frugal

DIY Frozen Pizzas!

Abby H.8 Comments

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A cheese pizza baking away (and a calzone)!

We love Pizza. Probably too much. About 6 months ago, hubs bought How to Cook Everything: 2,000 Simple Recipes for Great Food,10th Anniversary Edition by Mark Bittman. It’s amazing. We’ve cooked a lot of stuff out of it, but the best is probably the pizza crust recipe.

It’s easy -only three ingredients, but I usually add a few extra!  You can make a few batches, put a ball of dough in the freezer, and save it for when you want pizza, but are feeling lazy. OR- You can make a couple frozen pizzas (which I do once a month), and when you are feeling really lazy, you’ll have no need to call Noid or Cesar (wow, both of those totally date me, right?)

DIY Frozen Pizza

Makes 1 pizza

Crust (recipe adapted from Mark Bittman’s):

  • 3 c flour, plus extra for kneading
  • 2 t. yeast
  • 1 c. very warm water (90-100 degrees)
  • 2 T parmesan cheese (it’s ok to use the Kraft in a green canister stuff)-OMIT IF YOU ARE VEGAN!
  • 1 T Olive Oil
  • dash salt
  • dash pepper

 

Directions:

  1. Preheat oven to 450 degrees.
  2. Mix all of the ingredients together until a soft sticky dough ball forms.
  3. Turn out onto a floured board or counter top and knead briefly.
  4. smooth a round ball of dough into a clean bowl. Cover bowl with a cool, damp cloth and allow to rise someplace undisturbed for 1 hour.
  5. After an hour, punch the dough, and turn out onto a floured board or counter top and knead for 2-3 minutes. At this time, you can roll the dough out and move onto the next step, or you can do a secondary rise (makes the crust extra crispy and chewy). If you elect to do a second rise, repeat step 3 and 4.
  6. After dough is rolled out to your preferred size and shape, lift into well greased cookie sheet or pizza pan. pierce the crust with a fork several times. This keeps the crust from getting weird bumps and lumps during the par-baking.
  7. Par-bake crust for 3-5 minutes. Allow crust to cool completely.

Now that you have cooled par-baked crust, it’s time to get topping! Transfer the pizza to a large piece of aluminum foil.

  • 1 cup or so of sauce, your choice
  • 1-2 c. cheese
  • Assorted toppings (precooked meats, veggies, fruit, herbs, etc)

Top the pizza as you like,, wrap the foil around the pizza, loosely around the top of the pizza so you don’t squash the toppings. Place in a large freezer zip top bag (don’t forget to label what kind of pizza it is) and freeze. pizzas should freeze at least 24 hours before cooking.

To heat, bake pizzas at 450 degrees for 8-10 minutes

IMG_2938Some of our favorite pizzas include:

  • Gyro (Sprouts sells it wit hthe pre-sliced deli meat!), feta, and spinach
  • Caramelized onions and peppers and sliced meatballs with cheese
  • whatever veggies we have in the house (broccoli, spinach, onions, peppers) topped  with cheese
  • chicken, bacon, and pepper jack cheese

 

You can substitute in whatever your fav crust is, whatever sauce, cheese, and toppings you like! And because the pizzas are room temp/cooled when you top them, it’s a great opportunity for kids to help assemble pizzas. These pizzas are a frugal way to have a yummy dinner- Each pizza costs about $3.00 and feeds the three of us!

 

 

DIY Powdered Laundry Detergent….

Abby H.

IMG_2769So I did it. I broke down after years and years of saying I’d never make my own laundry soap and I did it. If you do a quick search on Pinterest, you’ll see a lot of recipes that makes a 5 gallon bucket of thick white (or off-white) gloppy laundry detergent. With two curious kids under 5 years old, I didn’t think having that around my house would be a good idea. Plus, where the hell would I keep it? Our garage isn’t attached, and my washer and dryer are in a closet in the hallway. 5 gallons of water weighs 40-ish lbs, so 5 gallons of liquid laundry detergent would be about the same, maybe more. That’s a lot more than my poor, flimsy laundry closet shelf could handle!

However, after tons of research and testing out ingredients, I cobbled together a recipe for powdered Laundry detergent. Here are the ingredients I used and the reasoning behind each one:

IMG_26871 Large Bar Zote Soap, grated: My great Grandmother used this soap (as well as Fels-Naptha, but I couldn’t find it in my local store) to wash their laundry in the days before they had indoor plumbing in their farmhouse (BTW, that was the 1950’s). She had an old style washing machine like this, complete with ringer. Her laundry was always super clean, so I knew that starting with a good soap was key. (It makes roughly 4 cups of grated soap) If you don’t care for Zote or Fels Naptha, I’ve seen others use Dr. Bronner’s Castille bar soap.

 

IMG_26864 Cups Borax: This is a pretty controversial ingredient because Borax is toxic if ingested. News Flash: DON’T EAT LAUNDRY DETERGENT. You wouldn’t pop a Tide Pod in your mouth and start chewing, so home made detergent shouldn’t be any different.  Borax is great in your wash if you have gross little boys (or not so little boys).  Here is a pretty good article that talks about how Borax works. I use a little Borax in every load of laundry, with commercial detergent too!

4 Cups Arm & Hammer Washing Soda (NOT BAKING SODA- THIS IS AN IMPORTANT DISTINCTION!!): Washing Soda is also another ingredient that people get crazy over. It’s NOT baking soda. It is not to be ingested, it is slightly caustic (I wear gloves and a mask when I work with it). This page tells you about it and how it works. Basically it acts as a solvent to help removes stains, it also helps soap or detergent foam and clean better!

Directions are easy: Grate your soap. I used a hand grater, but you can also use a food processor (I don’t have one).

Mix all your ingredients together and store in clean, dry jars. I used Ball Mason Jars because it’s what I had on hand, but whatever you have will work. A friend re-uses her empty protein powder canisters.

All you need is 1-2 tablespoons per load (for the record I use 2 T. per load because our clothes get really dirty playing outside and exercising every day).

Using 4 cups of each ingredient will yield a little less than 12 cups of detergent (The grated soap settles down once everything is mixed together) which is approx 144 loads of laundry. I paid about $12.50 for all of the ingredients, and I still have leftover Borax and Washing Soda for my next batch.

This detergent will not get sudsy/bubbly, however, your clothes are getting clean. Our clothes have never been cleaner and honestly, it’s one of the few detergents I’ve used (and trust me, as a couponer, I’ve used pretty much every brand of laundry detergent there is!) where I don’t have to pre-treat every single stain and scrub.

Scent: Some recipes call for essential oils or even Downy Unstoppables to add scent. We personally don’t like over scented detergent, so the light lemony scent from Zote is more than enough for us. If you like you clothes to smell like something, you can add 10-20 drops of Essential Oil (lavender is popular), or 1/4 cup of Downy Unstoppables (I REALLLLY don’t recommend this since it has softeners in it too).

About Fabric Softener: We don’t use fabric softener like Snuggle or Downy Unstoppables because it just coats the fabric with a waxy residue and leaves a film on it. After years, towels can stop being absorbent, and clothes can feel sticky or turn another color. If you need fabric softener or something to keep the static down, I recommend a vinegar rinse in your washer (like you would with liquid Snuggle), or wool balls in your dryer.

 

 

When DIY meets frugality….

Abby H.

About 6 months ago, I scored 6 new pillows for less than $10 at Sears, using Sears Shop Your Way Rewards, coupons, and a BOGO sale.

When you get new pillows, you need new pillow covers. I headed over to our local AmVets Thrift Store when all of the linens were on sale and picked up 9 pillow covers for .25/each.  What I didn’t realize is that 3 of them were smaller than a standard pillow, and they didn’t fit. I set them aside, thinking I would find something else to do with them.

Fast forward to this morning. I am pulling the sheets, blankets and pillowcases off the bed, and I notice the pillow cases look gross. Like, we’ve had them since before we were married and they just don’t come clean anymore… That kind of gross. I’ve washed them with Oxyclean, borax, you name it, I’ve tried it to get them clean. Enough. I figure 8 years of rotation means they’ve served a good life.

I rifle through the linen closet to discover that about 90% of our pillow cases need to get pitched. Then, I discover the 3 small pillow covers, and I am struck with inspiration.

warposterSee, My motto for for remaining the frugal steward of our family is, “Use it up, wear it out, make do”. That means, basically: USE WHAT YOU HAVE.

I remembered that I also had a few yards of Eyelet lace in my sewing box. BUT, it’s offwhite. The pillow covers were white. But, wait… We have a box of awful tea in the cabinet. I mean it tastes like burnt rubber and camp fire smoke- blergh. But, it’s perfect for tea dying! Ever notice when you spill tea or coffee on your white clothes, it never comes all the way out? Imagine if you took light colored fabric and soaked it in boiling tea or coffee for about an hour and then washed it?  That’s tea dying.

I pull out the sewing machine and some supplies and set to work. I trim the zippers off the pillow covers, measure the lace, and sew it onto the open end of the pillow case. This serves a few purposes:

  1. Lengthens the pillow case about 31/2 inches. Now it will fit a standard pillow case
  2. Makes the pillow case look nice
  3. I am using up what we have in the house, and now I don’t have to go out and buy new pillow cases.

While I was in the closet with my fabric, I also found a piece of unbleached muslin that I cut into a pillow case. I had enough lace, so why not. If you’d like to make a pillow case, here is a pretty easy tutorial to follow.

I boiled my icky tea, wet the pillow cases, and tossed them into the stockpot. I covered the pot with a heavy plate to weight the fabric down so that it will take the dye evenly.

After about 30 minutes, I turned the stove off, and left the mixture until it cooled… Next, I rang out the pillow cases and tossed them into the washing machine to get out any extra tea (and the gross smell).  And now… Ta Da!  Three refurbished pillow cases and a brand new pillow case!

  • Total out of pocket: Zero Dollars
  • Time: about 2 hours (most of it was waiting for the dye pot to cool)

Now if you want to make your own pillow cases, the tutorial I linked to above is pretty easy to follow, and it’s a great way to use up scraps of cotton fabric that you may have hanging around the house.  Since pillow cases and fitted sheets tend to wear out first, you could also cut up orphaned flat sheets too.

 

 

DIY Frugal Facial!

Abby H.1 Comment

file9131343110988As the new year begins a lot of women (and men too) resolve to take better care of themselves, both physically and spiritually.

Today we’re dealing with the physical self-care, and one way to start is with a good facial.  It’s important to put your best face forward, and taking care of your skin will help!

I’ve listed DIY formulations that I like as well as links to professional products that I’ve used recently. Products that I use and recommend tend to have a high concentration of natural/botanical ingredients. I’m a huge fan of using products that have a basis in nature! Facials are a fun thing to do as part of a Ladies/Moms night in!

For your Ladies/Moms night in, have every one can bring their favorite product to share, or a quick trip to the beauty supply and the grocery store can get you everything you’ll need for a soothing facial.

1: Cleanse  your skin using a gentle cleanser in order to remove surface oil, dirt and germs. If you have oily or combination skin, use a foaming gel cleanser; if you have dry skin, look for a creamier blend that won’t dry out your skin. I like Dermalogica UltraCalming Cleanser

2: Exfoliate. Exfoliation helps remove dead skin cells that clings to your  skin. You can either use a mechanical exfoliator (something that is rough/ scrubby like oatmeal), or a chemical exfoliator (something that dissolves the oil and dirt that holds the dead skin cells to your skin, like the acid in pineapple or dairy products).

Natural exfoliatants include: Ground oats and pineapple. Grind oatmeal in your food processor and add 3 T. oats to 2T. Plain natural yogurt (I like greek yogurt because it’s nice and thick!) Apply to the face and remove after 10 minutes with a warm towel. Or put ¼ cup pineapple and 3 T. plain yogurt into the food processor and pulse. Once combined apply to the face and remove after 10 minutes with a warm towel.

If you don’t want to muss with mixing up your own, I like Valentia’s Eternal Youth Exfoliating Scrub.

At this point, you may wish to apply a serum (I like this vitamin C serum, it’s got all kinds of botanicals and humectants in it to help moisturize your skin) or spritz the skin with a nourishing toner. I like this Vitamin C Toner. Remember to  use anything that stings, burns or causes discomfort. That means NO SEA BREEZE OR ALCOHOL BASED ASTRINGENTS!

3: Mask. If you have oily or combination skin, try a clay-based mask; for dry or mature skin, look for a hydrating mask (with a creamy or gel texture).  Peel off masks are better suited for oily or combination skin (They can be a little harsh for those with sensitive skin).  Most beauty supply stores or drug stores sell masks in small sachets (like these) if you do not already have a favorite mask. Apply mask to the skin, being careful to avoid the eye area (this can lead to sagging skin). Leave mask on for 10 to 20 minutes or as directed.   Do not allow clay masks to dry completely.  The active ingredients only work as long as the mask stays moist.  Sprtiz the mask with a spray bottle of water to keep it moist once or twice. Remove the mask with warm towels and follow with a light spritz of toner.

Most facials end with a special moisturizer or lotion applied to the face.  Look for a moisturizer with SPF 15 or higher in order to protect your skin from the sun’s harmful rays. Don’t forget to apply moisturizer to your neck and décolleté. You can use SPF moisturizer in the evening too if your budget is too tight for two moisturizers. If you use a moisturizer that contains retinols (they are vitamin A derivatives), it’s imperative that you use an SPF during the day. Vitamin A can thin the skin and sensitize it, so you need extra protection from the suns rays.

If you wish to apply an eye cream, use only a pea sized amount and apply it with your ring fingers in a gentle patting motion.  Don’t drag your fingers across the gentle under-eye tissue.  It can damage the delicate skin in that area.

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My Recent At Home Facial!

Here is my photo collage of my recent Spa retreat. Ok, so I was in the spare washroom after the kids were sleeping and hubs was vegging out.None the less, it’s nice to take 30 minutes or so out of your day once a week and pamper yourself!

A New Month (and Year!) Means New Coupons!!

Abby H.

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite websites to help me plan out shopping trips is Hot Coupon World. They have a Coupon Insert Schedule here. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks!

Here are just a few of the new coupons that have me excited:

$0.75 off ONE carton Annie's™ Organic Soup
$1.50 off ONE (1) Saffron Road Frozen Entree
$2.00 off any ONE package of HUGGIES Wipes
$2.00 off ONE package of HUGGIES Diaper Pants
$2.00 off ONE HUGGIES LITTLE MOVERS Diapers
$1.00 off (4) JELL-O Gelatin, Pudding or No Bake
$1.00 off any ONE (1) CAPRI SUN Juice Drink
$1.00 off Any ONE (1) MAXWELL HOUSE Coffee
$0.50 off 1 ZonePerfect Bar
$5.00 off any (2) Similac large sized powders

New Year’s Resolution #8: Learn Something New

Abby H.3 Comments

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#8 is a resolution that I thought would be closer to the top of the list: Learn something new!

There are lots of ways that you can learn and grow without breaking the bank!

      1. Borrow books from the library- most libraries have their card catalogs online, so you can check and see if your local library branch has the book(s) you are looking for before you step foot in the library.  AND- some libraries have the ability to hold the books for you until you can get down there (usually 24 hours).
      2. Can’t find the books in print near you? Check out Google Books.  There are tons of free books that you can read online.If you head over to Amazon you’ll find thousands of Free E-books on Amazon in all reader formats.
      3. Check out community learning opportunities. Grossmont Adult Education has tons of great classes, including some great Mommy and Me style pre-school classes for kids!
      4. Check YouTube for tutorials or seminars that are of interest to you.
      5. Harvard (yeah, *THAT HARVARD*) has free, no credit open courses here. Other Colleges including MIT, Yale and Stanford offer free online no credit classes for the public to take/sit in on.
      6. Check your local museums for free days for locals.  San Diego Locals- here is a list of free museum days in Balboa Park.
      7. Craftsy has a ton of free classes and patterns! Check out this post with just a few of my favorite classes!
      8. There are tons of free opportunities for kids to learn here. Most public libraries have story time or other free activities and workshops for kids. Check out Red Tricycle’s website for all kinds of free and cheap learning opportunities for your littles!
      9. Love documentaries? Love to read? If you haven’t tried Amazon Prime yet, there is an awesome promotion right now- sign up and get your first 30 days free. Prime gives you access to more than JUST free shipping. You can stream movies, documentaries, enjoy the free Kindle lending library, and more! Start Your Prime Video 30-Day Free Trial Now!

Tax Time Approaches! Time for Turbo Tax!

Abby H.

Our family has used TurboTax since my parents first bought a computer, so… it’s been more than a few years. I’ve been using it since I started my first job in 1997.

It’s super easy, guides you through each step of the way. With TurboTax you’ll get your biggest tax refund guaranteed, with 100% accurate calculations, free help, and step by step guidance so you are confident your taxes are done right. TurboTax is the #1 Rated, Best-Selling tax software brand year after year.

Now if you’ve never done your own taxes before, it can seem super daunting.  But the folks at TurboTax make it easy enough that my three year-old niece could probably figure it out!

Yahoo put together a list of some of the forms and misc. “stuff” you need to file your taxes. Here are just a few:

  1. W-2 statements (these show wages received from your employer(s))
  2. K-1 Schedules (these should have been received from any partnerships, S Corporations, estates, trusts, and so on, in which you have an ownership interest)
  3. 1099 Forms (1099-R (Retirement); 1099-INT (Interest); 1099-DIV (Dividends); 1099-B (Brokerage Sales); 1099-MISC (Rents, etc))
  4. 1098 Forms (1098-T (Education); 1098 – Mortgage Interest)
  5. Year End Annual Brokerage Statements
  6. A copy of your previous year’s tax return

You may not have all of these, as not everyone has the same financial/tax situation.

Regardless of how you decide to file: e-file, by hand (on paper), or having a paid professional do it, I implore you- FILE FILE FILE!!  You don’t want Uncle Sam knocking on your door, years from now with his hand out!

To get started with TurboTax for free, click on the image above! In a few weeks I’ll share one of my favorite stories about how Turbo Tax saved a friends bacon a few years ago!

New Year’s Resolution #7: Get Organized

Abby H.3 Comments

Throughout December, I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!

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#7 is a resolution that I thought would be closer to the top of the list: Get Organized.

For some people that means professionally, financially or personally.  I can’t help you with your professional life, but I can help you with some tips to getting your finances and personal life organized.

balancing-a-checkbook-paying-billsOrganize your Finances:

You really can’t start to save money unless you get your finances in order.  I cannot stress how helpful setting up a budget has been for our family.

There are a few companies that offer free budgeting tools: I like both Manila and Mint. Check both out and see which one suits your families needs.

Calendar_0Organize your Personal Life:

Use a calendar.  It doesn’t have to be a paper one.  I have a paper calendar on my desk.  I write all of our play dates and appointments, parties, and other functions outside of the house on it. That way I can see at a glance what’s going of for the week. If you’ve got a smart phone, you can utilize the calendar feature. iPhones can sync to the iCal on your desktop computer. If you opt for it, iCal will pop up reminders on his phone and the computer. He uses it for business and home.

  • If you want to use a calendar online, Google’s Calendar feature is great, especially if you use Gmail.  It can add appointments, reminders and birthdays from your email into your calendar and it will remind you of them!
  • If you don’t use Gmail or Google, Facebook has a great calendar under the events tab from your FB feed.  It shows you upcoming events and birthday and it’s easy to plan or add an event with the “+Create Event” button.
  • If you are looking for Coupon Organizational methods, I’ve written about how I organize my coupons here.
  • I am always getting packages! I signed up for a USPS.com and now I get a text when a package ships and when it arrives! It’s a great way to keep track of packages that you are expecting.

Review: Obol- Never eat soggy cereal again!

Abby H.

logoA few weeks ago, Obol sent me two bowls to try out. They are great for keeping your milk and cereal separate right until you are ready to eat. No more soggy, mushy cereal!

IMG_2384But beyond cereal, it’s great for yogurt and cereal (or yogurt and granola, shown here), yogurt and fruit, even desserts like ice cream and cookie topping!

Lil’ Man loved it for yogurt and berries- his berries “rode the slide” into the yogurt. It definitely made breakfast more fun. He asks to eat out of the “slide bowls” all the time!

I like using Obols for stir fry and rice!

Obols are easy to clean and dishwasher safe too!

Obols come in two sizes, so there is one for everyone on your gift list.

Right now you can save 10% at obol.co Signup for instant discount code.

Thanks to Obol and USFG for sending me the complimentary Obols to facilitate my review! All opinions are my own and I was not financial compensated in any way.

#obolco

What is overage? (or how I score groceries for free)

Abby H.1 Comment

DSCN7877Overage is a wonderful thing. If you read deal blogs or watch Extreme Couponing on TV, you’ve heard the term, but maybe you aren’t familiar with the meaning.

Overage is money that you receive back, either as cash in hand or money off the rest of your order when you have a coupon whose face value is higher than the price of the items.

Most grocery, drug and mass merchandisers do not allow overage. They will adjust the value of the coupon to make the items free. Walmart, however, does allow for overage. This means I shop at the largest Wal-Mart closest to us, because it has a huge grocery section.  I usually go once a month.

For those in the military or who have base privileges, the commissary also allows overage.

The secret to getting the overage is to purchase the least expensive item allowed by the coupon. Often times, this means the smallest item allowed. If there are no size restrictions, this means you might be able to use a coupon on a travel or trial size! Check all of the fine print on your coupons.

For example, I received 2 coupons for $10.00 off any Butterball item (I won them in a contest online) and this is how I used them:
2 Butterball Turkey Burgers $6.98/each

  • -2 $10.00 any Butterball Turkey product coupon
  • = $6.04 Overage

Generally, I use overage to purchase items I did not have coupons for (usually fresh fruits and vegetables).

If you are looking for some recent coupons that might provide you with some overage at Walmart, Paul over at I Heart The Mart has an awesome list of items at Walmart for $1 or less. 

What have you scored recently for free or received overage on?