Tips to Reign In and Out Of Control Family Budget: Saving on Entertainment!

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This is one of the most divisive topics I write about. I am completely serious. Television. Specifically- cutting or lowing your cable or dish package to save money.

This is a big bone of contention for a lot of people who ask me how we live on one income. For some people, they “need their shows“ or they “have to” watch the game every week.

Cable and satellite television is expensive, and now with all of the streaming services in addition to cable, it is conceivable that a family may spend upwards of $300 a month on television. That’s JUST TELEVISION! That doesn’t include movie tickets!

Sit down and gather up the cost of each streaming service and/or cable subscription/dish subscription. Where is there overlapping entertainment?

  • Hulu Plus has a live option, which gives you access to sports, and television shows on the same day they air on cable television.
  • If you have cable that includes the Disney Channel, CBS, HBO, or Showtime, is there really a reason for you to pay for the subscription/on-demand versions of those networks?

If you feel like you are ok with changing your television viewing habits, ditching cable in favor for a few streaming options and over the air television which can be viewed with our digital antenna (which is easy to use/install) and is available for purchase for about $50-$100.

Depending on how strong the signals in your area are, you should be able to receive:

  • ABC
  • CBS
  • NBC
  • CW
  • Fox
  • PBS (We get three PBS channels)

There are additional networks that are available in various areas of the county.  Here in So Cal, we also get:

Plus we get a few more Spanish language channels, and one Korean language channel.

Now that you’ve trimmed/cut the cord, what other entertainment do you see/attend/do? We don’t go to the movies too often, but we have a weekly date night budget of $50. I try to get it out of the bank in cash and if we are going out together, we spend it together, but if we are going out with other friends, or staying home with the kids, I give him half.  If we don’t use it one week, we roll it over to the next week!

images.jpgOne of my other main sources of Entertainment is the gym. I try and go at least 4 times per week for at least an hour.  Other places that you can trim and your family budget can include your gym membership. If you don’t require a gym that has the bells and whistles and lots of classes, you might consider changing your full-service gym to a more budget-friendly or discount gym like Crunch or Planet Fitness. Both of them have extremely reasonable rates, but they don’t offer classes or childcare usually.

If you’re looking at something that is slightly more family-friendly, I cannot recommend the YMCA enough! For our family, we pay $69 a month, and that is inclusive of childcare on-site for both children up to four hours a day (two hours in the morning, two hours in the afternoon as long as there is a lapse of four hours of time in between the two sessions), we can visit any YMCA location in San Diego County, and also have travel benefits if we go out of town. There are free classes for everyone in the family, on various types of exercise from family yoga to family kickboxing to open gym for the kids two-three times a week.

They have great swimming facilities for spring and summer, and the family swim is available year-round in the large pool at our local YMCA. I also like that they have trained people in the childcare/kids club area that know how to work with kids who have special needs, so I never feel like my big kid will be ignored or be feeling out of place. If you are a local and want to check out the YMCA, let me know and I’ll get you a guest pass!

In the past we had some really bad experiences with 24-Hour Fitness. We were also paying a lot of money to go to 24-Hour Fitness (upwards of $120/month Between our membership dues and the cost of the on-site childcare) and I felt like our fitness goals could not be supported because of the lack of support and education with their child care employees.

I also like that the YMCA offers discounted rates/scholarships for military families (active duty and retired), those with low-incomes, or receiving certain government benefits.

As far as kids’ entertainment, our local community library has us covered over school breaks. Between summer reading programs, spring break events, Star Wars Days, Back To School supply giveaways, and Christmas cookie decorating/Polar Express PJ parties. You would be surprised at all of the cool stuff going on at your local library!

 

Talk Back: I’d love to hear about how you save money on entertainment!

YMCA of San Diego County- Cyber Monday Deal!

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We love our local YMCA- They have great exercise classes, awesome free events for members and the community, open gym for the kids to run and play in the gymnastics area three times a week, an activity pool that is open in the spring and summer, and I could go on and on.

We go to the Y 4-6 times a week for exercise and so the kids can play and socialize- this is a HUGE help during school breaks because the kids club/child watch has great programs and play opportunities- and it’s included in the price of membership. And it’s so much more than the kid’s area at most chain gyms. The folks at child watch and kids club do crafts, lead games, read stories, and teach the kids how to play new games, and take them into the gym area to bounce on the huge trampoline!

Today Only, December 2nd- Cyber Monday, New members pay no joining fee if they join online using our special My Y Code CYBR19. Your friend will save up to $60! And if you are a member and your friend mentions your name at sign up,  you’ll get a free month of membership! If you are going to sign up, mention my name, Abby Hewes. Any way we can save money helps our families bottom line!

For our family, YMCA is definitely frugal: for $75/month, I am able to go to the gym for 2 hours a day and the kids can go to play and have fun. Any of our other local gyms can’t touch that price, and they don’t have the other programs or benefits.

The YMCA offers scholarships and reduced monthly membership fees for military families, families that receive WIC, and many other programs- don’t forget to ask about them!

And if you are the parent of a special needs kid, let me tell you that our local Y has the most wonderful, caring staff that cares for all kids. My big kid is autistic and he loves going to Kids Club to hang out and play. He also loves the monthly Kids Night at the Y.

Dave & Buster’s Holiday Deals!

main-module-6-2.jpgThis is a great deal, even if you don’t plan to give it as a gift!

When you download the new Dave & Buster’s app (in the App Store or Google Play), you’ll score 50% off your first purchase. This offer ends 12/4/19.

 

If you need to buy a gift for someone on your list who loves video games, yummy bar food, and tasty drinks, this second deal is pretty good too! Buy a $50 Gift Card and get a $10 Free Game Play Card.

sub-module.jpg I love this deal because you can buy this as a gift, and keep the $10 card for yourself/your family and keep it for when you need a family night or a date night out, especially when you combine it with some of the deals/values below.
Here are a few everyday deals you can take advantage of:

The Eat and Play Combo is a great deal.

I recommend joining the Dave & Buster’s Rewards Club.  I love taking the kids during the summer when we get coupons.

  • $10 FREE Game Play with $10 game play purchase for joining
  • MONTHLY EMAIL SAVINGS and a first look at what’s new (the past few months it’s been deals like $20 free when you load $20 on a card!)
  • EARN $10 FREE Game Play for every $100 spent in-store
  • PROTECTION for lost or stolen cards when registered online
  • 24/7 ONLINE ACCESS to your Power Card® or Power Tap® chip, ticket and Rewards point balances

10/25/19 Freebies and Deals!

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Woo Hoo! Friday means Freebies and deals!

Free Food:

Free Health and Beauty:

Free Magazines:

Free In-store & Events:

And Now The Deals:

10/18/19 Freebies and Deals!

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Woo Hoo! Friday means Freebies and deals! There are a lot more freebies and deals this week. I’m excited to share!

 

Free Food:

 

Free Personal Care/Beauty:

 

Free Magazines:

 

Events/Etc.

10/4/19: Weekly Freebies and Deals!

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Woo Hoo! Friday means Freebies and deals! There are a lot more freebies and deals this week. I’m excited to share!

Samples

 

In-Store Events/Freebies

Magazines

Deals

Earn Money for Tracking You Steps with Achievement!

48c653a4c4f659c243bbd22d0971b521.jpgI’ve been using Achievement to earn extra cash for about 2 years now.

Connect your fitness tracker to Achievement and be rewarded when you exercise, sleep, and log calorie or water intake.

It is non-intrusive, and you’ll earn points that can be redeemed for cash via PayPal, gift cards, or you can donate your earnings to various charities.

I earn $10 in PayPal cash about 4-5 times a year. I usually use it to reload my Starbucks Card.  It’s a nice little perk for being active.

It’s super easy to get started. Click here to sign up! This is my referral link- If you sign up using my link, I earn an extra 100 points.

Achievement is compatible with over 20+ Android and iOS apps (and counting!).

Health and Fitness Apps:

  • Apple Health
  • Daily Mile
  • Expresso
  • Fitbit
  • Garmin
  • Google Fit
  • MapMyFitness
  • MapMyHike
  • MapMyRide
  • MapMyRun
  • MapMyWalk
  • Misfit
  • MyFitnessPal
  • Record
  • RunDouble
  • RunKeeper
  • Samsung Health
  • Stop, Breathe & Think
  • Strava
  • Withings

Lifestyle Apps:

  • A&D Connect
  • Qardio

Social Media Apps:

  • Twitter

Link to research that is done with the information collected: https://www.myachievement.com/research

 

Freebies: 9/29/19 is National Coffee Day!

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Sunday is a high holiday in our house: 9/29/19 is National Coffee Day. To celebrate, here are a smattering of freebies and deals.

7/11: Score any size Coffee for $1.00- Just make sure to scan your 7Rewards loyalty app at checkout.

Corner Bakery: Get any size brewed coffee or cold brew for free (with any purchase)  at participating locations from Sept. 29 through Oct. 1.

Caribou Coffee: They are celebrating on 9/29/19 with a medium size hot coffee for $1, a medium Cold Press Black for $2 or a Nitro Black coffee for $3.

Coffee Bean & Tea Leaf: Get a free 16-ounce hot or iced coffee when you spend $2 or more on a bakery or food item.

Dunkin’: America Runs on it, and Sunday 9/29/19, anyone who purchases a regular hot coffee at participating Dunkin’ restaurants nationwide will score another hot coffee (the same size or smaller) for free.

And the best one for the year: Krispy Kreme! Through 9/29/19, participating shops nationwide will give away one Koffee Cream doughnut and one free cup of coffee to customers, no coupon or app needed!

Cinnabon is offering a free 12-ounce coffee all day on Sunday, 9/29/19

If your local Barnes & Noble has a cafe inside, stop by! Customers get a free hot or iced tall coffee with the purchase of any bakery case item on Sunday, September 29, 2019.

If your local mall has a Godiva Chocolatier, here is an awesome deal: September 27 through 29, get a free 12-ounce hot or iced coffee at GODIVA Café locations with any purchase.

 

 

 

October is Kids Go Free Month!

Screen Shot 2019-09-27 at 1.23.12 PM.pngThis is the 3rd year I’ve written about this awesome month-long deal, and 2019 is the best year yet!

This year, there is a Kick off Kids Free with Museum Mash-Up on 9/29!

Celebrate the launch of Kids Free in October at the Museum Mash-Up event at The New Children’s Museum Park on Sunday, Sept. 29 from 10 AM – 1 PM. This free public event offers fun activities and displays from 12 museums, live performances by the San Diego Ballet and an animal encounter courtesy of The Living Coast Discovery Center.  In conjunction with Museum Mash-Up, The New Children’s Museum will be accepting Kids Free in October coupons from 11 AM – 4 PM on Sept. 29.

For those of us with curious kids, this is perfect! Kids can get into over 40 museums in the San Diego area free with paying adults (all the info can be found here).

Some of the participating organizations include:

Birch Aquarium at Scripps
Fleet Science Center (Galleries only)
Flying Leatherneck Aviation Museum
Heritage of the Americas Museum
Japanese Friendship Garden
Living Coast Discovery Center
Maritime Museum of San Diego
Marston House Museum & Gardens
Mingei International Museum
Museum of Contemporary Art San Diego
Museum of Making Music
Museum of Photographic Arts
San Diego Air & Space Museum
San Diego Automotive Museum
San Diego Children’s Discovery Museum
San Diego Chinese Historical Museum
San Diego History Center
San Diego Model Railroad Museum
San Diego Natural History Museum (The Nat)
Tijuana Estuary Visitor Center
Timken Museum of Art (it’s always free for everyone FYI)
Women’s Museum of California

A full list can be found here. Oh, and as part of free October, Kids can get into the San Diego Zoo and San Diego Zoo’s Safari Park free when accompanied by a paying adult!  Other Kids go free attractions include: Legoland, Sea World, and the USS Midway!!

More info can be found here, and other fun, free stuff for kids can be found here and here.

And I’m hoping to have more info on some free events for Halloween over the next few weeks.

9/27/19: Weekly Freebies and Deals!

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Woo Hoo! Friday means Freebies and deals! There are a lot more freebies and deals this week. I’m excited to share!

Freebies

Free Magazine Subscriptions

Deals