money saving

Receipt Hog: Hoggy Holiday Bonus Bash is Here

Abby H.

Receipt Hog is a great app for those starting out on a savings journey. It’s simple to use, and points rack up quickly.

You can download it here and get started.

In the app, snap pictures of all of your receipts from dining out to grocery trips and earn points that you can redeem for gift cards or money via Paypal. Reward options start as low as 1000 Points.

You can also connect your grocery and mass merchandiser accounts to earn extra points.  In addition to points, there is a game called Hog Slots, where you spin the wheel to win extra points.

Right now, through December 31, 2025, you can earn points and spins to earn extra points!

  • Upload 5 e-Receipts: 50 Spins
  • Upload 30 paper receipts: 25 Spins
  • Upload 15 Link Receipts- 25 Spins
  • Complete all the bonuses and earn 100 bonus coins!

 

2025 California Climate Credit- Savings on Your October Utility Bill!

Abby H.

It’s that time again! On your October California Utility Bill (Which includes PG&E, SCE, SDG&E, Bear Valley, Liberty, and Pacific Power), you will receive a California Climate Credit. For SDG&E customers, the amount is $81.38. This comes off the Electric portion of your bill. 

The California Climate Credit directly results from the State’s Cap-and-Trade Program which requires polluters to pay for climate pollution. Credits are distributed in April and October each year. Credits appear automatically on your bill and are designed to help utility customers during the transition to a more sustainable future.

And if you want more ways to save energy and money, check out Ohm Connect! We’ve been using Ohm Connect for 6+ years, saved thousands of dollars on our power bill, and earned thousands of dollars in gift cards and cash via PayPal!

Sprouts Rewards is coming soon to California- 10/07/2025!

Abby H.

Have you heard??

Sprouts Rewards is coming to California* on October 7th, and you’ll automatically become a member if you have the Sprouts App!

Check out what Sprouts Rewards has to offer:

  • Points: Earn 10 points for every dollar you spend* at Sprouts. (*Purchases at Sprouts in Chula Vista are excluded from Sprouts Rewards.)
  • Access: Be the first to get the scoop on new brands and products​​.
  • Offers: Redeem member-only digital coupons, plus offers made just for you​.
  • Classes: Nourish your mind with expert-led wellness classes​.
  • Recipes: Discover good-for-you, member-only recipes
  • Influence: Weigh in on next-gen products from emerging brands to hit the shelves.

 

 

Win 3 Months of FREE Rent with Piñata!

Abby H.

I discovered Piñata Piñata while listening to a true crime podcast yesterday while I was exercising.

Piñata is the world’s first and only rent rewards platform that gives you rewards for paying rent and is free.

If you join the $5/mo Piñata membership between May 1 – June 30th, you will be automatically entered to win 3 MONTHS OF FREE RENT!

For just $5/month, Piñata reports your rent payments to all three credit bureaus—giving your credit the boost it deserves. This is an amazing benefit, especially if you rent from a private party!

Enroll in the $5/month Piñata membership and enter the giveaway automatically to win 3 months of rent (up to $4,500 in total)! Sign up today here.

Even when it’s not rent day, Piñata gives renters exclusive deals and discounts to help you save on everyday expenses from CVS and Costco to Best Buy and Sprint to Papa John’s and Disney World. You get an average of $4,000 in yearly savings. You can also get cash back on special deals from your favorite brands.

Giveaway ends June 30th, 2025.

Saving and Earning Money for College with Upromise!

Abby H.

I’ve had an Upromise account for almost 20 years.

It’s a great way to earn and save money for college. I used my earnings/savings to pay for my college textbooks and parking pass when I finished my AA’s after a long break from college.

The Upromise savings tools and automatic transfers let you set goals and transfer your earned rewards into college savings plans.

Receive a $5.29 bonus when you sign up for a free Upromise account.

Receive a $30 Welcome Bonus when linked to a 529 account. A 529 plan is a tax-advantaged savings plan designed to encourage saving for future education costs.

Upromise® Mastercard® – Cardmembers earn 1.529% cash back rewards on purchases when their Upromise Program account is linked to an eligible College Savings Plan, or 1.25% cash back rewards on purchases if their Upromise Program account is not linked. Apply today at upromisemastercard.com

There are a lot of ways to earn money with Upromise: Shop online through their portal or add their Chrome Shopping extension to earn extra money. Upromise also has a Dining program, where you can earn cash back for dining at specific restaurants and paying with linked cards. I recently had dinner at a new restaurant with some friends and received an email that I earned cash back with  Upromise!

If you are looking for more money saving tips for college, check out my post here. 

2024 California Climate Credit- Savings on Your October Utility Bill!

Abby H.

It’s that time again! On your October California Utility Bill (Which includes PG&E, SCE, SDG&E, Bear Valley, Liberty, and Pacific Power), you will receive a California Climate Credit. For SDG&E customers, the amount is $78.22.

The California Climate Credit directly results from the State’s Cap-and-Trade Program which requires polluters to pay for climate pollution. Credits are distributed in April and October each year. Credits appear automatically on your bill and are designed to help utility customers during the transition to a more sustainable future.

And if you want more ways to save energy and money, check out Ohm Connect! We’ve been using Ohm Connect for 5+ years, saved thousands of dollars on our power bill, and earned thousands of dollars in gift cards and cash via PayPal!

New Yorkers: Lower Your Con Ed bill and get a $25 Amazon Gift Card!

Abby H.

Free $25 Amazon Gift CardI know I’m in California, but OhmConnect has extended its program to New York and I had to share.

I’ve been using OhmConnect since its inception, and we’ve saved so much energy (and money on our power bill) and earned hundreds of dollars in rewards.

When New Yorkers sign up, they’ll score a $25.00 Amazon Gift Card!

Get started with OhmConnect today and see for yourself why 200,000 New Yorkers are using this free, money-saving service.

As always,  I only post about products and services I personally use and I feel are a good fit for my family and my readers. Please refer to my disclosure page.

 

April is Financial Literacy Month

Abby H.

Financial literacy is near and dear to my heart. I’ve spent much of my adult life working hard to save money, pay bills on time, and live within my means. It is a lot of effort and work, but, it’s made my life less stressful.

In 2020, I wrote a three-part series about making a practical budget that a family can adhere to and how to get some extra help if you need it. This was written during the pandemic, so there is a lot of information and resources, especially for those feeling the financial panic that many felt during the height of the pandemic.

If you already have a budget or feel that your spending is out of control and you aren’t to the point yet where you feel that you need a budget, I did a series of posts in late 2019 about how to reign in the out-of-control spending.

 A big part of financial literacy is tracking where you stand financially. With identity theft happening to 22% of Americans (per a 2022 Bureau of Justice Statistics study), knowing what’s on your credit is important.  Obtaining your free annual credit report is easy.  Free Annual Credit Report is the site that I use.

Once you receive it, go over and verify all of the open accounts are yours. Contact the credit bureaus immediately if there are any incorrect names, addresses, or accounts.

If you are saving for your future, or your kid’s future, here are two great savings opportunities:

Savings bonds- Savings Bonds: The gift that keeps on giving!

529’s/ Educational Savings Accounts- September Is College Savings Month!

2023 California Climate Credit- Savings on Your October Utility Bill!

Abby H.

It’s that time again! On your April California Utility Bill (Which includes PG&E, SCE, SDG&E, Bear Valley, Liberty, and Pacific Power), you will receive a California Climate Credit. For SDG&E customers, the amount is $60.70.

The California Climate Credit is part of California’s efforts to fight climate change. This credit is from the California Cap-and-Trade Program, which requires power plants, fuel providers, and large industrial facilities that emit greenhouse gases to buy carbon pollution allowances. The credit is designed to help utility customers during the transition to a low-carbon future.

Given the increase in natural gas prices, the CPUC accelerated the distribution of gas and electric climate credits for 2023 to provide some winter bill relief to customers.

This year, SDG&E® customers received their gas climate credit in February and their electric climate credits in March and October. The credits show up on your utility bill these three months as the “California Climate Credit.”

And if you are looking for more ways to save energy and money, check out Ohm Connect! We’ve been using Ohm Connect for 5+ years and we’ve saved thousands of dollars on our power bill, and earned thousands of dollars in gift cards and cash via PayPal!

Earn Cash and Giftcards with Ohm Connect!

Abby H.

Screen Shot 2016-08-03 at 5.02.27 PMWe’ve been using Ohm Connect since its inception. It’s a great way for California, Texas, and New York residents to conserve power during heavy usage times, save on your power bill, and earn cash and gift cards.

Texas and New York joined Ohm Connect back in April, but we Southern California residents have been conserving power and saving with Ohm Connect for years! ‘ve been using it since 2016.

And to prove it’s legit, here are screenshots showing that I’ve cashed out $90 to Paypal this month!

And I’ve also cashed out $20 in Amazon Gift Cards this month! I’m saving Amazon Gift cards to do holiday gift shopping later in the year.

Joining Ohm Connect is easy and quick. To get started, click here. You’ll need access to your gas/electric/power account handy, so I recommend doing this at home. And when it’s time to conserve power, you can opt into receiving texts or emails- whichever you prefer. Ohm Connect with contact you the day before to give you the heads up.

Ohm Connect is available to Southern CA residents who have the following power companies: Pacific Gas & Electric, Southern California Edison, and San Diego Gas and Electric.

In New York, Ohm Connect is available to those with ConEd.

And in Texas, Ohm Connect is available to everyone. 

 

As always,  I only post about products and services I personally use and I feel are a good fit for my family and my readers. Please refer to my disclosure page.