new year

New Year’s Resolution #8: Learn Something New

Abby H.3 Comments

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#8 is a resolution that I thought would be closer to the top of the list: Learn something new!

There are lots of ways that you can learn and grow without breaking the bank!

      1. Borrow books from the library- most libraries have their card catalogs online, so you can check and see if your local library branch has the book(s) you are looking for before you step foot in the library.  AND- some libraries have the ability to hold the books for you until you can get down there (usually 24 hours).
      2. Can’t find the books in print near you? Check out Google Books.  There are tons of free books that you can read online.If you head over to Amazon you’ll find thousands of Free E-books on Amazon in all reader formats.
      3. Check out community learning opportunities. Grossmont Adult Education has tons of great classes, including some great Mommy and Me style pre-school classes for kids!
      4. Check YouTube for tutorials or seminars that are of interest to you.
      5. Harvard (yeah, *THAT HARVARD*) has free, no credit open courses here. Other Colleges including MIT, Yale and Stanford offer free online no credit classes for the public to take/sit in on.
      6. Check your local museums for free days for locals.  San Diego Locals- here is a list of free museum days in Balboa Park.
      7. Craftsy has a ton of free classes and patterns! Check out this post with just a few of my favorite classes!
      8. There are tons of free opportunities for kids to learn here. Most public libraries have story time or other free activities and workshops for kids. Check out Red Tricycle’s website for all kinds of free and cheap learning opportunities for your littles!
      9. Love documentaries? Love to read? If you haven’t tried Amazon Prime yet, there is an awesome promotion right now- sign up and get your first 30 days free. Prime gives you access to more than JUST free shipping. You can stream movies, documentaries, enjoy the free Kindle lending library, and more! Start Your Prime Video 30-Day Free Trial Now!

New Year’s Resolution #4- Spend More Time with your Family (without breaking the bank)!

Abby H.3 Comments

Throughout December, I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!
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The Number 4 New Year’s Resolution on most top ten lists is: Spend more time with your family.

There are lots of fun, free or low cost activities you can do with your family.

  • In San Diego, there is free museum Tuesday in Balboa Park.  Here is a list of museums that are free and when they are free. 
  • Also in San Diego, October is kid’s free month at tons of museums, parks, and attractions (including the zoo!!). Here is a list of events and attractions that were free in October 2012.
  • Lots of Daily Deal sites have free credit when you sign up to defray the cost of your first purchase.  Here are just a few that I use and really like:
    • LivingSocial- They sell local gift certificates (like Groupon) as well as merchandise. When you sign up, you’ll receive a credit (it varies, but it’s usually between $5-$15).
  • Instead of eating out at full price, use coupons from websites like Get1Free, or if you’ve got an Entertainment book, USE IT!
  • If you’ve got kiddos, check out these great lists of restaurants where Kids Eat Free. For San Diego restaurants where kids can eat free try here, here, here, here, and here.
  • Is your birthday coming? Of course it is…. Well, then check out this post about Birthday freebies!

There are fun, free events all year long for the family. Here is a list of just some of the holidays each month:

  1. January: New Year’s Day, MLK Day
  2. February: President’s Day, Some communities have Valentine’s day events too.
  3. March: Saint Patrick’s Day, Mardi Gras
  4. April: Easter
  5. May: Memorial Day and Mother’s day
  6. June: End of school/beginning of summer events, graduation, Father’s Day.
  7. July: Independence Day
  8. August: Back to School, Labor Day
  9. September: Back to School
  10. October:Halloween
  11. November: Thanksgiving
  12. December: Hanukkah, Christmas, Kwanza

New Year’s Resolution #3- Live a richer, fuller life (without spending more money)

Abby H.3 Comments

Throughout December, I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!
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Of the Top Ten New Year’s Resolutions, number three on several lists is to live a fuller life.  What does that mean?  Get out, do more.  Don’t just sit on your couch, watching WWE and eating microwave popcorn. Of course, I want you to get out there and live it up, but, I don’t want you to spend a lot of money.

Here are some tips to live better and keep your budget in check.

  • Use all of the perks and benefits afforded to you by your job.  Some employers offer on site gyms, discounts on cell phone contracts, discount movie tickets, discount attraction passes.
  • Take advantage of free community events.  Check your City’s local Parks and Recreation Department website for free movies in the park, city events around holidays (Our local municipal Lake has a fun Easter event each year that is free).
  • Speaking of Parks, use of community parks is free.  Take a picnic, go for a walk, heck, go play on the playground equipment! Some local parks have walking trails or exercise paths.
  • Many businesses offer discounts to military, seniors, and other professional groups. Don’t be afraid to ask!
  • When you go to the doctor or dentist, don’t be afraid to ask for samples of medications or toothpaste/floss. When we take Lil’ Man to the pediatrician for his wellness check ups, she’s always giving us coupons and samples.  Doctors receive coupons and samples from companies and reps to give out- take advantage of it!
  • If you are looking for a way to experience theatre for free and have some time to give, consider volunteering to be an usher. In most areas across the Unites States, many of the larger theatre companies are actively seeking ushers. If you are unsure if your local theatre or musical organization needs volunteer ushers, call their administrative office and ask, or check their website and drop them an email. Many theatres, orchestras and symphonies are non-profit organizations. They rely on volunteers to help their organization succeed. Museums need volunteers as well to be docents, hand out brochures, and help with special events. If there is a local museum you like, think about volunteering. You will get to spend time in a place you like, and you will be helping an organization.

2016 New Year’s Resolution #2: I want to save money!

Abby H.3 Comments

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Over the next two weeks,  I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!

One of the most common New Year’s Resolutions is to SAVE MONEY. Here are just a few simple ways to save money throughout 2016:

1. Make a budget and stick to it.  We have a pretty tight budget at our house- It keeps us on track!

2. Use coupons for everything.  Coupons aren’t just for groceries. Check out sites like Get1Free for coupons to restaurants, day spas, golfing.  If you buy an Entertainment book, there are tons of great coupons for all kinds of meals and activities.

3. Back to coupons (again).  Carry a plastic envelope or coupon wallet with you at all times with coupons that you know you will use.  That way if you decide to have a spontaneous adventure- you can still save money money.

4. Try free activities.  Every community has free activities, check out your local Cragislist (under Community then click Events), community newspaper, or your local Patch for upcoming free events. Or Google “free events +name of your city +month of the year”.

5. Have a goal for your savings.  Saving to save is fine, but if you are saving money towards a goal, it’s harder to blow off the budget.  I mean, really… Would you rather have a new car or a cheeseburger? I thought so.

6. Wait. If you see a big ticket item that you want to buy, wait 10 days and see if the price drops.  Here is an article about the Sales Cycles that take place throughout the year.

7.  This is an oldy, but a goody.  Use It Up, Wear It Out, Make It Do, or Do Without.   Use what you have on hand (substitutions in a recipe are OK, the writer of the cookbook doesn’t care!), repair broken toys, mend clothes.  Add a little water to the last bit of laundry soap to stretch it (You probably use too much anyway!). You don’t need every latest gadget, do dad and thingamagigger. Keeping up with the Joneses is so 1980′s.  Frugality is the new IN thing.  You want to be cool, doncha?

How do you plan to save money in 2016?