Recently, we refinanced our home. Our lender was super impressed that our credit scores are so high (oh hi 800 club). One of the ways I’ve been able to keep my credit score so high is that I use Credit Sesame to monitor my scores with all three agencies.
I can check to see if there is anything on there that doesn’t belong and clear up any issues as soon as I see them.
Did you know that the recent FTC study found that over 20% of Americans or 40 Million credit reports have reporting errors that are costing consumers money in credit card interest rates and loans?
Make sure that your credit report does not contain erroneous information that could be impacting your credit score. Keep tabs on your credit report activities and your score by signing up for free credit monitoring and score services like Credit Sesame, so that you can easily protect your financial good standing.
* Receive daily credit monitoring alerts
* Get your FREE Credit Score Monthly
* Limit ID Theft Damage
* Find Potential Errors Sooner
* Get Access to Better Loans and Save Money
And unlike those “free” credit report offers that you see on TV with the catchy jingles,Credit Sesame is 100% free. You don’t have to enter your credit card number.
Good Credit is important- it’s the gatekeeper to so many things in life! Good credit gives you better access to better APR’s for credit cards, mortgages, car loans, lines of credit.
Check this out! Not only does Fetch Rewards hook you up with gift cards just for scanning in receipts through their app, but they also kick down with a pretty cool gift for your birthday!
This was in my email inbox this morning! I selected Harper’s Bazaar for my subscription.
There are a variety of magazines to choose from. If you aren’t using Fetch rewards yet, you can learn more here. Use my code ND2TB when you sign up and you’ll score Bonus Points (amounts vary from 1500-4000, depending on the current promotion they are running).
To see more awesome birthday freebies, check out my post here. The birthday rewards are starting to roll in! I’ll be posting pics of my goodies on Instagram!
It’s important to have a good credit score.
So many things depend on your credit score: Car insurance (really), renting or buying a home, even getting a job.
If you’ve never given your credit score a second thought, or maybe you don’t have credit, check out Self. Self offers an accessible and responsible way for consumers to establish payment history and build credit, while saving money, through a credit-builder account.
- Apply for a loan that is held by our bank partners. Your money is secured and protected in a bank account
- Pay off the loan in 12-24 months^. You can choose a repayment plan that fits your budget.
- Each payment builds credit history and adds to your savings. Your payments are reported to all three credit bureaus.
- Get money back at the end after building credit history. Your paid off loan unlocks and you get the money back, minus fees and interest.
If that sounds like something that interests you, check out Self here.
I’ll have more posts coming up about credit and credit scores.