frugal

Stretching your Food Budget….

Abby H.

ball_jar.jpgTimes are tough for a lot of us right now. Coupons and deals are drying up left and right. Here are some ways that you can stretch your grocery budget without wasting time or energy.

My Top Ten 99 Cents Only Buys

The eternal question at Costco: Is Bigger Better? Learn about Price Per Unit here. 

In addition to price per unit, you might consider starting a price book as well.

If you live in San Diego County, check out this list of Neighborhood Distributions all over the county. You can pick up 15-30 lbs of free produce each week. No proof of need is required. Just show up with your reusable grocery bags!

If you are low-income, have kids under 5, are a senior citizen, or a college student struggling with food insecurity, there are programs out there that can help you! Don’t be afraid or ashamed to admit that you need help!

There are also food share programs in almost every community in the US.  They provide low cost food boxes to families and individuals. A quick google search can help you find one near you!

In San Diego County, there are monthly distributions through the San Diego food bank at various locations. Colloquially called “commodities”, it’s officially called The Emergency Food Assistance Program (EFAP). Locations throughout the county distributes USDA food each month. If you live outside San Diego County, check with your local county or municipalities food bank network for more info on this service.

Don’t forget there are tons of money saving and rebate apps. My list is here.

Bartering: Most of us know someone with a backyard garden. Trade your skills (housecleaning, organizing, babysitting, car washing, you get the idea) for some home grown produce, or eggs (some of us live in areas where backyard livestock is ok).  This may not be available to everyone.

Menu Planning is another great way to cut down on food waste- It’s a lot easier than you think once you get started.

Talk Back: I’d love to hear your tips for stretching your grocery budget!

10/5/18 Weekly Freebie Round-up!

Abby H.

8101f95433a1458fa8c2371f3b11b849It’s Friday and that means it’s time for freebies!  This week there is a pretty good selection and variety!

Free Samples:

Free Sample of Avon Anew Hydra Fusion
Free Sample of Olay Regenerist Whips – Still Available
Free Comic Books During Halloween ComicFest
Free Sample Pack of Sephora Collection Clay Masks
Free Sample of Monat Haircare
Free Seventh Generation Tampon & Pad Sample Kit
Free Mineral Sunscreen
Text for $10 Off at Lane Bryant = Free Item

Free Food:

Free Sample of RX Nut Butter
Free Pouch of Bumble Bee Tuna at Ralphs today!
Free Sample of Q Drinks Carbonated Mixer Beverage
Free Box of Sandwich Bros on Your Birthday

Free Magazines:

Complimentary Subscription to ESPN Magazine – HURRY
Complimentary Subscription to GolfWeek Magazine
Complimentary Subscription to O, The Oprah Magazine

Free Events:
Free Rituals Gift of Relaxation Party
Free Michaels Kids Party
Target – Free PAW Patrol Trick-o-Treat Event
October is Kids Free Month in San Diego!

Easy Home Made Ice Cream Recipe!

Abby H.
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Yes, we made this at home!!

We love Ice Cream! But, it can be expensive, a carton that’s not a half gallon can run upwards of $5.00 around these parts. Most cartons of ice cream are 1.5 to 1.75 quarts, that’s a decrease from 2 quarts or a half gallon just 10 years ago. Same price (or more) and less product. No thanks.

And honestly, there are a lot of weird ingredients in store bought ice cream. Food stabilizers, thickeners (like seaweed), and artificial flavors/colors. No thanks!

After meeting with a nutritionist recently regarding my big kids food issues stemming from sensory issues related to ASD, she recommended more full fat dairy products to help make sure he was getting enough fats in his diet. A kid can only drink so much milk, so I decided to make some ice cream from scratch.

I borrowed my parents Cuisinart Ice Cream Maker, which you can buy on Amazon, or probably at your local Bed Bath and Beyond. It makes 2 quarts at a time. It comes with a great cook book full of all kinds of great recipes and ideas.

After looking through that cook book, as well as looking through several of my own, and a quick internet search, I came up with several ideas on how to concoct some tasty ice cream. I asked the kids for flavor suggestions.  Two choices were the big winners:

Peanut butter ice cream with chocolate chips- I opted to use PB Fit instead of blending peanut butter into the milk/cream/sugar mixture- so it would have a better texture. I was also worried that the extra fat from the peanut butter would mess with the fat ratio and inhibit the hardening of the mixture.

 

Chocolate Malt- I used the basic recipe below, but added 1/4 c malt powder. I buy a huge container of malt powder on Amazon every quarter, but you can get smaller sized containers at Walmart or in the grocery store.

 

 

Making Ice Cream is easy.  If you’ve got an ice cream maker, you just mix up your ingredients, pour into the drum of the maker, put the lid on, flip the switch and 15-20 minutes, you’ll have a pretty soft ice cream. Scoop it into an airtight container with a lid (like Tupperware), and freeze it for about 2 hours. Then it’ll be hard enough to eat.

If you don’t have an ice cream maker, don’t fret, you can use two coffee cans (cleaned out of course), some ice, salt, and duct tape and make it at home- This is the method we used when I was a kid. You can read all about it here along with a true and funny story about making ice cream with kids. This is also a fun thing to do while camping- You can pre-mix the ingredients and take it in your cooler.

Here is the basic recipe I use. Please note that the ingredients used are chosen specifically for their fat content so the ice cream will be creamy. If you alter the ingredients at all, the ice cream will be gritty, grainy, or have ice crystals in it.

Ice Cream Base (makes about 1.5 quarts)

  • 2 cups Heavy Whipping Cream- DO NOT USE half and half, fat free half and half or non-dairy creamer).
  • 1 cup whole milk- You have to use whole milk or you’ll get ice crystals
  • 3/4 c sweetener (I used white sugar, you can also use brown sugar, or 1 for 1 Splenda)
  • 1 T Vanilla extract
  • pinch of salt

Directions:

  1. Prepare Ice Cream maker as machine instruction call for, or set up your Coffee Can ice cream maker.
  2. Place all ingredients into chilled mixing bowl, and mix with hand mixer until all ingredients are well blended,
  3. Pour into cream cream maker.
  4. Turn on ice cream maker, or start rolling your coffee cans!

Variations:

If you want to make my PB Fit ice cream, add 3/4 c PB Fit and 1/2 c. semi-sweet chocolate chips in step two.

Chocolate Malt ice cream is the base recipe with 3/4 cup cocoa powder, 1/4 c malt powder, and an additional 1/2 c brown sugar.

Now onto the economics: Is making your own ice cream cheaper? Usually, yes. We used flavorings that we already have on hand, and I recommend that you do the same- You know what flavors you like, and you probably already have some flavorings on hand.

  • 32 oz. Whipping cream- $4.99
  • 1 qt. Whole Milk .99

That’s enough cream to make 2  2-quart batches of ice cream.

You can watch a video of the ice cream maker going here, and don’t forget to follow me on Instagram too! I post all kinds of fun stuff there!

Disclaimer: I have linked to items on Amazon. If you click through and make a purchase, I may receive a small commission. Monies earned through commissions are used to offset the costs associated with running the blog (and the occasional cup of coffee).

Talk Back: What is your favorite flavor of Ice Cream? Have you ever made Ice Cream at home before?

Earn Gift Cards with Radial Insight!

Abby H.1 Comment

With Halloween coming up, I’ve been busy busy busy! Trying to find fun and free events for the kids (and to share with you!), making costumes, and getting into fall with baking. I had to put the brakes on all my crazy busy-ness to share a great way to make money: Radial Insight.

Screen Shot 2018-09-27 at 9.40.56 AM.pngIn addition to doing surveys to earn money, Radial Insight has a program called Receipt Rewards. Receipt Rewards is a new and exciting way to earn rewards from Radial Insight. By submitting receipts for your online shopping at Amazon.com, Walmart.com, Target.com, Jet.com, Costco.com, and DollarGeneral.com, you’ll earn instant rewards.

Please note — you must be a member of Radial Insight’s public opinion panel to participate in Receipt Rewards. If you want to join, leave me a comment with your email address and I’ll shoot you an invite!

 

It’s super easy and quick. I joined and added the Chrome Extension to our browser yesterday and followed the steps (it took less than 15 minutes, BTW) to get everything connected to my Amazon, Walmart, Target, and Costco accounts. I really wasn’t expecting to earn that much, since I’ve been cutting back on our online shopping, but look what was in my inbox this mornings:

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Uh…. WOW. And it’s totally legit because I just cashed out for a $49.60 Amazon Gift card, which I will use to buy stuff that has been on my wish list for a while. And I’ll earn more rewards! There are gift card options for over 25 retailers and restaurants.

Still unsure that Radial Insight Receipt Rewards is for you? Here are the FAQ:

Receipt Rewards Frequently Asked Questions

From which websites does Receipt Rewards accept receipts?
Receipt Rewards accepts receipts from Amazon.com, Target.com, Walmart.com, Jet.com, dollargeneral.com, and Costco.com. If and when we accept receipts from new websites, we’ll be sure to let you know.

How old can the receipts I send in be?
There is no limit to how old your receipts can be.

Are there any types of receipts you do not accept?
We do not accept receipts for Amazon.com digital orders or gift card purchases, balance reloads, or in-store pick-ups from any website.

What do you do with my receipts?
We use the receipts you send us to learn about how Americans shop online and about current retail trends. Your personal information is kept secure and used according to the Radial Insight Receipt Rewards Terms provided below.

How will I get paid?
After you’ve accumulated $1 in Receipt Rewards, and for each full $1 you earn, you’ll receive a Tango Card with your reward. Tango Cards may take 24 hours to be sent.

And if doesn’t seem like a good fit for you, but are still looking for some other ways to make money, check out my post about side hustles.

Meal Plan Monday 9/24/18

Abby H.

stemarie_1650skitchen

Hey, did you know that today is National Punctuation Day? To celebrate, let’s use some exclamation points, and get started with our meal plan for the week!

I’ve gotta goto the grocery store this week, so this is based on what little we have on hand. I’ll be buying more meat, fresh fruit, and veg, and some pantry staples that have dwindled. The menu may changed based on what I find while I’m out shopping.  I’ve been doing a lot of shopping at 99 Cents Only, Grocery Outlet, and Aldi’s lately.

Breakfasts are usually the same for us: Protein shakes for grown ups, and pancakes or something along those lines for the kids. We have plenty of protein shake fixins’- I buy the over ripe bananas, peel and slice them pop them into ziploc bags, and freeze them for smoothies and protein shakes. I also keep sandwich ziploc bags of  other frozen fruit on hand to make the kids smoothies when they request them (a few times per week). Berries, peaches, and mangos are pretty popular.

Lunches are leftovers, salads, or a protein shake for me and the Mister, and The Big Kid has a specially packed lunch of whatever he’s into at the time (which changes frequently). Bitty Bird eats whatever I’ll feed her.

For dinner, when we’ve got busy days (like Mondays), I’ll try and put something in the crockpot in the morning, or pull something I’ve already prepped out that can be quickly cooked.

Monday: Homemade frozen pizza, carrots with yogurt dip, and green grapes

Tuesday: Cheese enchiladas, beans and Cauliflower Rice (99 Cents only has had Bird’s Eye brand lately and it’s really good!)

Wednesday:  We are going to an event and dinner is included- I’m not sure what it will be

Thursday: Egg scramble with veggies, bacon and cheese (I’m hoping to use up whatever veggies we’ve got on hand- usually bell pepper, tomatoes, onions, garlic, and shallots).

Friday: I really want soup, so I’m thinking Colonial Chowder and I’ll make biscuits to go with it.

Saturday: I’ve got a corned beef in the freezer, so I’m thinking I’ll pop it into the crockpot Friday night and let it cook all night (recipe here), and I’ll make corned beef sandwiches for us to take along with us when we head up to Brick or Treat at Legoland.

Sunday: There is a mother and Son bowling event that evening, so hubs and Bitty Bird have to fend for themselves, that means: Leftover night!

Talk Back: What are you having this week for dinner?

Clean Out Your Closets, it’s SWAP TIME!!

Abby H.2 Comments

Ya’ll know I love me a good Clothing Swap. If you are a San Diego, CA area resident, there is a great swap coming up on the 29th of September.

Skyline Church in La Mesa is hosting it’s twice a year swap, and boy am I excited! I’ve been cleaning out our closets, dressers, and every space that we store stuff.

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I even cleaned out my trunk to make room for all of the new stuff we’re taking home!

In addition to clothing, they also accept housewares and all kinds of other stuff, so I’ve been going through the kids bookshelves to take along any books they may have outgrown or any duplicate books.

We’re dropping stuff off next Thursday afternoon. I’ve always got extra items, so if you’re a local and want to come but you don’t have anything to swap, let me know!

If you can’t make this swap, but want to learn more about future swaps all over San Diego County, Check Out Thread Bumpin’– It’s a Meetup.com group, especially for clothing swaps. It’s free to join. If you are new to clothing swaps, check out my post here all about them and why they are so cool!

Finally: If you are in need of clothing, but have nothing to swap, two good free clothing resources in San Diego are The Closet on 54th (Men, women, and children’s clothing) and Naomi’s Closet (only women’s clothing).

Talk Back: Have you ever been to a clothing swap? What is your favorite part?

October is Kids Free Month in San Diego!

Abby H.2 Comments

Screen Shot 2017-09-26 at 8.56.48 PMI know I’m early, but it’s worth bookmarking… Kids Free October is back for the 8th year!

For those of us with curious kids, this is perfect! Kids can get into over 40 museums in the San Diego area free with paying adults (all the info can be found here).

Some of the participating organizations include:

Birch Aquarium at Scripps
Fleet Science Center (Galleries only)
Flying Leatherneck Aviation Museum
Heritage of the Americas Museum
Japanese Friendship Garden
Living Coast Discovery Center
Maritime Museum of San Diego
Marston House Museum & Gardens
Mingei International Museum
Museum of Contemporary Art San Diego
Museum of Making Music
Museum of Photographic Arts
San Diego Air & Space Museum
San Diego Automotive Museum
San Diego Children’s Discovery Museum
San Diego Chinese Historical Museum
San Diego History Center
San Diego Model Railroad Museum
San Diego Natural History Museum (The Nat)
Tijuana Estuary Visitor Center
Timken Museum of Art (it’s always free for everyone FYI)
Women’s Museum of California

A full list can be found here. Oh, and as part of free October, Kids can get into the San Diego Zoo and San Diego Zoo’s Safari Park free when accompanied by a paying adult!  Other Kids go free attractions include: Legoland, Sea World, and the USS Midway!!

More info can be found here, and other fun, free stuff for kids can be found here and here.

And I’m hoping to have more info on some free events for Halloween over the next few weeks.

It’s Freebie Friday!

Abby H.

8101f95433a1458fa8c2371f3b11b849.jpgIt’s Friday, and that means it’s time to celebrate making it through another week with some cool freebie offers! Here are just a few of my favorites from the past week:

Free Samples:

Free Magazines:

Free Food:

Pinecone Research: Get Paid $3 per survey!

Abby H.1 Comment
Screen Shot 2018-09-07 at 8.13.21 AM.pngPinecone Research is my favorite survey company! Right now they are looking for new panelists! Sign up to take surveys and earn $3 per survey from Pinecone Research. They only send you surveys you qualify for- no wasting time doing lengthy qualifiers.
I’ve earned over $50 this year just from Pinecone Research!
 
Only users who fit into one of the 3 demographics below will qualify: Males (regardless of age), All users aged 18-24, and all users that identify as Hispanic.
 
Pinecone will send you an email notification when you have a survey available. Complete the survey and earn points to be redeemed for either cash or prizes. Occasionally, they will send you a product to test, too.
To get started, sign up here!
If you are looking for other ways to earn cash, here is the list of side hustles I do. 

It’s Back! Earn 300 Points with Fetch Rewards! That’s a $3 Amazon GC!

Abby H.

FetchRewards_Logo

Fetch Rewards is hooking us all up this weekend!! Starting today, earn 3,000 bonus points every time a friend enters your code and scans their first receipt! Plus, they’ll get 3,000 points.

3,000 points is enough for its own reward and there’s no limit on the number of referrals you can make! That means every person you refer to Fetch Rewards by Sunday earns YOU a reward and THEM a reward.

Don’t miss out on your chance to earn big this weekend – the referral bonus ends Sunday night!

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So, if this seems like an app you’d enjoy, check this out: Use my code ND2TB when you sign up and you’ll score 3000 points after you scan in your first receipt with Fetch Rewards. That’s a $3 Amazon Gift Card (or whatever $3 Gift Card you choose). You can find Fetch Rewards in your app store.

You can learn more about Fetch Rewards here. I’ve been using it for about a year, and I’ve earned over $100 in Amazon GC, just by doing my regular shopping!

*In order for you and anyone you refer to qualify for the increased referral bonus, they must enter your referral code and complete a valid receipt now through 11:59 PM local time on Sunday, September 9th. After 11:59 PM on Sunday, September 9th, the referral bonus will return to 2,000 bonus points per referral.