Back To School Shopping starts at JCPenney!

JCP is THE place we start back-to-school shopping.

From basics like underwear and socks to the perfect First Day of School Outfit, JCPenney’s has been the go-to in my family for generations.

Right now, back-to-school sales are in full swing, and JCP has some great deals.

Whether you shop in-store or online, don’t forget to check out their coupons page here.

And don’t forget their rewards program!

 

Win 3 Months of FREE Rent with Piñata!

I discovered Piñata Piñata while listening to a true crime podcast yesterday while I was exercising.

Piñata is the world’s first and only rent rewards platform that gives you rewards for paying rent and is free.

If you join the $5/mo Piñata membership between May 1 – June 30th, you will be automatically entered to win 3 MONTHS OF FREE RENT!

For just $5/month, Piñata reports your rent payments to all three credit bureaus—giving your credit the boost it deserves. This is an amazing benefit, especially if you rent from a private party!

Enroll in the $5/month Piñata membership and enter the giveaway automatically to win 3 months of rent (up to $4,500 in total)! Sign up today here.

Even when it’s not rent day, Piñata gives renters exclusive deals and discounts to help you save on everyday expenses from CVS and Costco to Best Buy and Sprint to Papa John’s and Disney World. You get an average of $4,000 in yearly savings. You can also get cash back on special deals from your favorite brands.

Giveaway ends June 30th, 2025.

AARP: Awesome Discounts!

Did you know you don’t have to be a senior citizen to join AARP?

Seriously. I’m 45 and I’ve been a member for 2 years.

Did you know that with an AARP membership, you can score discounts and deals on travel, car buying services, and even a lower price on your cell phone contract?

Perhaps my favorite deal is saving money at Denny’s. The cost of membership pays for itself when I take the kids to Denny’s twice in one year.

AARP provides many opportunities to save money, play, learn, and volunteer. And right now when you join here, you get a free gift. Your Choice-pick your FREE gift – Insulated Trunk Organizer or 6-Port Power and USB Charging Donut.

 

**This post may contain affiliate links, for more information about how we use affiliate links, please visit our Disclosure page.**

JCPenneys has a New Rewards Program!

Y’all know I love JCP.

They have amazing sales and deals, their towels are my favorite. They have clothing for the entire family, even tall sizes. We’re a tall family, and JCP is a go to for pants for all of us.

They’ve revamped their rewards program, and it’s looking pretty sharp.

Check it out:

  • The fastest way to earn points is to have a JCP or JCP Mastercard! Earn 1.5 points for every $1.00 spent at JCP or 1 point for every $5 spent at other merchants if you have a JCP Mastercard! If you use a different payment method, you will receive 1 CashPass Point for each $1 spent on a qualifying purchase up to the Point Maximum.
  • 200 Points is a $10 CashPass Reward!
  •  $10 JCPenney CashPass Reward (200 points) will be added to your Rewards Program account on your Birthday (requires member provide Birthdate within their JCPenney Rewards account.)
  • With each purchase at JCPenney stores, simply provide the phone number or email address linked to your JCPenney Rewards account at checkout to ensure earned CashPass points are assigned to your profile.
  • When shopping online, sign in to your jcp.com account before checking out on jcp.com to earn CashPass points on your purchase.

More questions can be answered on the JCP FAQ page here.

If you are new to JCP Rewards, sign up here and score a $10 CashPass just for signing up!

Join AARP for only $9/Year (No- You Don’t Have to be a Senior!)

Did you know that you don’t have to be a senior citizen to join AARP?

Seriously.

Did you know that with an AARP membership, you can score discounts and deals on travel, car buying services, and even a lower price on your cell phone contract?

Perhaps my favorite deal is saving money at Denny’s. The cost of membership pays for itself when I take the kids to Denny’s twice in one year.

Right now, in honor of Black Friday, Join AARP and pay just $9 per year with a 5-year membership and choose your FREE Gift: An insulated Trunk Organizer or Red and Gray Spider Splash Day Bag.

AARP provides you with a wealth of opportunities to save money, play, learn, and volunteer.

 

**This post may contain affiliate links, for more information about how we use affiliate links, please visit our Disclosure page.**

Tips to Reign In and Out Of Control Family Budget: Taking Advantage of Discounts

959b176d7a237c76fc19ff89cdfc6904.jpgPreviously we talked about shopping your Cell Phone service, Internet service, even your Auto/Home/Health insurance.

Sometimes switching companies doesn’t yield you any savings. At that point, turn to your current providers and see if there are any additional discounts or perks that you could be taking advantage of and are not currently receiving?

Example: Some cell phone providers (Like T-Mobile) offer perks or freebies weekly. Free tacos, backpacks, free Netflix subscriptions, and other swag are some of the other cool things that they have offered in the past. AT&T has a program called AT&T Thanks where customers can score varying freebies and deals depending on what type(s) of service they have with AT&T.

Some Auto Insurance companies offer discounts for good students (High school and/or college), safe driving/accident-free, defensive driving courses, and low mileage discounts. It’s worth a call in to see if you can score any extra discounts!

What about services that you can’t shop around?

Utilities are a big one- We can’t shop utilities here in San Diego. SDG&E is the only name in the game here.

BUT- there are ways you can save and even earn money!

Did you know that most local utilities (in San Diego county that means SDG&E) will come out and inspect your AC/furnace for free at the beginning of each season? They can let you know if your furnace or AC is running in tiptop condition, and they can also check to see if your pilot light is lit and safe to run your furnace.

If you are in a lower income or you have a medical condition that requires continue with usage of electricity, SDG&E and other utilities frequently have a medical baseline or low-income program that you can apply for to save money on your utilities.

Other ways that you can save money on your utilities include signing up for services like Ohmconnect, which help you conserve electricity during peak demand hours, which not only helps you save money, but you’ll be saving extra electricity as well.

We’ve been members of them connect for upwards of five years, and we earn about $100 a year cashback from home connect, in addition to the money that we save on our SDG&E bill. You can learn more about Ohm Connect Here.

 

 

 

Tips to Reign In and Out Of Control Family Budget: Shopping Around to Save!

683459ee810703fe032903d2443bf58d.jpgToday I’ll be sharing some ways to save money that takes a little more work but can definitely pay off in the end.

For some of us, this may seem like too much work, and that’s ok. Just because it’s something that my family does, doesn’t mean it’s right for everyone.

Insurance: Most companies offer a discount if you have more than one kind of policy. Example: State Farm offers a Multi-line discount. If you have your cars and another type of insurance (homeowners/renters/condo insurance, or a life insurance policy).

Some insurance companies serve a specific audience- for example, USAA is an insurance company for active duty or retired military. Because they serve a specific audience, they offer very competitive rates.

When you shop for insurance, have copies of all of the policies that you want to compare. That will help you see apples to apples. You can’t compare and try to save money if you don’t know what you’ve got. This is also a great time to go over all of your coverages and see if you need to increase or decrease coverages.

Due to state and federal regulations, you usually can’t shop for health insurance unless it’s open enrollment or you’ve had a qualifying life event (married, divorced, had a baby, retired, lost your job, etc.). Luckily, Tis the Season for open enrollment! We purchased insurance through the state exchange a few years back, before we had employer-sponsored insurance. It was not too difficult to navigate, and there are discounts available for a lot of people!

Cell Phones: This is my least favorite activity, but it can a money saver. Once again- have a copy of your contract or a copy of a recent bill that outlines everything your plan covers before you get started. If you are looking for a pre-paid plan, Tello has some great money-saving plans!

Internet: I hate dealing with our internet service provider. I always feel like they are trying to upsell me, no matter why I am calling in. We’re looking at changing our plan soon. The big kids school recently sent home information regarding a program that Cox offers called Connect2Compete. For those families that have qualifying social service(s), Cox can provide internet service for $9.95/month! That’s a great deal.

 

Talk Back: I’d love to hear your success story! Share how much you’ve saved by shopping around for your insurance, cell phone service, or internet service.