fun

2016 New Year’s Resolution #2: I want to save money!

Abby H.3 Comments

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Over the next two weeks,  I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!

One of the most common New Year’s Resolutions is to SAVE MONEY. Here are just a few simple ways to save money throughout 2016:

1. Make a budget and stick to it.  We have a pretty tight budget at our house- It keeps us on track!

2. Use coupons for everything.  Coupons aren’t just for groceries. Check out sites like Get1Free for coupons to restaurants, day spas, golfing.  If you buy an Entertainment book, there are tons of great coupons for all kinds of meals and activities.

3. Back to coupons (again).  Carry a plastic envelope or coupon wallet with you at all times with coupons that you know you will use.  That way if you decide to have a spontaneous adventure- you can still save money money.

4. Try free activities.  Every community has free activities, check out your local Cragislist (under Community then click Events), community newspaper, or your local Patch for upcoming free events. Or Google “free events +name of your city +month of the year”.

5. Have a goal for your savings.  Saving to save is fine, but if you are saving money towards a goal, it’s harder to blow off the budget.  I mean, really… Would you rather have a new car or a cheeseburger? I thought so.

6. Wait. If you see a big ticket item that you want to buy, wait 10 days and see if the price drops.  Here is an article about the Sales Cycles that take place throughout the year.

7.  This is an oldy, but a goody.  Use It Up, Wear It Out, Make It Do, or Do Without.   Use what you have on hand (substitutions in a recipe are OK, the writer of the cookbook doesn’t care!), repair broken toys, mend clothes.  Add a little water to the last bit of laundry soap to stretch it (You probably use too much anyway!). You don’t need every latest gadget, do dad and thingamagigger. Keeping up with the Joneses is so 1980′s.  Frugality is the new IN thing.  You want to be cool, doncha?

How do you plan to save money in 2016?

2016 New Year’s Resolution: #1 Make More Money!

Abby H.3 Comments

file000267804564Throughout December, I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!

For a lot of us, one of our New Year’s Resolutions is to make more money.  And unless you plan on winning the lottery, that can be hard.

Here are a few ways that you can make some extra money in 2016.  I have done all of these and they have worked for me to one extent or another, however, YMMV.

  • Why wait until spring to clear out the clutter?  Have a Garage Sale and earn some extra money!  Whatever doesn’t sell, consider donating it to a charity and taking the tax deduction.
  • Sell items on your local Craigslist. Always remember to meet in a public place!
  • Check out resale groups on Facebook. Just go to Facebook and search Your city + resale.  There are a ton in San Diego!
  • If you have unwanted silver, gold, or platinum most malls have kiosks or stores that will buy the metal from you on the spot and give you cash. Some jewelers also buy metal and jewelry.
  • Have a skill? Can you babysit, mow a lawn, bake a cake?  Are you handy with a sewing machine? Let your friends and neighbors know. Make up a flyer or post on your Facebook.
  • Before you head out to go shopping, check to see if anything you are going to buy has a rebate.  Doing rebates is easy!  To learn more about how rebating works, check out the article I wrote here. It also includes a link to my favorite rebate website!  I get about $250 back each year just through rebates. Most of the time you can use coupon on an item that you are submitting a rebate for- talk about win-win!
  • Want to get paid for your opinions?  Why not try a focus group or a research study?  Learn more about them here. I participate in about once per month and earn approximately extra $50-$100 in cash each time.
  • Mogl– This site is a little different.  Sign up and register your credit/debit cards.  When you eat out at participating restaurants, you’ll receive 10% cash back!  You can use this in addition to any other cash back offers your credit or debit card offers.  I’ve earned $25 in the past year and we don’t eat out very often! I also like at Mogl donates money to local food based charities every time you use one of your registered cards.
  • I’m a HUGE fan of Small Business Knowledge Center.   Do you get lots of junk mail?  Is your inbox full of spam? Insurance, credit card offers, banking, credit cards, investing, telecom, mortgage or other loan type junk mail and spam?The Small Business Knowledge Center (SBKC) studies marketing techniques and practices.  They securely dispose of your junk mail after they are done with it- no need to worry! You can also put stickies on paperwork that you would like back and they will return it to you! SBKC mails you postage paid envelopes, you stuff your junk mail into it and drop it into the mail.  You will receive points for your junk mail, and once you receive 2000 points, you will receive a $20 Visa Gift Card. You can also forward emails to them as well.  They occasionally have special projects where they are looking for special items like welcome packets for credit cards.  Special projects offer additional/bonus points.I’ve done SBKC for 4 years and I consistently earn one  $20.00 gift card per quarter, that’s $80.00 in gift cards per year! That’s free money that I did no work for.  Just forward some emails before I hit “delete” and toss my junk mail into an envelope as it comes into the house and mail an envelope once a week.Unlike many other programs, you can sign everyone in your home who is over the age of 18!If you are interested in signing up, here is the link. In the box next to: How did you here about the SBKC Consumer Panel? Please type my name: Abby Hewes. I get points for each referral and that brings me closer to my next reward!

If you are looking to make money online, here are a few of my favorites:

  • Earn Cash with Paid View Point. Surveys are short (less than 5 minutes).  Earn cash with each Survey.   You get $1.00 when you sign up! The pay out is $15.00, and it takes about a month to earn $15.00. I earned about $60.00 in 2013.
  • Earn Gift cards with Mypoints. I take surveys, click links in emails, and do all of my online shopping through Mypoints. I’ve earned $80 in gift cards in 2013!
  • I also use Swagbucks. I use their search engine toolbar, take a daily poll, watch a video and click a few links each day! In 2013 I earned about $120 worth of Swagbucks rewards. Swagbucks has tons of rewards, you can receive cash via paypal too!

And updated for 2017: Here are a few more ways to earn money- My Hustle: How I make Part Time Income as a SAHM

Whether you want to earn extra money for a vacation, holiday gifts, or just to have some extra play money, with a few minutes each day, you can earn some serious money.

This page contains affiliate links.  Please see my Affiliate Disclosure here.

Get paid for your opinion: Focus groups!

Abby H.4 Comments

There are lots of online survey companies, but their payouts can be small and take a lot of time to accrue the amount of points needed to cash out.

In most large cities, there are research companies that run focus groups weekly.

How to find them?  Google “Your city name focus group”.

In San Diego there are the following research companies:

Another way is to look on Craigslist.  Go to Jobs and in the search field type “Focus Group”.  Some smaller companies may post ads for focus groups.  Recently I participated in a mock jury style focus group and was paid $90 for 5 hours of work.  Yesterday I participated in a focus group relating to housewares and received $40 for just an hour! I found both on Craigslist.

Right now on Craigslist there are a couple great opportunities in the San Diego area.

Holiday Cookie Recipe: Chocolate Yum Yums aka Poop Cookies!

Abby H.

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My mom makes these awesome cookies that we referred to as Poop Cookies as kids. But they are really called Chocolate Yum Yum’s. And Oh, Lord are they delicious…..

They are delicious, chewy and chocolately. You’ll have a hard time keeping them around.

Once you make them, you’ll see why we called them Poop Cookies.

Chocolate Yum Yum’s (aka Poop Cookies)

Ingredients:

  • 1 c. chocolate chips (your fav. variety- Vegan, GF)
  • 1/3 c butter (You can use coconut oil if you are vegan, don’t use spread)
  • 16 large marshmallows (You can use vegan marshmallows)
  • 1 t. vanilla
  • 1c. coconut
  • 2 c. oatmeal (GF oats are a great substitute. Don’t use Steel cut oats)

Directions:

  1. Over medium heat, combine chips, butter, and marshmallows. The mixture may separate when melting, but that’s ok. Stir frequently to prevent chocolate seizing.
  2. Once the mixture is melted and smooth, remove from heat and add remaining ingredients and stir until well combined.
  3. Drop spoonfuls onto waxed paper on a cookie sheet.
  4. Refrigerate for about an hour or until firm.
  5. Serve with cold glasses of milk

Mom has made them with lemon marshmallows and white chocolate chips.  With all of the marshmallow and chip flavors, the combinations available are endless!

If you are looking for another Poop Cookie Recipe, Check out Seraphina’s Unicorn Poop Cookie recipe here. They are really good!

Free Hummus & Pita Chips GoPicnic Meal!

Abby H.

Screen Shot 2015-11-24 at 8.32.16 AMLooking for a tasty freebie? Fill out this form here and you’ll receive a free a Hummus & Pita Chips GoPicnic Meal!

Limit one per address. This deal may not be around for long!

Enjoy your Thanksgiving!

Abby H.

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I know it’s only Tuesday, but I wanted to let you all know that I’m working overtime today and and tomorrow to schedule Black Friday posts to go live Thursday and Friday!

I’m taking those two days off, but I don’t want you to miss anything good! All the deals I post will be online,  no need to rush to the mall. You can shop in your PJ’s!

Great gifts for kids that won’t break the bank (or your sanity)

Abby H.

DSCN9862It’s that time of year, when friends and relatives start asking you and your kids the dreaded question.. The Holiday gift question.

First of all, if you don’t have kids, please do your friends WITH kids a favor: Skip the toys that make noise/require batteries. Many a night I was woken by a phantom toy mysteriously going off. This Stupid Fisher Price Dog was the main culprit.

This year, we’re skipping all the “hot” toys. Why? Well, we don’t have cable, so Lil’ Man doesn’t really know about what toys everyone else has or wants. We mostly watch PBS and Netflix. I’m trying to get away from “stuff”. We have so many toys and stuffed animals. We don’t need a lot more stuff. I’m asking for more “experience” type gifts. Here are a few things that are always welcome in any household:

  • Groupon/living social/Amazon Local discounted vouchers or gift cards to places that  kids love to go, but can be a little pricey. For us, that’s Urban Jungle, Kid Ventures, Boomers, bowling. Zoo tickets, movie tickets, and museum passes are great options as well!
  • If you have a vacation planned, ask for gift cards. We have a friend who takes their family to Disney World each year, and she asks her family to buy the kids Disney gift cards to help offset the cost of their vacation (bonus- Disney GC can be used almost anywhere in the park- food, gift shop, even admission!).
  • Accessories for toys or games the kids already have. We always need more train tracks for our Thomas the Tank Engine trains. Most kids could always use more pretend food (we like these and these from Melissa and Doug).
  • Gift baskets that include experiences: I know I keep going back to experiences, but kids and families love to do stuff together. Movie baskets that contain popcorn, candy, redbox codes or GC for redbox is always a big hit here. We’ve given pizza night baskets that contain the fixins for a pizza (boboli crust, toppings, sauce) and a board game. Use your imagination!
  • IOU’s/GC for dates or time with the kids: Lil’ Man and I have a special date every week. We go out to eat and do an activity together. Maybe you have a little in your life that you’d like to spend more time with? Give them the gift a a date! Ice cream feeding the ducks, exploring nature- all of these things are inexpensive for you and mean a lot to a kid.
  • Craft supplies. The most popular gifts we’ve both give and received have been treasure boxes (usually a decorative cardboard box from Michael’s) full of craft supplies. Dollar Tree has a great selection of craft kits, glitter glue, stickers, feathers, pom poms, construction paper, water color paint, acrylic paints. Add in some wooden cut outs from Michaels (.50 or less EACH), and a few paint brushes and the kids will have fun for hours. The best part: for less than $20, they’ve got a cool box and tons of stuff to keep them busy and unplugged!
  • Monthly Subscription Boxes: Kids love to get mail. Monthly subscription boxes like Kiwi Crate, Little Passports, Green Kid Crafts are a great option for kids to get a little something fun in the mail each month- and monthly subscription boxes aren’t that expensive! Adults love them too! BirchBox (makeup), UrthBox (snacks), and Dollar Shave Club (razors and shaving accessories for men and women) are all popular options!

 

Lovely Candy Co. Non-GMO, HFCS Free Treats!

Abby H.

The Lovely Candy Company makes premium, consciously crafted candies for consumers looking for indulgent treats which offer the best ingredients available.

Lovely candies are all natural, certified gluten free, tested non-GMO, certified kosher and contain no high fructose corn syrup or artificial ingredients. They have Chewy Caramels, Fudgee Rolls(think a better Tootsie Roll), Fruit Chews with real fruit pieces, and Gluten-Free Licorice. A great treat for you and a fantastic treat for the whole family.

Live Life Lovely! Get your Lovely Candy for the Holidays TODAY! www.lovelycandyco.com

I’ll be posting a review in the next few weeks! I can’t wait to share these yummy candies with my friends and family!

Schoola: Two Deals- Two Ways to Save!

Abby H.

16_Nov_COZY_Blog 11_17Nov_woobox-blogpostRight now Schoola has two ways for you to save big!

Now through 11/22/15, save30% off sitewide with code COZY30.

This code can be used as many times as you’d like up until 11/22. You can combine it with referral credit, but not with other coupon codes!

Looking for another way to save? Sign up for their email newsletter to hear about Black Friday deals and holiday steals. You’ll get a $5 coupon code to use right away. Already get our newsletter? No worries, you can still sign up to get the deal.

Wanna spread the love of Schoola? The Give $20, Get $20 deal is back!
When you share your unique Schoola referral link with a friend, they get $20 to spend on their first order. As soon as they make their first purchase, you get $20 in credit.

We’re doing our next batch of tie dying on Thursday morning, and thanks to Schoola’s amazing sales and prices, I’ve been able to amass 16 shirts and onsies in various sizes and styles to tie dye!

I’d love to see what you’ve scored from Schoola!

 

 

Organizing your home on the cheap….

Abby H.

We have a lot of craft supplies. Henry and I do a craft 3-4 times a week. Plus we also paint, color, and draw.

Our Craft supplies were getting out of control.. I mean, check this out:

IMG_1907 IMG_1908Yeah, It was sorta contained by two crates that weren’t the same size. They didn’t stack up and that bugged me. Plus we had a mish mash of family binder plus small craft totes on the desk. It was just cluttered and insane.

I’ve been wanted to get it a little more organized for a while, but organizational stuff can be expensive. Have you ever been to the Container Store? OY VEY!

I had organizing in the back of my mind when I got an email from Shop Your Way Rewards letting me know I had $5 in points for K-Mart. When I logged on to Shop Your Way Rewards, there was a pop up for a new sweepstakes where you can win up to $50,000 in points. I decided to play and I won $10 in points (usable at Sears and K-Mart).

Armed with my $15 in points, I started shopping. I found this great storage chest from Bintopia, and coordinating baskets. I checked my Shop Your Way Coupons and found 15% off anything in the home coupon!

I picked up three of the bins and two of the chests, and my mess became corralled:

IMG_1909 IMG_1911The best part is that one of the chests is only half full, so if we come in to more craft supplies, we can stash them safely. Right now  I have Christmas gifts for family stowed away in there.

I saved money by picking up at the store. After coupons and point redemption, I only paid $8.00. And I shopped through TopCashBack, so I earned 4% cashback!

The original mismatched crates have been relegated to Henry’s room, where they will hold misc. toys.