saving

Common Kindness: Save Money and Help Others!

Abby H.

CKLogocolored.jpgSaving money is awesome, but helping others while saving money is even better! That’s why I like printing coupons onCommon Kindness.

Common Kindness donates a portion of each coupon amount redeemed to the charity of your choice! At no cost to you! They have mostly Organic/All Natural food coupons, but they’ve also great HBA coupons:
Screen Shot 2017-03-19 at 7.25.22 AM.pngThese items are available for sale at Dollar Tree (which accepts coupons).

If you need to stock up on HBA, Common Kindness is a great resource for printables!

.50 for a bottle of body wash or shampoo/conditioner is a great deal, and that price is even great for donations to your favorite charity!

If you want to learn more about redeeming coupons at Dollar Tree, check out their Coupon Policy Here.

 

 

Saving Money When Coupons Aren’t Plentiful…

Abby H.

wallet-money.jpgI’m not sure if ya’ll have been noticing, but the coupon in the Sunday paper and online have kinda sucked lately.

Now that the shininess of New Years Resolutions has worn off, there are no more healthy food coupons, and the Big Game is over, so the snack-y food coupons have petered out too.

Values are lower and lower each week, and coupon redemption has reached an all time low (I read this on Coupons in the News a few weeks ago). So what’s a saver to do when there isn’t much to clip or print?

Don’t fret! There are still lots of ways to save money!

Check out other printable coupon websites. I have my list of old dependables here, but I also like Common Kindness. Common Kindness donates a portion of each coupon amount redeemed to the charity of your choice! At no cost to you! They have mostly Organic/All Natural food coupons. They also have a lot of printables that match up with rebates on Mobisave and Checkout 51.

That brings me to rebate apps! My full list is here. Don’t forget to check those out each week when it’s time to hit the store.

Don’t forget your Price Book, if you’ve neglected it, it might be time to update!

An updated Price Book can help you determine if items are a good deal, and it can also help you with Price Per Unit (This is super helpful if you shop at warehouse stores, like Costco).

Look for deals other places! I love to check out Living Social for discounted deals on fun stuff for family date night, or the occasional meal out with Hubs.

If you need to do some shopping online, try using an online shopping site/cashback site. I like both Mypoints and Topcashback. You can learn more about how we save while shopping online here. And don’t forget to look for coupon codes while doing online shopping.

Lastly, if you find yourself in need of food, and the ends just aren’t meeting like they used to, please do not be too proud to check out local sources for food. An updated list of local San Diego area food resources can be found here.

 

Wanna Save Money in 2017?

Abby H.1 Comment

8f235f4422591a09bd341f17958e172c.jpgOne of the most common New Years Resolutions is to to save money. And it’s a good one!

Last year I wrote a series with the top ten resolutions:

 

If you feel like you are too busy to “deal with” coupons:

I hope these tips and articles help!

San Diego, CA area Coupon Group looking for new members!

Abby H.

Are you a new couponer looking for a couponing tribe of friends who “get” your love of saving? Are you an old time couponer who remembers the Good Ol’ Days of Double coupons?deals_and_Coupons_version_2

If you live in San Diego and are interested in finding some like minded couponing buddies, check out my new Facebook group here.

We’ll be getting together in East County twice a month to talk strategies, tips, hints, and of course, to share coupons!

In between meetings, we’ll share tips and tricks, hot deals, and share our love of saving!

 

Trips and tricks for saving money on your next car purchase…

Abby H.

OLYMPUS DIGITAL CAMERAWe had to replace Mr. C’s 14 year old Pontiac last year.  It was time. Recently, I’ve been seeing a lot of friends talking about replacing their older cars that aren’t as fuel efficient or that are starting to need some pretty costly repairs.

We knew the time to replace the old, creaky Pontiac was coming, so to prepare for the new car I did the following step

  • We made a list of cars that met our qualifications: price, specific gas mileage, features (safety & comfort). With a price range in mind, we could make sure that we had enough saved for a down payment.
  • We made sure that we had room in our budget for a car payment. We paid my car off last year (an entire year early!! I rounded up payments each month to the closest $10 and when we had extra money from rebates or bonuses, I sent a few extra hundred dollars to the finance company- those things really do help!).
  • I had been saving money each paycheck for a down payment.  It wasn’t a lot of money each month, but we’ve known for about a year that the Pontiac was on it’s last legs.
  • We filed our tax returns as soon as we were able- We wanted to use the majority of our refund toward the downpayment.
  • We looked online for vehicles that fit our qualifications, we used connections (that would also provide us discounts) through our credit union, insurance carrier, and through sources like UPromise to find vehicles within our price range.
  • We went into the dealerships pre-approved for a loan through our credit union.
  • We knew what was on our credit reports and our scores (Thanks to using CreditSesame), so we knew that we could leverage that if needed to try and get a better APR.
  • I checked with our insurance carrier prior to purchasing the new car to see what the insurance premiums would look like on several cars on our list.  We needed the premiums to stay pretty much the same.

In the end we purchased a 2011 Prius from Toyota of El Cajon. The process was easy, fast (4 hours, but if you’ve bought a car, you know how long it takes), and our sales consultant, Jason Mongold, was awesome. He and his managers helped us find a car that met our criteria and budget, and they gave us a great amount for our trade-in.

Take your time and make sure you review all of your options when buying a car. Whether you buy new or used, from a dealership or private party, do your research!

Carfax Reports– learn all about the car you are about to buy (accidents, title status). Most dealerships that sell pre-owned cars will show you the CarFax report before you purchase.

KBB.com– Find out the value of your trade-in, and the value of the car you are about to purchase.

Little Man sitting in Daddy's Pontiac one last time!
Little Man sitting in Daddy’s Pontiac one last time!

What are your tips and tricks for purchasing a car?