A New Month means New Coupons!

file000786402730I saw a reader today at Walgreens (She recognized Lil’ Man) and she asked why I stopped reminding readers that there are new coupons at the beginning of each month.  I told that I shifted my focus away from deals and couponing, but she asked if I could *please* bring back my once a month reminder posts. So Here ya go Liz, just for you!! But, remember, there are no coupons this weekend due to the holiday!

A new month means new printable and electronic coupons!

Check out the following sites:

You can also sign up for Free Printable coupon alerts via email.  You’ll get an email whenever printable coupons meeting your search parameters are available!

One of my favorite website is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance.

10 Reasons I shop at Target

There are a lot of couponers who don’t shop at Target.

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“It’s too hard.”, “It’s too much work.” “They aren’t Coupon Friendly.” Those are some of the reasons I hear. To that I say, I love Target. I am a convert, I used to hate shopping at Target, but when we moved, I discovered that the two Target locations that are close to my home are both coupon friendly and always have plenty of sale items.  I think it all depends on the Target you shop at.

Here are my 10  (now 9) reasons for shopping at Target:

1. You can stack Target coupons and manufacturer coupons.  Target has printable coupons on their website here. 99% of them are Target coupons, meaning they are only redeemable at Target.  Stacking coupons leads to greater savings. If you are looking to print manufacturer coupons (redeemable at any store), click here.

2. I save 5% every time I shop by using my Target Red Card.  It’s a debit card and it’s Target branded, so I can only use it at Target, just like an ATM card (with a PIN).

3.  I’m a member of Target Pharmacy Rewards (it’s free).   This program has gone KAPUT at the end of 2015 when Target and CVS joined up to provide pharmacy services. SIGH.

4. When you sign up for a Target Red Card or start a registry at Target, you get added to their mailing list and about once a month, they’ll send you a packet of really great Target coupons.

5.  Target rewards you for using reusable shopping bags. For every re-usable shopping bag you use on your shopping trip, you’ll save .05! It may only be a nickel per bag, but it can add up!

6. They have a great markdown/clearance section! And they mark their clearance down pretty methodically too.

  • Monday – Electronics, Kids Clothing and Stationary (Cards, GiftWrap, etc.)
  • Tuesday – Domestics, Women’s Clothing, Pets and Market (food items)
  • Wednesday – Men’s Clothing, Toys, Health and Beauty, Lawn & Garden items
  • Thursday – House Wares, Lingerie, Shoes, Sporting Goods, Movies, Music, Books, Decor and Luggage
  • Friday – Auto, Cosmetics, Hardware, & Jewelry

7. Target Price Matches.  Currently, Target matches prices from  Walmart.com, Amazon.com, BestBuy.com, ToysRUs.com, and BabiesRUs.com. You can use coupons on a price match too! This is great if you have a Target Coupon and a manufacturer coupon to go with your price match! To learn more about price matching at Target, click here.

8. Their return policy is pretty good. Especially if you have a Target Red Card.

9. If you want to know if your local Target carries an item or has a specific item in stock, you can check online.  That saves you time, energy, and gas! (Thanks to Samantha for that tip!)

10.Target Cartwheel: Instead of the traditional dollar or cent off coupons, Target Cartwheel offers savings in a percentage.  You choose specific offers, based on what you buy, and there are new offers all the time! The best part is that you can use Target Cartwheel, a Manufacturer Coupon, and a Target Coupon all on the same item.

And you know what, here is another one- Target is a participating partner in most of the rebate apps (you check out a full list here). So, you’ll be saving a few extra pennies (or dollars) in no time.

Greek Yogurt- A great frugal ingredient!

IMG_7966I bet a lot of you see the coupons for Greek yogurt and pass it by.  Maybe you’ve sampled it at Costco or the grocery store and were turned off by it’s thick texture or tart taste.

Greek yogurt (or strained yogurt as it is referred to in other parts of the world) has a lot more going for it than the sugary yogurt in the little cup with a french name.

1- It’s got double the protein than regular yogurt.  That means you’ll stay fuller longer.

2- It’s lower in Carbs. That’s because most Greek yogurts don’t contains all kinds of funky sweeteners.

3- It works well in all kinds of recipes in place of sour cream, mayo, and oil. I use it in baked goods instead of the liquid oil or butter.  It adds a richness without adding fat.

4- It makes a killer chip or veggie dip, baked potato topping, or chili topping plain or dressed up with herbs and spices.

Greek Yogurt is a frugal ingredient because it’s so versatile!  You can eat it as is, dress it up with herbs, fruit, granola, or use it in recipes. We buy the large carton of Fage at Costco every few weeks.  It’s the cheapest place in town for us to get Greek Yogurt. If you aren’t a Costco shopper, keep your eyes open for coupons and sales! Here are just a few:

Here is my favorite dip recipe with Greek Yogurt- perfect for sharing at any potluck!  It’s got  thicker texture, and it’s not for a wimpy chip- I dip pita chips and veggies.

Herbed Yogurt cheese dip

Ingredients

  • 2 cups greek yogurt
  • 2 T. chopped shallots
  • 2 T. minced onions
  • 1 T. minced garlic
  • spray release (like Pam)
  • 3 T. herbs of your choice- I like Mural of Flavor from Penzey’s. (You may want more or less)
  • Salt and pepper to taste (I don’t add either)
  • cheese cloth (It’s on the baking aisle at the grocery store)

Directions

  1. Wet the cheesecloth, wring out and stretch over the mouth of a bowl.  Secure with string or a large rubber band.
  2. Gently pour the yogurt over the stretched cheesecloth, and spread evenly over the cheese cloth.  What you are doing is straining out any extra whey (liquid) from the yogurt.  This is cause it to thicken up and make one helluva dip!  You can leave it on the counter for 1-2 hours to drain, as long as the temperature in your house is at or under 75 degrees. (We never turn on the heater at our house, so that’s never a problem).  If you house is warm, you can place the bowl in the fridge.
  3. In the mean time, spray a saucepan with spray release (or you can use a little EVOO if you prefer), and saute the shallots, onions, and garlic over low for 45-50 minutes until they start to caramelize.  Remove from heat, and pour int oa large bowl.  Place in fridge to cool.
  4. After yogurt has drained, scrape the yogurt solids from the cheesecloth into the bowl with the sautéed shallots, onions, and garlic.
  5. Mix well and add herbs.  Place in fridge for a minimum of 1-2 hours before serving.  I make this dip the day before I want to serve it.
  6. Discard the liquid that drained off the yogurt and the used cheesecloth.
  7. Serve the dip with veggies, pita chips, or use it as a topping on your baked potato or chili.

Serves 10-20.

If you like your dips sweet instead of herbs and veggies, you can add a few tablespoons of jelly or jam to strained yogurt and a smidge of cinnamon to make a fruit dip.

 

How do you like to serve Greek Yogurt?

Shopping for real food on a budget!

IMG_3236As you can see from the photo, we buy a lot of fruit.

I bought this fruit late last week, and within 3 days, the raspberries and cantaloupe were GONE.

So why am I sharing this photo of my fruit purchases? To illustrate that you can eat healthy on a budget.

I visited Our local Ralphs, armed with 8 $1/1 Driscoll Coupons (Internet printable coupons from their surveys), a $5/$15 Produce E-coupon on my Ralphs card (like them on Facebook here and you’ll be notified when new produce coupons are added- usually once a month), and a free Muller Yogurt E-coupon (Free Friday Download).

For $4.19 Out of Pocket, I brought home:

8 containers of driscoll’s raspberries
2 bananas
1 mango
1 personal sized watermelon
1 cantaloupe
1 muller yogurt
1 carton coolwhip

The raspberries are $1.28/carton, so after $1/1 Q they are a paltry .28/carton. SCORE. I saved over $50 with my coupons and ralphs club card. UGH. I can’t imagine paying full price for anything.

The only not so “real food” purchase was the whipped topping. I made the Cool whip into Bachelor Mousse (1 small box instant chocolate pudding, 1 1/2 cups milk, whole carton of cool whip, beat together and serve with fruit) and we had it for dessert a few times. It’s quick, easy, and the boys LOVE IT.

So you can do it- keep your eyes open for sales on produce, meat, whole grains, and other stuff your family likes to eat. Don’t forget to take advantage of printable coupons and rebate/money saving apps!

Why I cancelled Our Sunday Newspaper Subscription

IMG_1248For years I’ve preached that since 80+% of the coupons are available only in the Sunday Newspaper, everyone should get at least 2 Sunday papers each week, so that you can get multiple coupons, and stock up on sale items to avoid paying full price.

Well, no longer. I called and cancelled our Sunday only Union-Tribune subscription yesterday.

WHY? Well, if you have been getting the Sunday paper, you’ve noticed that the value and variety of coupons each week has dwindled. For example: This year, Sweet Baby Ray’s BBQ Sauce has had a $1/3 coupon available in the summer about this time of year. In previous years, the value was $1/2 or even $1/1, just 3 years ago.

And as prices on food continue to increase, when coupon values decrease…. Well, That’s not a deal.

Another super annoying thing that some of you may have noticed: While the inserts are the same thickness as in previous years, instead of being jam-packed full of great coupons (or any coupons), there are more full page ads for products, or advertisements for checks, gold coins, wigs, or other “stuff” that you can mail order. UGH!!

So where am I going to get my coupons? Well, as the Sunday paper becomes less of a great resource, the internet opens it’s arms to us! It’s cheaper for companies to make coupons available for print on their website, or via social media channels. That means the values can be higher sometimes than what as in the paper previously! I print a lot of coupons from the sites I mention here. I also save money by using smartphone apps (since I don’t have a smartphone, I use them on my iPad). I also trade coupons with local friends who still get the paper. I print coupons for them, and they give me newspaper coupons I need. I also get unwanted coupons from family and friends.

Since I start my weekly shopping at 99 Cents Only, I am using less coupons than previously. 99 Cents Only doesn’t accept manufacturer coupons, but their prices are crazy low. So by shopping there I am saving at least 60% off grocery store prices. That means our weekly grocery budget is able to go farther.

After that, I shop at whichever store has the most items we need on sale. Sometimes it’s a mainstream grocer like Albertson’s or Ralph’s that accepts manufacturer coupons, and sometimes it’s a discount grocer, like Grocery Outlet that doesn’t accept manufacturer coupons.

Lastly, in addition to the dwindling values and coupon availability, there is one last reason I cancelled our subscriptions. Every Sunday about 4:30am, Our little buddy came running into our bedroom crying about scary noises. Yeah, the newspaper delivery guy would stand downstairs and fling four large Sunday papers onto our 2nd floor balcony, hitting the kiddos bedroom window, knocking over plants, and scaring my pour sleeping four year old.

By canceling our subscriptions, we’re saving a few hundred dollars a year, which I can use to buy printer ink and paper, and print coupons which will save me thousands of dollars.

 

 

 

Good Deal Alert: Tide Detergent at Target!

I’m always on the look out for great detergent deals, because, well, boys are dirty and their clothes smell so bad at the end of the day.

Right now through 5/17/15, when you buy two select Tide Products, you’ll also go home with a $5.00 Target GC to use on your next purchase!

Stock up and save on the following Tide products, all containing 25% more detergent for FREE.

  • 125 oz. Tide original (HE and non-HE)
  • 125 oz. Tide Free (HE and non- HE)
  • 115 oz. Tide Sport (HE and non- HE)
  • 115 oz. Tide Plus Downy (HE and non- HE)

And to sweeten the deal check out this $1.00/1 Tide Coupon (You can print it twice!).

$1.00 off ONE Tide Detergent 40 oz or larger

Moms Meet: Sharing Natural and Organic Goodies with Friends!

Screen Shot 2015-04-28 at 8.17.15 AMI love free stuff. I also love sharing free stuff with friends and family. When I discovered Moms Meet a few years ago I was psyched! It combines everything I love: Free stuff, natural products, and sharing with friends!

Moms Meet offers exciting opportunities for Mom Ambassadors and their groups (moms groups, play groups, church groups) to sample the latest healthy, green products. Past sampling opportunities have included EO all-natural hand sanitizer, Wallaby Organic yogurt, and To Go Brands Trim Energy.

I receive 1-2 sampling opportunities per month. It’s nice to provide free snacks at play dates that accommodate so many allergies, and moms get coupons and samples to take home.

Screen Shot 2015-04-28 at 8.47.44 AMComing up next week, our play group will be sampling Applegate Half-Time meal kits! In addition to sampling the yummy lunch kits, we are going to decorate re-usable thermal lunch bags. Each friend will go home with a coupon for a free Half Time kit and a few other coupons.

If Moms Meet is something that you’d like to try, all you have to do to get started is fill out the form here, and Moms Meet will contact you when they have a campaign.

 

Ten Great Buys at 99 Cents Only!

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For those of us living in CA, NV, AZ, TX we have the opportunity to save money by shopping the great deals at 99 Cents Only. 99 Cents Only is different from other discount/dollar stores in that the majority of locations feature a refridgator and freezer case with a variety of name brand foods, including fresh fruits and vegetables. In addition to fesh and frozen foods, most locations have a great diverse stock of shelf stable foods too.
And 99 Cents only has more than food, they carry the same types of items that you have grown accustomed to seeing at discount/dollar stores, such as health and beauty aids, school supplies, and kitchen tools.
While 99 Cents Only does not accept manufacturer coupons, they frequently send out coupons that are good for a free item when you purchase X number of items (most recently they have been buy 5 items, receive one free). And there are a few apps that are not retailer specific (such as checkout51, snap by groupon, Mobisave, berrycart, shrink,and shopnimium) that you can submit your receipts to to earn a little extra cash back!
Not everything is .9999/each, many of the items are .7999/each, .6999.each, 2/.9999, or 4./9999. .9999? What? That’s right, after many years in business, last year 99 cents only had to increase prices just a fraction to keep up with inflation. So at .9999/each (or really, rounded up to $1.00), many things are still a screaming deal.
Here are just a few of the great deals that you shouldn’t pass up:
Carrots. A 20 ounce bag (that’s 1.25 lbs) of baby carrots is .9999. At most regular grocers The same bag is upwards of $2.50.
Bagged greens. Most locations carry multiple brands including Dole, Ready Pac, and Earthbound Organics (just to name a few), which can sell at most mainstream grocers for upwards of $4.00/bag!
Disposable person care items, such as cotton swabs.  1000 cotton swabs for $1.00! That’s a lot of clean ears! A box of 500 or so can run upwards of $5.00 at most mass merchandisers.
Men’s dress socks. I’m serious. At $1.00/pair, you’re saving approximately 75-80% over department store prices. Most of hubs socks come from 99 cents only, and he’s been wearing them for about 2 years.
Cake mix. I’m talking name brand here. Unless there is a sale and you have a coupon at the local grocery store, you’ll be spending a few bucks for a cake mix. Drop by your local 99 cents only and take a gander, you’ll be surprised by the variety and brands of cake mixes available. Last time I stopped in to my local store, they had Pillsbury cake mixes!
Bananas. Most grocery stores in San Diego charge .65/-.80/lb for bananas! Most 99 cents locations have bananas for just .49/lb. some select locations have 3 lbs/$1.00!
School/art supplies. Perfect for the parent of an artistically minded kiddo or a homeschooler, most locations have a great selection of construction paper, paint, craft kits, and bulletin board supplies. We get most of our craft supplies at 99 cents only!
Party Supplies, from disposable plates and utensils to goody bag filler, most locations have a decent variety. Not just plain colors, but fun themed goodies as well. Our local store has princess, pirate, minion, TMNT, frozen, sweet 16 themed party supplies.
Bread. This photo isn’t the best representation of what they have most of the time,cut most stores have a variety of fresh breads from companies like Sarah Lee, Orowheat/Arnold’s, and bread in the freezer case too from brands like Ecce Pannis and Texas Toast. Don’t forget to look for bagels and buns too!
Ethnic spices. Making a batch of menudo? Trying your hand at curry? Need Jugo? Don’t forget to check your local 99 cents only for ethnic spices before you start cooking! I get a large bag of bay leaves twice a year and split it with a friend. Perfect for soups and stews!
There is a lot of stuff that may be a good deal, depending on what your rock bottom price for specific items is. To determine if something is a good deal for my family, I keep a price book with the prices of the top 20 items I buy most often at the 5 stores I shop at most in my area. You can learn more about price books here.
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Yummy fresh strawberries- right off the truck!

Recently I spied .79/can Starkist Tuna can, 10 lbs of potatoes for .99, 1 lb packages of fresh Dole Strawberries for just .99, and name brand ketchup, mustard, and BBQ sauce for just .69/each.

If you are hesitant to buy produce at a discount store because you are concerned about freshness, call your local store and ask them what day their produce truck comes.  Most of our local stores receive their produce truck on Thursday mornings, so I am ready to shop for fresh fruits and veggies as soon as I drop the Kiddo off at school.
For my family, 99 Cents Only is the starting point for my shopping each week.  I start by filling my cart with tons of fresh fruit and veggies, checking the freezer case for any deals, and picking up any needed canned goods that are not on sale elsewhere. By starting my shopping at 99 Cents Only, I am able to keep our food budget at $50/week! When there are really good deals (like the case of Larabars for only 99 Cents!) I tend to spend a few extra bucks and stock up, since quantities are limited and 99 Cents Only doesn’t offer rain checks.
What’s your favorite thing to purchase at 99 Cents Only?

Shopping Online to save big!

One of the ways I am able to keep us so well dressed (or in kiddos case, just dressed- that kid grows like a weed!), is I am always on the hunt for a good deal on clothes.

Here are a few ways we save:

I am always looking for coupons for department stores. JCPenney’s and Kohl’s are notorious for having dollar off (for example $5 of $25+ purchases) or percent off coupons. These coupon are either paper coupons mailed to you, or available to print on their website. In the case of JCPenney’s, these coupon codes can be used online too! Both Kohl’s and JCPenney’s give you the option of ordering online and having items shipped to the store closest to you for either free or a reduced shipping.

I order most of our clothes online, for a few reasons:

  • Better selection than most stores, in terms of sizes and clearance goodies.
  • I can search for extra discounts and coupon codes while I’m online.
  • I can shop whenever (yes, even at 2am!).
  • I can go through a shopping aggregator for extra savings.

Which brings me to my next tip: Use a Cashback/Points site. Two of my favorites are Topcashback or Mypoints. You will earn cash back in the form of a paypal payment,  an Amazon.com gift card, or points that can redeemed for gift cards. You can use these sites along with a coupon code to save even more!

Most of these sites work with thousands of stores, so you’ll find a store that you like to shop!

If you have a rewards credit card, use that too.  I do not ever use ATM/Debit Card online. While our bank account is FDIC insured, there is a long process involved in getting your money back in cases of fraud, whereas with our American Express, I make a few calls, and fill a form out online, and it’s done. PLUS- I earn extra cash back when I shop online at certain retailers or types of retailers.

Use Gift Cards (or Paypal)! If you have a pre-paid gift card from a rebate or gift, or if you have a Paypal Balance (I usually have a few bucks in my paypal account from doing surveys online), use it! Most online retailers accept Paypal.

Screen Shot 2015-04-08 at 8.08.32 AMHere is one of my last JCP.com purchases, using some of the tips above:
Kiddo needed new shorts. He keeps growing, so it was time for new shorts!

 

 

 

3 pairs of shorts $5.49/each
Polo Shirt $8.99
Subtotal: $25.46
Sales Tax .80
S&H: $3.95
_____________________________

Discounts:
-$10/$25 purchase coupon code (was available on the JCP website)
-$10 Gift Card (from the JCP rewards program)
Total Out Of Pocket $10.21 (I used my Paypal Balance to pay this)

I shopped through Topcashback to earn an extra 3% cash back (approx. .15.  Every penny helps!)

Now hopefully the kid will stay the same size long enough for him to wear these new clothes out!

 

Try Products for free with BzzAgent!

I get asked a lot, “How do you get so much awesome stuff for free?” I could lie and tell you it’s my good looks, but really, it’s because I belong to a couple of  really awesome Word of Mouth Marketing companies. Word of Mouth (WOM) Marketing- It’s not a new concept, but nowadays companies are starting to realize how powerful consumer recommendations can be.  Remember the “I told two friends, and they told two friends” commercial from the 1980’s? That’s word of mouth marketing.  Since the invention of the internet, WOM marketing has been amplified.

There are companies that connect consumers with companies and products looking to market directly to a specific cross-section of the population.  What does that mean for you?  Sign up with a WOM Marketing company and when they have products that someone like you would like and use, and they will have you complete a brief survey and send you the product.

Often times, the product they will send you will be full size.  Additionally, they will send marketing materials with talking points for you to share with friends.  Depending on the product, samples and coupons may be included! Once you receive your kit, you try out the products and “bzz” about them by posting on FB, Twitter, G+, or on your blog. You can also “bzz” face to face. When I get a lot of coupons in a kit, often times I’ll “Coupon Fairy” when I’m at the store (that’s a term for leaving coupons on the shelf next to the corresponding item). You report back to Bzzagent when you share/”bzz”.

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The BzzAgent bee looks Angry, but he’s just determined to find some sweet deals

My favorite WOM Marketing by far is Bzzagent. Bzzagent was founded in 2007 and they work with a lot of great national brands. In the past I’ve received diapers, wipes, beer, frozen food, razors, cereal, and tons of other awesome stuff to try and share with my friends.

The Campaign I’ve got right now is for Kroger brand products. For those of you who are thinking, “Kroger??” Kroger is the company that owns a bunch of grocery stores across the US, including Ralphs and Food4Less here in So. Cal. Like most major grocery store chains, they have quite a number of private label (formerly known as generic or store) brands.

Kroger is no slouch, check out the wide variety of their Private Label Brands:

Kroger® Brand: The classic Kroger® Brand has you covered with the products you love most in every section of your local store.

Private Selection™: Each Private Selection item has been carefully crafted to delight your senses — from the artisanal breads and cheeses to prime meat cuts and decadent desserts.

Simple Truth™ & Simple Truth Organic™: Every Simple Truth product is free from 101+ artificial preservatives and ingredients — taking the worry out of what’s in your food.

HemisFares: Kroger’s culinary explorers traveled the globe to bring you an extraordinary collection of authentic, regional food specialties.

Everyday Low Price Brands: On a tight budget? Look for P$$T…™, Check This Out…™ and Heritage Farm™ items throughout your local store to discover great prices on everyday essentials.

My BzzKit contained:

  • Kroger® Brand Tomatillo Lime Flavored Tortillas
  • Simple Truth Banana Chips
  • P$$T… Brownie Mix
  • Private Selection Coffee (I got Breakfast Blend)
  • Coupons for FREE Bacon, Pasta, and Mexican Cooking Sauce

This morning I made the Brownies up as cupcakes (perfect for portion control). They are super fudgey and chewy- YUM! I’m setting the rest aside for dessert tonight- I’ll be pairing them with fresh berries and Fat Free Cool-Whip.

I’ll be cutting up the tortillas and baking them to give them some crunch to top our taco salads tonight.

There are quite a few other WOM Marketing Companies such as Smiley 360, Houseparty, Influenster, MomsMeet, and VocalPoint, but I find that overall Bzzagent provides the better campaigns and they have more kits to supply so more people can try out products. Some other WOM Marketing companies make you jump through hoops to get campaigns for example:  Locate products on shelves and take a selfie with them in store, post to your blog, FB, or other Social Media outlets before you are considered or approved for a campaign. That’s just too much work for my tastes, especially when you aren’t guaranteed a spot if you do all of those things!

WOM Marketing is just one way I score free stuff to share with others and stretch our family budget.