Free lunches for ALL KIDS in San Diego County!

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That looks like a pretty good lunch, right? It was free! And what you don’t see is two little boxes of raisins that Lil’ Man basically chugged (they really are nature’s candy!). Pizza, nectarine, applesauce, Apple juice, and a bag of carrots.

There were other side choices as well, including a mixed green salad, brocolli, mandarin oranges, celery, and ranch for dipping and fresh salsa too.

Here’s the deal.. It’s not a deal. The USDA sponsors the Summer Food Service Program, open to all kids aged 2-18 years. No proof of need is required, and you don’t need to sign up in advance. Just find a location near you (here– this is for San Diego County only, for all other areas, click here), show up, the kids pick their lunches, and enjoy!

Most locations offer lunch Monday-Friday at a specific time, and some locations even offer breakfast too!

This is a great way to stretch your budget over the summer (and get the kids out of the house!). Locations differ, but include schools, rec centers, and parks.

Couponing Myths: Debunked!

In the spirit of helping others learn to coupon, I’ve been posting some Couponing 101 post over the past week or so. Today I want to continue by debunking some myths surrounding coupons and couponing!

Myth #1: There are never any coupons for fresh fruits, veggies, or food for my special diet!!! Au contraire!

You just have to know where to look!   There are lots of printable coupons for these items.

And don’t forget your couponing and rebate apps! Check out a list of my favs here. Did you know that Sprouts has an app too? They have all kinds of coupons for dollars and cents off stuff you actually buy.

Myth #2: It takes too much time to coupon!  By the time I clip all the coupons and visit all of the stores with deals, I will have wasted all of my savings on gas!

I would like to kick TLC in the Butt for “that show”.  It portrays all couponers as crazy people with oodles of time on their hands who just clip and file in their binders.   When I go to shop, I check the deal sites (I like Grocerysmarts.com, I can make lists, print coupon, and check sales at all of the stores in our area all in one website!), make my list, grab the coupons I need, put the coupons and list in a separate zip lock bag for each store.

I bring a pen, calculator, my small coupon wallet (it lives in my purse all of the time!), my pad of paper with all my deals, lists, and scenarios on it and I am ready to go.  It takes me less than an hour to prep for a shopping trip.

I visit one grocery store.  That’s it.  Sometimes, I’ll go to a drugstore, but only if the deals are sooo good and are free or have a very low OOP. I don’t roll rewards or go to more than one store each week. I don’t have the time.

Screen Shot 2016-06-21 at 4.16.08 PMAt my coupon classes the bottom line I teach is: Couponing can take as much or as little time you want to put into it.  My blog and classes try to make it as easy for you as possible.  I want you to have the tools to make saving your family money easy.

I don’t clip every coupon every week.  I don’t have a binder. Here are pics of my coupon wallet!
It’s served me well over the past 9 years. The tabs are in order of the store I frequent, and I stick my sticky backed coupons to the inside front flap. I bought it at Walmart for $1.97.

Myth #3You don’t really save money with coupons!

My grocery bill has gone down from $200/week to $75/week thanks to coupons and strategic shopping! Once I started using coupons in conjunction with store sales and eating food that was in season, we have saved $6500 in a year. We eat better food than we did before!

 

Myth #4: Store brands are cheaper.

Here is a recent sale that I took advantage of- this demonstrates that with a good sale and a coupon, you can purchase name brand items for less than the generic price.

*Store brand High Protein Cereal/Granola (Generic Kashi) $2.99

*Kashi $3.49

-Coupon for Kashi $1.50 (from Vocal Point)

-Name brand price with coupon $1.99- With a coupon and a sale, I save $1.00 over the identical generic item!

Myth #5: Couponing is for poor people.  (this one really bugs me)

Recently, a study on coupon usage was conducted by the Neilson Company, and they discovered that people making $100,000 or more were 25% more likely to use coupons than those making $25,000 or less. It also profiled the average coupon clipper as being a woman earning $50,000 a year. And really, how do you think rich people get rich?  By saving their money!

Myth #6: A cashier told me when I use coupons, I am stealing money from stores!

That is a LIE. It’s not even a myth, it’s a lie. Grab a coupon and look at it. Screen Shot 2016-06-21 at 4.23.38 PMSee where it says Retailer in bold? Next to it the coupon reads: “Abbott Nutrition will reimburse you for the face value of this coupon plus 8 cents handling when submitted in compliance…..”.  The bold is my emphasis.

So as you can see, the store will be reimbursed for the face value of the manufacturer coupon, plus 8 cents PER COUPON. All coupons have similar language.  The industry standard handling is 8 cents per coupon.

Imagine how many coupon your average grocery store accepts in one day.

Also, when a store puts items on sale during the time a coupon is valid, the store expect you to fill your cart with other stuff that’s on sale.

When you buy an item that is on sale and use a coupon, you are not stealing, you are being a strategic shopper. Sales and coupons are tools to help you stretch your budget further.

Stores also regularly have items that are low priced to get you in the door, so you will.. that’s right, fill your cart with non-sale, non-coupon items. Those items are called Loss leaders.

Coupon Lingo!

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Just like any other hobby or subculture, couponing has it’s own lingo. You’ll often run across it reading blogs or talking to fellow couponers. Here is a list with the most commonly used lingo:

Actual – Physical items you hold in your hand meaning a box of pasta rather than a pasta coupon. Used often in trading coupons.

BLINKIES – These are found in stores in a dispenser machine. Most often the box will have a red blinking light on it.

BOGO (or B1G1)- Buy one get one free.

Catalina – Coupons that come from a machine at the cash register. Named after the manufacturer of the machine that spits out the coupons.

CRT – Cash register tape.(this is a pretty dated/old school term for a receipt)

Double Coupon – Means the value of the coupon is doubled at the register. In San Diego, Only Kiehl’s doubles coupons.

ECB – Extra Care Bucks. A form of rebate from CVS. ECB’s are a CVS exclusive.

FREE ITEM COUPON -You get a free product at the store at no cost or just tax.

HBA – The health and beauty aid section.(shampoo, conditioner, body wash, styling products, etc.)

IP – Internet printable coupon.

INSERT- The packages of coupons that come in the Sunday paper.

MANU or MANNY – Short for Manufacturer Coupon. A coupon issued from the manufacturer. Manufacturer Coupons are about 90% of the coupons in the Sunday papers.

MIR – Mail In Rebate – you have to mail it to a clearinghouse to redeem. Learn more about rebates here.

MM- Money Maker- Any deal where you come out ahead or the store pays you to leave the store with items. These deals are pretty rare these days.

NON-INSERT- A coupon that does not come from the coupon packages (called inserts) in the newspaper. Non-insert coupons come from inside or outside packages, home mailers, Smartsource blinkie machines, magazines, tear pads.

OOP – Out of Pocket – money paid after coupons.

OYNO – On your next order – a lot of Catalinas fall under this, meaning you need to make an additional purchase to redeem.

P&G – Proctor & Gamble Sunday insert coupons.

PEELIE – coupon’s found on products that are sticky unless removed carefully.

POP – Proof of purchase found on actual item, usually a UPC/barcode.

RP – Red Plum Sunday Insert Coupons. In San Diego, these coupon inserts come in the Monday junk mail.

SASE – Self Addressed Stamped Envelope some freebies or rebates require them.

SS – Smart Source or Sunday Insert coupons.

STORE COUPON- A coupon good at a specific store (Target, Albertsons, Vons, CVS, and Walgreens all have store coupons).

TEAR PAD – A pad of refund forms or coupons found hanging from a store shelf or display.

TMF – Try Me Free – rebates for the full price of the item when it first is new to the market.

WINE TAG – coupons found on the necks of wine bottles. In CA, these coupons require the purchase of at least bottle of wine to redeem the deal.

WYB – When You Buy – additional purchase is required to redeem.

New Month, New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite website is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks!

Here are just a few of the new coupons that have me excited:


$1.50 off (2) JOHNSON'S and/or DESITIN products
$0.75 off any 1 NESTLE COFFEE-MATE Coffee Creamer
$1.00 off one True Lemon
$2.00 off one (1) Playtex Cup Product
$1.00 off ONE (1) 10 oz. Chobani Meze Dip

Saving money at Costco!

DSC07871-BMost of us Costco shoppers love it for the good deals (and the samples- COME ON!), but ever wonder if there is a way to save more money at Costco?

First off, let’s be clear: Costco doesn’t accept coupons, other than their own. So don’t pick up a Sunday paper and get clipping thinking that you’re going to save a ton of cash at Costco that way, because… no. Not gonna happen. And most of the time, you don’t actually need the paper coupons from the Costco Flyer/Coupon book. The coupons come off at checkout OR the checkers all have the coupon books at their registers.

Here are my tips for saving money at Costco:

  1. Keep a Price book. You can learn more about them here. It will tell you if that 5 gallon drum of hummus is a better value than the small 16 oz tub at your regular grocery store. Sometimes bigger isn’t better. Top money savers at Costco for my family include Fat Free Milk and PB2.
  2. Make sure to use money saving and rebate apps! There is a full list here, but my favorites for Costco include Mobisave and Ibotta.  Any rebate app that is not store specific can be used to save extra cash at Costco. I cruise all my apps before I hit up the store. It takes just a few minutes, and I usually save $5-$10!
  3. Shop from a list. I know it’s an oldie, but a goodie. And it will help you save money.
  4. Don’t shop hungry. Or with hungry kids.
  5. If you’ve never had a membership, before you shell out the cash, check Groupon and see if they are offering their discounted Costco Memberships. A few times a year you can get a membership for $55 (which, btw is the regular price), but it comes with a $20 cash card, and a booklet of coupons for free merchandise- including their rotisserie chicken, which we love. You can only buy it if you’ve never had a membership. TRUST ME.

Talk Back: What are your tips for keeping the grocery bill down at Costco?

New Month, New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite website is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks!

Here are just a few of the new coupons that have me excited:

$1.00 off 3 LaCroix Curate
$2.00 off any one Balmex Diaper Rash Cream
$2.00 off any ONE package of HUGGIES Diapers

Bringing it Back: Meal Plan Monday!

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It’s back! After a long hiatus, I’m back to meal planning! If you are new to meal planning, check out my article on how to get started here.

This week I’m starting off by doing a quick fridge and pantry inventory, and making a batch of cookies.

Monday:

  • D:Baked Ziti, steamed veggies

Tuesday:

  • D:  Indian food (Chicken Korma, steamed rice, steamed veggies)- I have a kit!

Weds:

  • D: breakfast for dinner (probably pancakes, eggs, and sausage) and fruit salad

Thursday:

  • D: Salsa Chicken with brown rice

Friday:

  • D: Bean and veggie enchiladas, green salad

Saturday:

  • D:Veggie and cheese egg bake

Sunday:

  • D: Leftovers

Lil’ Man has started eating a small toasted bagel with cream cheese for breakfast along with yogurt and fruit.  Mr. C has been eating Oatmeal (from a awesome recipe I found online and altered) every AM, and I usually have an HMR Protein Shake, or I’ll make myself a bagel too.

Lunches for Lil’ Man are usually a grilled cheese, yogurt, a granola bar, and fruit (cut up apple, orange, or banana).  I have leftovers or a frozen entree, and Mr. C usually a salad or leftovers or an HMR protein shake (He did  the program last year and really digs on the shakes), or he has a business lunch and opts for a salad and lean protein.

Now I’m off to make a big ol’ batch of cookies!!

 

 

Easy One Pot Meal: Salsa Chicken

01128This is one of the most popular recipes that I’ve ever cooked! It is a family favorite and is very popular for meal trains and freezer meal swaps!

I’m constantly tweaking and improving my recipe, so I wanted to share this recipe with you. I cook this all day in the crockpot and it makes the house smell sooooo good!

Ingredients:

  • 1-2 lbs of frozen boneless skinless chicken breasts (rule of thumb for this recipe 1/4 lb of meat per person, plus an extra 1/4 lb of meat for leftovers or seconds)
  • 3 cups of your favorite salsa
  • 1 bag frozen tri colored peppers and onions

Optional ingredients:

  • 1/2c. chicken broth
  • 1 cup rice or 1/2 cup quinoa
  • 1/2 C shredded cheese

Directions:

  1. In a crockpot, place the first four ingredients.
  2. Cook on low for 6-8 hours.
  3. (If you opt to add the last two ingredients) About an hour before serving add rice or quinoa to the crockpot along with the broth and turn crockpot up to medium or high. Meal is done once grain is done to your liking.
  4. Stir before serving.
  5. Ladle into bowls.
  6. Top with cheese (optional, but tasty) and serve.

Makes 6-8 servings. Sometimes I turn leftovers into quesadillas, or add more broth and some C&W Southwest veggie blend and it transforms into a hearty soup! It’s so versatile and easy to make!

Review: Freshly

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Have You heard of Freshly? It’s a gourmet fresh meal delivery subscription service. Every Freshly meal is free of gluten, wheat, refined sugars, peanuts, artificial colors & artificial flavors. And as a bonus, most of the meals are Paleo too!

Packed with veggies and lean proteins, these meals are low in calories too, especially when compared to other fresh meal delivery services. What I love about Freshly is their four company tenets:

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It’s nice that a company is concerned about what goes into it’s food!  We tried six meals, and here are the two I was able to photograph before they seemingly evaporated (into our tummies, that is).

Grilled Chicken Breast Fajita
Grilled Chicken Breast Fajita
Grilled Chicken Breast Fajita after heating for just 2 minutes
Grilled Chicken Breast Fajita
Grilled Chicken Breast Fajita
Grilled Chicken Breast Fajita

 

 

 

Chicken Rustica with Roasted Cauliflower
Chicken Rustica with Roasted Cauliflower
Chicken Rustica with Roasted Cauliflower
Chicken Rustica with Roasted Cauliflower
Chicken Rustica with Roasted Cauliflower
Chicken Rustica with Roasted Cauliflower

The Grilled Chicken Breast Fajita was very moist and juicy- and the chicken breast was HUGE! The rice with the sauce was super tasty!

Hubs gobbled down most of the Chicken Rustica with Roasted Cauliflower– The sauce was so rich and creamy!

They have breakfast entrees too!

While I love to cook, I know that some people don’t. And for those people who crave healthy food and either can’t or don’t cook, Freshly is a great option! They are a bit pricey compared to frozen entrees in the grocery store, but honestly, the portions with Freshly are 2-3 times bigger that that frozen entree in your freezer! And they are delivered FRESH to your door!  These entrees were perfect for the week when Hubs was working 14 hour days, between his day job and rehearsal for the play he is in.

To check out their current offering of entrees and any deals, visit their website at https://www.freshly.com.  I don’t have a coupon code to share with you, like I usually do with my reviews, but you may be able to find one with a quick google search.

Disclosure: I received six meals free from Freshly in order to facilitate this review. I received No financial compensation, and all opinions are my own.

Price Per Unit: Is Bigger Better?

random-aisle-photos 013The price per unit helps you determine if the jumbo sized drum of applesauce is a better deal than a regular sized jar. How to determine the price per ounces is easy, most of the time stores do it for you! Take a look at the shelf tag- it should give you a price per unit, usually in ounces (oz.) or pounds (lb.).

If the price per ounce/pound on the larger container is smaller, then it is a good deal. When comparing, make sure both containers are using the same unit of measurement

Here is an example of what the shelf tags can look like:

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The majority of shelf tags will list:

  • The Item
  • The size of the container (in ounces, pounds, or units)
  • The Price of the item
  • The price per unit (in ounces, pounds or units)

This is also a great strategy to see if the store brand or a brand that isn’t your usual brand is a better deal than what you normally buy.

If your store doesn’t have shelf tags that break down the price per unit, here is how you can figure it out- I recommend using a calculator.

Take the price of the item and divide it by the number of ounces/lbs/units in the package.

Let’s use for our example the Uncle Ben’s Buttery Ready Rice, pictured above on the left.

$1.93 divided by 8.8 ounces equals .219, which is 21.9¢ per ounce.

If you keep a Price Book, you might want to  include a space for unit price, you would write 21.9¢ in the Unit Price Column. You can round up, or leave it as a fraction of a cent, to get an exact price for comparison. Learn more about price books here.