6 Tips for Combating the Mid-Year Frugal Slide

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It’s July, and for most of us, Our New Years Resolutions are a thing of the past. Mr. and I were talking today about ways we could reign in our budget. We’re not making it rain by any means, but… we could make a few changes. Here are my top ten tips, and trust me, I’ve already started incorporating some of these. I’ll have all of them back in the works by weeks’ end.

  1. Back to meal planning and sticking to it. No more trips to Denny’s when I am feeling lazy in the morning, or Mondays after group therapy.  That means I’ll be back to meal planning posts and new recipes too. And I’ll have several “back up dinners” on-hand in case the day gets away from me, or it’s too hot to cook the original meal. I took advantage of the sale on chicken breasts at Smart & Final the other day, and picked up 10 lbs. I came home and cut up the whole half breasts into more manageable sizes, and marinated some of it with different spices and put it in ziploc bags in the freezer. 10 lbs of chicken should get us 5 dinners, plus leftovers from each meal.
  2. Back to maintaining a robust snack bag in the car, refilling it daily, and remembering our water bottles when we leave the house. I fill our water bottles (we have these for the kids and these for the adults- in 40 oz) with water and ice before we leave in the AM and refill them as needed throughout the day in various places.
  3. In conjunction with #2, start taking surveys on receipts for deep discounts and free stuff again. I am Sonic’s text list, so when they have a daily deal that I have change in my car for, the kids and I stop for .50 ice cream cones, 1/2 price drinks (cherry limeade!). Frequently when you check out, there is a survey on the bottom of the receipt that will score you an XL (Route 44) size beverage for free! I really need to get back into stretching the buck.
  4. Check all my apps before I go shopping. I’ve been bad about this over the past few months. I’m sure I’ve missed out on Ibotta deals, Checkout 51 offers, and Cash Dash promos. No More! I’m back, baby!!
  5. Allowance. Yup, just like a teenager, I’m putting myself on an allowance, and Mr. is going to as well. I’m sticking to $40 in the summer, and $25 once we are back to school. This will just be for “fun money”. I still shop around for gas to stay within budget for gas each week. Costco is usually the cheapest.
  6. Keeping eyes open for cheap entertainment. Big Dude is in ESY (summer school) for the next few weeks, so a lot of the traditional summer things that are fun and cheap we haven’t been able to do (like Regal Summer Movies). We’ve mostly been doing fun stuff at the library, which is free, but I think we need to look beyond that. It’s starting to get too hot for park play dates!

I’d love to hear from you about how you combat the frugal slide. What do you do when you feel yourself slipping off your track?

Chick-Fil-A Cow Appreciation Day is coming!

Are you ready? Cow Appreciation Day at Chick-Fil-A is coming up on July 10th! The kids love it, so we are prepping to go. You can check out my past post here with how you can DIY a quick costume with stuff that you may already have around the house.

It’s easy to score a free Entree at Chick-Fil-A on 7/10/18:

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Anyone who goes into Chick-Fil-A wearing any sort of cow apparel will receive a free entrée on July 10th.

Children wearing anything cow-like will receive a free Kid’s Meal.

I’ve been saving the treats (I’ve got a free fries and a free fruit cup, and a free White Peach Tea Lemonade) on my Chick-fil-a app to use on the same day- So lunch will be free for all of us.

I’ll be posting pics of our adventure on Instagram, I can’t wait to see yours as well!

My hustle: How I make Part Time Income as a SAHM!

When I started this blog, it was to get back to my roots- Helping people save and earn money. As a result, I don’t make a lot of money from this blog. So, I needed to bump up my side hustles to make the part-time income that I’d grown accustomed to. I thought I’d share my best hustles with you.

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If you are unfamiliar with the term hustle, Urban dictionary defines it as, “Anythin you need to do to make money… be it sellin cars…… If you makin money, you hustlin.”

I have two littles to take care of, so keep that in mind. If you don’t have kids, you might be able to spend more time doing each of these activities, which in turn could yield more money!

Surveys online. Here are two fer shure, legit companies that I use. Pinecone Research (they are always looking for 12-24 or Hispanic demographics) pays $3.00 paypal per survey! My other favorite is PaidViewPoint– They only send you surveys that you qualify for, so there is no wasted time. Payout is only $15.00, so I make payout about once a month. It’s not tons of work, and every little bit helps! What I like about these companies is that they only send you surveys that you are qualified for. No time wasted to find out a quota is full or that you don’t fit their criteria. 

Some survey companies also do paid trials: They send you a product, you use it then complete a survey and give your opinions on the product. And you get paid! So it’s a win win. You get a free product, and you get paid!

Secret shopping. There are tons of apps and websites that will help you find secret shopping gigs. I recommend checking out Volition.com for a listing of secret shopping companies (and reviews). A few of my friends recommend jobslinger.com as a great resource. I earn about $75.00/week doing secret shopping and that’s for less than 1 hours work! Some companies don’t need you to buy anything, just go in an evaluate customer service, or audit shelves to make sure items are in stock. Oh, and I can take Bitty Bird along with me!

Turn your Junk Mail into Cash! I’ve been doing this for YEARS, and I love it. You can learn all about Small Business Knowledge Center here.  I just got another $20 Visa GC in the mail yesterday! My forth this year! We get tons of junk mail right now because we refinanced our mortgage not long ago.

Focus Groups. I wrote about them here. They are not a constant source of money, but I do one about once a month or so, and they tend to pay $75 or more for just a few hours of your time. It’s a fun way to share your opinion with companies and earn some great money.

And of course, I use cashback apps. My full list of favs can be found here. No lie, I cash out about $50.00 a month between all of the apps downloaded onto my iPhone!

Then there are of course the old stand-bys to make money:

  • Garage sale (seriously, everyone has too much stuff),
  • Utilizing Resale Shops (Kids clothes, ladies clothes, sporting goods, etc.)
  • Recycling bottles and cans,
  • Driving for Uber or Lyft,
  • Babysitting or pet sitting
  • Selling your plasma. In San Diego, Scantibody Labs is the main company that does this.  There are some pretty strict rules about this so if you have a lot of tattoos or piercings you may not qualify. I have super tiny veins, so I am unable to do it.
  • Selling your stuff on Craigslist, or apps like Close5 or OfferUp.
  • Tutoring kids or offering lessons in an area that you excel in (musical instruments, art, sewing, math, cooking, etc.)
  • Finding items at thrift shops or garage sales and re-selling them on eBay or other sites for a profit.

A lot of these can be done from the comfort of your home, or can be done in conjunction with your normal errands, so there is no extra money spent on gas.

What is your hustle? How do you make extra money?