April is Financial Literacy Month! Budgeting and Savings Tips

Today I learned that April is Financial Literacy Month. Which is just in time for tax day (which has been extended this year, but it traditionally April 15th).

One of my favorite topics for this blog is how to save money. So I thought I’d put together a post with links to some of my best ways to save money and throw out some tips and tricks that work for me.

Last year I wrote a three-part series about making a practical budget that a family can adhere to and how to get some extra help if you need it. This was written during the pandemic, so there is a lot of information and resources especially for those feeling the financial panic that many felt during the height of the pandemic last year.

If you already have a budget or feel that your spending is out of control and you aren’t to the point yet where you feel that you need a budget, I did a series of posts in late 2019 about how to reign in the out-of-control spending.

  • Part One- Start in the Kitchen
  • Part Two- Entertainment Some of these tips may not be applicable right now, as so many public places are still closed or have limited services (Like gyms and libraries).
  • Part Three- Shopping Around to Save. Internet, cell phones, health insurance (and that’s just three examples), a lot of times you can save money with a few clicks or a phone call.

Keeping an eye on your Credit Score is another great way to be financially literate. I wrote this morning about Credit Sesame, which I personally have used for at least 9 years.

And finally, if you feel like you need a little more help than the posts above to get a handle on your finances, check out Simplifi by Quicken. To celebrate Financial Literacy Month, Simplifi is offering a 30-day FREE Trial of Simplifi by Quicken.

  • Simplifi by Quicken was named the Best Budgeting App & Tool by the New York Times’ Wirecutter!
  • The app helps you stay on top of your money in less than 5 minutes per week.
  • After your free 30-day trial save 38% off the regular price. That’s $29.99 billed annually for the first year. For the cost of one lunch date, you can have a year of budgeting at your fingertips.

Talkback: What are your tips and tricks to saving money and staying on budget?

Today is National Beer Day!

Today is National Beer Day! What better way to celebrate an awesome day than with my favorite beer-related recipes, crafts, and DIY fun?

  1. Beer Bread. Seriously- It’ll change your life. It’s quick, easy, versatile.
  2. Ever buy a six-pack and realize after a beer or two that it isn’t your cup of tea? Beer makes great snail and slug bait. Pour one out into a shallow pan (like a disposable pie tin) and set it in your garden. Turbo and his buddies will be drawn to the smell and fall in. No poison, no gross traps to deal with, and if the neighborhood squirrels or gophers find it, they will just get a little drunk.
  3. If you don’t have a garden but have an unwanted beer, take it into the shower with you! Because most beer has an average pH of 4 (acidic), it makes a great clarifier for hair that gets a lot of styling products in it daily. Wash with your regular shampoo, rinse with water, apply beer and allow to sit in your hair for a few minutes, rinse out and follow up with your conditioner. If that’s not your bag, Amazon sells a lot of beer-based shampoo and conditioner. 
  4. More than ever, beer bottles are being painted or printed on instead of a glued-on label. Some bottles have cool art. Instead of saving the bottles to gather dust on a shelf, why not use a glass cutting kit like this one, and make cool glasses or a vase?  I have a friend who does this, and she has a collection of incredible beer glasses.
  5. All this talk of beer got you thirsty? My favorite beer cocktail is a shandy. Depending on where you are from a shandy is either beer and lemonade or beer and lemon-lime soda or ginger ale. It’s delicious.  A lager or pilsner are the best choices for beer. Something light (in color). Its 1/2 beer and half lemonade/lemon-lime soda/ginger ale.

Celebrate Día de los Niños All April Long with The San Diego County Library!

 

Día de los Niños is a celebration of children, families, and reading that culminates yearly on April 30. The celebration emphasizes the importance of literacy for children of all linguistic and cultural backgrounds. San Diego County Library extends its celebration of Día throughout April.

At 19 parks throughout the county, you can read stories and enjoy nature at San Diego County Library Story Trails! These original stories were written and designed by library staff and we are so excited to share them with you. Choose your location, choose your Story Trail! Each site has two stories for your enjoyment. To find the park closest to you, click here.

And kids and teens 18 and under can stop by your local County Library location any time in April and pick up a Dia de los Ninos activity pack! I’m taking the kids to get theirs this week!

 

Remote and Flexible Jobs with FlexJobs!

There are a lot of people looking for flexible work these days.

FlexJobs is a game-changing resource if you are interested in a professional job that also offers some kind of work flexibility – such as remote options, a flexible schedule, freelance work, or a part-time schedule.

For those of us who have kiddos doing remote learning, or are caring for family, or otherwise can’t do an in-person 9-5 or part-time job, FlexJobs may be a great opportunity for you.

Access to FlexJobs full service starts at $14.95/month and comes with a Satisfaction Guarantee. And when you use coupon code SPRING, you will receive up to 50% OFF.

If you are looking for other gigs, check out my post here for more ideas (and tips to avoid scams).

4/2/2021 Friday Freebies and Deals!

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The second week of spring break is in the books. We went to the San Diego Zoo Safari Park, played with friends in our bubble, had an egg hunt, and we’ll be doing some crafts today.

A new year means new birthday freebies. I put together a list for 2021. Check it out here.

Most of these freebies and deals are online. I am not encouraging anyone to go into stores or go out into public. Mask up, wash your paws, stay socially distanced!

Freebies:

Free Subscription to Cosmopolitan Magazine
Free Estee Lauder Double Wear Foundation
Free CBD Unscented Deodorant + $25 Amazon Gift Card
Free ClarityRX Probiotic Serum
Free Wish Garden Herbs Herbal Sleep Supplement
Free Gardening Gifts at Lowes in April
Free P.F. Chang’s Home Menu Dressing at Walmart
Free Hot or Iced Coffee at Pret A Manger on Fridays
Free Febreze Plug-In at Walmart
Possible Free Quay Polarized After Hours Sunglasses
Free Dr. DZEC Daily Immune Support Gummies Sample
Free Alpha Foods Chik’n Nuggets
Free Wild Cherry Luna Bar
Free Medium Fries w/ Any $1 Purchase at McDonalds – Every Friday
Free Women’s Incontinence Products
Free Cold-Eeze Chewable Gels or Lozenges
Free Bud Light Seltzer Out Of Office Chatterbox Kit
Free The Honest Stand Plant-Based Dip
Free Goody Bag at buybuy BABY Stores
Free Rip Van Wafel Cookies
Verizon Up Rewards – Free $3-$5 Gift Card
Free Eco Lips Mongo Kiss Lip Balm at Walmart

 

Deals:

Stanley Classic Thermos ONLY $19.82 (Reg. $40)
Tonka Mighty Metal Fleet Garbage Truck ONLY $8.24 on Amazon
Pampers Splashers Swim Diapers ONLY $5.97 on Amazon
Tonka Mighty Metal Fleet Dump Truck ONLY $7.49 (Reg. $15)
MUK LUKS Slipper Socks With Tassels ONLY $9.99 (Reg. $22)
Melissa & Doug Mega Race-Car Carrier $16.30 (Reg. $30)
Home Expressions Bath Towels ONLY $3.49 at JCPenney
Double Heart Necklace ONLY $1.25 Shipped
3-Piece Set Chain Link Bracelets ONLY $9.96 (Reg $75)
Men’s Adam Duck Boots ONLY $36.99 (Reg $75)
Nintendo Switch Super Mario Case ONLY $10.99 (Reg $20)
Dove Men+Care Soap Bars 14-Pack ONLY $9.08 Shipped
Fisher-Price Giant Rock-a-Stack ONLY $10 (Reg $20)
Peter Rabbit Book and Toy ONLY $9.98 (Reg. $17)
Motivational 1-Gallon Water Bottle ONLY $11.39 (Reg. $19)
Primrose Sterling Silver Cubic Zirconia Earrings ONLY $20.40
Zodiac 10-In Forged Aluminum Frypan ONLY $14.99 (Reg $40)
L.O.L. Surprise! Electronic Journal ONLY $10.99 (Reg $25)

Monthly Side Hustle Totals- March 2021

I decided that at the end of each month in 2021 I’m going to post the breakdown of how much I made doing each side hustle/cashback app. My complete side hustle list can be found here and my complete list of Smartphone Apps can be found here.

I know some of you are curious about how much I make doing all of the hustles that I wrote about, and while I do a year-end update, I know some of you don’t wanna wait till the end of the year and that’s understandable.

Some of the side hustles I do frequently, like using the Fetch Rewards App every time I go shopping. Some of them I don’t do as often like Field Agent. I haven’t been really any Field Agent tasks that I’m interested in as of late. Most of them are alcohol-based and since I don’t drink because I’m not exercising to burn off the calories of the liquor I consume, I’m not terribly interested in bringing alcohol into my house.

Some of the hustles are more passive but have cumulative rewards so even though I do them each month, I may not receive a payout each month. It doesn’t make them any less valuable to me, they just take a longer amount of time to earn the reward. Honestly, those are fairly low-time investments, so I don’t feel bad that they take a long time to earn a payout. SBKC and Achievement are two of these.

And some I do in fits and starts. For example, I may not spend a lot of time doing PaidViewPoint surveys for a few weeks, and then I’ll get two or three emails telling me that I have time-sensitive or higher-paying surveys. Then I’ll rush over to the site and do five or 10 surveys and earn five or 10 bucks. It just depends on what’s available at the time.

Some of you might notice from this list that there are a number of research studies, I’ve been trying to do at least 1-2 a month because they tend to pay a lot better than surveys. I have been posting research studies and opportunities on the blog whenever they come across my email. I hope some of you are also applying for them and receiving opportunities to do them too.

Below is my list for March. This was another crazy month- 2 weeks of Spring Break has kinda messed with my side hustle, but we did have a lot of fun! I have been doing a lot of reviews and such but don’t pay cash, but rather pay in-kind (Tryit, InfluensterSocial Nature, and BzzAgent). Each one of those sends a product or samples.

I try not to take the sample only offers because it’s not worth my time to review a bunch of sample size stuff, especially when I can be working with brands and companies that offer me products that are full-size, or they pay me with cash. Because really, as nice as say five dollar tube of deodorant might be, I can’t really pay my utility bill with it.

  • Fetch Rewards: $20
  • Research Study/Focus Group: $75 (I did 1 online)
  • Capterra: $50
  • Paidviewpoint: $15.20
  • Dream Dinners GC: $100
  • Pinecone Research: $6

Talk Back: How much do you make each month on your side hustles? Do you have any that you love and want to recommend? Leave a link in the comments below! Please no MLM or Direct Sales Opportunities. 

Recipe Round-up: Fruit and Veggie Extravaganza!

Spring is upon us, and that means that there will be all sorts of fruits and veggies coming into season.

Here are some of our family’s favorite recipes featuring fruits and veggies! These are all easy to make and will satisfy everyone in the family- even the pickiest eaters.

Fruit:

 

Veggies:

3/26/2021 Friday Freebies and Deals!

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This week was the first week of spring break. It was pretty busy: library, park, zoo, and lots of play time outside (weather permitting). This week there aren’t as many freebies, but there are some pretty good ones! Quality over quantity!

A new year means new birthday freebies. I put together a list for 2021. Check it out here.

Most of these freebies and deals are online. I am not encouraging anyone to go into stores or go out into public. Mask up, wash your paws, stay socially distanced!

Freebies:

Free Eva NYC Mini Styler
Free Johnny Rockets Burger for Joining & On Your Birthday
Free Sample of Sasmar Personal Lubricant
Free Subscription to GQ Magazine
Free Cottonelle Down There Care Box
Free Sample of Glow Recipe Watermelon Toner
Free Sesame Street Fire Safety Color & Learn Activity Book
Free Gardening Gifts at Lowes in April
Free End Gun Violence Sticker
Free Lamination of COVID-19 Vaccine Card at Office Depot/Max
Free Subaru Drive & Drive Performance Magazine
Free Medium Fries w/ Any $1 Purchase at McDonalds – Every Friday
Free Subscription to Bon Appetit

Deals:

KidKraft Magnetic Dollhouse Set ONLY $59.79 (Reg $130)
Paint by Sticker Zoo Animals ONLY $5.01 (Reg. $10)
6 Pairs of Water Drop Flower Rhinestone Earrings ONLY $3 Shipped
Girls Dresses 2-Packs ONLY $6.79 Shipped at The Children’s Place
Comfy Buckled Cork Thong Sandals ONLY $21.99 (Reg $45)
Shark ION Robot Vacuum ONLY $149 (Reg $300)
MUK LUKS Women’s Camila Boots ONLY $34.99 (Reg. $65)
AUKEY True Wireless Earbuds ONLY $17.99 (Reg. $50)
Green Toys Shape Sorter Truck ONLY $14.00 (Reg. $30)
Peter Rabbit Book and Toy ONLY $9.98 (Reg. $17)
Peter Rabbit Blu-ray DVD ONLY $10.00 (Reg. $20)
WowWee Ploosh Kissimal Interactive Plush ONLY $5.43 (Reg. $13)
Green Toys Dune Buggy Pull ONLY $8.50 (Reg. $20)
8 x 10 Rugs up to 90% Off + Exclusive Extra 10% Off at Zulily
2 Scoops Plush Tie Dye Unicorn ONLY $7.50 (Reg $15)
MUK LUKS Men’s Moccasin Slippers ONLY $13.99 (Reg. $30)
Nike Kids Shoes ALL $34.99 (reg $80)
Fire HD 10 Tablet 64GB ONLY $107.99 (Reg $190)
Platform Perforated Sneakers ONLY $29.99 (Reg $60)
Portable Makeup Bag ONLY $9.99 Shipped (Reg $20)
WowWee Pixie Belles ONLY $4.79 (Reg. $15)
Twin Waterproof Mattress Protector ONLY $37.99 (Reg $64)
Conair Hot Curling Brush 2 for $6.43 on Amazon
MUK LUKS Men’s Camouflage Slippers ONLY $14.99 (Reg $40)
Bella Pro Series Touchscreen Air Fryer 2qt ONLY $24.99 (Reg $50)
Leggings by Marika All Styles ONLY $10.99 (Reg. $60)
Under Armour Adult Sackpack ONLY $10.99 (Reg $15)
6 Piece Travel Bags ONLY $12.99 Shipped (Reg $25)
Bella Egg Cooker ONLY $7.99 at Best Buy (Reg $15)
X Marks the Spot Dresses as Low as $4.99 on Zulily
Sheet Sets up to 70% Off + Score Free Shipping Through Sunday
LEGO Sale + Score Free Shipping Through Sunday

March 2021: New Healthy Freebies From Social Nature!

 If you are into Organic/Natural/Healthy products, then Social Nature is up your alley. Sign up and apply to sample products that you are interested in. I get probably 1-2 products to sample each month. And most of the time it’s full-size products, not just a tiny sample.

There are a lot of really awesome products available to sample right now. From Broth to snacks, protein powder, meat alternatives- There is something for everyone to try.

And one of the things I love about Social Nature is that they don’t leave our friends with food allergies out. There are sampling offers for Gluten-free, nut-free, meat-free foods frequently.

Canadian Friends- You are in luck, there are sampling opportunities for you too!

So if you love trying new products, check out Social Nature!

3/19/2021 Friday Freebies and Deals!

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Spring break starts on Monday. I am not ready. I’m hoping to take the kids to the zoo, Safari Park, and maybe the tidepools or the beach (but not go into the water because it’s still FREEEEZING cold). We’re keeping it frugal and socially distanced!

A new year means new birthday freebies. I put together a list for 2021. Check it out here.

Most of these freebies and deals are online. I am not encouraging anyone to go into stores or go out into public. Mask up, wash your paws, stay socially distanced!

Freebies:

Free Clinique Moisture Surge Sample
Free Sample of Ce de Peau Cleanser
Free Softsoap Gently Lavender
Free Freak Flag Organics Bone Broth
Free Timberland Products
Free Origins Checks & Balances Scrub
Possible Free $10 Gift Card
Free Purina Pro Plan LIVECLEAR Cat Food Package
2 Free Toners + $25 Amazon Gift Card
Free $5 Off $5 at Ace Hardware = Free Item
Free Honey Butter Chicken Biscuit at Wendy’s
Free Lane Bryant Gift Card Giveaway
Free Sample of Estee Lauder Futurist Primer
Free Midea Window Air Conditioner or WIFI Cube Dehumidifier
Win an Amazon Gift Card from MySavings Instagram
Free Hallmark Card Every Month
Free Hayneedle Bed
Free Perfect Bar at Walmart
Free Copies of the Eagle Books Series
Possible Free $100 Canned & Frozen Foods Research Study
Free Mommy’s Bliss Baby Multivitamin + iron
Free Frozen Fruit Bars
Free Maxi-Cosi Or Safety 1st Baby Product
Free Infantino Narwhal Pat & Play Water Mat
Free Ink Cartridges
Free Baby’s Busy Day: Being One is So Much Fun! Book
Free Maison Margiela Replica Match a Méditation Travel Spray
Free Flourish Spatula, Pancake Mix, Amazon Gift Card & More
Free Bushmills Whiskey Pour or Cocktail

Deals:

How To Train Your Dragon 3-Movie Collection $14.99 (Reg. $40)
The Land Before Time Collection Box Set $16.99 (Reg. $36)
Free Felt Dog Toy Bin and Free Shipping from Super Chewer
Hape Doll Family Mansion ONLY $119.99 (Reg. $200)
Thomas & Friends Super Cruiser Train Track Set $15 (Reg. $40)
Pet Naturals of Vermont Cat Chews ONLY $2.85 (Reg. $6)
Funko POP 10-In Mandalorian ONLY $29.96 Shipped (Reg $40)
MUK LUKS Women’s Marl Pom Hat ONLY $9.99 (Reg. $22)
The Tale of Peter Rabbit Story Board Book ONLY $3.99 (Reg. $7)
Easter Books Under $5.00 on Amazon

Amelia Sunnies Sunglasses ONLY $12.99 (Reg $25)
Lysol Disinfecting Wipes $3.66 on Amazon
Wireless Sound Bar ONLY $34.79 at Walmart (Reg $183)
Adidas Kid’s Shoes on Clearance at Kohl’s
Bella Pro Series Analog Air Fryer 2qt ONLY $17.99 (Reg $40)
Double Buckle Strap Slides ONLY $20.99 (Reg $50)
COVERGIRL So Lashy! blastPRO Mascara ONLY $3.61