A New Month (and Year!) Means New Coupons!!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite websites to help me plan out shopping trips is Hot Coupon World. They have a Coupon Insert Schedule here. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks!

Here are just a few of the new coupons that have me excited:

$0.75 off ONE carton Annie's™ Organic Soup
$1.50 off ONE (1) Saffron Road Frozen Entree
$2.00 off any ONE package of HUGGIES Wipes
$2.00 off ONE package of HUGGIES Diaper Pants
$2.00 off ONE HUGGIES LITTLE MOVERS Diapers
$1.00 off (4) JELL-O Gelatin, Pudding or No Bake
$1.00 off any ONE (1) CAPRI SUN Juice Drink
$1.00 off Any ONE (1) MAXWELL HOUSE Coffee
$0.50 off 1 ZonePerfect Bar
$5.00 off any (2) Similac large sized powders

New Year’s Resolution #7: Get Organized

Throughout December, I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!

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#7 is a resolution that I thought would be closer to the top of the list: Get Organized.

For some people that means professionally, financially or personally.  I can’t help you with your professional life, but I can help you with some tips to getting your finances and personal life organized.

balancing-a-checkbook-paying-billsOrganize your Finances:

You really can’t start to save money unless you get your finances in order.  I cannot stress how helpful setting up a budget has been for our family.

There are a few companies that offer free budgeting tools: I like both Manila and Mint. Check both out and see which one suits your families needs.

Calendar_0Organize your Personal Life:

Use a calendar.  It doesn’t have to be a paper one.  I have a paper calendar on my desk.  I write all of our play dates and appointments, parties, and other functions outside of the house on it. That way I can see at a glance what’s going of for the week. If you’ve got a smart phone, you can utilize the calendar feature. iPhones can sync to the iCal on your desktop computer. If you opt for it, iCal will pop up reminders on his phone and the computer. He uses it for business and home.

  • If you want to use a calendar online, Google’s Calendar feature is great, especially if you use Gmail.  It can add appointments, reminders and birthdays from your email into your calendar and it will remind you of them!
  • If you don’t use Gmail or Google, Facebook has a great calendar under the events tab from your FB feed.  It shows you upcoming events and birthday and it’s easy to plan or add an event with the “+Create Event” button.
  • If you are looking for Coupon Organizational methods, I’ve written about how I organize my coupons here.
  • I am always getting packages! I signed up for a USPS.com and now I get a text when a package ships and when it arrives! It’s a great way to keep track of packages that you are expecting.

Review: Obol- Never eat soggy cereal again!

logoA few weeks ago, Obol sent me two bowls to try out. They are great for keeping your milk and cereal separate right until you are ready to eat. No more soggy, mushy cereal!

IMG_2384But beyond cereal, it’s great for yogurt and cereal (or yogurt and granola, shown here), yogurt and fruit, even desserts like ice cream and cookie topping!

Lil’ Man loved it for yogurt and berries- his berries “rode the slide” into the yogurt. It definitely made breakfast more fun. He asks to eat out of the “slide bowls” all the time!

I like using Obols for stir fry and rice!

Obols are easy to clean and dishwasher safe too!

Obols come in two sizes, so there is one for everyone on your gift list.

Right now you can save 10% at obol.co Signup for instant discount code.

Thanks to Obol and USFG for sending me the complimentary Obols to facilitate my review! All opinions are my own and I was not financial compensated in any way.

#obolco

How to organize and store coupons

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A lot of you will start 2016 with the goal of saving money by couponing. Here are a few ways that you can organize your coupons to help you achieve your goals.

There are several methods to store your coupons when they are in your home before you go to shop, and there are several more methods for storage when you are out shopping.

Here are just a few examples of organizational methods:

Screen Shot 2015-12-18 at 8.19.31 AM
Inserts filed whole by date

Whole insert: Leave the inserts whole, and file them by date.  You may wish to put each insert  in a tabbed folder and write the date along with the type insert such as SS (Smart Source), P&G (Proctor & Gamble), or RP (Red Plum). Example: 6/6/10 SS I recommend this method for those of you starting out, or if you don’t have a lot of time dedicated to couponing.

Clipped by dated: Filed in a similar fashion as above, but all coupons from each weeks inserts are clipped, put into an envelope, dated, and filed either in an accordion folder or filing/bank box. This can be a time saver when you need to pull coupons from a specific date.  You may choose to have all coupons from the same date filed together, or you may wish to file each insert (Red Plum, Smart Source, Proctor & Gamble) separately. Example: Clipped 6/6/10 All or  Clipped 6/6/10 SS

The next two storage methods are usually done when coupons are stored inside baseball card inserts in a large three ring binder.

Clipped by category: Coupons are clipped and then filed by category.

Clipped Alphabetically: Simply file the coupons alphabetically, either by product name, product type, or manufacturer.

 

Storage Methods

There are several methods for storage of coupons.

If you file whole inserts, you may wish to file inserts in an accordion folder or filing/bank box by date. This is the method that I use, and that I have used for over 10 years. As I have less time to dedicate to couponing, it keeps me organized and able to save the most money (and time!).

If you clip your coupons here are just a few examples of storage methods:

Coupon wallets are commercially available at office supply stores or mass merchandisers.  Coupon wallets  are small, reinforced accordion file with tabs. They can fit inside most purses. Organize the coupons by category or alphabetically.

Use a 3-Ring Coupon Binder with plastic page protector inserts (like these), and use tabbed dividers for the category dividers. In the front, you can put a pad of paper inside for your shopping list, a zipper pouch for pens, pencils, scissors and a calculator.  3-ring binders that zip shut are great too!

Individual envelopes- I do not recommend this method to anyone just starting out. Start with envelopes (I use #10 envelopes) and write the name of each category on the front in large, easy to read letters.  File coupons by category in the corresponding envelopes, Once you have all the coupons sorted and filed, store the envelopes in a plastic tub, shoe box, whatever is easiest for you. This is by far the most time consuming method for storing coupons.

When you clip coupons and file them you can go one step further and arrange them by expiration date, amount of coupon, or alphabetically. It’s up to you.  If you have multiples of the same coupon, consider paper clipping them together.

What is overage? (or how I score groceries for free)

DSCN7877Overage is a wonderful thing. If you read deal blogs or watch Extreme Couponing on TV, you’ve heard the term, but maybe you aren’t familiar with the meaning.

Overage is money that you receive back, either as cash in hand or money off the rest of your order when you have a coupon whose face value is higher than the price of the items.

Most grocery, drug and mass merchandisers do not allow overage. They will adjust the value of the coupon to make the items free. Walmart, however, does allow for overage. This means I shop at the largest Wal-Mart closest to us, because it has a huge grocery section.  I usually go once a month.

For those in the military or who have base privileges, the commissary also allows overage.

The secret to getting the overage is to purchase the least expensive item allowed by the coupon. Often times, this means the smallest item allowed. If there are no size restrictions, this means you might be able to use a coupon on a travel or trial size! Check all of the fine print on your coupons.

For example, I received 2 coupons for $10.00 off any Butterball item (I won them in a contest online) and this is how I used them:
2 Butterball Turkey Burgers $6.98/each

  • -2 $10.00 any Butterball Turkey product coupon
  • = $6.04 Overage

Generally, I use overage to purchase items I did not have coupons for (usually fresh fruits and vegetables).

If you are looking for some recent coupons that might provide you with some overage at Walmart, Paul over at I Heart The Mart has an awesome list of items at Walmart for $1 or less. 

What have you scored recently for free or received overage on?

Coupon Basics: Categories for your coupon storage system

I’ll be posting a series of articles on couponing basics and how to get your coupons organized so that you actually USE THEM and save money (ya know, instead of just collecting dust and eventually getting recycled).

So let’s get started by talking about organizing your take to store coupons. I use a small accordion file like this:Screen Shot 2015-12-18 at 8.19.01 AM

I tend to organize my coupons based on how my favorite grocery store is laid out.

Here is a sample layout of a grocery store:Screen Shot 2015-12-18 at 8.27.39 AM

I have given examples for each category:

Fruit and Vegetables- includes Bagged Salad, pre-cut fruit and vegetables, dried fruit, refrigerated soy products

Sauces / Dressings / Condiments- includes Mayo, mustard, BBQ sauce, salsa, salad dressing

Canned Goods & Soups- includes Canned beans, canned raviolis, canned tuna or chicken, canned or powdered soup and Ramen.

Pasta / Rice / Boxed Meals- includes Spaghetti, noodles, Hamburger Helper, Asian or Italian style boxes meal kits (such as Tai Pei or Romano’s)

Cereal / Breakfast Foods/Juice- includes Oatmeal, cream of wheat, juice boxes, bottled juice, Instant Breakfast

Flour / Baking / Oil/ Mixes/ Spices- includes cake/brownie mix, Bisquisk, graham cracker pie crusts, Jello and pudding, spray release, flour, white and brown sugar, Splenda

Beverages- includes soda, energy drinks, sparkling water, diet drinks, powdered beverage mixes (Kool-aid and Crystal Light), chocolate milk mix (liquid or powdered)

Meat- includes fresh or frozen beef, chicken, turkey, pork, lamb, fish, sausages/brats, pre-packaged cold cuts, breakfast sausage (link or patty), bacon, ham

Frozen Food- includes frozen veggies and fruit, pizza, diet foods (such as Lean Cuisine), individual and family sized entrees, ice cream, popsicles, frozen meat free  alternatives, ice

Dairy- includes milk, cheese, sour cream, cream cheese, yogurt, cottage cheese, eggs, coffee creamer, butter, margarine/spread, pudding/jello cups, tubes or packages of cookie dough, canned dough

Cookies/ Crackers/ Snacks- includes pre-packed portions (such as 100 calorie snack packs), cookies, crackers, popcorn, chips, pretzels, nuts, trail mix

Baby- Includes formula, diapers, wipes, baby care products, baby food and toddler food and snacks

Bakery/Bread- includes bread, tortillas, pita, sandwich thins, English muffins/crumpets, bagels, rolls, donuts, croissants, French bread, freshly made cookies, cakes and other desserts

Deli- includes deli Meat, cheese, hummus, fresh guacamole, fresh salsa, bagel chips, packaged specialty cheeses (Goat and blue cheese), hot and cold deli salads and foods (such as fried chicken, rotisserie chicken, take and bake pizzas, salad bar, olive bar, freshly made sandwiches)

Personal Care / Medicine- Includes over the counter medications, shampoo, conditioner, body wash, tooth paste, tooth brushes, hand soap, loofahs/bath poufs, bubble bath, lotion, shaving cream, razors, feminine products

Paper Goods / Containers- Tin foil, plastic wrap, disposable food containers, toilet paper, paper towels, paper napkins, plastic silverware, paper plates

Cleaning / Other Household Supplies- dishwashing liquid, dishwasher detergent, home cleaning products (pine-sol, ammonia, bleach), laundry detergent, mops, sponges, brooms and dustpans, candles, scented home sprays, air fresheners.

Miscellaneous- You can use this section for restaurant coupons, specific store coupons, rebates.

Review: Lovely Candy Co. Tasty holiday treats!

The Lovely Candy Company sent me a box of their super yummy treats recently, and oh my goodness are they tasty!

The favorites were The Fudgee Rolls and the Sea Salt caramels. They were so decadent and rich, without having too many calories or fat. The cherry licorice were a follow up favorite. Lil’ Man devoured them!

What I really liked is that Lovely candies are all natural, certified gluten free, tested non-GMO, certified kosher and contain no high fructose corn syrup or artificial ingredients. So while they are a sometimes treat, I can feel better knowing they are a better choice than other candies out there!

We still have a few bags to try, but I’m sure they will be super tasty. We don’t eat a lot of candy, so it takes us a while to get through treats! These would be a great addition to any holiday gift basket or stocking!

Lovely Candy Co and US Family Guide provided me with complimentary candies to facilitate the review. I was not financially compensated to write this post, all opinions are my own.

 

Free Mug from Tiny Prints!

I am excited to announce that today and tomorrow TinyPrints is giving away a Free Magnet, 11 oz. Mug, Notepad, or $15 credit towards your Gift or Home Décor purchase, plus enjoy 30% off Holiday Greeting Card and Holiday Party Invitation orders using the code TPFREEGIFT at checkout! Your Choice!

I’m def. picking up another photo mug- they make very popular gifts with our family! Here is the mug I made for Hubs recently:

 

Screen Shot 2015-12-13 at 12.15.59 PMI’m off to make another one!!

Here is the fine print: Offer expires 12/14/2015 (11:59 P.M. PT). Enjoy one (1) free magnet, 11 oz. mug, notepad, or $15 credit towards your gift or home décor purchase, plus enjoy 30% off holiday greeting card and holiday party invitation orders using the code TPFREEGIFT at checkout. There is no minimum purchase required for this promotion. Free offer applies exclusively to magnets, 11 oz. mugs, notepads, gifts and home décor and is not applicable to previously placed orders, shipping, taxes, rush processing charges, gift certificates, personalized postage stamps and personal stationery. The 30% off promotion applies exclusively to holiday greeting or holiday party invitations and is not applicable to previously placed orders, shipping, taxes, rush processing charges, or any other product available on TinyPrints.com. This promotion code cannot be combined with other offers. Offer cannot be redeemed more than once per account and/or billing address. This particular offer code can only be redeemed once. Offer is only valid on Tinyprints.com and is not applicable on third party or partner websites. To prevent fraud or abuse, we reserve the right to discontinue or modify this offer or cancel any order.

Swap your stuff with Yerdle!!

yerdleHave you Heard of Yerdle? A few of my friends love it, and it’s pretty cool! It’s a great way to swap the junk laying around your house for stuff you actually need!

Swapping gets you better deals than shopping this holiday season! Join Yerdle and swap your stuff for new treasures you’ll love.

Sign up today to get $35 Yerdle Dollars + Free Shipping on your first purchase. Choose from over 70,000+ items — from dresses to shoes, purses to kid’s toys, home decor and more.

How it works: :

1. Click the link and sign up to claim your $35 Yerdle Dollars
2. Download the Yerdle App to see all 70,000 items
3. Pick out an item you want for $35 Yerdle Dollars or less, and pay no shipping fee or service fee! You must enter a valid credit card to check out.
4. Post your own items to earn more Yerdle Dollars and keep swapping.

Note: This offer is available to new users only. If you add 2 or more items to your cart, you’ll be charged a $2 “bundle fee” upon checkout.
I just joined! I can’t wait to start clearing out some of the stuff I’ve been holding onto!

 

 

Ralphs: Three Baby Freebies! (Great for donation)

If you’ve got a Ralphs card, check this out: Go to RScreen Shot 2015-12-06 at 7.34.58 AMalphs.com, log onto your account, click on Savings, then digital coupons, sort by category (baby).

There are three Baby freebies you can load to your Ralphs card right now!

If you don’t have a baby, these items would be an awesome donation for your local food bank or charity.  Baby items are always in need!

The three items are:

FREE Comforts for Baby Diapers Receive ONE (1) FREE Comforts for Baby Diapers Jumbo Pack, sizes 1-6.

FREE Comforts for Baby Wipes Receive ONE (1) FREE Comforts for Baby Wipes, Fragrance Free (40ct).

FREE Comforts for Baby Formula Receive ONE (1) FREE Comforts for Baby Formula, any variety (up to 23.2oz).

And the best part is that the coupons don’t expire until 1/30/16, so you have a few weeks to make your way over to Ralphs.

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