saving money

How to save money without coupons: Part Two- Produce!

Abby H.3 Comments

Yesterday I talked about how to save money without coupons when buying meat. Today I’m going to talk about fruits and vegetables!

peppers

There are seldom coupons for fresh fruit or vegetables.

Usually when you find coupons for either, they are lower in value or you must purchase another item (like cereal, croutons, something not super healthy or inexpensive).

Here are some ways you can incorporate fruits and vegetables into your grocery budget and diet without breaking the bank!

My number one money saving tip when it comes to produce is: Eat fruit and vegetables when they are in season. Food in season is cheaper because there is a surplus of it. 

Living in So. Cal, I’m kind of spoiled in that we can grow and eat most fruits and veggies year round. But if you live some place where it snows or has cold winters, eat produce when it’s readily available.

If you aren’t sure when certain fruits and veggies are in season, check out the Produce for Better Health Foundation website here. They have lists based on season.

Tip Number Two: If you gotta eat fruit out of season (sometimes in December, you just gotta have strawberries), buy frozen fruit. Frozen berries are so juicy and flavorful. Frozen fruit is the fruit that is too ripe to sell in stores fresh, so it’s cut up and flash frozen. It contains all of the nutrients that are found in fresh fruit.

Tip Number  Three: If you grow your own fruits, veggies or herbs: Freeze, dry, or can/preserve whatever you won’t eat right away. That way you’ll have some when the weather turns.

I love to make jam and pickles. It’s really easy and you don’t need any special equipment. We don’t grow enough tomatoes to can our own, so I pick up fruits and veggies when they are really cheap and in peak season and make jam or pickles then. And you can definitely can more than just Cucumbers!

If it is something that interests you, here are a few books that I like:

If you want to get the canning gadgets that make canning a little easier, here is the kit that I bought years ago: Back to Basics 286 5-Piece Home Canning Kit I love the funnel!

Tip Number  Four: When fruit or veggies are on sale, stock up. That may sound weird, but most produce can be frozen. With the exception of raw potatoes and lettuce I think you can clean, chop, and store pretty much any fruit or veggie in the freezer. Speaking of frozen….

Fresh produce is always the best, but a close second is frozen. Occasionally frozen veggies are on sale. If they are types/varieties you like, stock up!

Canned fruit/veggies are my last resort. Why? Because, for the most part, they are canned in syrup or juice (fruit) or salt-laden water (veggies) and they are usually cooked and some of the nutrients leech out into the liquid they are cooked/canned in, and most of the time that liquid is discarded.

HOWEVER- I love salt-free canned tomatoes in recipes for all kinds of stuff, and Lil’ Man loves him some salt-free canned green beans.  Sometimes you can find low/no salt added canned vegetables.

I have found that when I calculate price per unit (more info here), blueberries and some other fruit is cheaper at Costco! So don’t overlook your large club stores.

Tip Number Five: Check outyour local 99 Cent Store (like 99 Cents Only), produce stands, and the markdown section of your supermarket. All three usually have inexpensive produce that is good quality. It may not be the prettiest produce, but that’s ok!

How do you save money on your produce?

How to save money without coupons: Part One- Meat!

Abby H.3 Comments

I know, it seems impossible that I  would tell you not to use coupons. But, let’s face it, sometimes you need to buy stuff that there are no coupons for. What’s a shopper to do? You’re not going to stop eating something just because there aren’t any coupons… That’s CRAZY!

dscn10311I’m going to specifically discuss shopping for meat, because there are seldom coupons for fresh meat.

The easiest way to save money on meat is not to buy it. However, most Americans eat meat. So, here are my recommendations for you:

Ask the butcher/meat cutter at your local grocery store when the meat is marked down each day. Some stores do it each morning, so do it at night. The meat that is marked down isn’t going bad that day, it just needs to be pulled and either cooked and eaten within the next few days or frozen. Most meat can be frozen for up to six months.

If you like to buy your meat in bulk or in large super store sized containers, once you get your big hunk o’ meat home, separate it into portions and freeze it. That way when it’s time to cook, you aren’t faced with 4-7 lbs of solid meat.  That can be a little daunting, and leads to waste. When we buy ground beef in large packages, I portion it out into 1/2-3/4lb. packages and freeze it. It’s much easier to handle the smaller portions.

We buy chicken from Zaycon Fresh– You get a 40 lb box. It’s easy to separate 40 lbs of fresh chicken into freezer bags and tuck them into the freezer. I usually do 1-2 lb packages. Sometimes I even get fancy and season the chicken as I prep it in bags! Zaycon Fresh has really great fresh boneless, skinless chicken breasts for less than the grocery store prices. And I feel great feeding it to my family because it comes to me fresh, not frozen and plumped up with salt water.

I know that the pre-cooked meat that is already cut up looks so good and you think, “Oh, it’ll save me so much time!!”, but the truth is, it costs about 2-3 times the amount that the exact same weight of uncooked meat costs. Make your own! I make shredded chicken in the crockpot once every two weeks. It’s great for topping salads, making enchiladas, casseroles, soups, or just eating out of the bag (what? Meat is goooooood).

Learn how I make shredded chicken here. I portion it out and use it in recipes. You can do the same with beef or pork. Season and cook in the crockpot for 6-8 hours on low.

If you want chicken slices, bake your chicken pieces in the oven at 350 for about 20-30 minutes. Cool, remove the skin and bones and discard them. Slice the chicken into pieces, portion out and freeze.

Buy meat when it is cheapest. What do I mean by that? Think about the seasons/holidays in the year and the meals surrounding each.

  • In the summer, barbecuing is very popular, so meat like ribs, ground beef and boneless, skinless chicken is on sale.
  • In the fall, turkey breasts and whole turkeys are on sale.
  • Near Christmas/New Year’s, Prime Rib is cheap.
  • Mid-March, Corned Beef is on sale (usually 60%+ off the regular price).

Because meat can be frozen for upwards of 6 months, buy meat that you like when it’s cheap and you’ll never be without!

Next up, tomorrow, I’ll be writing about how to save money when buying fruit and vegetables!

How do you save money on meat?

Happy Veterans Day (some freebies and deals)

Abby H.

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First of all, I want to say a huge thank you to everyone who has served our country and continues to serve.

This list of freebies and deals is primarily for businesses with locations in Southern CA, however there are some nationwide deals as well.

Applebees: Veterans and Active Duty Military can select a free meal from a limited menu for Veteran’s Day. Provide proof of service required.

BJ’s Restaurant: All veterans and active military can enjoy a complimentary entree under $12.95 on Friday, 11/11/2016. Please present your military ID to receive this offer.

screen-shot-2016-11-11-at-8-37-36-amBlack Angus: Free 7 oz. Top Sirloin Steak Dinner, available throughout the restaurant and the Bullseye Bar for Veterans and Active Military personnel who show proof of military service or military ID. Valid on Friday, November 11th, 2016 only. Offer excludes beverage. Offer does not include spouse and other dependents. Offer can not be combined with any other offers. Dine-in only. One offer per veteran/active duty military personnel.

Buffalo Wild Wings Free Wings: All day long on Friday, November 11, veterans and active duty military who dine at their local B-Dubs can receive a free small order of 10-12 traditional or boneless wings and a side of fries. At participating U.S. locations only.

California Pizza Kitchen: On Veterans Day, all veterans or active duty military personnel will be able to select a free entree from a special Veterans Day menu including pizza, salads and pasta. Please come in uniform or bring your military ID or other proof of service.

Denny’s All You Can Eat Pancakes: All active, inactive, and retired military personnel at all participating Denny’s restaurants nationwide will receive a free Build Your Own Grand Slam breakfast on Friday, Nov. 11, from 5 a.m. to noon. Diners must show ID to receive this offer.

Dickey’s Barbecue Pit: Veterans and active military who eat at Dickey’s on Friday, November 11th, may enjoy a free meal which includes a sandwich, side and a Big Yellow Cup, up to a $12 total value. Anyone who dines with a veteran is offered a free Big Yellow Cup with applicable purchase.

IHOP: On Veteran’s Day between 7 a.m. and 7 p.m., participating IHOP Restaurants around the nation will be honoring the brave men and women who have served, or are serving, in the United States Military by offering them free Red, White and Blue pancakes. Select IHOP restaurants will also offer a combo of two eggs, hash browns and choice of two bacon strips or pork sausage links as part of the Red, White & Blue Pancake promotion.  Promotion for retired and active duty military personnel.

Ikea Free Entree: Veterans can enjoy a free entree at Ikea. Please show some form of military ID.

screen-shot-2016-11-11-at-8-44-00-amMenchie’s Free Frozen Yogurt: On Veterans Day, all Veterans and military personnel with a military ID or dressed in uniform will receive a free six ounce frozen yogurt any time of day on Veterans Day 11.11.16.  Show a valid ID or be in uniform to receive.

 

img_7855Starbucks: On Veterans Day 2016, active duty service members, reservists, veterans and military spouses are invited to enjoy a free Tall Brewed Coffee.
Don’t Forget your Proof of service. Either your Active Duty or Retired Military ID Card, or a copy of your DD214. 

If you find a Veterans Day Deal, please leave a comment!

Big Holiday Meals on a Budget!

Abby H.

imgp8302Now that we’ve gotten through with Halloween, we can start focusing on Thanksgiving and Christmas. That means two big family dinners, and most likely, countless other get togethers, potlucks, and shared meals.

Here are a few tips on how to prepare some healthy meals and stay on budget!

Ask for help! Everyone has a dish that they excel at making. Ask friends and family to bring their best dish. It will make everyone feel included and cut down on your budget. Each Thanksgiving, my parents make a turkey, rolls, stuffing and potatoes (I make the gravy as soon as my mom pulls the the turkey out of the roasting pan to rest!). Our guests bring all sorts of other awesome dishes. We all end up stuffing ourselves and taking home tons of leftovers. But the best part is trying all of the great, different dishes! Just make sure that everyone tells you what they are bringing.. You may just end up with 10 green bean casseroles!

Make a Budget and stick to it Don’t try to keep up with the Joneses! If you can’t afford everything that you think you need, just do with what you can afford. Trust me, you don’t NEED 5 different types of dessert!

Shop at discount stores. You all know my love of 99 Cents Only and Grocery Outlet by now, so I shouldn’t have to remind you, but don’t forget to shop at discount stores too! You’ll find all kinds of deals! I love starting my weekly shopping trip at 99 Cents Only. While they don’t accept coupons, I frequently find great deals on produce from name brands like Dole, Del Monte, Foxy, Driscolls, and Earthbound Organics! Check your local stores websites to see what’s on sale before you leave home.

Stretch your budget with low cost items. Potatoes are usually very inexpensive, so stretch your menu with a tasty, filling potato dish. Despite their bad reputation as being full of carbs, potatoes are also high in vitamin c, potassium, vitamin B6, and manganese. Roasted spuds tossed in olive oil and fresh herbs- YUM! Other inexpensive foods this time of year are apples. Apple crisp is one of my favorite dishes. I’ll be posting the recipe later this week!

Don’t forget your coupons! Starting in the next week or so, printable coupon sites (like the ones listed here) and coupon inserts will be peppered with coupons for holiday feast foods. Canned soups, french fried onions, stuffing, pantry staples. And don’t forget rebate/couponing apps (like these) too! You will be saving money left, right, and center!

Prepare food that is in season.  For the fall, that means root veggies, gourds (yeah, that includes pumpkins!), apples, dark leafy greens (think kale, etc.), and for those in warmer climates oranges and pomegranates! Buy meat that is on sale (typically turkey, ham, and prime rib). Tons of baking supplies and pantry staples go on sale in the fall and winter too. Stock up when prices are low- most pantry staples have a long shelf life. It will help you stretch your budget through the spring.

Bake/cook from scratch! Not only is home made food more cost effective and healthier than pre-packaged foods. Bonus- home made baked goods like bread and cookies always taste better, right? Here is my go to beer bread recipe and my families favorite cookie recipe

 

My favorite: Use what you have on hand!  Before you hit up the stores, write out your menu for these special occasions. Make a list of  ingredients needed for the recipes and check your pantry.  You’d be surprised what you may already have.

 

I’d love to hear your tips for saving money on food this holiday season!

 

How to Save Money on Prescription Glasses and Contacts!

Abby H.

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Glasses and contacts can be expensive, especially if you don’t have vision insurance.  Here are just a few ways that we’ve managed to save money while getting Hubs glasses that are totally stylish.

Eye Exams: If you don’t have vision insurance, call around to find one that fits your budget. There are two types, depending on what type of corrective lenses you wear- Glasses or contacts).  Many Wal-marts have independent optometrists inside, as do some JCPenney locations. Then there are stores like Lens Crafters. Don’t forget there are also stand alone doctors of optometry all over too. All of these places will preform an eye exam without buying glasses. If you are 65+, you can obtain a free eye exam from Eye Care America. Kids 6 months-1 year can obtain a free eye exam from InfantSEE.

We buy glasses from Coastal. Hubs has a crazy rX, so he can’t get the $35 glasses, but a new pair usually runs him about $50 (which includes both the lenses and frames!), which is a pretty sweet deal. And the best part of Coastal is, once you sign up for an account, you can score $20 off for every friend you refer who makes a purchase! They also sell sunglasses too.   In addition to the glasses, each order comes with some pretty cool extras.

screen-shot-2016-10-23-at-8-18-50-amA pretty sweet new hardshell glasses case (which he needed!) and a Eyeglass Maintenance and repair kit:

  • 1 20ml spray bottle of anti-reflective eyeglass lens cleaner
  • 1 cleaning cloth
  • 2 silicone nose pads with 2 screws
  • 25 eyeglass frame screws
  • 1 CC key chain accessory that contains slotted and Phillips hex head screw drivers

If you are looking for more styles of glasses, Warby Parker has a lot of on trend styles of frame, however they can be a little more expensive than Coastal. They also have a few in store location across the country.

I’m always on the look out for vision freebies. Walmart has a freebie here for a free lens cleaner and cloth. When contact lens freebies are available, I will post them. They are usually available once a year or so.

We buy a years supply of contacts at Costco from their vision department. Costco has the cheapest contacts around. If you don’t have a Costco membership, the next cheapest place is Coastal.

If you are thinking to yourself, “I’ll just get the lenses replaced in the frames I already have, that’s got to be cheap!” Think again. I looked into it last year because hubs has two sets of frames he LOVES. It was over $300 per pair. OY VEY. And that was the cheapest after calling around, including the place we bought the glasses originally.

And if you are wondering what to do with all of the old eye glasses in your house that are no longer your current prescription…. The Lions Club helps recycle eyeglasses and get them into the hands of the needy. You can find out more about how and where to recycle your unwanted eyeglasses here. You could help a person in need get the glasses they can’t afford!

What are your tips for saving on glasses and contacts?

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Freebies!!

Abby H.

bright boxes

I’ve been trying to get Halloween costumes done, as well as some other stuff that requires a lot of time, so I haven’t been posting much, but I found these two articles with tons of freebies that I wanted to share! You know how much I love a mail box full of free stuff (it’s def. better than bills, right?)!

I signed up for tons of freebies, so I can’t wait for them to arrive!

Save time and money with Google Express ($10 Free!!)

Abby H.1 Comment

google-express-logoHave you heard of Google Express? It’s an awesome way to shop from home (or from your phone too) and have groceries, office supplies, and more delivered to your door.

Google Express has partnered with 20+ stores to bring you an easy solution to busy living!

AND- New customers can score $10 off their first purchase of $10+! Just click here and you are all set to go! There is a $4.99 delivery fee, but you can get that waived if you do the free trial of Google Express shipping. I set an alarm on my phone to remind me to cancel before the trial is up- and canceling is easy,just a few clicks and you’re done (We tested it on a friends account after her order was delivered!).

Here are the stores partnered with Google Express:screen-shot-2016-10-10-at-10-43-27-am
I like that I can order diapers from Target and use my referral credit- in fact, that’s what I’ve been ordering! Bitty has sensitive buns and the UP&UP brand are the only ones that work for her.

I’ve also been using my referral credits to pick up stocking stuffers for the kids. Boy Child is obsessed with Legos (so is his Daddy), so I’m trying to pick up a few small sets for his stocking.

And once you sign up and place your first order, you’ll get a referral link too! You can share it with friends and family and start earning more $10 credits!

Another reason I love Google Express is that we live upstairs… Carrying all that stuff upstairs with a wiggly little strapped to my front is hard. Having boxes of diapers delivered to my door is a huge help!

 

Disclaimer: My referral link is in this post, if you sign up and use your $10 credit through the links above, I’ll receive a $10 credit, which is awesome, because diapers don’t grow on trees. That being said, I only recommend products and services that I feel are a good value for my family and readers.

New Month, New Coupons!

Abby H.

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite website is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks! New offers are added on the Smartphone Savings Apps all the time!

Here are just a few of the new coupons that have me excited:

$1.00 off one Dial Body Wash
$0.75 off any 1 Zest Shower Gel or Body Scrub
$0.50 off TWO any LaRABAR, uber or ALT Snack
$1.00 off one Pepperidge Farm Farmhouse Bread

Club Cards: An Easy Way to Save Money

Abby H.

Every time I teach a couponing class, there is one person who announces that they are too busy or important to print or clip coupons. They need to save money but it can’t be too hard or involve any actual work.  Basically they are lazy but won’t cop to it.

For those people, I ask them if they are too busy to spend 5 minutes filling out a form that can save them thousands of dollars over their lifetime. Most people say that they would spend 5 minutes to save thousands. I present…. The store club card.

This is my keychain. img_9216Yup. I have tons of club cards. Grocery stores, drugstores, restaurants, office supply stores, department stores, movie theaters. There are even more in my wallet for those stores that don’t have a key fob. I save money where ever I go, and you can too. These cards are free to apply for and use.

Stores utilize the information they gather when consumers scan their cards to look at shopping trends. Grocery companies look at sales trends to help them decide what items should be sold, put on sale or completely discontinued. Cards also offer information about what each consumer purchases, and coupons tailored to the individual cardholder can be mailed or emailed to each card holder.

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Two of the coupons I loaded to my Shop Your Way Rewards Card

Most stores allow you to link up your card number to an online account, and you can add coupons to your card (via the store website or app) to save you even more.

Sears and KMart have a great program called Shop Your Way Rewards. You earn points on every purchase and points are converted to dollars off future purchases. They have coupon on their website all the time!

Both Vons and Ralphs have easy to navigate apps where you can load coupons to your card, including quite frequently freebies (Ralphs has a Free Friday Download most Fridays). Ralphs sometimes has games you can play online to win free grocery items. I won Goldfish crackers and BBQ sauce last week, which just two clicks of the mouse!

Regal Cinemas has the Regal Crown Club. Download their app or visit a local theater to pick up a card. Present the card to be scanned at the box office and when you buy concessions and earn points that you can redeem on free snacks or tickets. The points add up really fast!

Some clubs like the Ikea Friends and Family card offer discounts and extra perks.. check it out:

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With these clubs, if you do not present the card or your phone number, you will not receive a discount, which is usually advertised at the sale price.  Some stores don’t even require that you present your card, you can just punch your phone number into a Credit Card terminal or give it to the cashier.

Later in the week, I’ll share with you my favorite club card and how I use it to get free gas every month!

What is your favorite club card?

 

 

Two free offers at San Diego area McDonald’s!

Abby H.

Right now there are two great free offers at McDonald’s! Both of which are on the healthy side.

screen-shot-2016-09-08-at-9-50-19-amThis week, Sept. 8-10 from 7 to 10 a.m. and 11 a.m. to 2 p.m., visit a participating San Diego County McDonald’s restaurant to sample a Fruit ‘N Yogurt Parfait made with nonfat vanilla Chobani® Greek Yogurt.

Combined with the sweet taste of strawberries and blueberries, and topped with granola, Fruit ‘N Yogurt Parfaits are perfect for breakfast, as a side, or a mid-day snack – especially with the classic vanilla taste of Chobani® Greek Yogurt.  YUM! I think Bitty Bird and I will hit up our local McDo’s after the Y today and get a coffee and free Parfait!

And offer #2 is a favorite around these parts!

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On Tuesday, Sept. 13, participating restaurants will offer free breakfast from 6:30-9:30 a.m. to students in kindergarten through eighth grade when an accompanying adult uses the McDonald’s App. In San Diego County, students can enjoy an Egg McMuffin or Egg White Delight, apple slices and milk.

To redeem this offer, an adult must download or have already downloaded the McDonald’s App, present the offer to the cashier and ask the cashier for the free back-to-school breakfast. Students younger than 13 years of age are required to be accompanied by a parent/adult to redeem this offer at participating McDonald’s restaurants. This offer may vary throughout the state and only one breakfast is allowed per student.

The MCDonald’s App is pretty cool. You can earn free McCafe Beverages, and there are coupons that are only available on the app (like BOGO happy meals and free upgrades!).

So there you go! Two tasty deals. Thanks to my Friend Su for the heads up on the second offer!