Or, if available, utilizing shoe trees.

This also means taking your car in for routine maintenance like oil changes, mileage-based tuneups, having your tires rotated, and making sure that your tires are properly inflated and in good repair.

Laundering your blankets and linens per the directions on the tag.

Vacuuming/cleaning carpet/rugs/flooring frequently as directed with appropriate cleaners.

Purchasing quality products that will last. This might mean saving up to make purchases, but this is better than buying cheap stuff and constantly replacing it.

To facilitate this at my house, I use Google shopping, or coupon and deal sites, where I’ll help you find the best deals and coupon codes. I use Mypoints and Topcashback. I’ve also used Honey in the past.

The secondhand stores are a great way to save money. Recently, there has been an uptick in new with tags and like-new items in thrift stores because people like the time or energy to return items or when you purchase items online, sometimes retailers is no longer want the items returned. They’ll issue the refund and ask the consumer to donate or dispose of the item.

Free Mainstays Adjustable Folding Table at Walmart After Cash Back (TopCashback)

Abby H.

This is an amazing deal for those who are new to TopCashback.

Get a FREE Mainstays Adjustable Folding Table with this Top Cashback offer! Sign up and purchase the Mainstays Adjustable Folding Table to get $30.94 of your purchase price back with this cash-back offer – making it free.

If you are not a TopCashback member, you are in luck. TopCashback is a rebate site that I’ve been using for at least 10 years.

When you shop online, search for the retailer, click the link, and shop. You’ll receive cashback on your purchase. Amounts/percentages vary by retailer.   TopCashBack is free to join and can be used with over 4,000 stores!

It’ll take about 15 days or so for your TopCashBack account to be credited. Once your account has been credited, you can cash out your rebate.

I do most of my shopping online through TopCashBack and earn about $200/year. I cash out for PayPal or Target Giftcards.

Time For Glasses? Deals and Glasses Freebies

Abby H.

It’s that time of year. Glasses time for the kids. Kids are rough on everything, including glasses. The big kid usually goes through 1-2 pairs a year, just in day-to-day wear and tear. Luckily I’ve found some ways to save money on glasses and I thought I’d share.

1- Take advantage of existing vision insurance. Look on the back of your kid’s health insurance card to find out which company handles the vision coverage, or give your child’s health insurance carrier a call. My kids receive one eye exam and 1 free pair of glasses per year. I’m not sure if it’s available in all states.

2-If you need help getting glasses or vision exams for your kids, check out Vision to Learn. They operate in 13 states and partner with the Boys and Girls Club, offering free eye exams and eyeglasses for kids. If you aren’t in a state where they operate, check out InfantSEE.  They offer Kids 6 months-1 year a free eye exam.

3- If you are in San Diego, the Shiley Eye clinic (part of UCSD) has the EyeMobile. They have frequent outreach events to help kids obtain needed eye exams and glasses. Check out their Facebook Page to keep up to date on their upcoming events.

If you are 65+, you can obtain a free eye exam from Eye Care America.

4- Onto the deals. Once you have your prescription in hand, check out online stores like Abbe glasses. They have great deals on frames and lenses. I scored two pairs of glasses for under $50 for the big kid with their BOGO sale. ILoveGlasses also has good deals as well. Both of these companies are great for budget-conscious families. If you are looking for something a little higher-end (or for grown-ups), I also like Warby Parker.

They have a great glasses try-on program, and they also sell Contacts. In fact, they have a free contact offer.

Having used Warby Parker before, their glasses are great, and their service is amazing! We bought glasses online, and later when they needed to be adjusted (helpful tip: Don’t roughhouse with kids when you are wearing glasses), we took them to our local Warby Parker store and they “tuned up” the glasses FOR FREE!

And if you are wondering what to do with all of the old eyeglasses in your house that are no longer your current prescription…. The Lions Club helps recycle eyeglasses and get them into the hands of the needy. You can find out more about how and where to recycle your unwanted eyeglasses here.  I also recommend checking with your local optometrist’s office. They frequently partner with local Lion’s Clubs to collect old glasses. You could help a person in need get the glasses they can’t afford!

What are your tips for saving on glasses and contacts?

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2024 California Climate Credit- Savings on Your October Utility Bill!

Abby H.

It’s that time again! On your October California Utility Bill (Which includes PG&E, SCE, SDG&E, Bear Valley, Liberty, and Pacific Power), you will receive a California Climate Credit. For SDG&E customers, the amount is $78.22.

The California Climate Credit directly results from the State’s Cap-and-Trade Program which requires polluters to pay for climate pollution. Credits are distributed in April and October each year. Credits appear automatically on your bill and are designed to help utility customers during the transition to a more sustainable future.

And if you want more ways to save energy and money, check out Ohm Connect! We’ve been using Ohm Connect for 5+ years, saved thousands of dollars on our power bill, and earned thousands of dollars in gift cards and cash via PayPal!

Need Help with Back to School Supplies?

Abby H.

The Larry Himmel Neighborhood Foundation is here to help!

For the past eight years, they have been hosting our annual Back-To-School Haircut Drive, where kids aged 18 and under can enjoy:
Free haircuts
Free school supplies
Free food
Tickets to local attractions throughout San Diego County

Event Details:
Date: Saturday, August 10
Time: 9am – 1pm (Last haircut starts at 12:30pm)
Location: Skyline Church (11330 Campo Rd, La Mesa, CA 91941)

For more information, check out their Facebook Page. 

SMOAC is hosting a FREE BACKPACK GIVEAWAY on 8/3/2024. More info can be found here.

Free School Supplies is a website with listings by state of charities and non-profits that provide free and low-cost school supplies.

If you are a military family, check out Operation Homefront. They have Back-to-School Brigade events all over the country.