New Year, New Opportunities to Save!

file0001219719004.jpgFor years, I’ve been posting about printable coupons, highlighting some of my favorites at the beginning of each month. As the years go by, sometimes it’s harder to find printable coupons or any coupons that excite me.

Couponing rules have become restrictive in-store, combined with the terms and conditions on each coupon, making the tried and true couponing advice of old (gather a lot of the same coupon, wait for a sale and stockpile items that you eat or use frequently), no longer a solid way to save money.

So this year I’ve decided at the beginning of each month, I’ll be highlighting some of the money-saving apps I use and their new offers. Their offers change monthly, just like coupons. Most of the money-saving apps also offer bonuses or deals from time to time as well.

 Ibotta has a new year referral bonus going on right now. You’ll earn 100% of what your newly referred friends earn through the end of January. Ibotta also has online offers too. You can shop through the app to earn more cashback. I love that they have offers at stores like Joann’s. I can earn cashback for my craft addiction!

refer.pngFetch Rewards has a pretty sweet deal right now- Refer friends with your referral code (mine is ND2TB), You’ll get 4,000 points for each referral, and your friends get 2,000 when they snap their first receipt! (In order for you to qualify for the increased referral bonus, they must enter your referral code and complete a valid receipt now through 11:59 PM PT on 1/7/2020. After 11:59 PM PT on 1/7/2020, the referral bonus will expire)

Checkout 51 is sweetening the deal too- When you sign up here and scan in your first receipt, you’ll get a $5 bonus! If you are already a Checkout 51 user, refer your friends and you’ll earn $10 when a new user scans in their first receipt (and they still earn $5).  Everyone wins!

And I’m not completely discarding the notion that printable coupons aren’t useful. In fact, while working on this post I discovered a couple printable coupons that I would 100% use and printed them out:

Save $2.00 when you buy FIVE (5) Smart Ones Frozen Meals

I try to keep some of these on hand for lunches or nights when I’m too tired to whip up what I’ve meal planned for that night. They have vegetarian entrees too!

Save 35¢ On Any California Dairy Product That Carries The Real California Milk Seal

For us CA peeps, this coupon is super useful!

Save $1.00 on any ONE (1) package of Green Giant® Veggie Tots, Riced Veggies, Mashed Cauliflower, Roasted Veggies, Harvest Protein Bowls, or Cauliflower Pizza Crust

Those Veggie Tots- So tasty!

Talk Back: How do you plan on saving money this year?

Tips to Reign In and Out Of Control Family Budget: Shopping Around to Save!

683459ee810703fe032903d2443bf58d.jpgToday I’ll be sharing some ways to save money that takes a little more work but can definitely pay off in the end.

For some of us, this may seem like too much work, and that’s ok. Just because it’s something that my family does, doesn’t mean it’s right for everyone.

Insurance: Most companies offer a discount if you have more than one kind of policy. Example: State Farm offers a Multi-line discount. If you have your cars and another type of insurance (homeowners/renters/condo insurance, or a life insurance policy).

Some insurance companies serve a specific audience- for example, USAA is an insurance company for active duty or retired military. Because they serve a specific audience, they offer very competitive rates.

When you shop for insurance, have copies of all of the policies that you want to compare. That will help you see apples to apples. You can’t compare and try to save money if you don’t know what you’ve got. This is also a great time to go over all of your coverages and see if you need to increase or decrease coverages.

Due to state and federal regulations, you usually can’t shop for health insurance unless it’s open enrollment or you’ve had a qualifying life event (married, divorced, had a baby, retired, lost your job, etc.). Luckily, Tis the Season for open enrollment! We purchased insurance through the state exchange a few years back, before we had employer-sponsored insurance. It was not too difficult to navigate, and there are discounts available for a lot of people!

Cell Phones: This is my least favorite activity, but it can a money saver. Once again- have a copy of your contract or a copy of a recent bill that outlines everything your plan covers before you get started. If you are looking for a pre-paid plan, Tello has some great money-saving plans!

Internet: I hate dealing with our internet service provider. I always feel like they are trying to upsell me, no matter why I am calling in. We’re looking at changing our plan soon. The big kids school recently sent home information regarding a program that Cox offers called Connect2Compete. For those families that have qualifying social service(s), Cox can provide internet service for $9.95/month! That’s a great deal.

 

Talk Back: I’d love to hear your success story! Share how much you’ve saved by shopping around for your insurance, cell phone service, or internet service.

Cents of Style 50% off Site Wide TODAY ONLY!

downloadThis post contains affiliate links and I will be compensated if you make a purchase after clicking on my links.

The peeps over at Cents of Style are hooking us all up with a 50% off sitewide all day… TODAY ONLY!

The Coupon code is HALFOFF and it’s valid 12/16/19 ONLY. Oh, and not only is everything half off, but you score FREE SHIPPING TOO!

Here are a few of my favorite items that make GREAT GIFTS:

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aintnobody
This Shirt might be my favorite…

Since everything is half price, it’s the perfect time to stock up on new jewelry, and accessories!

Checkout 51- New users get $5!

unnamed.pngCheckout 51 is a great cashback app that I don’t think I give enough attention to.

For the most part, you can use it at any store (which is great for those of us who shop at Grocery Outlet or other non-chain grocers a lot).

How Checkout 51 works

  1. Browse your offers and buy products at any store.
  2. Upload your receipt using Checkout 51.
  3. We’ll confirm your purchase and credit your account.
  4. When your account balance reaches $20, you can cash out and we’ll mail you a check. Please see Terms for more details.

Checkout 51 is sweetening the deal too- When you sign up here and scan in your first receipt, you’ll get a $5 bonus!

If you are already a Checkout 51 user, refer your friends and you’ll earn $10 when a new user scans in their first receipt (and they still earn $5).  Everyone wins!

To learn more about all of the Cashback apps I use, click here.

40 Piece Set Rubbermaid Set free with TopCashBack!

I’ve written before about how awesome TopCashBack is, and right now if you haven’t checked it out, you can score a Rubbermaid TakeAlongs Food Storage Containers, 40 Piece Set, Ruby Red for free (after cashback)!

It’s quick and easy! Purchase is Required to Obtain Deal.

How to get this freebie:

  1. Visit the offer here
  2. Create your account with an email and password
  3. Click on the “Get Offer” button and it’ll take you to Walmart.
  4.  Add “Rubbermaid TakeAlongs Food Storage Containers, 40 Piece Set, Ruby Red” to your cart and shop as you would normally then checkout.
  5. This is a Free In-Store Pick Up offer.
  6. Once you checkout, in about 14 days $9.98 will post in your TopCashback account.
  7. Congrats on your freebie!

* New TopCashback members with no previous purchases or cashback through TopCashback only. It ends December 27th at 23:59 PST!

Free In-Store Pick Up Offer!

How do you get it?  Visit Walmart through TopCashback, purchase a Rubbermaid TakeAlongs Food Storage Containers, 40 Piece Set, Ruby Red for $9.97 and then shop as normal. Within fourteen days $9.98 cashback will post in your TopCashback account.

Who qualifies for it?  This offer is available to TopCashback members with no previous purchases or cashback through TopCashback only. However as TopCashback doesn’t limit accounts to one per household, if you’re an existing member now’s the perfect time to tell your husband or wife, mom or dad, roommate, neighbor or anyone else about TopCashback and perhaps they’ll share their freebie with you.

When do you get your money back? Within 14 days the $9.98 will turn payable in your TopCashback account and you can choose your payout method at that time.

Is there anything else important to know?  Transactions must contain at least one Rubbermaid TakeAlongs Food Storage Containers, 40 Piece Set, Ruby Red from Walmart priced at $9.98 to ensure $9.98 cashback is credited to TopCashback accounts. If a different item is purchased under $9.97, the cashback amount awarded will be 1% or less (depending on the item(s) purchased) instead of $9.97.

The deal is:

  • Open until 23:59 PST on Friday, December 27th
  • Subject to Walmart’s Stock supplies and availability
  • Applicable for online sales only, for purchases made directly after clicking through TopCashback.com

Only one TopCashback account is permitted per member

A Word about Black Friday & Deals

767b680147814d41f35a64dae886c225I know a lot of you are excited about Black Friday shopping. Here are a few things to keep in mind:

  1. Because the shops are open, that means that some workers don’t get to have Thanksgiving dinner with their families. They spend the day stocking shelves and preparing the stores for Black Friday. Be kind and give them grace.
  2. Workers are people, not robots. Don’t be rude to them.
  3. Most workers do not want to work on Black Friday, because of the crowds, rush, and mass hysteria that Black Friday has become.

I will be posting some Black Friday deals, Cyber Monday Deals,  and Giving Tuesday. Some of these will be affiliate deals where I can earn a commission (gotta pay the bills somehow), some will be deals I think are great but I earn no commission, and Giving Tuesday deals and offers will be ways you can help local charities.

I won’t be turning the blog into OMG!!11!! BLACK FRIDAY!!11!!, but there will be one or two deals daily, or whenever they land in my email inbox that seems interesting or cool.

 

MyPoints: Earn Points with Ease While Grocery Shopping!

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I’ve been a member of MyPoints for Eight Years! I just found out yesterday that MyPoints has a point-earning opportunity while we grocery shop!

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It’s super simple:

Add Deals to Your List: With hundreds of exclusive deals to add to your list from your favorite stores, keep your cash for when it counts.

Shop In-Store: Purchase products from Your Shopping List (at eligible stores) to earn Points. Act quickly before offers expire!

 

Upload Your Receipt & Earn Points: By purchasing select items and submitting your receipt, shopping is simplified.

These deals are only good at select stores, so check on each offer before adding it to ensure that you can redeem it at a store near you.  Here is an example of one of the offers:

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Each offer has it’s own terms, including at which stores the offer is valid. While this won’t replace my use of any of my other apps, it is a nice addition.

Two For Tuesday – Inspirational Jewelry 2 for $10 + FREE Shipping

**This post contains affiliate links and I will be compensated if you make a purchase after clicking on my links.

Cents of Style is hooking you up today! This weeks 2 for Tuesday is perfect for jump-starting your holiday shopping.  You get 2 pieces of their inspirational jewelry for only $10 ($5 each) + FREE shipping.

Jewelry

These are everything you would want in a jewelry piece; trendy, inspirational, and the perfect accessory for every outfit. Choose from suede, vegan leather, or metal styles (or get one of each). The Tribe bracelets and disc necklaces are some of their most popular accessories, so make sure to get in on the action.

And the state necklaces are included too (these are my favorite).

Jewelry

Don’t forget:  FREE Shipping with coupon code: GIVEJOY  at checkout!

Cents of Style Deal- The Perfect Joanna Shirt $10.95 (Free Shipping Too!)

Boyfriend Tee

**This post contains affiliate links and I will be compensated if you make a purchase after clicking on my links.

Cents of Style is at it again with a great deal! This time with a soft, comfy shirt perfect for cool fall evenings (It’s still hot here in So. Cal during the day).

Joanna Perfect Boyfriend Tee is on sale this week, regularly priced $24.95, this week on sale for  $10.95 & FREE SHIPPING! Make sure to use coupon code JOANNA at checkout.

The sale goes through 11/3/19, and the best part is that the shirts come in Sizes: S-3XL, and are available in 15 colors!

I love the grey and the plum colors, but there are so many incredible, rich colors, I may buy a few more.

Perfect to layering, or pairing with a light scarf.

Such a Deal! Sam’s Club – Join for $45 Get $50 in Savings

If you have Sam’s Club location near you, check out this awesome deal!

Join for $45 and get $50 in savings.

GET A $20 GIFT CARD AND $30 IN INSTANT SAVINGS:*

  • Member’s Mark™ prepared entrees ($9.98 avg retail value): $9 off each; any two
  • Member’s Mark™ Soups ($5.98 avg retail value): $5.50 off each; any two
  • French Bread or Baguette ($2.98 avg retail value): FREE, Limit 1
  • Must scan free item to apply Instant Savings.

I’ve heard that our local Sam’s Club is a great place to save money!