New Years Resolutions for 2025: Let Me Help You!

It’s that time of year when folks start writing up their New Year’s resolutions. I don’t plan on doing any for the coming year, just continuing to do what I’m doing now.

As I have written extensively in the past about this, I thought I’d lend you some help if this is a project you are diving into. Some of the most popular NYR include saving money, earning money, spending less money, and getting organized.

Save More Shopping Online with the Capital One Shopping!

I just learned about this the other day when I logged onto my Capital High Yield Savings account.

The Capital One Shopping Extension has coupon codes! Apply coupon codes for savings.

They have a Chrome, Edge & Firefox Extension, which you can install here.

OR if you are more of a mobile device shopper, check out this link.

Don’t overpay on Amazon — Capital One Shopping can save you money. Get notified instantly when other sellers have a better price. Download Capital One Shopping for free and save money.

Automatically apply coupon codes for free – it’s kinda genius.

Capital One Shopping searches for a better price while you shop at Target, Best Buy, and more. You’ll see a friendly little pop-up if a better offer is found, including tax and shipping details.

Earn Capital One Shopping Credits while you shop, then redeem those Shopping Credits for gift cards.

It’s easy and quick! I had the app downloaded on my phone in less than 10 minutes and I was ready to shop.

My Recent Cash Outs from Cash Back Apps

I’m not earning Benjamins, but every little bit helps.

I’ve been meaning to post this for a few weeks, but I have been recovering from surgery, and trying to take the kids on short adventures.

You guys know how much I love a good cashback app, and here are some of my recent cashouts, and how I’m coming on reaching the payouts on a few more apps.

 

Cashback apps where I have almost reached the threshold for payout: 

  • Ibotta: right now I’m at $23.75
  • Drop: they ran out of gift certificates/rewards so I will try again on Thursday. They release a limited number of each week. Right now I have enough points to cash out $25 worth of rewards. It has taken me almost 2 years. I count this is one of my very passive apps to use. 

If you are interested in learning more about the cashback apps, I use, check out my cashback app page here. Many of the apps I use are affiliate-linked, so when you sign up for them, you will receive a bonus for first-time use, and I will also receive a small bonus. Think about it as buying me a Slurpee, or buying my kids a donut. 

For more information about the use of Affiliate links, check out my disclosure page. 

Earn Money This Summer with Surveys

It’s not all beach trips and hot girl summer here. This mama needs to earn a little cash on the side to afford all the fro yo my kids want.

One of my favorite ways to earn cash is to do surveys, here are a few of the survey companies that I use and earn with regularly.

Join Inbox Dollars free and get paid to take surveys, shop online, try name-brand products, and play games online.

You do online activities: Take Surveys, Watching Videos, Shopping, and More.

You earn real CASH!

Receive cash back from Kashkick when you read emails, complete surveys, take quizzes, refer your friend, and subscribe to special promotions.

Earnings are deposited into your Paypal account!

 

The Survey Junkie community shares feedback with brands in exchange for rewards such as cash, gift cards, and more.

    • Complete three or more surveys a day, earn as much as $100 monthly.
    • Complete four or more surveys a day, earn as much as $130 monthly.

Sharing your opinions can earn you real rewards you can use anywhere! The Survey Roundtable rewards program grows every day, all depending on what our members most want to earn.

To make the most of your opinions, you’ll first take a Personality Survey. It’s how they target  surveys to your needs and interests

Here’s what virtual debit cards ($10 and up) are currently available: Amazon.com, Banana Republic, Barnes and Noble, GAP Brands, Regal Theaters and more.

Take Surveys and earn cash, sweepstakes and prizes for your participation from SurveyClub.com.
Earn cash for participating in online surveys, private panels, focus groups, clinical trials, in-home usage tests, online bulletin boards, taste tests, and mystery shopping studies.

SurveyClub gives companies the unique opportunity to access its panelists by posting studies directly on its website.

$5/$25 Coupon from Grocery Outlet

Just in time for summer break, when your kids are so hungry all the time. Grocery Outlet is hooking us up with a $5 of $25+ purchase!

Check your email, and get your printer ready!

Great Deal on General Mills Cereals at CVS!

This deal was in effect last week too, and I took advantage of it. Now through 4/27, you can score selected sizes and varieties of General Mills cereal at CVS for just $1.99 each!

And the deal gets better-

There is a $1.00/2 coupon you can load to your CVS card!

There is also a $1.00/2 rebate available on Ibotta and Shopminium (you cannot combine them).

Here is how I did the deal, and I used the self-checkout.

Transaction 1:

Buy two General Mills Cereals, $1.99/each $3.98
Use $1/2 coupon on card
Pay out of pocket (or roll CVS extra care bucks): $2.98
Redeem the Ibotta Rebate for $1/2
Final Out of pocket: $1.98/2 or .99/each

Transaction 2:
Buy two General Mills Cereals, $1.99/each $3.98
Pay out of pocket (or roll CVS extra care bucks): $3.98
Redeem Shopminium Rebate for $1/2
Final Out of pocket: $2.98/2 or $1.49/each

That’s 4 boxes of cereal for $1.24/each. For reference, the same-sized box of Reeces Puffs cereal I bought at CVS is $4.39 at Target.

Don’t forget to add your receipts to Mypoints/Swagbucks, Fetch (They frequently have bonus offers for General Mills Products), Receipt Hog, Receipt Pal, and Receipt jar for extra points/cash back.

If you are new to some of these apps, check out my Save with Smartphones page here. Some of these apps have bonus points when you sign up with my referral code (and I earn some points too!).

Pinecone Research is Looking for YOU!

If you’ve been a reader of this blog for a while, you know how much I love Pinecone Research. It is an easy survey program that pays $3.00 per survey.

I received an email the other day, they are looking for new members. Signing up is easy, just start here. 

Here are the guidelines:

Must be 18+ years old, living in the US.
Must register via one of the links provided.
Must fully register and activate the membership by participating in the first link shared with them via email after registration.
Must not live in the same household as a current panel member.

I do around 5 surveys with Pinecone Research a month.

Earning Money with Surveys!

I’m not working this summer (other than sharing deals and fun summer crafts with y’all), so I’m trying my best to save some cash to take the kids on adventures.

One of my favorite ways to earn cash is to do surveys, here are a few of the survey companies that I use and earn with regularly.

Join Inbox Dollars free and get paid to take surveys, shop online, try name-brand products, and play games online.

You do online activities: Take Surveys, Watching Videos, Shopping, and More.

You earn real CASH!

Receive cash back from Kashkick when you read emails, complete surveys, take quizzes, refer your friend, and subscribe to special promotions.

Earnings are deposited into your Paypal account!

 

The Survey Junkie community shares feedback with brands in exchange for rewards such as cash, gift cards, and more.

    • Complete three or more surveys a day, earn as much as $100 monthly.
    • Complete four or more surveys a day, earn as much as $130 monthly.

Sharing your opinions can earn you real rewards you can use anywhere! The Survey Roundtable rewards program grows every day, all depending on what our members most want to earn.

To make the most of your opinions, you’ll first take a Personality Survey. It’s how they target  surveys to your needs and interests

Here’s what virtual debit cards ($10 and up) are currently available: Amazon.com, Banana Republic, Barnes and Noble, GAP Brands, Regal Theaters and more.

Take Surveys and earn cash, sweepstakes and prizes for your participation from SurveyClub.com.
Earn cash for participating in online surveys, private panels, focus groups, clinical trials, in-home usage tests, online bulletin boards, taste tests, and mystery shopping studies.

SurveyClub gives companies the unique opportunity to access its panelists by posting studies directly on its website.

 

April is Financial Literacy Month

Financial literacy is near and dear to my heart. I’ve spent much of my adult life working hard to save money, pay bills on time, and live within my means. It is a lot of effort and work, but, it’s made my life less stressful.

In 2020, I wrote a three-part series about making a practical budget that a family can adhere to and how to get some extra help if you need it. This was written during the pandemic, so there is a lot of information and resources, especially for those feeling the financial panic that many felt during the height of the pandemic.

If you already have a budget or feel that your spending is out of control and you aren’t to the point yet where you feel that you need a budget, I did a series of posts in late 2019 about how to reign in the out-of-control spending.

 A big part of financial literacy is tracking where you stand financially. With identity theft happening to 22% of Americans (per a 2022 Bureau of Justice Statistics study), knowing what’s on your credit is important.  Obtaining your free annual credit report is easy.  Free Annual Credit Report is the site that I use.

Once you receive it, go over and verify all of the open accounts are yours. Contact the credit bureaus immediately if there are any incorrect names, addresses, or accounts.

If you are saving for your future, or your kid’s future, here are two great savings opportunities:

Savings bonds- Savings Bonds: The gift that keeps on giving!

529’s/ Educational Savings Accounts- September Is College Savings Month!

Fetch! 1,000 point bonus disappears today!

Start the year off right with 1,000 points for every friend who joins Fetch using your referral code and snaps a receipt. They’ll get 500 points, too! This bonus ends tonight, 1/4/2024.

There’s no limit to the Rewards you can earn, so tell everyone. It’s super easy, and each friend who signs up gets 500 points.

Referring friends is easy. Step one: share your referral code with friends. Step two: friends enter your code and snap a receipt. Step three: points are deposited into your account.

Let’s get started! If you are new to Fetch Rewards, you can learn more here. When you sign up, use my referral code ND2TB and share the love (and referral points!).

When you sign up, leave your referral code in the comments!

 

Fine Print: In order for you to qualify for the increased referral bonus, your friends must enter your referral code and complete a valid receipt now through 11:59 PM CST on 1/4/2024. After 11:59 PM CST on 1/4/2024 the referral bonus will expire.