fun

Nickel Creek Townhomes in Ramona!

Abby H.

NickelCreek-logoColorA few weeks ago, I wrote about the Grand Opening of the Nickel Creek Townhomes in Ramona. Well, Birdie and I went on Saturday to take a sneak peak.

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Birdie had the best time evah!!

WOWZA! There are three amazing three floor plans: Cypress, Sycamore, and Birch. Each floor plan has some amazing features like a private balcony or private backyard, which I love- I think everyone should have their own outdoor space to relax!

 

 

 

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Cute private back patio!

There are so many features on these homes that will help you save money and the environment!

  • Duel glazed windows
  • Radiant Barrier tech shielding on roof
  • Weather stripping on exterior doors
  • Low flow toilets and shower heads

One thing that impresses me about the KirE homes is all of the attention to fire safety that all of the homes have:

  • Fire-Resistant tile roofing
  • Fire-rated overhangs
  • Interior fire sprinklers with alarm
  • Multi-Power Source smoke detectors in the hallways
  • Pre-Fabricated roofing for easy solar panel installation (for those want to do that!)

OIMG_3575k, and one random thing that I like is that all of the homes we toured in the master bathroom the toilet is in it’s own little closet, and the shower/bath and sinks are in. That way one person can’t tie up the entire bathroom.  Perfect for busy mornings!

NickelCreek Townhomes is right in the heart of Ramona. It’s tucked off Main Street in a quiet neighborhood, but it’s still within walking distance of grocery stores, restaurants (including Dunkin’ Donuts- I’m just saying!), and other shopping.

If you are interested in checking them out for yourself, visit NCRamona.com.

 

Cutting the Cord: Going without Cable

Abby H.

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Disclaimer: This money saving strategy isn’t for everyone- I’ll admit it. If you HAVE to watch “your shows” or sports games and they aren’t available to stream on the TV channel’s website (FOX, CBS, NBC, and AMC have tons of their shows streaming on their site), this won’t work for you.

We don’t have cable.  Never have. Mr. C watches sports over Antenna TV or he’ll go to the gym and spend time on the treadmill or StairMaster while he watches football!

In my area, cable tv (with Cox Cable) is $61.99/mo for the cheap-o plan.  It’s usually on special for less, or you may get a discount if you bundle it with your home phone (we don’t have one!), but after any introductory rates have expired, the monthly price is $61.99/mo at a minimum.

So, in the 10 years we’ve lived together, we’ve saved roughly $7500 by not having cable. That’s A LOT of money.

There are a few things to consider:

If you want to cut the cord, before you call your cable company and tell them to shove it consider this. How old is your TV?  If it’s older than 3 or 4 years old, you’ll need a digital convertor box.

Why?  In 2009, the FCC made the switch from analog (over the air) TV to digital TV to free up analog airwaves for emergencies.

So if you have an old tv, plug it in and flip the channels, you’ll get static because your TV can’t access the digital airwaves without a convertor box. Convertor boxes run between $40-$60 and can be purchased anywhere that sells electronics. You need one convertor box PER television in your house that is over 3-4 years old.  If you are unsure if your TV has the convertor internally, check online or call the company that manufactured your TV.

Pick up a convertor box.  But you’ll still need one more thing.

An Antenna.  Not a pair of rabbit ears.  Newer antennas plug into your television, and the wall (yup they have an amplified signal, so you’ll get more channels!), and they hang on the wall. You’ll need one for each TV in the house.

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This is what ours look like, it’s a slim, shiny back box that hangs on the wall. They run anywhere from $45-$90 (depending on what type you get)

OK, so Convertor box (if needed)-Check!

Antenna– Check!

Now your are all set.

The directions that come with the antenna will tell you how to set it all up and find your local channels.

Now, you can call the cable company! Remember to return the cable boxes and remotes so you aren’t charged any extra.

Now the next question I get is: How many channels will  I get?

Depending on how strong the signals in your area are, you should be able to receive:

  • ABC
  • CBS
  • NBC
  • CW
  • Fox
  • PBS
  • V-me (Spanish PBS)

There are additional networks that are available in various areas of the county.  Here in So Cal, we also get:

Plus we get a few more spanish language channels.

So- the take away is this: depending on how many TV’s you have in your house, and their age, you may spend a few hundred dollars up front to get all set up, but you may be paying a few hundred dollars a month on cable or the dish.  It will pay for itself in just a few months.

You won’t get ESPN or MTV or any of the other eight million other channels. But, you’ll get more quality time as a family.

We’ve never had cable. We’ve lived together for 10 years, and we’ve lived with broadcast TV (over the air with an antenna and converter box), Netflix- Streaming only (a gift from hubby’s parents!), and we have a HuluPlus subscription (at a whopping $7.99/month).

We’re not addicted to TV.  We watch Netflix or a show or two on Hulu at night, and Little Man and I watch PBS in the morning for Sesame Street and many other educational cartoons. We read, talk, or play games while most people are glued to the tube each night for 4-5 hours. We go for to the gym, or for a walk as a family.

 What would you do with an extra $700+ per year? What would you do with the extra time you could have not being glued to the TV each night?

 

 

Pinecone Research is looking for you!

Abby H.

Screen Shot 2016-02-16 at 11.58.22 AMSQUEEE!!! I am super Super excited to share this with you! If you’ve read the blog for a while, you know I love doing surveys at home to earn extra spending cash. My #1 go to survey company is Pinecone Research.

PineCone Research conducts on-line interviews with consumers from all walks of life to obtain their opinions about new products. To become a panel member, all you need to do is complete the simple form here, This will only take a few minutes of your time.

It’s easy and fun to see and evaluate new product ideas in the comfort of your own home. You will earn points for each completed product survey, which can be exchanged for cash and other rewards. PLUS you will be automatically entered into a bi-weekly Sweepstakes to win additional cash prizes for your time. Each interview usually takes 15-20 minutes of your time. Plus, you are free to leave the panel at any time should you choose to do so.

Pinecone has no crazy high minimum pay out (like some other survey companies)- You only need 300 points to cash out for 1 $3.00 Paypal reward. 300 points is just 1 survey!

Nitty Gritty: Registrants who complete the signup form online and align with the recruit target(s) and are eligible for membership consideration will immediately receive an email invitation containing a link, ID and password to complete the full registration process. The link takes them to a brief “staging” survey (6 minutes or less) to gather some further information about that registrant and their household, and to gain agreement to the terms and conditions for panel membership.

Right now they are primarily looking for Males, or anyone aged 18-24, or Hispanic ethnicity. And here is proof that I make money with Pinecone, here is a screenshot showing that I cashed out points:

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300 points is $3.00, 900 points is $9.00 and 1500 is $15.00. So in the past 3 months, I’ve made $36 in less than a half hour, all told!

Take 5% off Schoola and get $5 Starbucks GC!!

Abby H.

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By this time, you know my love of Schoola! Great gently worn clothes for kids (and women) at a decent price, and they give 40% of each item’s purchase price to local schools!

Right now, they’ve got a great deal! Because you’ve helped us raise money for so many schools, Schoola is treating you to 5% off and $5 to Starbucks! Use the code below now until 2/14 and we’ll email you a Starbucks gift card.

Spend $20, take 5% off  + Free Shipping and Get $5 to Starbucks
Use Code LATTELOVE

Please note, codes are not valid on new-with-tags items. Limited one code per order. Offer for a limited time. Must spend $20 with the code to qualify for the Starbucks gift certificate.

And if you are new to Schoola, when you sign up here, you’ll get $20 in credit to spend (which you can use with the coupon code to save even more!!)

DIY Fairy Jar (No Glow Sticks needed!)

Abby H.1 Comment

Screen Shot 2016-02-01 at 12.51.22 PMEveryone has seen the Fairy jars on Pinterest that glow in the dark. In fact, you may seen them on Pinterest fail lists too, because, well, the directions don’t work.

Not familiar? Ok, it goes like this: Take a Mason Jar (because after all 90% of crafts/stuff on pinterest involve a Mason Jar), open 2-3 glow sticks, dump them into the mason jar, screw the lid on and shake. OOOH, it’s supposed to look like a magical Fairy Jar. What it really looks like it a fairy vomited into a jar. And glow sticks glowiness only lasts one night (or so).

So here is the deal on how to make a legit, serious, awesomely cool fairy jar in less than 10 minutes, no glow sticks or scissors needed.

You need two things:

A jar with a screw on lid. I used an Anchor Hocking jar that my mom gave me (she got it here). You could also use a wide mouth quart Mason Jar.

A string of these cool LED battery operated lights on a copper wire. You get two for $7.99, so really, you could make two if you had another jar.

Here are the totally simple directions:

  1. Wash and dry the jar.
  2. Loosely coil the string of lights around your hand, put hand into jar. let go of the lights.
  3. Leave the end of the string with the switch dangle over the lip of the jar.
  4. Screw on lid (the wire is so thin, you’ll be able to screw on the lid with the wire coming up over the top of the jar).
  5. Turn lights on.

That’s it. REALLY! The batteries last a while, especially if you aren’t leaving the lights on 24/7. If you wanted to get a little fancier, you could spray paint the inside of the jar, allow it to dry, then continue with steps 2-5. I am doing that with my second string of lights. Watch my Instagram feed for photos of that when it’s done later today.

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I can’t wait to share this with Henry when he gets home from school.

 

Thanks to Tomoson and #OakleafLEDLight for the opportunity to try these cool little lights for free. I was not financially compensated for this review, however I only review items that I think area good fit for my family. All opinions are my own!

It’s BACK! Free FroYo Day!

Abby H.

Is it wrong that I look forward to this every year?

Screen Shot 2016-01-25 at 10.37.39 AMFebruary 1st is National Frozen Yogurt Day and that means free Fro Yo at Menchie’s!

It’s from 4-7pm on Monday, February 1st!

Fine Print: The first 6 ounces are free on February 1, 2016 from 4pm – 7pm. Additional ounces are at cost to the consumer. Limit one cup per guest while supplies last. Flavors are available at participating locations, while supplies last.

This is going to be a great after school treat for our family! As more Free Fro Yo offers are announced for other fro yo companies, I’ll post!

Enjoy The Great Outdoors at Mission Trails Regional Park!

Abby H.2 Comments
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Exploring the Dam is one of our favorite activities!

IMG_2796When I was a kid, my dad took my brother and I hiking a lot. We had all kinds of fun adventures, but I always loved Mission Trails Regional Park, specifically Old Mission Dam.

As Lil’ Man gets bigger, we are looking for more fun outdoor adventures. This last rain storm would be the catalyst for two days of big outdoor fun.

Friday, we loaded up and headed over to to dam. The past week of rain has really changed our usual path, so we got to explore some areas we’d never seen together.

IMG_2833It was a great chance for him to check out new trails, see erosion in action, splash in the cold stream water (there were a couple times we had to jump over streams to continue on, and well, we didn’t quite make it!), and see shells. There are a lot of little fresh water clams that make the river their home, as a result, we saw lots of shells!

We climbed, discovered, and navigated our way through the park for about 2 hours. IMG_2817By far the most exciting thing we found was an old, rusted car that had been shot at many, many times in the past. When you area four year old boy, nothing is more exciting than a rusty old car.

After stopping for snacks and water, we continued on to explore nature and hopefully find some cool rocks (another favorite pastime).IMG_2818

On Saturday, we headed over after lunch to the Visitor & Interpretive Center. It was closed, but we checked out the nature flora and the amphitheater. Then we did the loop around the center. It was a fun, easy walk (no pictures, we were too busy exploring).

It’s a quick 1 mile loop with a couple foot bridges and it overlooks the river, which is “raging” (as much as it can here) right now.

If you are in the San Diego area and haven’t been to Mission Trails Regional Park, you are missing out. There is tons of fun to be had and nature to explore. There are paths and trails for every skill level, and there is even a paved path along Father Junipero Serra Trail if you aren’t feeling adventurous, but still want to get outside. Parking is free, admission to the park and Visitor & Interpretive Center is free (but they do accept donations!). Most paths, except the paved road are not stroller friendly. Most paths are bike and/or Equine friendly, and leashed dogs are welcome.

And of course what better IMG_2835way to end a fun day of hiking, than with a little park yoga:

 

DIY Frugal Facial!

Abby H.1 Comment

file9131343110988As the new year begins a lot of women (and men too) resolve to take better care of themselves, both physically and spiritually.

Today we’re dealing with the physical self-care, and one way to start is with a good facial.  It’s important to put your best face forward, and taking care of your skin will help!

I’ve listed DIY formulations that I like as well as links to professional products that I’ve used recently. Products that I use and recommend tend to have a high concentration of natural/botanical ingredients. I’m a huge fan of using products that have a basis in nature! Facials are a fun thing to do as part of a Ladies/Moms night in!

For your Ladies/Moms night in, have every one can bring their favorite product to share, or a quick trip to the beauty supply and the grocery store can get you everything you’ll need for a soothing facial.

1: Cleanse  your skin using a gentle cleanser in order to remove surface oil, dirt and germs. If you have oily or combination skin, use a foaming gel cleanser; if you have dry skin, look for a creamier blend that won’t dry out your skin. I like Dermalogica UltraCalming Cleanser

2: Exfoliate. Exfoliation helps remove dead skin cells that clings to your  skin. You can either use a mechanical exfoliator (something that is rough/ scrubby like oatmeal), or a chemical exfoliator (something that dissolves the oil and dirt that holds the dead skin cells to your skin, like the acid in pineapple or dairy products).

Natural exfoliatants include: Ground oats and pineapple. Grind oatmeal in your food processor and add 3 T. oats to 2T. Plain natural yogurt (I like greek yogurt because it’s nice and thick!) Apply to the face and remove after 10 minutes with a warm towel. Or put ¼ cup pineapple and 3 T. plain yogurt into the food processor and pulse. Once combined apply to the face and remove after 10 minutes with a warm towel.

If you don’t want to muss with mixing up your own, I like Valentia’s Eternal Youth Exfoliating Scrub.

At this point, you may wish to apply a serum (I like this vitamin C serum, it’s got all kinds of botanicals and humectants in it to help moisturize your skin) or spritz the skin with a nourishing toner. I like this Vitamin C Toner. Remember to  use anything that stings, burns or causes discomfort. That means NO SEA BREEZE OR ALCOHOL BASED ASTRINGENTS!

3: Mask. If you have oily or combination skin, try a clay-based mask; for dry or mature skin, look for a hydrating mask (with a creamy or gel texture).  Peel off masks are better suited for oily or combination skin (They can be a little harsh for those with sensitive skin).  Most beauty supply stores or drug stores sell masks in small sachets (like these) if you do not already have a favorite mask. Apply mask to the skin, being careful to avoid the eye area (this can lead to sagging skin). Leave mask on for 10 to 20 minutes or as directed.   Do not allow clay masks to dry completely.  The active ingredients only work as long as the mask stays moist.  Sprtiz the mask with a spray bottle of water to keep it moist once or twice. Remove the mask with warm towels and follow with a light spritz of toner.

Most facials end with a special moisturizer or lotion applied to the face.  Look for a moisturizer with SPF 15 or higher in order to protect your skin from the sun’s harmful rays. Don’t forget to apply moisturizer to your neck and décolleté. You can use SPF moisturizer in the evening too if your budget is too tight for two moisturizers. If you use a moisturizer that contains retinols (they are vitamin A derivatives), it’s imperative that you use an SPF during the day. Vitamin A can thin the skin and sensitize it, so you need extra protection from the suns rays.

If you wish to apply an eye cream, use only a pea sized amount and apply it with your ring fingers in a gentle patting motion.  Don’t drag your fingers across the gentle under-eye tissue.  It can damage the delicate skin in that area.

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My Recent At Home Facial!

Here is my photo collage of my recent Spa retreat. Ok, so I was in the spare washroom after the kids were sleeping and hubs was vegging out.None the less, it’s nice to take 30 minutes or so out of your day once a week and pamper yourself!

New Year’s Resolution #8: Learn Something New

Abby H.3 Comments

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#8 is a resolution that I thought would be closer to the top of the list: Learn something new!

There are lots of ways that you can learn and grow without breaking the bank!

      1. Borrow books from the library- most libraries have their card catalogs online, so you can check and see if your local library branch has the book(s) you are looking for before you step foot in the library.  AND- some libraries have the ability to hold the books for you until you can get down there (usually 24 hours).
      2. Can’t find the books in print near you? Check out Google Books.  There are tons of free books that you can read online.If you head over to Amazon you’ll find thousands of Free E-books on Amazon in all reader formats.
      3. Check out community learning opportunities. Grossmont Adult Education has tons of great classes, including some great Mommy and Me style pre-school classes for kids!
      4. Check YouTube for tutorials or seminars that are of interest to you.
      5. Harvard (yeah, *THAT HARVARD*) has free, no credit open courses here. Other Colleges including MIT, Yale and Stanford offer free online no credit classes for the public to take/sit in on.
      6. Check your local museums for free days for locals.  San Diego Locals- here is a list of free museum days in Balboa Park.
      7. Craftsy has a ton of free classes and patterns! Check out this post with just a few of my favorite classes!
      8. There are tons of free opportunities for kids to learn here. Most public libraries have story time or other free activities and workshops for kids. Check out Red Tricycle’s website for all kinds of free and cheap learning opportunities for your littles!
      9. Love documentaries? Love to read? If you haven’t tried Amazon Prime yet, there is an awesome promotion right now- sign up and get your first 30 days free. Prime gives you access to more than JUST free shipping. You can stream movies, documentaries, enjoy the free Kindle lending library, and more! Start Your Prime Video 30-Day Free Trial Now!

New Year’s Resolution #7: Get Organized

Abby H.3 Comments

Throughout December, I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!

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#7 is a resolution that I thought would be closer to the top of the list: Get Organized.

For some people that means professionally, financially or personally.  I can’t help you with your professional life, but I can help you with some tips to getting your finances and personal life organized.

balancing-a-checkbook-paying-billsOrganize your Finances:

You really can’t start to save money unless you get your finances in order.  I cannot stress how helpful setting up a budget has been for our family.

There are a few companies that offer free budgeting tools: I like both Manila and Mint. Check both out and see which one suits your families needs.

Calendar_0Organize your Personal Life:

Use a calendar.  It doesn’t have to be a paper one.  I have a paper calendar on my desk.  I write all of our play dates and appointments, parties, and other functions outside of the house on it. That way I can see at a glance what’s going of for the week. If you’ve got a smart phone, you can utilize the calendar feature. iPhones can sync to the iCal on your desktop computer. If you opt for it, iCal will pop up reminders on his phone and the computer. He uses it for business and home.

  • If you want to use a calendar online, Google’s Calendar feature is great, especially if you use Gmail.  It can add appointments, reminders and birthdays from your email into your calendar and it will remind you of them!
  • If you don’t use Gmail or Google, Facebook has a great calendar under the events tab from your FB feed.  It shows you upcoming events and birthday and it’s easy to plan or add an event with the “+Create Event” button.
  • If you are looking for Coupon Organizational methods, I’ve written about how I organize my coupons here.
  • I am always getting packages! I signed up for a USPS.com and now I get a text when a package ships and when it arrives! It’s a great way to keep track of packages that you are expecting.