Month: March 2015

Try Products for free with BzzAgent!

Abby H.1 Comment

I get asked a lot, “How do you get so much awesome stuff for free?” I could lie and tell you it’s my good looks, but really, it’s because I belong to a couple of  really awesome Word of Mouth Marketing companies. Word of Mouth (WOM) Marketing- It’s not a new concept, but nowadays companies are starting to realize how powerful consumer recommendations can be.  Remember the “I told two friends, and they told two friends” commercial from the 1980’s? That’s word of mouth marketing.  Since the invention of the internet, WOM marketing has been amplified.

There are companies that connect consumers with companies and products looking to market directly to a specific cross-section of the population.  What does that mean for you?  Sign up with a WOM Marketing company and when they have products that someone like you would like and use, and they will have you complete a brief survey and send you the product.

Often times, the product they will send you will be full size.  Additionally, they will send marketing materials with talking points for you to share with friends.  Depending on the product, samples and coupons may be included! Once you receive your kit, you try out the products and “bzz” about them by posting on FB, Twitter, G+, or on your blog. You can also “bzz” face to face. When I get a lot of coupons in a kit, often times I’ll “Coupon Fairy” when I’m at the store (that’s a term for leaving coupons on the shelf next to the corresponding item). You report back to Bzzagent when you share/”bzz”.

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The BzzAgent bee looks Angry, but he’s just determined to find some sweet deals

My favorite WOM Marketing by far is Bzzagent. Bzzagent was founded in 2007 and they work with a lot of great national brands. In the past I’ve received diapers, wipes, beer, frozen food, razors, cereal, and tons of other awesome stuff to try and share with my friends.

The Campaign I’ve got right now is for Kroger brand products. For those of you who are thinking, “Kroger??” Kroger is the company that owns a bunch of grocery stores across the US, including Ralphs and Food4Less here in So. Cal. Like most major grocery store chains, they have quite a number of private label (formerly known as generic or store) brands.

Kroger is no slouch, check out the wide variety of their Private Label Brands:

Kroger® Brand: The classic Kroger® Brand has you covered with the products you love most in every section of your local store.

Private Selection™: Each Private Selection item has been carefully crafted to delight your senses — from the artisanal breads and cheeses to prime meat cuts and decadent desserts.

Simple Truth™ & Simple Truth Organic™: Every Simple Truth product is free from 101+ artificial preservatives and ingredients — taking the worry out of what’s in your food.

HemisFares: Kroger’s culinary explorers traveled the globe to bring you an extraordinary collection of authentic, regional food specialties.

Everyday Low Price Brands: On a tight budget? Look for P$$T…™, Check This Out…™ and Heritage Farm™ items throughout your local store to discover great prices on everyday essentials.

My BzzKit contained:

  • Kroger® Brand Tomatillo Lime Flavored Tortillas
  • Simple Truth™ Banana Chips
  • P$$T…™ Brownie Mix
  • Private Selection™ Coffee (I got Breakfast Blend)
  • Coupons for FREE Bacon, Pasta, and Mexican Cooking Sauce

This morning I made the Brownies up as cupcakes (perfect for portion control). They are super fudgey and chewy- YUM! I’m setting the rest aside for dessert tonight- I’ll be pairing them with fresh berries and Fat Free Cool-Whip.

I’ll be cutting up the tortillas and baking them to give them some crunch to top our taco salads tonight.

There are quite a few other WOM Marketing Companies such as Smiley 360, Houseparty, Influenster, MomsMeet, and VocalPoint, but I find that overall Bzzagent provides the better campaigns and they have more kits to supply so more people can try out products. Some other WOM Marketing companies make you jump through hoops to get campaigns for example:  Locate products on shelves and take a selfie with them in store, post to your blog, FB, or other Social Media outlets before you are considered or approved for a campaign. That’s just too much work for my tastes, especially when you aren’t guaranteed a spot if you do all of those things!

WOM Marketing is just one way I score free stuff to share with others and stretch our family budget.

 

Free Crafting Classes & Free Patterns from Craftsy

Abby H.

 

craftsy-logoI am all about picking up new skills and discovering new patterns, especially when they are free! Craftsy (which is an awesome repository of crafting and cooking classes) has a section dedicated to free classes. They also have a section dedicated to free patterns! What I really like is that you can take as many free classes and download as many free patterns as you like.

Here’s the full list of Craftsy free mini classes to choose from. Below are just a few of the classes I thinks are super cool!

Here is a complete list of the the free patterns you can download:

BTW: This Post contains affiliate links, if you purchase anything after clicking through my links, I may receive a commission.

Military Families: Save money by shopping at the Commissary!

Abby H.

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For those who do not have a close friend or family in the military, the commissary is the on-base grocery store. The Defense Commissary Agency (DeCA) operates the military Commissaries throughout the world. Active duty military, guard and reserve members, retirees and qualified family members may shop there. Authorized shoppers need only show proper military ID to use the commissary.

There are 5 commissaries in San Diego:

MCAS Miramar (Mira Mesa/Miramar), Naval Base 32nd Street (Downtown), North Island NAS (Coronado), Imperial Beach, and Camp Pendleton. There is a Commissary withing 30 minutes of where ever you live in San Diego. There is also a small PX/snack shop/gas station in the military housing up at Murphy Canyon (off interstate 15 at Aero Drive).

If you don’t live in the San Diego, CA area, don’t fret there may be a commissary close to you! To find the commissary closest to you, visit here.

Commissaries charge the wholesale price +10-20% for goods sold in the commissary, and there is a 5% surcharge at the end of your order. What this means for military families is that you can buy food and toiletries for much less than you can at the civilian grocer. The surcharge covers the payroll for cashiers, the electricity bill and other administrative costs.

Without using coupons, the average commissary shopper saves 30% over civilian grocery prices. When you combine the lowered prices at the Commissary with coupons, you will be saving 60-70% over civilian grocery prices. To learn about the coupon policy for the commissary, visit this page.  It also includes a lot of great FAQ and some videos.

If you are new to base shopping, here are some things you need to know:

  •  There is no sales tax on taxable items at the commissary: Toilet paper, cleaning supplies, dog food, etc.. There is no tax on food in CA.
  • The commissary gets crazy busy the weekend of payday. As in you’ll wait in line for upwards of an hour to check out. It’s seriously insane. Try to go a few days after payday to avoid the craziness.
  • The baggers do not make an hourly wage. They work only on tips. Keep that in mind. There are tip boxes at each checkout stand. My mom generally tips $5-8 for her monthly grocery trip, but she pushes her own cart to the car and loads her car up herself.
  • There are a large number of tear pad coupons available. They usually have a long expiration date, and are only good at the commissary. Usually, these items that have a pad of coupons next to them are on special, so when you combine the sale price with the coupon, it’s a steal. In that case, buy a couple extra of the items that you find to be on your list or that you know you will use.
  • You can use manufacturer coupon (from newspapers and printable coupons) at the commissary.   State-side locations only accept valid, in date coupons.  Overseas locations accept expired coupons, up to 6 month after their expiration date.
  • Right inside the door of most commissaries is a newsstand type rack with coupon inserts and circulars. Take a minute to pull your cart over, and flip through them. There are always great coupons in them. Don’t forget a tiny pair of scissors!

The commissary has a website. DeCA’s website has a lot of great info, including sales information, shopping lists, and did you know that the commissary also has a savings card that you can load e-coupons onto? You can pick the card up in the commissary, and register it online, load coupons and you’ll be saving even more in no time.

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The commissary is a full service grocery store. Most larger locations have butchers and grind their own hamburger/ground beef several times each day, a full produce department (with limited organic produce), a bakery, and a service deli where you can get meats and cheeses sliced, and even a deli sandwich made to order! Most commissaries have organic food, gluten free food, various ethnic foods (South American, Pan Asian, European), and a large variety in name brands. There is no generic brand as DeCA does not manufacture food.

Most commissaries are very large. At MCAS Miramar for example, if you are to walk up and down each aisle in the entire store, you will have walked 1 mile at the end of your trip.

Most Commissaries have a case lot sale each year. Commissary Case Lot Sales are held during both the May and September timeframe each year. The sale dates for each store will be available at least a few weeks prior to the sales commencing. Check your local store during the April and August timeframes for more information.

If you have never shopped at a commissary before and you have base privileges, I recommend that you go at least once. You’ll be surprised.

Oh, one last thing… Don’t forget the scratch and dent section! The one at MCAS Miramar is pretty big.

How do I know so much about the commissary? I grew up in a military family, in a military town, and I grew up shopping on base with my mom. Occasionally when she has a large shopping trip, I go with her as her guest and push the cart (it gets really heavy too!!). I can’t buy anything, as my military dependent ID card has long since expired, but I get a good insight to prices, deals, and sales.  It’s a very fun store to coupon fairy at!

Shopping for healthy food with coupons: It can be done!

Abby H.

One of my goals for this blog is to show you all how to save money and continue to eat the same healthy foods you already eat, or give you new avenues for saving so you can afford more of the healthy foods you like that you can’t find coupons for.

Today I went to Ralphs. For $7.30, I bought all of this:IMG_2850

That’s 10 1 lb. packages of Driscoll’s Strawberries and 3 cartons of Dream Blends nut milk.  I used ten Driscoll’s coupons I earned from the Driscoll’s Advisory Panel and three Dream Coupons that I printed from a recent Facebook Campaign (they are no longer available). 

The Strawberries were $1.48 on sale and I used a .75 off coupon on each package, for a total of $.73/each.

The nut milk was marked down to $1.79/each and I had $2.00 off coupons. Because the coupon price was greater, the cashier adjusted the amount of the coupon on her register, so I received the nut milks for free.

But, what am I going to do with 10 lbs of fresh fruit? I’ve already chopped up 5 lbs and put them into snack size Ziploc bags. They are chilling in the freezer, perfectly portioned for smoothies or to go into yogurt.

Henry is taking two pounds to school tomorrow to share with his class (his school has a no baked goods/candy for birthday celebrations rule).

One pound we will eat tonight, and the remaining two will be served at Henry’s birthday party on Saturday. Ten pounds of fruit doesn’t go all that far when you have two guys that LOVE fruit!

If you follow a healthy diet and are looking for more coupons on the products that you regualrly purchase, here are a few suggestions:

  • Check the websites of the products you like. You’d be surprised how many have printable coupons on their websites! That’s how I found out about the Driscoll’s Advisory Panel!
  • Don’t forget to check websites like Coupons.com, Redplum, Smartsource, CommonKindness, and Hopster for healthy printable coupons. Common Kindness and Hopster specialize in “whole” food coupons.
  • Don’t skip out on the money saving apps! This article has a pretty comprehensive list of money saving apps.

Recipe: Butternut Carrot Bisque

Abby H.1 Comment

Bisque. It’s gotten a bad rap. Rich, creamy, laden with calories.

If your refined palette demands a creamier texture here is a secret cooking ingredient: Evaporated Milk. It’s got a rich, velvety mouth feel that mimics cream in soups, but it’s got a fraction of the calories. And it’s shelf stable, so you can always keep a few on-hand.

Butternut Carrot Bisque

Ingredients:

  • 1 bag of cut up Butternut Squash (about 22 ounces- About the same amount of flesh from one medium sized Butternut Squash)
  • 1 cup chopped yellow onion
  • 1 T. butter
  • 10 oz Wild Veggie™ Carrot Puree
  • 4 cups Stock (your choice, I either use vegetable stock or chicken stock)
  • Salt, pepper, cinnamon, and nutmeg to taste

Directions:

  1. In a large stockpot, saute onion in butter until the onions are translucent.
  2. Add in butternut squash and continue to cook over medium heat for 10-15 minutes until squash is soft.
  3. Add remaining ingredients, and cook on low for 20-30 minutes, allowing flavors to blend.
  4. Prior to serving, process in a blender in batches (I use our Ninja), or use an immersion blender.
  5. Serve steaming hot with biscuits. YUM!

This also freezes really well, so if you have leftovers, freeze them for a night that’s begging for soup!

Ditch Your Junk Mail & Earn a $20 Visa Gift Card!

Abby H.7 Comments

One of the ways that I earn extra spending/Christmas money is I participate in SBKC’s junk mail program. It’s easy and takes no time and almost zero effort.

The Small Business Knowledge Center (SBKC) studies marketing techniques and practices.  They securely dispose of your junk mail after they are done with it- no need to worry!

SBKC mails you postage paid envelopes, you stuff your junk mail into it and drop it into the mail.
pngYou will receive points for your junk mail, and once you receive 2000 points, you will receive a $20 pre-paid Visa GiftCard!  I am really excited about this because I can save these for holiday shopping, or spend on a fun date or an afternoon out with Lil’ Man!

You can also forward emails to SBKC as well.  They occasionally have special projects where they are looking for special items like welcome packets for credit cards, Explanation of Benefits from your health insurance carrier, or loan information that you can obtain by walking into your bank or credit union.  Special projects offer additional/bonus points or gift cards .

I’ve done SBKC for 5 years and I consistently earn 5 or 6 gift cards per year!  That’s free money that I didn’t have to work for.  Just forward some emails before I hit “delete” and toss my junk mail into an envelope as it comes into the house and mail an envelope once a week.

They email you once a month to update you on the amount of points you have and with any special projects they have going on. A few times a year they look for special types of mail, open enrollment solicitations, IRA or other investment/retirement info. When they want those materials, they’ll email you and let you know- usually there is a bounty of extra points available too!

Unlike many other programs, you can sign everyone in your home who is over the age of 18!

If you are interested in signing up, here is the link. In the box next to: How did you here about the SBKC Consumer Panel? Please type my name: Abby Hewes. I get points for referrals, and once you sign up and refer your friends, you will too!

 

Getting Crafty at Home: Frugally!

Abby H.1 Comment
Screen Shot 2015-03-07 at 8.04.54 AMHenry loves Animals- All Kinds. So a few months ago we decided to do a craft that focused on his love of sea life. I try to do a craft with him 3-4 days a week in the morning after breakfast. And we do it on a budget. I spend no more than $10/month of craft supplies. I’ve posted my money saving tips for crafting at the bottom of this post.
Making our Aquarium took a few steps.
  1. Gather supplies: Construction paper, glue sticks, scissors, pipe cleaners, and googly eyes. We also use a lot of glitter glue.
  2. Cut out “water” and glue/paste it to large piece of craft paper.
  3. Then we selected 4-5 sea animals the he likes, made them out of construction paper (and pipe cleaners for the crab!), drew faces on each animal based on what the animals do (mean face for crab because he pinches, big open mouth for the hungry piranhas). We made a few of the sea animals 3-d (anemones and jellyfish and crabs legs and pinchers).
  4. If you aren’t sure what kinds of sea creatures to make, check out Octonauts (they are on YouTube), or other nature shows for kids (we also like Wild Kratts). There are tons of cool books about undersea creatures aimed at kids at your local library.
 If your kids aren’t into undersea animals, here are a few other fun crafts with animals:
Make a goldfish bowl: Start by pasting goldfish to fishbowl shaped paper and use water colors to paint the water in the fish bowl.
We also love to make what Henry calls “Going to the zoo”: Draw animal cages on paper or make them out of pipe cleaners or stick pretzels and put different animal crackers in the cages. We do this before a zoo trip. I try to keep 2-3 zoo maps with our craft stuff too, so we try to find the animal cracker animals on the zoo map too.
10918948_10153024113906061_2463789217471650233_oCaterpillars: I cut out wiggly caterpillars from green construction paper. Then we glue pom poms to his body (because caterpillars are fuzzy), add googily eyes and draw a mouth. Sometimes we add antennae.
To make our crafts more educations, during our craft time, we talk about the sounds that the animals make, where they live (habitat), what do they eat (meat, plants, both?).
Sometimes we make Monsters. This is a great opportunity to talk about different body parts, and how people and animals are all different. Here is a photo of out Monster assembly line:
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We try to do a craft each day: drawing, painting, cutting paper into shapes. These activities help foster his creativity and imagination, and they help hone his motor skills. To keep Henry engaged, I select crafts and activities based on subjects that are of his interest.
Tips to keep daily/weekly crafting frugal: 
  • We re-use all kinds of stuff: paper towel or toilet paper rolls for kaleidoscopes or pirate spyglasses, magazines for pictures in collages, cardboard egg cartons make caterpillars, clamshells, baby chickens, or spiders.
  • Dollar tree and 99 cents only have great selection of craft supplies like construction paper, glue and glue sticks, googly eyes, jingle bells, pipe cleaners.
  • I try to make a batch of playdoh each month. I use glitter and food coloring to make the playdoh a little more fun. We use playdoh to crafts and creative play. I’ll post my Fool Proof Play dough recipe later this weekend.
  • Stuff around the house that isn’t strictly a craft supply can be used: cupcake liners make flowers or butterfly wings, q-tips, sponges (cut them up to paint), potatoes (stamping or painting).
  • Using stuff from nature: Henry loves the little “pokey balls” from the Chinese elms. Right now they are porcupine puffer fish, but in the past they’ve been all kinds of fun stuff. Paint leaves, use cat tails as paint brushes, gather small sticks and use them to make houses, stack them up, or paint them to use another time.

 

Score a free Mug from Tiny Prints (Today Only)!

Abby H.

(This post contains affiliate links. If you make a purchase via on of the links I post, I may receive a small commission).

I love picking up these mugs (and really any photo related gift item) when they are free or pay shipping only. I try to buy a few throughout the year and stash them in our gift closet. I just use photos we’ve taken over the past few months to make cute keepsakes. They make great holiday gifts for grandparents.

Through today only, you can score a free 11 ounce customizable photo coffee mug (pay shipping and any applicable sales tax only- about $7) when you spend at least $1.00 at TinyPrints. Not sure what to buy? Tiny Prints has great Address Labels (I am a huge fan of address labels- I go through a lot of them!). These are the Address labels Screen Shot 2015-03-07 at 7.57.06 AMHenry just helped me pick out.

To take advantage of this great deal, remember to use coupon code TPFREEMUG at checkout. This deal is only valid through 11:59 Pacific time tonight!

Now for the boring fine print:

Offer expires 3/7/2015 (11:59 P.M. PT). Use code TPFREEMUG at checkout to enjoy one (1) free mug. There is a $1 minimum purchase required for this promotion. This offer is not applicable to previously placed orders or toward the purchase of calendars, photo books, gift certificates, personalized postage stamps and Erin Condren weekly planners. Offer cannot be redeemed more than once per account, household and/or billing address. This particular offer code can only be redeemed once. Offer is only valid on Tiny Prints and is not applicable to third party or partner websites. To prevent fraud or abuse, we reserve the right to discontinue or modify this offer or cancel any order.

Making a better cup of coffee with the Francois et Mimi 50oz Glass French Press!

Abby H.

Zut Alors! I wrote a few weeks back about how you can save money by ditching the ‘Bux habit, but I wanted to share a few quick, easy coffee recipes with you using freshly brewed coffee. We ditched our Mr. Coffee a few years back and opted to embrace the French Press.

The great people over at L&Z and Tomoson recently gave me the opportunity to try out the the Francois et Mimi 50oz Glass French Press. For those unfamiliar with a French press, it looks like this:

IMG_2739It’s a glass pot held by a metal “cage” with a heat proof handle. The lid contains a plunger with a fine mesh to contain all of the grounds in the bottom of the pot (and not in your cup) once the plunger has been depressed all the way.

Making Coffee in A French Press is a cinch:

  1. Place 3 scoops of coffee grounds in the bottom of the glass pot.
  2. Heat water in a pot or tea kettle until it is VERY HOT, but not boiling (about 30 second from boil- if you are using a tea kettle to heat your water, you’ll get familiar with the “I’m almost boiling” gurgle. If you are heating water on the stove in a pot, you want the water to have tiny bubbles that have yet to “pop”).
  3. Pour hot water over grounds and put the lid on the pot, but do not depress the plunger.
  4. After about 4 minutes, depress the plunger and the coffee is ready to drink.

The Francois et Mimi French Press is awesome because it’s 50 ounces, while most French Presses are 12-20 ounces. 50 ounces is comparable to a standard drip coffee pot. That means the Mr. and I can actually share a pot of coffee without one of us sneaking back into the kitchen after the first cup and finishing the pot (Our former French Press was only 24 ounces, which makes about 2 1/2 coffee cups of coffee).

So now you know how to make coffee in the French press here are a few ways to fancy up your cuppa Joe.

Quick & Easy Misto (aka a Cafe au Lait)

Ingredients:

  • 20 ounces Hot Coffee (prepared however you like)
  • 1 cup milk (whatever kind you like, I prefer whole or 2%).
  • Sweetener, if desired
  • Ground Nutmeg or Cinnamon, if desired

Directions:

  1. In a heat proof cup, heat milk for approx. 30 seconds in the microwave.
  2. Froth milk in a Magic bullet, blender, or using an Milk Frother. This takes about 30 seconds. The more fat the milk contains, the foamer the milk gets. Fat free milk (either dairy or non-dairy) does not get too frothy.
  3. Pour Hot Coffee into your serving cup. Add your sweetener and stir. This is a great time to try a new sweetened syrup!
  4. Using a spoon, Push frothed milk to the side and pour milk over the coffee.
  5. Top with Foam if desired.
  6. Get extra fancy and sprinkle the top of the foam with nutmeg or cinnamon!
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Hot, frothy milk!
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The finished product, time for breakfast!

 

 

 

 

 

 

 

Quick & Easy Mocha: If you love a Cafe Mocha to start your day, simply add 2 T. of your favorite Chocolate milk mix to the milk before your heat and froth it. Follow the same directions as above.

If you like your coffee a little stronger, add an extra scoop of grounds into the French Press during the brewing process.

Because the French Press does not have a heat mechanism to keep the coffee hot throughout the day, you may want to pour the coffee into an insulated carafe.  Because there is no heating mechanism, if you make an iced coffee using the remaining coffee (if there is any!) later in the day, the coffee will not be thick, bitter, or tar like (think about the coffee in your work place break room about 3pm- EEK!).

Cooled/leftover French Press coffee makes GREAT iced coffee. Simply pour over ice, add any milk and sweetener/syrup you’d like and serve. YUM!

For an Iced Mocha, mix 2 T. of your favorite Chocolate milk mix to the milk before adding it to your ice and coffee.

I love the Torani Sugar Free syrups, they come in over 40 flavors and most of them are great in coffee. We like the following flavors:

  • Irish Coffee (it’s non-alcoholic)
  • Caramel
  • Hazelnut
  • French Vanilla
  • Brown Sugar Cinnamon (Takes just like a cinnamon Dulce Latte from Starbucks)
  • Almond
  • Pumpkin Spice
  • Coconut (it’s good in a mocha)

 

I want to thank the great people over at L&Z and Tomoson for the chance to review this rad French Press. I was not financially compensated to review these products, however I received a 50 ounce French Press free to facilitate my review. I only recommend products and services that I feel may be a good fit for my readers.

I’d love to hear about your favorite coffee recipes. Leave a comment and share how you dress up your Cuppa Joe!

Saving Money with your Smartphone

Abby H.27 Comments

Mobile-Smartphone-iconUPDATED January 2018

Every time someone asks me about coupons and saving money, the #1 objection is: “But I don’t want to carry a bunch of coupons with me all the time like a crazy person.” (BTW, I am that crazy person, I always have my little coupon wallet in my purse.) There are several ways you can save money with something you probably already own: A smartphone.

Almost everyone has a smartphone these days! There are a lot of apps available that can help you save money or even earn money.

Here are just a few of my favorites:

Fetch Rewards: The newest app! It’s not store specific, which is great. You can learn more here. I’ve been using it for a little over 2 weeks and I’ve cashed out $12 in Amazon Gift Cards!

Find & Save: Earn cash back when you shop at stores like the $.99 store, target, multiple grocery stores, and lots of stores at the mall too! No need to buy anything special at these stores, just hit the pre-tax purchase amount to score cash back (either a flat amount or a percentage). It’s a great way to save money by shopping just like you normally would.  Use Code 62CQ when you first open the app.

Ibotta: Ibotta is an App for Smartphones. Available for both iPhone and Android phones, Ibotta is an app that helps you earn cash back every time you shop! Just check iBotta when you are shopping to see what products are available for rebate, buy them, perform simple in store activities and earn, earn, earn. You’ll take photos of your receipt and upload them through the app.  I just did it today, it was easy peasy. Once your account balacne reaches at least $5.00, you can transfer the money to your paypal account!

You can use Ibotta at the following stores: 7-11, Food4Less, Ralphs, Rite-Aid Wal*mart, Walgreens, Target, Vons, CostCo.  I only included stores in Southern California. However, Ibotta works at over 27 different Grocery and Drugstores. What I really like about Ibotta is that you can use it with a paper coupon!

SavingStar: What makes SavingStar different is that you don’t receive money off at the register.  The savings in held in your SavingStar account, and once you reach at least $10.00 in savings you can transfer it to your Paypal Account, buy a gift Card, or even donate your savings to charity!

SavingStar is the first national, fully digital, grocery eCoupon service, available for free at www.savingstar.com and on iPhone and Android mobile apps. There’s nothing to clip, nothing to print. Chose offers, shop, and save! SavingStar is currently available at over 100 retailers!

Checkout 51: Checkout 51 is a new program that’s so easy to use, and no Smartphone is needed! It’s an app on your iPhone or Android phone, or you use your computer. Just purchased specific products (and these products change each Thursday, so make sure you check out the app/website before heading out to shop), scan and upload your receipts weekly. Checkout51 is NOT store specific!

BerryCart: Great deals and rebates on natural/organic shoppers, works just like Checkout51! They always have produce rebates too! BerryCart is not store Specific!

Receipt Hog: This one is fun, and easy.  Just snap a photo of your receipts and upload them via the receipt hog app. Earn points for each receipt, and redeem points for gift cards (like Amazon) or cash. I’ve been using Receipt Hog for over a year and I’ve earned $50, just by scanning my receipts!

Target:: If you are a Target shopper, this app is for you.  Instead of the traditional dollar or cent off coupons, Target’s app offers savings in a percentage.  You choose specific offers, based on what you buy, and there are new offers all the time! The best part is that you can use Target App, a Manufacturer Coupon, and a Target Coupon all on the same item!

Mogl– This site/app is a little different.  Sign up and register your credit/debit cards.  When you eat out at participating restaurants, you’ll receive 10% cash back!  You can use this in addition to any other cash back offers your credit or debit card offers. We don’t eat out very often, but we usually earn about $50/year.

What I really like about these apps like BerryCart, Ibotta, and Checkout51 is that you can double, triple or quadruple dip deals when the stars align and there are the same (or similar) deals on each app. Perfect for those of us who are on an ultra tight budget!

*Disclosure* Most of those links are my personal links, so if you sign up I earn a few cents. When you sign up, you can share your links too and earn a little bit of green!