Military Families: Save money by shopping at the Commissary!

deca_logo

For those who do not have a close friend or family in the military, the commissary is the on-base grocery store. The Defense Commissary Agency (DeCA) operates the military Commissaries throughout the world. Active duty military, guard and reserve members, retirees and qualified family members may shop there. Authorized shoppers need only show proper military ID to use the commissary.

There are 5 commissaries in San Diego:

MCAS Miramar (Mira Mesa/Miramar), Naval Base 32nd Street (Downtown), North Island NAS (Coronado), Imperial Beach, and Camp Pendleton. There is a Commissary withing 30 minutes of where ever you live in San Diego. There is also a small PX/snack shop/gas station in the military housing up at Murphy Canyon (off interstate 15 at Aero Drive).

If you don’t live in the San Diego, CA area, don’t fret there may be a commissary close to you! To find the commissary closest to you, visit here.

Commissaries charge the wholesale price +10-20% for goods sold in the commissary, and there is a 5% surcharge at the end of your order. What this means for military families is that you can buy food and toiletries for much less than you can at the civilian grocer. The surcharge covers the payroll for cashiers, the electricity bill and other administrative costs.

Without using coupons, the average commissary shopper saves 30% over civilian grocery prices. When you combine the lowered prices at the Commissary with coupons, you will be saving 60-70% over civilian grocery prices. To learn about the coupon policy for the commissary, visit this page.  It also includes a lot of great FAQ and some videos.

If you are new to base shopping, here are some things you need to know:

  •  There is no sales tax on taxable items at the commissary: Toilet paper, cleaning supplies, dog food, etc.. There is no tax on food in CA.
  • The commissary gets crazy busy the weekend of payday. As in you’ll wait in line for upwards of an hour to check out. It’s seriously insane. Try to go a few days after payday to avoid the craziness.
  • The baggers do not make an hourly wage. They work only on tips. Keep that in mind. There are tip boxes at each checkout stand. My mom generally tips $5-8 for her monthly grocery trip, but she pushes her own cart to the car and loads her car up herself.
  • There are a large number of tear pad coupons available. They usually have a long expiration date, and are only good at the commissary. Usually, these items that have a pad of coupons next to them are on special, so when you combine the sale price with the coupon, it’s a steal. In that case, buy a couple extra of the items that you find to be on your list or that you know you will use.
  • You can use manufacturer coupon (from newspapers and printable coupons) at the commissary.   State-side locations only accept valid, in date coupons.  Overseas locations accept expired coupons, up to 6 month after their expiration date.
  • Right inside the door of most commissaries is a newsstand type rack with coupon inserts and circulars. Take a minute to pull your cart over, and flip through them. There are always great coupons in them. Don’t forget a tiny pair of scissors!

The commissary has a website. DeCA’s website has a lot of great info, including sales information, shopping lists, and did you know that the commissary also has a savings card that you can load e-coupons onto? You can pick the card up in the commissary, and register it online, load coupons and you’ll be saving even more in no time.

rewardscard-web

The commissary is a full service grocery store. Most larger locations have butchers and grind their own hamburger/ground beef several times each day, a full produce department (with limited organic produce), a bakery, and a service deli where you can get meats and cheeses sliced, and even a deli sandwich made to order! Most commissaries have organic food, gluten free food, various ethnic foods (South American, Pan Asian, European), and a large variety in name brands. There is no generic brand as DeCA does not manufacture food.

Most commissaries are very large. At MCAS Miramar for example, if you are to walk up and down each aisle in the entire store, you will have walked 1 mile at the end of your trip.

Most Commissaries have a case lot sale each year. Commissary Case Lot Sales are held during both the May and September timeframe each year. The sale dates for each store will be available at least a few weeks prior to the sales commencing. Check your local store during the April and August timeframes for more information.

If you have never shopped at a commissary before and you have base privileges, I recommend that you go at least once. You’ll be surprised.

Oh, one last thing… Don’t forget the scratch and dent section! The one at MCAS Miramar is pretty big.

How do I know so much about the commissary? I grew up in a military family, in a military town, and I grew up shopping on base with my mom. Occasionally when she has a large shopping trip, I go with her as her guest and push the cart (it gets really heavy too!!). I can’t buy anything, as my military dependent ID card has long since expired, but I get a good insight to prices, deals, and sales.  It’s a very fun store to coupon fairy at!

Shopping for healthy food with coupons: It can be done!

One of my goals for this blog is to show you all how to save money and continue to eat the same healthy foods you already eat, or give you new avenues for saving so you can afford more of the healthy foods you like that you can’t find coupons for.

Today I went to Ralphs. For $7.30, I bought all of this:IMG_2850

That’s 10 1 lb. packages of Driscoll’s Strawberries and 3 cartons of Dream Blends nut milk.  I used ten Driscoll’s coupons I earned from the Driscoll’s Advisory Panel and three Dream Coupons that I printed from a recent Facebook Campaign (they are no longer available). 

The Strawberries were $1.48 on sale and I used a .75 off coupon on each package, for a total of $.73/each.

The nut milk was marked down to $1.79/each and I had $2.00 off coupons. Because the coupon price was greater, the cashier adjusted the amount of the coupon on her register, so I received the nut milks for free.

But, what am I going to do with 10 lbs of fresh fruit? I’ve already chopped up 5 lbs and put them into snack size Ziploc bags. They are chilling in the freezer, perfectly portioned for smoothies or to go into yogurt.

Henry is taking two pounds to school tomorrow to share with his class (his school has a no baked goods/candy for birthday celebrations rule).

One pound we will eat tonight, and the remaining two will be served at Henry’s birthday party on Saturday. Ten pounds of fruit doesn’t go all that far when you have two guys that LOVE fruit!

If you follow a healthy diet and are looking for more coupons on the products that you regualrly purchase, here are a few suggestions:

  • Check the websites of the products you like. You’d be surprised how many have printable coupons on their websites! That’s how I found out about the Driscoll’s Advisory Panel!
  • Don’t forget to check websites like Coupons.com, Redplum, Smartsource, CommonKindness, and Hopster for healthy printable coupons. Common Kindness and Hopster specialize in “whole” food coupons.
  • Don’t skip out on the money saving apps! This article has a pretty comprehensive list of money saving apps.

Recipe: Butternut Carrot Bisque

Bisque. It’s gotten a bad rap. Rich, creamy, laden with calories.

If your refined palette demands a creamier texture here is a secret cooking ingredient: Evaporated Milk. It’s got a rich, velvety mouth feel that mimics cream in soups, but it’s got a fraction of the calories. And it’s shelf stable, so you can always keep a few on-hand.

Butternut Carrot Bisque

Ingredients:

  • 1 bag of cut up Butternut Squash (about 22 ounces- About the same amount of flesh from one medium sized Butternut Squash)
  • 1 cup chopped yellow onion
  • 1 T. butter
  • 10 oz Wild Veggie™ Carrot Puree
  • 4 cups Stock (your choice, I either use vegetable stock or chicken stock)
  • Salt, pepper, cinnamon, and nutmeg to taste

Directions:

  1. In a large stockpot, saute onion in butter until the onions are translucent.
  2. Add in butternut squash and continue to cook over medium heat for 10-15 minutes until squash is soft.
  3. Add remaining ingredients, and cook on low for 20-30 minutes, allowing flavors to blend.
  4. Prior to serving, process in a blender in batches (I use our Ninja), or use an immersion blender.
  5. Serve steaming hot with biscuits. YUM!

This also freezes really well, so if you have leftovers, freeze them for a night that’s begging for soup!

Making a better cup of coffee with the Francois et Mimi 50oz Glass French Press!

Zut Alors! I wrote a few weeks back about how you can save money by ditching the ‘Bux habit, but I wanted to share a few quick, easy coffee recipes with you using freshly brewed coffee. We ditched our Mr. Coffee a few years back and opted to embrace the French Press.

The great people over at L&Z and Tomoson recently gave me the opportunity to try out the the Francois et Mimi 50oz Glass French Press. For those unfamiliar with a French press, it looks like this:

IMG_2739It’s a glass pot held by a metal “cage” with a heat proof handle. The lid contains a plunger with a fine mesh to contain all of the grounds in the bottom of the pot (and not in your cup) once the plunger has been depressed all the way.

Making Coffee in A French Press is a cinch:

  1. Place 3 scoops of coffee grounds in the bottom of the glass pot.
  2. Heat water in a pot or tea kettle until it is VERY HOT, but not boiling (about 30 second from boil- if you are using a tea kettle to heat your water, you’ll get familiar with the “I’m almost boiling” gurgle. If you are heating water on the stove in a pot, you want the water to have tiny bubbles that have yet to “pop”).
  3. Pour hot water over grounds and put the lid on the pot, but do not depress the plunger.
  4. After about 4 minutes, depress the plunger and the coffee is ready to drink.

The Francois et Mimi French Press is awesome because it’s 50 ounces, while most French Presses are 12-20 ounces. 50 ounces is comparable to a standard drip coffee pot. That means the Mr. and I can actually share a pot of coffee without one of us sneaking back into the kitchen after the first cup and finishing the pot (Our former French Press was only 24 ounces, which makes about 2 1/2 coffee cups of coffee).

So now you know how to make coffee in the French press here are a few ways to fancy up your cuppa Joe.

Quick & Easy Misto (aka a Cafe au Lait)

Ingredients:

  • 20 ounces Hot Coffee (prepared however you like)
  • 1 cup milk (whatever kind you like, I prefer whole or 2%).
  • Sweetener, if desired
  • Ground Nutmeg or Cinnamon, if desired

Directions:

  1. In a heat proof cup, heat milk for approx. 30 seconds in the microwave.
  2. Froth milk in a Magic bullet, blender, or using an Milk Frother. This takes about 30 seconds. The more fat the milk contains, the foamer the milk gets. Fat free milk (either dairy or non-dairy) does not get too frothy.
  3. Pour Hot Coffee into your serving cup. Add your sweetener and stir. This is a great time to try a new sweetened syrup!
  4. Using a spoon, Push frothed milk to the side and pour milk over the coffee.
  5. Top with Foam if desired.
  6. Get extra fancy and sprinkle the top of the foam with nutmeg or cinnamon!
IMG_2740
Hot, frothy milk!
IMG_2741
The finished product, time for breakfast!

 

 

 

 

 

 

 

Quick & Easy Mocha: If you love a Cafe Mocha to start your day, simply add 2 T. of your favorite Chocolate milk mix to the milk before your heat and froth it. Follow the same directions as above.

If you like your coffee a little stronger, add an extra scoop of grounds into the French Press during the brewing process.

Because the French Press does not have a heat mechanism to keep the coffee hot throughout the day, you may want to pour the coffee into an insulated carafe.  Because there is no heating mechanism, if you make an iced coffee using the remaining coffee (if there is any!) later in the day, the coffee will not be thick, bitter, or tar like (think about the coffee in your work place break room about 3pm- EEK!).

Cooled/leftover French Press coffee makes GREAT iced coffee. Simply pour over ice, add any milk and sweetener/syrup you’d like and serve. YUM!

For an Iced Mocha, mix 2 T. of your favorite Chocolate milk mix to the milk before adding it to your ice and coffee.

I love the Torani Sugar Free syrups, they come in over 40 flavors and most of them are great in coffee. We like the following flavors:

  • Irish Coffee (it’s non-alcoholic)
  • Caramel
  • Hazelnut
  • French Vanilla
  • Brown Sugar Cinnamon (Takes just like a cinnamon Dulce Latte from Starbucks)
  • Almond
  • Pumpkin Spice
  • Coconut (it’s good in a mocha)

 

I want to thank the great people over at L&Z and Tomoson for the chance to review this rad French Press. I was not financially compensated to review these products, however I received a 50 ounce French Press free to facilitate my review. I only recommend products and services that I feel may be a good fit for my readers.

I’d love to hear about your favorite coffee recipes. Leave a comment and share how you dress up your Cuppa Joe!

Driscoll’s Advisory Panel- Save money on fruit!

Original File Name: 20_waterfall_ 42433.tifWe eat a lot of berries, especially when they are on sale. So, imagine my surprise when I discovered the Driscoll Advisory Panel!

It’s quick and easy to join. Sign up here, and after you enjoy a package of Driscoll berries, just visit the website and enter the traceability code or scan the QR code at the bottom on the carton to take the survey.

Screen Shot 2015-02-27 at 5.13.58 PMYou’ll earn coupon with each survey you take! Sign up and you’ll automatically score a .50/1 coupon!

Rewards Club members enjoy:
-Special offers & a birthday gift
-Get access to sweepstakes & contests
-New & exclusive recipes, health & wellness tips, and more
-A monthly e-newsletter

 

Screen Shot 2015-02-27 at 5.19.19 PM

With all of the berry sales coming up, you’ll find tons of chances to buy Driscoll Berries! You’ll be taking surveys and earning coupons in no time!

This week, Ralphs has Strawberries for $1.88- after the .50/1 coupon you can print after you sign up that’s only $1.38 per pound- that’s a good deal. And if you are an ORGANIC eater- Rejoice! These codes are on Driscoll’s Organic berries too! I’ll be posting a recipe featuring berries this weekend!

Delectable Tuesday: Quinoa tri-color pepper salad

This is a super yummy salad that is easy to prepare and can be kept in the fridge for up to a week. I used green red and orange peppers but feel free to use whatever color bell peppers you can find in your local supermarket.

Ingredients:

  • 1 cup quinoa ( I used red quinoa)
  • 2 cups water or broth, your choice
  • 3 bell peppers, cleaned and diced
  • 1/4 cup oil, your choice (I used corn oil)
  • 1/4 cup vinegar, you choice (I used pomegranate, but balsamic would be good too)
  • 1/4 cup stone ground mustard
  • Pepper and salt to taste
  • (optional 1/4 c. feta or goat cheese crumbled)

Directions:

  1. Cook quinoa in water or broth as indicated on package directions.
  2. Once quinoa is cooked refrigerate until cool.
  3. In a large bowl mix cooked chilled quinoa and bell peppers set aside.
  4. In a small bowl mix oil, vinegar, and mustard until combined.
  5. Pour over quinoa mixture and stir to combine. Taste and salt and pepper as needed.
  6. Store in refrigerator for at least four hours prior to serving.

Delicious as a side dish or top a green salad with this mixture to make a large entree salad.

Because of this salad is a vegan (sans cheese, of course), vegetarian, and gluten free it is a great option for a potluck with friends or family.

This recipe makes six side dish servings or three main dish servings

Free stuff!

One of the ways that I stretch our grocery budget is by keeping my eyes out for items that are free after coupons and store sales.

Some companies make it a little easier by offering a weekly freebie. Now sometimes the freebie is something you’re family will eat, and sometimes… Well, sometimes it’s not. Like this week.

Ralphs (or Kroger, depending on where you live) offers a free item each Friday. You simply go to Ralphs.com, log onto your ralphs account, load the coupon to your ralphs card and redeem the coupon within 2 weeks.  This week it’s:

Screen Shot 2015-02-20 at 8.44.57 AMBlergh. If you need Easter Basket filler, or have a crazy sweet tooth, this might be perfect for you. I however, will pass.

The other weekly freebie is from Savingstar. It’s a Smartphone app that gives you cash back for buying specific items. You can use coupons with Savingstar to double dip (or in laymen’s terms save TWICE). Check the app, add the items you want, shop at one of the stores Savingstar works with (there is a list on their website), then come home and upload a photo of your items UPC and receipt. When you reach $10.00 in savings in your account you can opt for a paypal payout or buy gift cards (like Subway, iTunes, or Starbucks to name just a few). Savingstar doesn’t have a lot of food we eat, but it’s nice to earn a little extra cash back whenever we can.

Each week, also on Friday, Savingstar has a 100% cashback offer (which means it’s free after rebate!). This week, it’s:

Screen Shot 2015-02-20 at 8.50.17 AM1.61 oz. Almond Joy® Milk Chocolate Coconut & Almonds OR 1.75 oz. Mounds® Coconut Filled Dark Chocolate candy bar.

 

For either weekly freebie, it’s usually something with a value of $2.00 or less. It’s a marketing technique to get you into the store to buy other stuff. BUT- you don’t have to. Be strong!

If you are looking for other free stuff, I like the following sites: Freestufftimes.com and  MySavings. There are a lot of sites that offer free samples, so keep your eyes out! I like to order free samples of new products because most of the time they come with high value coupons. Sample sized toiletries are also great for traveling, camping, or making blessing bags (which I will post about later).

Backyard Fruit: Helping Others!

OLYMPUS DIGITAL CAMERADriving around much of Southern California, there is one constant: Backyard fruit trees DRIPPING with unpicked fruit, and even more trees with piles of dropped and rotting fruit under the trees. That really makes me upset. WHY?

There are 16 million hungry kids in the US. I heard a statistic on the radio the other day that 1 in 4 kids in the US don’t have access to fresh fruits and veggies! If you have backyard fruit trees or gardens that are out of control with more produce that you and your family can eat, here are a few ways you can help others in need:

  • Contact your local church and see if they offer a food pantry. If so, take a box of produce from your trees/garden over to share with those in need.
  • Contact your local food bank and see if they accept home grown fruit. Some do, some do not.
  • There are several organizations across the US that will come to you, pick your fruit and donate it. Food ForwardVillage Harvest are just two.
  • There are websites where you can register your trees and share your produce with others. Falling Fruit is just one.
  • Post on your local freecycle or buy nothing project group. I know around here there are many neighbors who would love to help you pick and eat your fruit.  Recently there was an older lady who had fruit trees and she couldn’t keep up with the harvesting, so she was looking for someone who could help her pick fruit. They were welcome to take as much as they could eat, as long as they picked 2 lbs of fruit for her. That sounds like a great deal to me!
  • Here is a crazy idea- Offer some to your friends and neighbors!