Enjoy summer adventures with Monkey Mat!

Summer is here, and that means time outside! Picnics, the beach, adventures at the park. What’s not fun is bringing stuff home in your blanket, or trying to fold up a bulky blanket at the end of the day. That’s why I’m stoked to try Monkey Mat!

With weighted corners, a place for your keys, and lopps to be staked down, what more could you ask for?

Monkey Mat, AS SEEN ON SHARK TANK, allows you to make your space, any place! Originally inspired by an unexpected six-hour layover at the airport (constant cringing while two babies crawled all over dirty floors!), and also by overall active lifestyles, this go-everywhere large mat in attached ultra-compact pouch gives you a clean space on the go – no more bulky blankets! Perfect for all ages, all places – park, beach, concerts, dirty airport/hotel floors, camping, hiking, sports events & more! http://www.monkeymat.com

My readers get to save! Use coupon code “USFAM” for $5 off + Free Shipping!
Once my Monkey Mat Arrives, I’ll be posting photos on Instagram and Facebook and post a review here!

@usfg

Couponing Myths: Debunked!

In the spirit of helping others learn to coupon, I’ve been posting some Couponing 101 post over the past week or so. Today I want to continue by debunking some myths surrounding coupons and couponing!

Myth #1: There are never any coupons for fresh fruits, veggies, or food for my special diet!!! Au contraire!

You just have to know where to look!   There are lots of printable coupons for these items.

And don’t forget your couponing and rebate apps! Check out a list of my favs here. Did you know that Sprouts has an app too? They have all kinds of coupons for dollars and cents off stuff you actually buy.

Myth #2: It takes too much time to coupon!  By the time I clip all the coupons and visit all of the stores with deals, I will have wasted all of my savings on gas!

I would like to kick TLC in the Butt for “that show”.  It portrays all couponers as crazy people with oodles of time on their hands who just clip and file in their binders.   When I go to shop, I check the deal sites (I like Grocerysmarts.com, I can make lists, print coupon, and check sales at all of the stores in our area all in one website!), make my list, grab the coupons I need, put the coupons and list in a separate zip lock bag for each store.

I bring a pen, calculator, my small coupon wallet (it lives in my purse all of the time!), my pad of paper with all my deals, lists, and scenarios on it and I am ready to go.  It takes me less than an hour to prep for a shopping trip.

I visit one grocery store.  That’s it.  Sometimes, I’ll go to a drugstore, but only if the deals are sooo good and are free or have a very low OOP. I don’t roll rewards or go to more than one store each week. I don’t have the time.

Screen Shot 2016-06-21 at 4.16.08 PMAt my coupon classes the bottom line I teach is: Couponing can take as much or as little time you want to put into it.  My blog and classes try to make it as easy for you as possible.  I want you to have the tools to make saving your family money easy.

I don’t clip every coupon every week.  I don’t have a binder. Here are pics of my coupon wallet!
It’s served me well over the past 9 years. The tabs are in order of the store I frequent, and I stick my sticky backed coupons to the inside front flap. I bought it at Walmart for $1.97.

Myth #3You don’t really save money with coupons!

My grocery bill has gone down from $200/week to $75/week thanks to coupons and strategic shopping! Once I started using coupons in conjunction with store sales and eating food that was in season, we have saved $6500 in a year. We eat better food than we did before!

 

Myth #4: Store brands are cheaper.

Here is a recent sale that I took advantage of- this demonstrates that with a good sale and a coupon, you can purchase name brand items for less than the generic price.

*Store brand High Protein Cereal/Granola (Generic Kashi) $2.99

*Kashi $3.49

-Coupon for Kashi $1.50 (from Vocal Point)

-Name brand price with coupon $1.99- With a coupon and a sale, I save $1.00 over the identical generic item!

Myth #5: Couponing is for poor people.  (this one really bugs me)

Recently, a study on coupon usage was conducted by the Neilson Company, and they discovered that people making $100,000 or more were 25% more likely to use coupons than those making $25,000 or less. It also profiled the average coupon clipper as being a woman earning $50,000 a year. And really, how do you think rich people get rich?  By saving their money!

Myth #6: A cashier told me when I use coupons, I am stealing money from stores!

That is a LIE. It’s not even a myth, it’s a lie. Grab a coupon and look at it. Screen Shot 2016-06-21 at 4.23.38 PMSee where it says Retailer in bold? Next to it the coupon reads: “Abbott Nutrition will reimburse you for the face value of this coupon plus 8 cents handling when submitted in compliance…..”.  The bold is my emphasis.

So as you can see, the store will be reimbursed for the face value of the manufacturer coupon, plus 8 cents PER COUPON. All coupons have similar language.  The industry standard handling is 8 cents per coupon.

Imagine how many coupon your average grocery store accepts in one day.

Also, when a store puts items on sale during the time a coupon is valid, the store expect you to fill your cart with other stuff that’s on sale.

When you buy an item that is on sale and use a coupon, you are not stealing, you are being a strategic shopper. Sales and coupons are tools to help you stretch your budget further.

Stores also regularly have items that are low priced to get you in the door, so you will.. that’s right, fill your cart with non-sale, non-coupon items. Those items are called Loss leaders.

Transaction vs. Purchase- Clearing up coupon lingo

If you read the fine print on coupons, it usually says a bunch of stuff that rivals legal documents.

Screen Shot 2016-06-13 at 11.41.45 AMYou’ve probably seen the following statements:

  • Limit one coupon per purchase….
  • Limit one coupon per transaction…
  • Limit one coupon per purchase of products and quantities stated.  Limit of 4 like coupons in same shopping trip…
  • One coupon per person, per day…
  • Limit one manufacturer and one Target/Store coupon per item…
  • Limit of 4 identical coupons per household, per day…

UGH!!!  That’s so confusing!  How is anyone supposed to stockpile and save tons of money when there are so many restrictions?

Well, let’s clear that one up.

  1. Each item you are buying is a purchase.  3 widgets, 3 coupons for those widgets, 3 purchases.  You don’t need to buy each widget separately, you can have them all rung up together.
  2. A transaction is your entire basket order.  Everything you put onto the conveyor belt all totalled is your transaction. Some stores (not too many, check your stores coupon policy) allow you to break up your basket into separate transactions to use more coupons.
  3. Our third example comes from Proctor and Gamble (P&G) coupons.  This means that you can only use four of the same coupons on four of the items stated on the coupon, in the sizes stated on the coupon in the same shopping trip.  The term”shopping trip” is up for debate, but to me that means per time you visit the store.  Some couponers argue that “shopping trip” is the same as transaction.  I don’t chance it.  I’ll just stick to four P&G coupons per store visit.
  4. The fourth example is super rare, generally seen on high value store coupons. It means exactly what is says. You may use one of those coupons per day.  Your mom may use one of those coupons per day, your uncle, your cat, etc.
  5. Target and some other stores (Albertsons, CVS, Walgreens, and Vons) allow you to match up (or stack) a store coupon with a manufacturer coupon.   An example is shown below with coffee creamer.    Store coupons can be found on on the stores website or  in store advertisement/circular that is available in the store. Target and Albertsons have store printable coupons available on their website, while Vons has store coupons that you can load onto your Vons card (these are sometimes called E-coupons or electronic coupons).  CVS and Walgreens have sale flyers and coupon booklets in their stores and CVS has the “magic coupon machine” where you wave your CVS card under the reader, and it spits out coupons! Check your stores coupon policy to see if they have any further restrictions on how many stacked coupons you can use per transaction, which bring us to…Screen Shot 2016-06-13 at 11.42.04 AM
  6. This is taken directly from Target’s updated coupon policy.  At Target (and some other stores), you may use 4 identical/like coupons per household, per day. So, at Target, you can stack 4 sets of coupons.  4 Target coupons and 4 manufacturer coupons for your 4 items for your household. That doesn’t mean you can’t come back the next day and do it again!  I’ve done that before when a deal is super hot.

Review: Little Red Howse Soaps!

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Now we have no excuses- No stinky Hewes Family!

There are few things I love more in this world than helping other women succeed at what they love. And one of my friends has blossomed at what she loves: making natural body care products that are cruelty free, artificial fragrance and dye free, and most of the products are vegan! Little Red Howse is a locally owned, female run company with awesome products!

Chiffon makes a full line of all natural bath and body products for the whole family. This includes handcrafted artisan soap, hand cream, sugar scrub, bath tea & salts & bombs, lip balm, baby soap & bum balm, essential oils (singles + blends), herbal salves.

Chiffon gave me a whole lot of great products to try- The only one not pictured above is the baby soap. I took it into the bathroom and used it in the kids bath as soon as we got home from camping. Those kids were DIRTY! The baby soap is perfect for delicate and sensitive skin! It’s unscented and makes tons of bubbles/lather, which is important when you have a baby who loves to play in the bath!

Henry’s Favorite soap is the “lemon scrubby soap” aka the Loofah soap. It’s got lemon essential oil in it, and a slice of loofah in it. He told me that it makes him feel “Soft and pink”. Little boys have gross elbows and knees and after his bath, both were soft and pink, just like he said! Honestly, I haven’t tried anything I didn’t like.

Screen Shot 2016-06-09 at 7.31.00 PMThe baby butt balm is a big hit too- Bitty Bird gets diaper rash if you look at her sideways and most of the creams we had tried didn’t go anything. I’ve stashed the tin in my purse, so it’s always with us!

Little Red Howse can be purchased online through their Facebook page, or events all over San Diego. They always have sales and specials too!

Right now, The specials include 3 Oz bath bombs $3, soaps $5, lip balms 2/$5, hand creams $6. Military Discount 10% off year round. And wholesale pricing available for 25+ bars. Mother’s Milk (breastmilk) Soap 12 bars for $50. Only 15 oz of mother’s milk is needed (you’ve gotta supply that yourself!).

Screen Shot 2016-06-09 at 7.48.36 PMThese products make awesome gifts! If you are looking for baby or bridal shower gifts, a bar of soap, a bath balm and a lip balm would be great tucked into a gift bag! A tube of lip balm or a bar of soap would make a great shower favor.

Check out Little Red Howse on Facebook or Instagram!

Talk-Back: What scent helps you relax?

Schoola: Shop Sundresses and Take 50% Off Your Next Order

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Schoola is hooking us up! Starting today, Buy a Sundress and Get Half Off Your Next Order!

Purchase a sundress between 6/6 and 6/12 and receive a 50% off code via email on 6/13! Oh, and it gets better with FREE SHIPPING!*

To get started, click here. New to Schoola- that’s cool too. Sign up here and score $20 in new to you clothes for you, or your kiddos! Schoola helps schools fundraise by selling gently worn clothes. You can learn about their mission here.

San Diego, CA area Coupon Group looking for new members!

Are you a new couponer looking for a couponing tribe of friends who “get” your love of saving? Are you an old time couponer who remembers the Good Ol’ Days of Double coupons?deals_and_Coupons_version_2

If you live in San Diego and are interested in finding some like minded couponing buddies, check out my new Facebook group here.

We’ll be getting together in East County twice a month to talk strategies, tips, hints, and of course, to share coupons!

In between meetings, we’ll share tips and tricks, hot deals, and share our love of saving!

 

New Month, New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite website is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks!

Here are just a few of the new coupons that have me excited:


$1.50 off (2) JOHNSON'S and/or DESITIN products
$0.75 off any 1 NESTLE COFFEE-MATE Coffee Creamer
$1.00 off one True Lemon
$2.00 off one (1) Playtex Cup Product
$1.00 off ONE (1) 10 oz. Chobani Meze Dip

Jump into Fun at Rockin’ Jump San Diego!

With summer coming, I know moms and dads will be on the hunt for fun, frugal stuff to do with the kids. I was stoked to learn about Rockin’ Tots at Rockin’ Jump San Diego!

Henry LOVES trampolines! It’s a great way to burn off energy and get some wiggles out. Rockin’ Jump San Diego– is the Ultimate Trampoline Park! Fun for kids of all ages! Rockin Jump has a massive main trampoline jump arena and slam dunk zone. The trampoline dodgeball arena provides something for everyone along with more fun attractions! Rockin Jump also offers the perfect Birthday Party Venue and a healthy family activity!  I can’t wait to take him!

Right now there are some special Deals at Rockin’ Jump – Come jump, flip, bounce and climb at Rockin’ Jump, San Diego’s Ultimate Indoor Trampoline park. Not only do they have a huge trampoline arena, we have dodgeball, a stunt air-bag, Joisting, rock climbing, basketball slam-dunk, a tots-only arena, mini-golf and a cafe’.  There are discounts off the Ultimate Birthday Package, Jump Time and Jump and Mini-Golf combo’s! Find all the great deals here.

We’ll be visiting soon to check out all of the fun and the party package! I’ll be sure to report back with details and tons of pictures!

@usfg

Saving money at Costco!

DSC07871-BMost of us Costco shoppers love it for the good deals (and the samples- COME ON!), but ever wonder if there is a way to save more money at Costco?

First off, let’s be clear: Costco doesn’t accept coupons, other than their own. So don’t pick up a Sunday paper and get clipping thinking that you’re going to save a ton of cash at Costco that way, because… no. Not gonna happen. And most of the time, you don’t actually need the paper coupons from the Costco Flyer/Coupon book. The coupons come off at checkout OR the checkers all have the coupon books at their registers.

Here are my tips for saving money at Costco:

  1. Keep a Price book. You can learn more about them here. It will tell you if that 5 gallon drum of hummus is a better value than the small 16 oz tub at your regular grocery store. Sometimes bigger isn’t better. Top money savers at Costco for my family include Fat Free Milk and PB2.
  2. Make sure to use money saving and rebate apps! There is a full list here, but my favorites for Costco include Mobisave and Ibotta.  Any rebate app that is not store specific can be used to save extra cash at Costco. I cruise all my apps before I hit up the store. It takes just a few minutes, and I usually save $5-$10!
  3. Shop from a list. I know it’s an oldie, but a goodie. And it will help you save money.
  4. Don’t shop hungry. Or with hungry kids.
  5. If you’ve never had a membership, before you shell out the cash, check Groupon and see if they are offering their discounted Costco Memberships. A few times a year you can get a membership for $55 (which, btw is the regular price), but it comes with a $20 cash card, and a booklet of coupons for free merchandise- including their rotisserie chicken, which we love. You can only buy it if you’ve never had a membership. TRUST ME.

Talk Back: What are your tips for keeping the grocery bill down at Costco?

New Month, New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite website is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks!

Here are just a few of the new coupons that have me excited:

$1.00 off 3 LaCroix Curate
$2.00 off any one Balmex Diaper Rash Cream
$2.00 off any ONE package of HUGGIES Diapers