Looking to Build Credit History? Check out Self!

Abby H.

It’s important to have a good credit score. 

So many things depend on your credit score: Car insurance (really), renting or buying a home, even getting a job.

If you’ve never given your credit score a second thought, or maybe you don’t have credit, check out Self.  Self offers an accessible and responsible way for consumers to establish payment history and build credit, while saving money, through a credit-builder account.

  • Apply for a loan that is held by our bank partners. Your money is secured and protected in a bank account
  • Pay off the loan in 12-24 months^. You can choose a repayment plan that fits your budget.
  • Each payment builds credit history and adds to your savings. Your payments are reported to all three credit bureaus.
  • Get money back at the end after building credit history. Your paid off loan unlocks and you get the money back, minus fees and interest.

If that sounds like something that interests you, check out Self here.

I’ll have more posts coming up about credit and credit scores.

Recipe: Butternut Squash Bisque (GF, Vegan)

Abby H.

This recipe is super simple, and I’ve included some steps to shave off more time to get the soup in your belly faster!

Butternut Squash Bisque

Ingredients

  • 1 T. Avocado Oil
  • 1/2 Large onion, diced
  • 3 cups butternut squash, peeled and cubed (You can save time by buying it in the frozen foods section)
  • 1 large carrot, peeled and chopped
  • 1 Quart Vegetable Stock
  • 2 cups Hazelnut Milk
  • 1t. Rubbed Sage
  • Salt and Pepper to taste

Directions:

  1. In a large stockpot, heat oil. Add onions, and cook for 5-10 minutes, until clear and fragrant.
  2. Add squash and carrot. Cook approx 10 minutes until softened.
  3. Add vegetable stock, and simmer until veggies are tender/soft.
  4. Remove from heat, add hazelnut milk.
  5. Blend soup with a stick blender until smooth.
  6. Add salt and pepper to taste.

Serve this luscious, velvety soup with hot, crusty bread and a crisp green salad.  It freezes well, in case of leftovers.

Meal Prep and Menu Planning Made Easy With Dream Dinners!

Abby H.

My girl Brooke hooked me with Dream Dinners recently. Most of you know that I am a huge proponent of meal prep and menu planning. I also recognize that not everyone has the time to spare a few hours each week prepping veggies, marinating meats, preparing sauces and bagging it all up to cook later.

And when you don’t have time to shop or do prep work, you lean on fast food or take out. Once in a while, it’s ok, but any more than that and it’s not healthy or good for your pocketbook.

Enter Dream Dinners! For less than the price of take out or a drive-through visit for the fam, and in 30 minutes or less, you will have a tasty, hot, fresh homecooked meal! I’ve reviewed Meal Kits in the past, and there are a lot of inherent problems with fresh and frozen food being mailed to you. Frozen cucumbers, smashed produce… You don’t have these issues with Dream Dinners. This is one of the reasons that Dream Dinners is better.

A few other reasons Dream Dinners is superior:

Dream Dinners is less expensive than other Meal Kit Programs.  That’s a plus in my book!

With locations all over San Diego County (and nationwide), you order online and pick it up at your local Dream Dinner Location. Pop your trunk, and the lovely Dream Dinners employee will place your food in the trunk. You are all set to go!

Chicago style chicken with roasted red potatoes

Your meals are prepped locally in store just for you! No squished produce, accidentally frozen ingredients, or worse (and this was a big fear for me) having to rearrange your entire day so you are home when the Fed-ex guy delivers your meal kit box so the food doesn’t sit on your patio. Here in San Diego, it’s hot and sunny frequently, and that means food sitting out (even in a sealed box with dry ice) might go bad or be unsafe to eat.

Lasagna Soup & Garlic Bread

I’m hosting a Facebook Party to share my love of Dream Dinners. If you are interested in joining and taking advantage of some great deals, Message me on Facebook and I’ll add you.

If you don’t have Facebook, you can visit the Dream Dinners Website and you can take advantage of the great deal going on!

Right now when you use the coupon code 15OFF, you save $15 on the $99 Starter kit- It’s a great deal.

To take advantage of this deal, make sure to use the drop-down box and type in my email: akeen02037@gmail.com to take advantage of this sweet Deal!

And with locations all over San Diego and the US, you can order meals, pick them up and have one less thing to worry about! I plan on buying meals each month, so we are eating well on those nights when I would rather play legos or Playmobils with the kids, or go for a walk to the park.

Talk Back: Which Dream Dinners Entree has you interested? Menu for February is here. 

Earn Rewards with DSW VIP!

Abby H.

Designer Shoe Warehouse (aka DSW) has some really great deals and rewards! While doing research for Birthday Freebies over the weekend, I discovered that DSW‘s rewards program called DSW VIP is chalk full of perks and benefits:

Donate Shoes, Earn rewards: DSW VIP members can donate shoes and Rewards to those in need through Soles4Souls and Be Strong. Your donations help keep shoes out of landfills and create better opportunities for kids and families. For each pair you donate in-store, you earn 50points (that’s halfway to a $5 reward). You can donate and earn points once a week. You can find out more details in the store.

Birthday rewards: each Year, you’ll receive a $5 off coupon to be used in-store or online. That won’t get you a new pair of shoes, but DSW has all kinds of great socks, hosiery, and personal care items in store for $5 or less.

Free Shipping: Free ground shipping on every single purchase, no exceptions. Yup. Pretty cool, right.

And right now DSW is rocking a pretty sweet sale! Check it out:

Up to 70% off Women’s Clearance
Up to 70% off Men’s Clearance
Up to 70% off Kid’s Clearance

Cents of Style Deal of the Week: COZY Sweatshirt & Hoodie Collection ONLY $19.99

Abby H.

** This post also contains affiliate links and I will be compensated if you make a purchase after clicking on my links.

Sweatshirts

It’s cold here in So Cal right now. I’m freezing my tuchus off. Cents of Style has a great deal this week, and I’ve already ordered a few new sweatshirts.

When you use Coupon Code Comfy20 at checkout, you’ll score $20 off making each sweatshirt and hoodie ONLY $19.99 + Free Shipping over $35!

I love that couple of the style have pockets- pockets are always a great choice. With sizes S-3XL, lots of colors and styles, you are bound to find something that tickles your fancy and will keep you warm!

Earn Cash with PaidViewPoint!

Abby H.

I write a lot about my side hustles and making extra money. I wanted to talk about PaidViewPoint today.

I’ve been a member for 4-ish years, and I do a couple surveys each week. Each Survey you are sent you are pre-qualified for. That means that you won’t spend 20 minutes doing a survey only to be told, “Sorry, we don’t need you!” and you don’t get paid. PaidViewPoint surveys vary in bounty/amount earned, starting at .10 and working up to $5 (I got a $5 survey last week- they are rare, but definitely worth it!).

You will receive an email when they have surveys for you, but I check my PaidViewPoint account a few times a week to see if there are any available, just in case I miss emails from them.

As you can see from above, I cashed out $18.09 in Amazon Gift Cards yesterday. I cash out about once every two months. the cash out minimum is $15.00, and they offer Paypal cash, Walmart Gift Cards, and Amazon Gift Cards, your choice.

If you are looking for a survey company that doesn’t mess around, I recommend PaidViewPoint!

 

Disclosure: I may earn a commission or reward if you click on the links above. Please see my Disclosure page here for more info.

 

2021 Birthday Freebies!

Abby H.3 Comments

I’ve been doing a lot of research over the past few weeks to get this post up before my birthday. There are tons of posts online with birthday freebies, but few of them take into consideration where you live or that there is a global pandemic going on.

So, I’m here to change that.

I live in Southern CA, all of these freebies are specifically for those of us in that area. I recommend signing up for these freebies at least a month before your birthday, so there is enough time for you to be added to their list. I have included only the freebies that I have signed up for and personally received (mostly last year, because I am just starting to get them trickling in for 2021), so there is no bunk. I have removed companies that have gone out of business (RIP Fuddruckers)/.

First up, for those of you in CA, OR, FL, MY, SC, AZ, WA, and NV, check out eBirthdayClub. There are TONS of great freebies on this site.

birthday-border-edges

Non-food Goodies:

  • Free goodies at Sephora (It changes every year)
  • DSW Shoe Warehouse – $5 off birthday coupon
  • Members of the Cost Plus World Market Explorers program get a surprise birthday gift, among other perks; you will also get a 10% off coupon upon enrollment.
  • Torrid– Members of the DivaStyle Club will receive $10 off their next purchase of $10+
  • bareMinerals (cosmetics)- The birthday freebie changes each year. Last year it was lip gloss.
  • ClearWater Cleaners (dry cleaners)
  • Aqua Clean Carwash
  • Free brow wax at the Benefit Brow Bar. It’s back. More info can be found on their FAQ page.
  • Dave & Buster’s: $10 in free game play for those in the D&B Rewards Club.
  • This is a BOGO, but I know a few people who have done this and they said it was fun- Free Trip to Catalina Island! Free round-trip travel for two with the purchase of one full fare Adult ticket on your birthday
  • My Aunt told me about this one! Join Passport to Provence to score a FREE birthday gift from L’Occitane en Provence. Also, you can score $20 off your first purchase at L’Occitane here!
  • Join the Sally’s Rewards Club and score a $5 coupon on your birthday, as well as tons of other super sweet perks!

birthday-border-edges
Free Food Noms:

  • Red Robin:  FREE burger on your birthday and all the latest Red Robin news.
  • Rubio’s   Free plate/combo (You have to download their app)
  • Del Taco  Free Shake (You also get something free when you sign up!)
  • Starbucks – Download their app and get a free birthday handcrafted beverage of your choice.
  • Baskin Robbins– Donwload their app, and you can receive a small scoop of ice cream for your birthday.
  • Ben & Jerry’s Ice Cream – Free single scoop.
  • Sonic Drive-in: Free Medium beverage (OMG- Cherry Limeade FTW!)
  • Denny’s: Free Grand Slam for your Birthday. They also email out other freebies and coupons.
  • IHOP: Free Meal (It varies by year) on your birthday.
  • Arby’s Birthday Club: Offers a “surprise” it changes each year.
  • Dunkin Donuts Birthday Club will kick down with a free coffee.
  • Bj’s Brewhouse– Rewards members receive a free Pizookie for their birthday.
  • Jersey Mike’s: Free Sub for your Birthday! (No matter what you read online, there is no Subway or Submarina birthday Freebies- Those deals are DEAD)
  • Menchie’s Frozen Yogurt: When you sign up for a Smile-age Account, you’ll score a free Fro Yo for your B-day!  (I love Menchie’s!)
  • Nothing Bundt Cakes: Join their email list and receive a FREE Bundlet on your Birthday. (look for the link at the bottom of their website)
  • Sbarro Rewards Club: Free piece of pizza for your birthday when you purchase a drink. You’ll also get a coupon for a free slice when you sign up.
  • Golden Spoon Frozen Yogurt: Free Frozen Yogurt on your birthday.
  • Sprinkles: Get a free cupcake for your birthday when you join the Sprinkles birthday club.
  • Pita Pit: Free Pita for your birthday when you join the Pita Pit E-Club!
  • Bruegger’s Bagels gives you three free bagels for your birthday. SCORE! Our family eats tons of bagels, so this is a sweet deal.
  • EBirthday Club. For CA Peeps: They have offers in San Diego, Orange, LA, San Bernadino, Riverside, and Santa Clara Counties.
  • D Z Akins
  • Mary’s Donuts– East County peeps know what I’m talking about! Free drink and TWO Donuts!
  • Habit Burger Grill’s CharClub Score a free Charburger on your birthday.
  • Panera– Sign up for MyPanera and get a free pastry or sweet on your birthday.
  • El Pollo Loco- Sign up for Loco Rewards to get a FREE birthday meal (2pc Chicken Meal or Classic Chicken Tostada Salad.)!
  • Food, but not a restaurant offer. Like Yogurt? Join the Noosa Yoghurt fan club, Cream of the Crop, and they will mail you a coupon for free yogurt for your birthday!

There are tons of other birthday freebie lists, but they may include offers that are not available here or may include stuff that I don’t consider worth it (like a free Rice Krispy treat when you buy an entree that’s $10+… That’s a hard pass from me, or the Aveda “freebie”- pay $10 and receive a product valued at $23+… No thanks).

Another deal that everyone and their mama go nuts about is Benihana Japanese Restaurant – complimentary meal up to $30 when you purchase an Adult meal at Regular Price (You must sign up for The Chef’s Table club). This used to be a FREE meal, no strings attached, but it has changed to basically a BOGO. That’s a no go for me, but it may still get you excited.

I have not included Ulta in my list because you have to make a purchase the year previous (and it needs to be a certain amount- I’ve been told different amounts by various Ulta Employees anywhere from $5-$50), so for me, that’s not a freebie. If I have to buy something to receive something, that’s a BOGO deal.

Talk Back: What is your favorite birthday freebie?

Fetch Rewards: Mix & Match Grocery Rewards are Back!

Abby H.

Fetch Rewards is hooking us up again with sweet grocery rewards!

Tons of points and lightning-fast rewards! Now through 2/21/2021, spend $15 on a wide range of popular Unilever brands and get 5,000 points*. Redeem this Special Offer up to 4X for a total of 20,000 points.

If you aren’t sure which brands are included, here is a list of brands that are made by Unilever:

Redeeming this offer is simple. Head to any of these 5,000+ participating grocery stores, buy your favorite products from these Unilever brands, and snap your receipts!

And if you are wondering how fast it is to earn Fetch Rewards, I’ve earned $20 in Fetch Rewards since 1/1/2021.

If you are new to Fetch Rewards, download the app and get started. It’s super easy! Use my code ND2TB when you sign up and you’ll score 2000 points ( that’s the equivalent to $2 in rewards) after you scan in your first receipt with Fetch Rewards. You can find Fetch Rewards in your app store.

1/25/2021 Weekly Meal Plan

Abby H.

0a5e9dab796cea8a07eabe4eb4795b9e.jpgMy Word- It’s cold outside! The forecast for the week here in San Diego is cold, rainy, breezy weather. I’ve planned meals around warm, filling, comfort meals.

I did my weekly trip to the store yesterday for bread, milk, eggs, and snack/lunch items.

For those of you that are new to meal planning, I’ve got an easy 101 style post here with super easy tips and steps. After you get that down, here is info about batch or freezer cooking.

I’ve gotten a pretty good inventory of the pantry, freezer, and fridge done (I try to update it after every shopping trip), so I’m able to plan meals and use up what we’ve got with little waste. If you are looking for a kitchen inventory printable, I like the kitchen inventories here. They are great printables.

I only post our dinner plans for the week, because our other meals are usually the same each day.

Breakfast: Coffee with 1/2 and 1/2  for me, and pancakes or something along those lines for the kids.  The kids are nuts about pancakes. The Big Kid has been on a protein shake kick in the AM.

Lunch: The kiddo and I usually have something quick and filling (I’ve been prepping bean and rice bowls on Sundays for us to have during week) so we can get back to our adventures.  Big kid takes his lunch to school. He’s been digging on Bear naked protein granola in his lunch lately. It’s his new favorite.

Usually, I do a crockpot meal on Mondays, but now that we are home all the time, we’ve been having an odd combination of fully home-cooked, scratch meals, and frozen entrees and veggies. I have been posting our meal plans on Instagram too- As well as pics of stuff we are doing to keep busy.

  • Sunday:  Lasagna Soup and Sourdough toast (Dream Dinners)
  • Monday:  Hashbrowns, Egg/veggie scramble, Fruit
  • Tuesday:  Soup (we’ve got a batch of Potato Cheese soup in the freezer)/Meal of Snacks
  • Wednesday: Chicago Style Chicken, Roasted Veggies, Salad (Dream Dinners)
  • Thursday: Grilled Cheese sandwiches, Salad, Soup
  • Friday:  Pizza Night!
  • Saturday: Leftover Fiesta

Please stay safe you guys! The sooner we flatten the curve, the sooner life can go back to normal- whatever that means.

Talk Back: What are you cooking for dinner this week?

Dollar Tree: Fairy Garden Goodies!

Abby H.

We are looking at a lot of rain over the next week (or two) here in San Diego. That means a lot of indoor time. I was looking for something fun for us to do this weekend, and while cruising through Dollar Tree the other night, I discovered they have Fairy Garden Supplies!

I love making Fairy Gardens with the kids.

It’s a great way to make something tangible that uses the imagination.  Create or expand your fairy world with Dollar Tree‘s NEW Enchanted Fairy Garden collection! This entire 35-piece collection is available online now for just $23,  if you can’t find them in-store. The fairy garden sets are also the perfect addition to DIY terrarium parties and resale in garden and gift shops too. I personally think they would also be a great Easter Basket idea (DIY Fairy/Spring Garden).

Don’t forget when you shop online, you can take advantage of FREE shipping when you choose to have your order shipped to your local Dollar Tree store for pickup! It’s easy, convenient, and saves you money on shipping costs.