My Savings Checklist: Before and After The Shopping Trip

One of the ways I save money on groceries is to utilize cashback apps. But I’ve never shared how I do my cashback “work”.

When it’s time to hit the store, I’ll scroll through Ibotta, Shopkick, and the apps to see if there is anything on my list. If so, I click the offer/coupon (only needed on Ibotta and, no work is needed beforehand for Shopkick). Sometimes I’ll check Fetch Rewards to see if there are any extra point offers. Last week there were two offers for hand soap in the Fetch Rewards app, which was on my list. It ended up making the handsoap free!

If I’m going to Target, I’ll also check the Target app for any coupons or Target Circle offers for anything on my list.

The nice thing about all of these apps is that you can scan the barcode of items if you aren’t sure they qualify for a rebate offer.

Once I get home and get everything put away, I take my receipts out and start scanning.

With Ibotta, Walmart and Target are no scan stores. Just make sure your payment card and Walmart/Target accounts are linked to Ibotta (It’s pretty easy and directions are available in the Ibotta App). For other stores, just open the app and follow the directions.

I scan my receipts through the following apps each time, regardless of what I buy:

I know it sounds like a lot of work, but really, it’s about 10-15 minutes once a week and I’m saving thousands of dollars a year. For the apps that offer gift cards instead of Paypal or Venmo payouts, I select gift cards for the stores I buy groceries or other goods frequently.

I love getting Target Gift cards. I can load them directly to my Target App, and use them at checkout straight from the app, no need to carry around printouts or remember to open emails or other apps at checkout.

Talk Back: If there are any apps that you like that I didn’t mention, please leave a comment!




Shopkick: Earn Cashback When you Visit Stores and Shop!

I’ve never talked about Shopkick before, and it’s a pretty easy program.

Shopkick is a rebate app, similar to Ibotta, where you earn points that can be redeemed for gift cards (there are over 70 gift card options) when you buy specific products.

But what makes Shopkick different is that you can also earn points by scanning barcodes in-store, and by opening the app while you are in the store and checking in through the Shopkick app. It definitely makes walking through the mall a little more lucrative. Walk-ins/Check-ins will net you between 10-75 points, and scanning product UPC’s will net you between 10-50 points. Each store and product is different. With over 40 stores, you can earn on almost any shopping trip.

I use Shopkick to check-in, and if I’m in Target by myself and not in a rush, I’ll scan a few product UPCs for extra points. I earn about $10 in Shopkick Gift Cards a month, just by doing my usual shopping and checking into stores.

And as you can see by the screenshots of the app, there are offers for products that you may actually buy. Nothing weird or hard to find.

If you want to check Shopkick out, you can sign up with code JOY087662 & we’ll both get a bonus! The Shopkick app is available for both Android and IOS phones.

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