frugal life

My Monthly Savings to do list, updated for 2019!

Abby H.

file000901554050I wrote about this topic 4 years ago, and my… how the savings game has changed. In addition to sharing how I save and earn money each month, I’ve included some other tips at the bottom of the post.

I still do a lot of the same things:

Weekly: Print coupons & Check Savings Apps. I print coupons from Coupons.com, SmartSource, RedPlum, and check apps and add items that appeal before I hit the grocery store each week. Here is a list of the apps I use.

 

1st and 15th: Mail out SBKC junk mail envelopes. I process our mail when it all comes in and I put the junk mail in the envelopes as it comes in.

Daily: I spend a little time each day (usually while I drink my coffee in the morning working my points programs. This includes  Mypoints (I save all of my Mypoints emails and do them all at once, one time a day). I also check my Field Agent App to see if there are any quick tasks I can do to earn some extra money that day.

As I am notified via email: Paid View Point (some of the surveys are time sensitive- those usually pay extra!), PineCone Research (surveys must be completed 3-6 days upon receiving the email).

Last day of the month: Clean out coupon wallet and removed expiring/expired coupons.

As needed/codes become available: I use the Swagbucks tool bar to do most of my internet searches, so I earn Swagbucks points intermittently with that too. I also order free samples when I see them available online. I’ll be posting about what I do with all the samples coming up.

I try to do as much shopping online with discounts as I can.  That means I check with  Mypoints and Topcashback  to see who is giving the better points/cash back, and I shop online a lot (especially in the summer when I’ve got both kids at home- it’s easier on the budget).

 

Other ways you can save money: 

 

How do you keep track of all of your programs to save money?

 

Stretch your Grocery Budget with Free Produce Distributions!

Abby H.1 Comment
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This list is only central, south bay, and east county locations. North County locations can be found on the Neighborhood Distribution Program website.

It’s a pretty common complaint that kids eat A LOT during the summer. There are lots of causes: Increased activity, change in schedules, and let’s face it- kids just eat a lot. This can increase a families grocery budget at a time when they are already spending extra money on activities for their kiddos.

I have a possible solution! Check out the San Diego and North County Food Bank Neighborhood Distribution Program! From their website, “The Neighborhood Distribution Program distributes food to thousands of individuals and families once a month at more than 20 different sites throughout San Diego County.

Distributions take place in our nonprofit partners’ parking lots. The majority of the food distributed consists of fresh fruits and vegetables which is part of the Food Bank’s Nutrition Initiative to provide healthy, nutrient-rich food to our clients.

Neighborhood Distribution Program sites welcome anyone in need of food assistance. I.D. and documentation ARE NOT required, and there are no income or asset restrictions for this program.”

You may be wondering, “But what do you get?” Well, one of the distribution points, Faith Chapel in Spring Valley posts photos on their  Meet the Need Ministry Instagram page!

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White onions, red potatoes, watermelons, honeydew melons, oranges and Washington apples were available today. And it’s not just a few of each. Each person who came through got a bag of white onion, a bag of red potatoes, 1 large watermelon, as many honeydew melons as they wanted, a bag of oranges, and a dozen apples.

This produce is often “ugly” or considered an “allowable second” (a production term used in several industries for an item that is functional but may not be perfect looking), but it’s always tasty and nutritious.

If you’ve got hungry faces that need food this summer, I recommend stopping by your local distribution at least once this summer. If you aren’t in the San Diego County area, check with your local food bank for Neighborhood Distribution Program.

Don’t forget that there are tons of free summer lunch locations all over the state of CA (for more info on San Diego locations, check out this post). Text FOOD  (Or COMIDA for a list in Spanish) to 877-877, or call 211 and you can find a list of free summer lunch locations near you.

And if you need further help, here is a post with food resources in San Diego County. If you are outside San Diego County, Feeding America has a really great Food Bank Locator.

 

Talk Back: What is your kids favorite summer snack?

Summer Fun on a Budget!

Abby H.

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It’s here again… Summer Vacation. Soon we shall hear the sounds of sighs, the boredom, and the wailing about how there is nothing to do or eat.

Ya’ll can feel me, right? Ok, so here are some ways to beat the boredom without breaking the bank.

Kids Bowl Free All Summer! Just pay for bowling shoe rental!

Free Summer Lunches for kids– Lots of locations have events or activities nearby, so you can have fun and have a free lunch!

The splash ground at Santee Lakes is GREAT! It’s only $2.00 per kid to play and if you park outside the Santee Lakes, you don’t have to pay to park! Take a picnic and it’s a great frugal outing! We go at least once a week in the summer and it’s always
a GREAT time!

The Santee Lakes hosts free summer movies throughout the summer.  If you park your car outside the gates (there is lots of street parking!), there is no cost of the movies.  If you drive your car into the park, it’s $8.00 per car, regardless of how many ppl are in your car.   Bring a picnic and some blankets and kick back for a fun family movie!

There are a bunch of municipal pools in San Diego that have open swim times, and a couple that have splash pads!

Most San Diego, CA area YMCA locations have fun events for kids a few Saturday nights per month. Our local Y does Kids Night at the Y twice a month. It’s only $20 per kid (Just a little more if you aren’t a member), and your kids go have fun for 4 hours. It’s cheaper than a sitter and a lot more fun!

Speaking of the YMCA- Most locations have pools, splash pads, or other aquatic fun, entrance is included with YMCA membership. If you aren’t a member, entrance fees are just a few dollars (it varies by location).

Balboa Park still offers Free Tuesdays at various museums in the park.

San Diego County Libraries have story time and various kid events each week.  I love taking the kids to the Santee library story time!

El Cajon, La Mesa, and Escondido all have classic car shows/rallies each week that are free.  Most have free live music too!  Check out some sweet rides, cool tunes, and have a fun frugal night with the fam!

San Diego County has great parks, as do most of the cities in San Diego County! Our favorite parks include Big Rock Park in Santee, Kennedy Park in El Cajon, La Mesita/Junior Seau Park in La Mesa, Harry Griffin Park in La Mesa (great for little kids).

If you’ve got a Starwood Managed Mall Near you (We do- It’s Parkway Plaza), check out their fun kid’s events each month called: MallStars.  There are different crafts, games, and sometimes even snacks for the kids (10 and under) to do! Times and locations within the mall vary, so check with mall management.

Talk Back: What kind of stuff do you do to keep your family entertained for free?

Photo Freebies & Deals, Just in Time for Mother’s Day!

Abby H.

Three weeks until Mother’s Day, and there is still time to make a fun, frugal photo gift for the mom (or grandma) in your life.

Ya’ll know how much I love photo gifts- They are perfect for our family that lives all over the country. We don’t see them much in person, except for the weekly FaceTime chats, so photo gifts are a great way to stay connected.

If you want to send a photo in a frame, Free 8×10 Photo Print at CVS (chose the pick up at the local store to save on shipping costs). You can score a great frame at Michael’s or Joann’s with one of their coupons- which are plentiful online and in their apps.

York Photo is offering a 5×7 Softcover Book for FREE from York Photo (just pay shipping- which starts at $4). I love these type of photo books because they are the best size for grandmothers to stick in their purses and pull out to show all their friends.  Use Promo Code: Soft5x7 at checkout!

If the mom/grandma in your life is more of a mug person, York Photo is offering a Free 11oz. Ceramic Mug. (just pay shipping- which starts at $6). Use Use Promo Code: FBHOT at checkout!

 

 

 

Canvas People  has a great deal: Receive your FREE 11×14 Custom Canvas or get 65% off any other size Canvas from CanvasPeople, just pay shipping.

 

Order your FREE 11×14 Custom Canvas from Easy Canvas Prints, just pay shipping.

Upcoming Clothing Swaps!

Abby H.

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It’s time to start cleaning out the closets, dressers, and drawers! My favorite clothing swap is this weekend!

I love clothing swaps- it’s a great way to get gently worn clothes and other goods (I love looking for linens and new accessories), and get rid of the clothing your kids have outgrown.

The Skyline Swap is scheduled for March 30, 2019. I’ve got it in my calendar and I’ve started the bag of clothes to swap! It costs $2.00 to get in, kids under 12 are free. I have two huge bags in my garage ready to go!!

Porchlight Community is hosting a Clothing Swap on April 27th at their office in Clairemont.

And if you’ve got kids, Bethel Christian Assembly in Alpine is hosting a kids clothing, toy, and gear swap on June 8th.

And as always, here are a few other clothing resources:

Naomi’s Closet is located in Santee, and they provide clothing and toiletries to women in need.

The Sonrise Church in Santee has a clothing swap too! One for kids clothes, and another for women’s clothing. Miss Charity’s Closet & Little Blessings Boutique 2nd Saturday of every month at 9:00 am Contact Charity Murphy for more info clmurphy71@gmail.com

If you are looking for a group that hosts clothing swaps more frequently, check it out the Thread Bumpin’ Meet up Group. They host a monthly swap in OB area.

And Finally, the Closet of 54th isn’t a clothing swap per se, but they do help those in need with new to them clothes. They are open once a few times each month. You can find them on Facebook. They are located at the Calvary Lutheran Church, 3060 54th Street, San Diego, CA. Contact The Closet at thecloseton54th@gmail.com.

 

Talk Back:  I’d love to hear about other San Diego area clothing swaps that you know of! Favorite swaps and/or what your best score has been!

 

2019 Upcoming Clothing Swaps!

Abby H.1 Comment

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It’s that time again- Clean out the closets and dressers and get swapping! I love clothing swaps- it’s a great way to get gently worn clothes and other goods (I love looking for linens and new accessories), and get rid of the clothing your kids have outgrown.

The Skyline Swap is scheduled for March 30, 2019. I’ve got it in my calendar and I’ve started the bag of clothes to swap! It costs $2.00 to get in, kids under 12 are free.

Naomi’s Closet is located in Santee, and they provide clothing and toiletries to women in need.

The Sonrise Church in Santee has a clothing swap too! One for kids clothes, and another for women’s clothing. Miss Charity’s Closet & Little Blessings Boutique 2nd Saturday of every month at 9:00 am Contact Charity Murphy for more info clmurphy71@gmail.com

Not strictly clothing related, there is the San Diego Really, Really Free Market. They also meet about once a quarter in various areas around town.

Also not strictly Clothing Related, but one of my favorite give back orgs is the Buy Nothing Project. There are chapters all over the US, and we have a few here in San Diego.

If you are looking for a group that hosts clothing swaps more frequently, check it out the Thread Bumpin’ Meet up Group. They host a monthly swap in OB area.

Trendy Trade hosts events all over the West Coast at various times throughout the year.

Don’t forget Freecycle. Do a quick google search for Clothing swap + the name of your city.

And Finally, the Closet of 54th isn’t a clothing swap per se, but they do help those in need with new to them clothes. They are open once a few times each month. You can find them on Facebook. They are located at the Calvary Lutheran Church, 3060 54th Street, San Diego, CA. Contact The Closet at thecloseton54th@gmail.com.

 

Talk Back:  I’d love to hear about other San Diego area clothing swaps that you know of! Favorite swaps and/or what your best score has been!

Meal Plan Monday 3/5/18

Abby H.

file000738334533.jpgSpring Break is just 2 weeks away and Henry is asking daily if it’s “Time for Spring Adventures” yet. I tell him not yet.

Even though he’s got school each day, I try and plan an adventure for him, it can be as simple as a walk at Walker Preserve or making cookies (these Justice League sugar cookies have been a recent hit).

The reason my Meal Plan Monday is so late today is that we had our daily adventure after school today. After school I treated the kids to Cheesecake Factory for cheesecake. By The Way… The pieces are HUGE. I know have three half decimated pieces of cheesecake in the fridge. We’ll be eating cheesecake for days!

I’m just posting dinners for our meal plan. The kiddos lately have been having protein pancakes (I like Kodiak Cakes mix- it’s yummy and very versatile) with butter and Peanut butter. Hubs likes Oatmeal (my recipe for an easy almost instant oatmeal mix can be found here) if he’s got time, otherwise he and I have protein shakes. We mix it up, and have different flavors and mix in all kinds of stuff into our shakes, so as not to get bored. Here area few of our favorite recipes.

Lunches for Lil’ Man are usually Peanut butter and crackers, fruit, milk, a protein muffin (aka a kid cupcake), and applesauce cup. He takes his lunch every day! Hubs usually has a protein shake or I pack him leftovers or a frozen entree.

Bitty Bird and I usually have leftovers from the night before, or soup, sandwiches, quesadillas. She eats almost anything!

Monday:

  • D: Pancakes and applesauce.

Tuesday:

  • D: roasted chicken and veggies- I’ve got tons of marinated chicken in the freezer. I’m trying new combinations of veggies and chicken roasted in the oven. Onions, carrots, celery, cherry tomatoes, potatoes, and garlic have been popular together.

Weds:

  • D: Black Bean Soup, cheese toast, and fruit salad 

Thursday:

  • D: Cheese quesadillas, beans, rice, and green salad

Friday:

  • D: Date Night

Saturday:

  • D: Family night in- Not sure yet, maybe home made pizza?

Sunday:

  • D: Chef Salad/leftover buffet. I love chef salad because you can just put whatever you’ve got in the fridge in the salad.

The menu may change, as  I pull stuff out of the pantry to rotate what we’ve got (I am trying to cut down on waste, and put the older stuff up front to get eaten first).

 

Ralphs Free Friday Download: Chobani Smooth!

Abby H.

Screen Shot 2018-01-17 at 8.16.21 PM.pngThis week, you can download an offer for a two pack of Chobani Smooth!I love Greek Yogurt, and I can’t wait to try this kind!

If you are new to Free Friday Downloads from Ralph’s, here is more info about how it works:

WHAT IS FREE FRIDAY DOWNLOAD? An exclusive benefit to having an account online at ralphs.com is FREE products (yes, we said FREE!). When you download the free product coupon, it will be loaded directly to your Shopper’s Card and applied at checkout in-store.

HOW DOES IT WORK? Visit this page on Fridays

DOWNLOAD the digital coupon for the free product (make sure to download between 12:01 am and 11:59pm PT). View the coupon under ‘My Coupons’ in your account online or in the mobile app.

You have two weeks to redeem this coupon in store! Pick up the product at your local Ralphs store and digital coupon will automatically apply at checkout.

Don’t forget to check out the Kroger affiliate in your area, if you don’t have a Ralphs. There are usually freebies for all of the stores!

Holiday Resources For Those in Need

Abby H.

thanksgivingturkey.jpgIt’s getting to be the season of giving, and for some families there isn’t the means to give this year. For some families there isn’t the means for a sit down family meal either.

Thanksgiving and Christmas are more than food and gifts, but no one should go hungry any time of year!

Here are some resources for those in San Diego County who might need some help.

Here is my post with a list of food banks/pantries in San Diego. Meet the Need at Faith Chapel has a lot of great events coming up to help you get through the holidays:

  • 11/19/: Faith Chapel is giving out Food Boxes and Turkeys starting at 10:30am.
  • 12/3: Meet the Need’s first Sunday event will be featuring a limited number of free Christmas trees in addition to the usual free lunch and bag of groceries.
  • 12/17: Faith Chapel will be distributing toys to children in need after the 10:30am service.

Feeding the Flock and several other ministries are sponsoring a Thanksgiving food box (turkey included). More information and sign ups can be found here.

You can also find local food banks/pantries from AmpleHarvest or by calling 211 in your area.

Toys 4 Tots is a well know toy charity, however their deadline to request toys is early November. If you missed the cut off, there are a few San Diego based toy charities that can help out.

Screen Shot 2017-11-13 at 1.53.34 PM.pngToys 4 Joy has 4 San Diego area events on December 9th. Toys for Joy is open to all children and families and no registration is required. One free toy will be given to all children attending the event ages 0 – 11. Free lunch will be provided in addition to free entertainment, kids activities and giveaways. All four locations have free groceries and one location has free gently used clothing available.

We Care Toy Drive provides 750 toys to local San Diego area kids. You can learn more by visiting their website.

Screen Shot 2017-06-01 at 8.09.41 AMThe Closet on 54th has a great free clothing closet you can shop at once a month, they also have a free food pantry that is open three days a week. You can find more info on their Facebook page here.

 

 

Incredible Deal on Mastercard Gift Cards at Staples (and an Amazon GC Giveaway!)! #StaplesEZr

Abby H.

file3331271364663.jpgYou know I love a good Gift Card Deal! Right now through April 29, 2017 when you purchase $300 or more in Mastercard gift cards at Staples you will receive a $20 Staples gift card by rebate. See store for more details, find your local Staples here. What is great about this deal is you can choose different denominations of Mastercard Gift card to reach the $300.

There are so many great ways to work this deal!

  • Use your points or cash back credit card to purchase the gift cards for a double dip! Our American Express Card gives us 5% cash back when we shop at office supply stores.
  • Pick up gift cards in smaller amounts ($25) and give to your child’s teacher to help with supplies a few times before the school year ends. Did you know that teacher appreciation week is coming up??
  • Great for sending to college students or for graduation gifts!
  • Use the gift cards to stay on budget for gifts and online shopping! Because you can shop in store or online with gift cards, it’s a great way to triple dip (use a cashback online shopping website like ebates or Topcashback to redeem your gift cards. You will earn even more cash back!).

Right now, you can enter to win a $50 Amazon Gift Card! Stock up on essentials for upcoming spring break, or buy yourself something nice! Click here to enter (the Rafflecopter may not be mobile friendly).

a Rafflecopter giveaway

This is a sponsored post, thanks to Tatu Digital Media for including me on this awesome offer and giveaway! All opinions are my own!