save money – Page 4 – Hewes Family Fun

DIY Party Fun with Hostess with the Mostess (and a Giveaway!)

April 16, 2021April 15, 2021Abby H.2 Comments

Recently I learned about Hostess with the Mostess, and wow! I love throwing parties, and Hostess with the Mostess makes doing DIY parties a cinch and looks AMAZING.

There are invitations and printables for so many types of events and themes!

If you are like me, I host 5-8 parties a year (pre and post-pandemic, but the post will def. be different/smaller). Birthdays, Girls Nights, Holidays (Our family 4th of July Party is LIT). In the past, I’ve handwritten labels, signs, and all sorts of party stuff. I love doing calligraphy, but with a Design Hero All Access Pass from Hostess with the Mostess, I have access to over 120 themes to make any event or party awesome! The Design Hero All-Access Pass also includes:

The entire PREMIUM LIBRARY of designer printables, including new designs added regularly.
An easy-to-use online customizer, so you can add your own text – instantly.
Freedom! No waiting on others for text customization & corrections. Make the edits you want, when you want. 💪
TONS of creative fonts, curated & licensed for use in the Design Hero Customizer.
THOUSANDS of dollars worth of graphic designs – for a price specifically designed to make them accessible.

And the price- Incredible! Only $99 for a one-year pass, and my readers can save an extra $10 off with coupon code: hewesfamilyfun. If you love hosting parties, making special events even more special with customized printables (including invitations, cards, and wrapping paper), you have to check out Hostess with the Mostess!

Here are a few of the recent pieces I’ve made Hostess with the Mostess. My friend’s birthday is this week, and she loves Champagne. I made printables to go with her gift (which is a case of her favorite sparkling white wine).

Bonus! I’m giving away a one-year pass to one of my readers! Entering is easy. Leave a comment on this post with a memory of your favorite party. I’ll choose a winner on April 27, 2021. The winner will be notified via email!

Time to Buy a New Laptop (With Gazelle)

April 5, 2021April 3, 2021Abby H.

**This post contains affiliate links and I will be compensated if you make a purchase after clicking on my links.

Last year or so, our desktop died (video card). I took it to the magical wizards at our local Apple Authorized repair shop and the very nice dude looked at my (at the time) 8-ish-year-old computer and said.. “Ma’am, I can’t fix that. Apple doesn’t make parts for it.”

In the meantime I’ve been using a laptop a friend loaned me. It’s time to rejoin the 21st century and buy a new laptop. As much as I appreciate the loaner, it’s older, and I need something faster and with a functioning webcam.

So I’ve been looking online. First, of course, I went to Amazon, because, well that’s where most people start these days. Honestly, I do not want to buy a laptop on Amazon. I bought an iPad through them last year and after 6 months, it died. I had insurance, so they replaced it for free, but it was a pain in the tuchus.

I remembered that Gazelle sells refurbished laptops! So, I took a look at their website. In addition to phones and tablets, you can sell and buy laptops through Gazelle!

And if you are a new customer, you can receive $20 off your first purchase of $200+ on Gazelle using Coupon Code AFF21NEW.

There are a few great options for my laptop needs, so I’ll be making my choice in the next week or so. I am so looking forward to a new laptop!

If you aren’t looking for a laptop, but a phone, check out this deal! Get $75 off Galaxy Note 20, 10+, 10; $50 iPhone 12, 12 Mini, 12 Pro, 12 Pro Max; and $25 off iPhone 11 Pro, 11 Pro Max, XR at Gazelle (Through 4/12/2021)

I’ll update y’all as soon as I make a choice. I’m really looking forward to having something new (to me) that’s all mine. And if you have any recommendations on where to get a laptop, I’m all ears!

February 2021: New Month, New Coupons!

February 1, 2021February 1, 2021Abby H.

Here is your monthly reminder! A new month means new printable and electronic coupons!

Check out the following sites:

Coupons.com (printable an e-coupons),
SmartSource (Printable),

One of my favorite websites is the Sunday Coupon Review. It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks! New offers are added on the Smartphone Savings Apps all the time!

February means that sweets, flowers, strawberries (for chocolate dipped strawberries), and other giftable items will be on sale- Valentine’s Day is 2/14/2021. For a complete list of types of foods and items that will be on sale, check out this post on the cycle of sales.

Here are a few of my favorite new coupons:

Save $0.75 on ONE (1) Hidden Valley® Secret Sauce
Save $1.50 off FOUR (4) Lean Cuisine Frozen Items
Save $1.00 When You Buy TWO (2) Hidden Valley® Original Bottled Ranch, Secret Sauce or any Dry and Ready-to-Eat Dips (excludes 1ct Dry Dips
Save $1.00 On any Unbun product, limit one per visit
Save $1.00 on any ONE (1) package of Green Giant® New Frozen Product, Any Variety
Save $1.00 on any ONE (1) package of Green Giant Veggie Spirals™

And my favorite Coupon:

Cents of Style Deal of the Week: COZY Sweatshirt & Hoodie Collection ONLY $19.99

January 25, 2021January 25, 2021Abby H.

** This post also contains affiliate links and I will be compensated if you make a purchase after clicking on my links.

It’s cold here in So Cal right now. I’m freezing my tuchus off. Cents of Style has a great deal this week, and I’ve already ordered a few new sweatshirts.

When you use Coupon Code Comfy20 at checkout, you’ll score $20 off making each sweatshirt and hoodie ONLY $19.99 + Free Shipping over $35!

I love that couple of the style have pockets- pockets are always a great choice. With sizes S-3XL, lots of colors and styles, you are bound to find something that tickles your fancy and will keep you warm!

Fetch rewards: 4,000 Points Per Referral this Weekend ONLY!

December 19, 2020Abby H.

Fetch Rewards is hooking us up this weekend!

Here’s a new holiday tradition: tell all your friends about Fetch. Through 12/20, you’ll get 4,000 points for each friend you refer to Fetch. They’ll get 2,000 points of their own when they sign up with your code.

Plus, there’s no limit to the Rewards you can earn:

Refer 2 friends. Get 8,000 points.
Refer 10 friends. Get 40,000 points.
Refer 100 friends…well, you do the math.

Let’s get started! If you are new to Fetch Rewards, you can learn more here. When you sign up, use my referral code ND2TB and share the love (and referral points!).

When you sign up, leave your referral code in the comments!

Limited Time: $20 Referral Bonus with Dosh!

December 16, 2020December 16, 2020Abby H.

If you’ve been reading my blog for a while, you know that I love Dosh- It’s a cashback app that’s a little different from the others out there (You can get the full details here).

Right now when your friends sign up for Dosh, you will earn a $20 bonus when they link their card and shop at one of the thousands of brands on Dosh. They earn cash back, you score $20, and they can share it with their friends- everyone wins!

There are in-store and online offers, so if you are staying in this holiday shopping season, you can still save!

If you are new to Dosh, I love this app because there are all kinds of restaurants and stores that aren’t available on other apps (including PetSmart, Office Depot, Home Depot, and KFC). Get started here.

Save Money on Online Purchases with Smarty!

November 16, 2020November 16, 2020Abby H.

If you are an online shopper (and at this point, who isn’t?), you know that searching online for coupon codes for each and every website can be daunting.

And did you know that Amazon isn’t always the best price? But do you really have the time (or energy) to comparison shop online? No.

That’s where Smarty comes in! It’s a Chrome Extension that combs the internet for coupon codes, discounts, and even comparison shops for you!

And it works on hundreds of websites including Amazon, Walmart, Target, and Macy’s!

As a bonus: When you install the browser and refer your friends, you can earn cash back! So it’s a win-win! Everyone saves, and you get a little cash back to pad your wallet.

A Practical Guide to Setting A Budget (Part Two)

November 16, 2020November 15, 2020Abby H.1 Comment

In our last post, I talked about the basics of starting a budget (you can read it here).

We ended with… What happens if you spend more money than you bring home? Don’t feel bad, It happens more than you would think. Living in a credit-based world, it’s easy to swipe, swipe, swipe your card and have it seem like it’s not real money.

How do you stop spending willy nilly and start saving money?

First of all, I went through our family budget line by line looking for ways to cut down on costs. This will take a little work, but it’s worth the savings. Here are a few ways that you may be able to save.

Cell Phones- I called and negotiated a new contract, and they were able to give us a small discount ($15/month).
Auto/Home Insurance- Called our insurance carrier (it’s the same for both). We went through both policies, and were able to adjust our annual mileage to lower mileage, and adjust a few things with our homeowner’s insurance to save some money too. (About $50/year)
Gas & Electric (power company)-Because of the big kids’ diagnosis, we were able to qualify for a discount. SDG&E (Our utility provider) offers several discounts. You can learn more about our experience and how we saved money here. We also take part in OhmConnect, and that saves us money and gives us cashback. You can learn more about OhmConnect here. We save about a thousand dollars a year between the programs SDG&E offers and using Ohmconnect.
Internet- We ended up changing internet providers to save money. I know that not everyone has this ability, but it’s worth a call to see if you can get a better deal. We don’t have cable or a home phone, so there are no bundling deals that can save our family money. ($5/month)
Cable- We don’t have it, but if you are thinking of cutting the cable, it’s not all static and bunny ears like in the old days. Between Apple TV (ours is really old and it works great), Hulu, Netflix, Amazon Prime, and over the air TV, we aren’t suffering. (No savings for us, but maybe some for you?)

Secondly, I take cash out for Groceries ($100/week), gas ($60/week), and fun money (funds for the kids and I to do something fun during the week- usually a snack or treat at the zoo, admission to a museum, or renting a Redbox movie. $40/week). When the money’s gone, it’s gone. For our budget/spending- this has been the game-changer. Due to quarantine/lockdown the only fun we could have was ordering take out or expensive trips to the craft supply store/Amazon to keep us entertained. Now that we have parameters for spending money, I am taking a harder look at groceries and meal planning and low-cost to no-cost ways to have fun with the kiddos.

In addition to that, I didn’t set up Apple Pay on my phone. I don’t have a credit card attached to the app store on my phone. I don’t have any credit cards set up on my Amazon Account, or my Target App, or any of the purchasing apps on my phone. If I want to buy something I have to either go to a store or sit down at my computer and enter my credit card/debit card information. Taking that extra step to purchase stuff really helps me think about what I am buying and how much I am spending.

And I’m always looking for ways to make a little extra money. Side Hustles are a real way to make money. You can invest as little or as much time as you want.

You can still have fun and live on a budget. Don’t feel like having takeout? Spend some of your fun money on a couple steaks and have a BBQ at home one week. Rent a movie on Amazon Prime, and add some dollar movie candy to your grocery list (or hit up Dollar Tree). Close the curtains/ blinds and throw some pillows and blankets on the living room floor. We call that “Movie theatre night” and the kids love it.

Living during a global pandemic you have to think outside of the box.

My next (and last) post about setting a practical budget will be ready tomorrow and it’s going to be a little more serious. What to do/where to turn when you need help with the basics: Food, Shelter, and Comfort. And what you should cut out if you are struggling. For those who are struggling right now, this is written with you in my mind and heart.

A Practical Guide to Setting A Budget (Part One)

November 15, 2020Abby H.2 Comments

I’ve written about budgeting before, but now more than ever so many of us need to set up a budget that works. One that is easy to stick to. There are so many ways of doing a budget, so many styles- cash envelopes, bucket/different accounts, multiple debit cards for various budget items… It can be tricky. I’m going to be breaking down the household budget, and how it can be done, how to shave money off your household expenses, and save money without suffering or feeling like you are doomed to a life of instant ramen and tap water.

Recently I re-did the household budget after noticing that spending was…Outta Control. Here are a few things that helped me:

Track all of your outgoing expenses for three months. I made a list of all the bills, expenditures, etc., and went through the banking transactions online. Then I averaged them. Using the average for each, I plugged each one into a Google Sheets page.

Some of the categories I had are:

Mortgage (This includes impounds for our Homeowners insurance and property taxes)
Gas/Electric*
Gift Fund
Transfer to Savings
Life Insurance
Auto Insurance
Hulu
Car payment
Kids 529
Netflix
YMCA
Internet
Credit Card Balances
Student Loan Payments
Water Bill*
Groceries*
Fun Money (stuff to do with kiddos/girls nights in/date nights)*
Gasoline*

Of all of these categories, the only ones that have any difference per month are the ones I indicated with an asterisk (*). For Gas/Electric and the water bill, I averaged the cost over three months and used that amount for the budget.

The categories I included above are what is in my budget, you may have other items that my family does not. Some of the expenses such as Health Insurance and retirement savings come out of paychecks, so for our family, they are not included in our budget. You may wish to add them to your budget if you pay them directly.

Cash for some Budget Line Items: For items such as groceries, fun money, and gasoline I visit the ATM each week and take out cash. I paperclip the money for each budget line item together, and keep them separate in my wallet. When the money is gone, no more spending.

Doing cash for those line items really helps me take a hard look at shopping for groceries (this is when cash back apps, couponing, and price per unit knowledge all come in handy), and making sure that I am getting the best deal on gas (I have the gasbuddy app, it’s very useful). Any unspent money gets rolled over to the next week.

Making the ends meet: It’s important when you are adding up all expenses that once you add them up, subtract that amount from the money you bring in (wages, side hustles, selling plasma, whatever). If you are spending more than you and you should be left with some money leftover. If you come to a negative number… Bruh, we gotta talk.

For example (and this is just an example):

Total income (including side hustles): $5000
Total household budget per month: $4500
Total amount leftover: $500 This leftover amount can be kept in your main account for unforeseen expenses, or move it to savings, or pay down extra on reoccurring debts (like car payment, student loans, or credit cards).

Uh, so if your number comes back negative, like this example:

Total income (including side hustles): $4500
Total household budget per month: $4600
Total amount leftover: -$100

Yeah. Bad times, my friends. That means you need to cut $100 from your budget. My next post about budgeting will go over what and how you can cut from your budget without feeling like you are suffering or living hand to mouth. I promise nothing crazy or nothing that I would not do myself if needed. And you can expect that post tomorrow.

Not all all related to setting a budget, but when I was searching for Budget stock photos, this photo of fruit salad was tagged “budget”. And I love fruit salad, so I had to include it.

November 2020: New Month, New Coupons!

November 3, 2020Abby H.

Here is your monthly reminder! A new month means new printable and electronic coupons!

Check out the following sites:

Coupons.com (printable an e-coupons),
SmartSource (Printable),

November means the start of the fall/winter “feasting” holidays (Thanksgiving, Hannukah, Christmas, and Yule- depending on your religion), so there will be lots of deals on traditional holiday foods. For a complete list of types of foods and items that will be on sale, check out this post on the cycle of sales.

Here are a few of my favorite new coupons:

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