free stuff

Tax Time Approaches! Time for Turbo Tax!

Abby H.

Our family has used TurboTax since my parents first bought a computer, so… it’s been more than a few years. I’ve been using it since I started my first job in 1997.

It’s super easy, guides you through each step of the way. With TurboTax you’ll get your biggest tax refund guaranteed, with 100% accurate calculations, free help, and step by step guidance so you are confident your taxes are done right. TurboTax is the #1 Rated, Best-Selling tax software brand year after year.

Now if you’ve never done your own taxes before, it can seem super daunting.  But the folks at TurboTax make it easy enough that my three year-old niece could probably figure it out!

Yahoo put together a list of some of the forms and misc. “stuff” you need to file your taxes. Here are just a few:

  1. W-2 statements (these show wages received from your employer(s))
  2. K-1 Schedules (these should have been received from any partnerships, S Corporations, estates, trusts, and so on, in which you have an ownership interest)
  3. 1099 Forms (1099-R (Retirement); 1099-INT (Interest); 1099-DIV (Dividends); 1099-B (Brokerage Sales); 1099-MISC (Rents, etc))
  4. 1098 Forms (1098-T (Education); 1098 – Mortgage Interest)
  5. Year End Annual Brokerage Statements
  6. A copy of your previous year’s tax return

You may not have all of these, as not everyone has the same financial/tax situation.

Regardless of how you decide to file: e-file, by hand (on paper), or having a paid professional do it, I implore you- FILE FILE FILE!!  You don’t want Uncle Sam knocking on your door, years from now with his hand out!

To get started with TurboTax for free, click on the image above! In a few weeks I’ll share one of my favorite stories about how Turbo Tax saved a friends bacon a few years ago!

What is overage? (or how I score groceries for free)

Abby H.1 Comment

DSCN7877Overage is a wonderful thing. If you read deal blogs or watch Extreme Couponing on TV, you’ve heard the term, but maybe you aren’t familiar with the meaning.

Overage is money that you receive back, either as cash in hand or money off the rest of your order when you have a coupon whose face value is higher than the price of the items.

Most grocery, drug and mass merchandisers do not allow overage. They will adjust the value of the coupon to make the items free. Walmart, however, does allow for overage. This means I shop at the largest Wal-Mart closest to us, because it has a huge grocery section.  I usually go once a month.

For those in the military or who have base privileges, the commissary also allows overage.

The secret to getting the overage is to purchase the least expensive item allowed by the coupon. Often times, this means the smallest item allowed. If there are no size restrictions, this means you might be able to use a coupon on a travel or trial size! Check all of the fine print on your coupons.

For example, I received 2 coupons for $10.00 off any Butterball item (I won them in a contest online) and this is how I used them:
2 Butterball Turkey Burgers $6.98/each

  • -2 $10.00 any Butterball Turkey product coupon
  • = $6.04 Overage

Generally, I use overage to purchase items I did not have coupons for (usually fresh fruits and vegetables).

If you are looking for some recent coupons that might provide you with some overage at Walmart, Paul over at I Heart The Mart has an awesome list of items at Walmart for $1 or less. 

What have you scored recently for free or received overage on?

New Year’s Resolution #4- Spend More Time with your Family (without breaking the bank)!

Abby H.3 Comments

Throughout December, I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!
file000267804564

The Number 4 New Year’s Resolution on most top ten lists is: Spend more time with your family.

There are lots of fun, free or low cost activities you can do with your family.

  • In San Diego, there is free museum Tuesday in Balboa Park.  Here is a list of museums that are free and when they are free. 
  • Also in San Diego, October is kid’s free month at tons of museums, parks, and attractions (including the zoo!!). Here is a list of events and attractions that were free in October 2012.
  • Lots of Daily Deal sites have free credit when you sign up to defray the cost of your first purchase.  Here are just a few that I use and really like:
    • LivingSocial- They sell local gift certificates (like Groupon) as well as merchandise. When you sign up, you’ll receive a credit (it varies, but it’s usually between $5-$15).
  • Instead of eating out at full price, use coupons from websites like Get1Free, or if you’ve got an Entertainment book, USE IT!
  • If you’ve got kiddos, check out these great lists of restaurants where Kids Eat Free. For San Diego restaurants where kids can eat free try here, here, here, here, and here.
  • Is your birthday coming? Of course it is…. Well, then check out this post about Birthday freebies!

There are fun, free events all year long for the family. Here is a list of just some of the holidays each month:

  1. January: New Year’s Day, MLK Day
  2. February: President’s Day, Some communities have Valentine’s day events too.
  3. March: Saint Patrick’s Day, Mardi Gras
  4. April: Easter
  5. May: Memorial Day and Mother’s day
  6. June: End of school/beginning of summer events, graduation, Father’s Day.
  7. July: Independence Day
  8. August: Back to School, Labor Day
  9. September: Back to School
  10. October:Halloween
  11. November: Thanksgiving
  12. December: Hanukkah, Christmas, Kwanza

New Year’s Resolution #3- Live a richer, fuller life (without spending more money)

Abby H.3 Comments

Throughout December, I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!
file000267804564

Of the Top Ten New Year’s Resolutions, number three on several lists is to live a fuller life.  What does that mean?  Get out, do more.  Don’t just sit on your couch, watching WWE and eating microwave popcorn. Of course, I want you to get out there and live it up, but, I don’t want you to spend a lot of money.

Here are some tips to live better and keep your budget in check.

  • Use all of the perks and benefits afforded to you by your job.  Some employers offer on site gyms, discounts on cell phone contracts, discount movie tickets, discount attraction passes.
  • Take advantage of free community events.  Check your City’s local Parks and Recreation Department website for free movies in the park, city events around holidays (Our local municipal Lake has a fun Easter event each year that is free).
  • Speaking of Parks, use of community parks is free.  Take a picnic, go for a walk, heck, go play on the playground equipment! Some local parks have walking trails or exercise paths.
  • Many businesses offer discounts to military, seniors, and other professional groups. Don’t be afraid to ask!
  • When you go to the doctor or dentist, don’t be afraid to ask for samples of medications or toothpaste/floss. When we take Lil’ Man to the pediatrician for his wellness check ups, she’s always giving us coupons and samples.  Doctors receive coupons and samples from companies and reps to give out- take advantage of it!
  • If you are looking for a way to experience theatre for free and have some time to give, consider volunteering to be an usher. In most areas across the Unites States, many of the larger theatre companies are actively seeking ushers. If you are unsure if your local theatre or musical organization needs volunteer ushers, call their administrative office and ask, or check their website and drop them an email. Many theatres, orchestras and symphonies are non-profit organizations. They rely on volunteers to help their organization succeed. Museums need volunteers as well to be docents, hand out brochures, and help with special events. If there is a local museum you like, think about volunteering. You will get to spend time in a place you like, and you will be helping an organization.

Ralphs: Three Baby Freebies! (Great for donation)

Abby H.

If you’ve got a Ralphs card, check this out: Go to RScreen Shot 2015-12-06 at 7.34.58 AMalphs.com, log onto your account, click on Savings, then digital coupons, sort by category (baby).

There are three Baby freebies you can load to your Ralphs card right now!

If you don’t have a baby, these items would be an awesome donation for your local food bank or charity.  Baby items are always in need!

The three items are:

FREE Comforts for Baby Diapers Receive ONE (1) FREE Comforts for Baby Diapers Jumbo Pack, sizes 1-6.

FREE Comforts for Baby Wipes Receive ONE (1) FREE Comforts for Baby Wipes, Fragrance Free (40ct).

FREE Comforts for Baby Formula Receive ONE (1) FREE Comforts for Baby Formula, any variety (up to 23.2oz).

And the best part is that the coupons don’t expire until 1/30/16, so you have a few weeks to make your way over to Ralphs.

Screen Shot 2015-12-06 at 7.32.23 AM

Free Hummus & Pita Chips GoPicnic Meal!

Abby H.

Screen Shot 2015-11-24 at 8.32.16 AMLooking for a tasty freebie? Fill out this form here and you’ll receive a free a Hummus & Pita Chips GoPicnic Meal!

Limit one per address. This deal may not be around for long!

Scary Face Pancakes: Free at IHOP 10/30/15!

Abby H.

Screen Shot 2015-10-06 at 9.48.19 AM

 

They’re BACKKKK!!

October marks the return of an IHOP® favorite that makes everyone smile, but now with
even more fun: Scary Face Pancakes are back! Bring the kids to create their own legend—scary or silly—with strawberries, whipped topping, Mini Oreo® cookies and candy corn.

And your kids can enjoy a FREE Scary Face Pancake at your local IHOP on 10/30/15! All kids 12 & under get a Scary Face Pancake between 7am and 10pm Friday, October 30th at participating locations. One per child. Dine in only.

I’ll be taking Lil’ Man and we’ll be meeting friends for a fun, frugal breakfast!

Pick up a free 8 x 10 canvas from Canvas People & Everyday Family!

Abby H.

I think one of the best gifts for family is the gift of photos, especially if you have kids!

Right now when you sign up at EveryDay Family, you’ll be emailed a code of a free 8 x 10 canvas from Canvas People!

Joining EveryDay Family is free!v What a perfect way to get a jump on your holiday shopping list.

Another way to receive high value coupons….

Abby H.

Everyone knows about the usual places to look for coupons, but have you heard about Brand Clubs? Some brands, like General Mills, Betty Crocker, and SC Johnson have e-clubs you can join. Each month or so, they’ll email you tips, trick, and recipes (usually), and also links to high value printable coupons you won’t find anywhere else online.

Here are a few of my favs:

SC Johnson’s Right@Home®

 Betty Crocker’sE-Club. Get exclusive coupons (up to $250 per year in savings), access to free samples (quantities limited – one per member), our hottest recipes, and more!

 

 
Tablespoon from General Mills! Subscribe and Get a daily dose of deliciousness right to your inbox!

Sign up for instant access to receive hot savings alerts for all of the latest General Mills coupons and deals as well as our BEST recipe ideas & ingredients, how to videos and new recipes right out of the oven and into your inbox!

Free 8×8 Photobook from Shutterfly!!

Abby H.

This offer has been extended until September 17th!

Screen Shot 2015-09-15 at 7.50.46 PM

In need of a late summer treat? Treat yourself to a free 8×8 hard photo cover photo book with promo code FREETREAT at checkout from your friends at Shutterfly! Show off all of those great summer memories or get a head start on Holiday shopping- Photobooks make GREAT gifts!

If you are new to shutterfly, you’ll also score 50 free 4×6 prints! No Coupon Code needed!

Boring Fine Print: Offer expires September 17, 2015 (11:59 P.M. PT). Offer is good for one free 20-standard finish page 8×8 hard photo cover photo book through shutterfly.com, our mobile-friendly site, the Shutterfly Photo Story app for iPad or iPhone app (some book restrictions apply via the iPhone app). Offer cannot be redeemed more than once per account and/or billing address. Taxes, shipping, and handling will apply. Customer may add options to their 8×8 book (additional pages, StorytellingTM styles and elements, photo book accessories, other cover types, etc.) at additional cost. Alternatively, customer may apply the current price of a 20-standard finish page 8×8 hard photo cover photo book (after taking into account any current discounts on shutterfly.com) toward the purchase of a larger photo book. Not valid on 5×7, 7×9, or 8×8 soft cover photo books, TripPix, prepaid plans, other products, prior purchases and purchases made on the Shutterfly apps. Cannot be redeemed for cash or combined with other offers or credits. Not valid for resale.