Extreme Couponing Tips for everyday shoppers!

DSCN1032[1]So if you know me in real life, you know that I LOATHE that TLC show. It’s crazy, and most most reality shows, it bears little semblance to reality. So I was stoked when it was cancelled! But like most things in life, it lives on in re-run and of course, on the internet!

What I don’t like about that show is that most of the stores show double coupons, when in real life (esp. in CA), there are very few stores that do.

That being said, I wanted to share some tips with you that will help you get the most bang for your shopping buck.  You *could* call them, my Extreme couponing tips. I can’t promise that you’ll walk away with 115 mustards or 7,000 toothbrushes gratis, but you might have a little more than you have before.

  1. Shop at a store that allows overage (click on that link for more info about how to use overage and what it is). In my area, the only store that allows overage is Wal-mart.
  2. Sale Price+ Coupon=rock bottom price.  About 99% of the time, during the dates a coupon is valid, the item will be on sale. Wait until the item is on sale, then use your coupon.  You’ll be saving a lot  more.
  3. Buy Multiples: It’s great that you are able to combine the sale price with a coupon, but the real ticket to savings is buying more than 1 of the same item.  That means you’ll need multiple coupons. You can either purchase multiple Sunday papers or do what I do: trade coupons with friends and family. A lot of people don’t understand buying more than 1 items on sale with a coupon.  If the item is something you use frequently (for example, salsa) and you are able to get 5 jars for .50/jar, and they are usually $2.50/jar, why wouldn’t you buy 5 for the price of 1?  Just keep the rest in the cupboard, and use them as needed.  If you were to only buy one, use it then head back to the store, you’d be paying full price.
  4. Get a grocery store Club Card for each supermarket you shop, and pick up a CVS Extra Care Card. The cards entitle you to discounts on merchandise or an accumulation or points or special rewards for buying specific merchandise. Club cards are also referred to as a loyalty card, a rewards card, a points card, or an advantage card. Most stores have a Club Card, check with your local supermarket. These cards are free to apply for and use.  Club Cards typically have a barcode or magnetic stripe (like a credit card) that can be easily scanned. Cards are issued after you fill out the application. Many times the card is linked to your phone number. If you forget you card at home, give the cashier you phone number, and you are still entitled to the same discounts and card advantages as if you had presented your card.
  5. Build up a stockpile of items you use frequently: The sales cycle for most items is 3-4 months. If you are able to buy the items that your household uses the most on sale with coupons, you should buy enough to get you through until the next sale.  That means never having to pay full price again. I recommend doing an inventory of your stockpile and keeping a checklist inside your pantry door.
  6. Be Organized!  I don’t throw away my coupon inserts after I clip what I want.  I keep them in a plastic file box, organized by week.  If an item goes on sale and there is a corresponding coupon, I can quickly find my coupons and clip. 
  7. Buy the smallest/cheapest sized item allowed with the coupon. It can result in overage. Here is a great example: A few years ago, Lisa over at Drugstore Divas clued us in on a John Freida hairspray deal and I was able to pick up some free groceries, including fruit and veggies with the overage I received.
  8. Use your Google-fu! Find out what is free or better than free (aka a Money maker) by googling “what is free at (insert name of store) (current Month and year)”. Paul over at I Heart The Mart has an awesome list of items at Walmart for $1 or less. Many other websites/blogs do as well.
  9. Use a Coupon Database to locate coupons in inserts when you see a deal online that mentions a coupon, but not which date or which insert the coupon comes from.  I like Couponmom’s Coupon Database– it’s separated by state!
  10. Once you are ready to go, be organized. I make my list by store, by aisle. ut your coupons in order. Attach them to your list, and print a fresh copy of the store’s coupon policy too. When I arrive at the store, I go up and down every aisle. I am always keeping my eyes peeled for unadvertised sales, mark downs, tear pad coupons, blinkie coupon machines. If nothing else, it’s good exercise pushing a shopping cart around!
  11. My personal favorite method to save money is to take your shopping list to the 99-Cent or $1.00 store and see what you can score for less.  99 Cents Only does not accept coupons, but Dollar Tree does. You’d be surprised what you can buy for only 99 cents or $1.00! I buy Lil’ Man’s name brand Soy Milk by the Case at 99 Cents Only and I save $2.00 per QUART over shopping at Ralphs. That’s a total savings of $20.00 a week, or $1040 per year!
  12. Don’t be frazzled! It’s ok. Stuff happens, coupons don’t scan, you get a surly cashier. If the coupon won’t go through, don’t be afraid to have the cashier take the item(s) off your order. Don’t be afraid to speak up and ask for a manager.
  13. Don’t forget sales tax!! In CA, you have to pay sales tax on taxable items, even if they are free after coupon. It’s lame, but true.

What are your Ultimate tricks and tips for “extreme” savings?

Couponing Myths: Debunked!

In the spirit of helping others learn to coupon, I’ve been posting some Couponing 101 post over the past week or so. Today I want to continue by debunking some myths surrounding coupons and couponing!

Myth #1: There are never any coupons for fresh fruits, veggies, or food for my special diet!!! Au contraire!

You just have to know where to look!   There are lots of printable coupons for these items.

And don’t forget your couponing and rebate apps! Check out a list of my favs here. Did you know that Sprouts has an app too? They have all kinds of coupons for dollars and cents off stuff you actually buy.

Myth #2: It takes too much time to coupon!  By the time I clip all the coupons and visit all of the stores with deals, I will have wasted all of my savings on gas!

I would like to kick TLC in the Butt for “that show”.  It portrays all couponers as crazy people with oodles of time on their hands who just clip and file in their binders.   When I go to shop, I check the deal sites (I like Grocerysmarts.com, I can make lists, print coupon, and check sales at all of the stores in our area all in one website!), make my list, grab the coupons I need, put the coupons and list in a separate zip lock bag for each store.

I bring a pen, calculator, my small coupon wallet (it lives in my purse all of the time!), my pad of paper with all my deals, lists, and scenarios on it and I am ready to go.  It takes me less than an hour to prep for a shopping trip.

I visit one grocery store.  That’s it.  Sometimes, I’ll go to a drugstore, but only if the deals are sooo good and are free or have a very low OOP. I don’t roll rewards or go to more than one store each week. I don’t have the time.

Screen Shot 2016-06-21 at 4.16.08 PMAt my coupon classes the bottom line I teach is: Couponing can take as much or as little time you want to put into it.  My blog and classes try to make it as easy for you as possible.  I want you to have the tools to make saving your family money easy.

I don’t clip every coupon every week.  I don’t have a binder. Here are pics of my coupon wallet!
It’s served me well over the past 9 years. The tabs are in order of the store I frequent, and I stick my sticky backed coupons to the inside front flap. I bought it at Walmart for $1.97.

Myth #3You don’t really save money with coupons!

My grocery bill has gone down from $200/week to $75/week thanks to coupons and strategic shopping! Once I started using coupons in conjunction with store sales and eating food that was in season, we have saved $6500 in a year. We eat better food than we did before!

 

Myth #4: Store brands are cheaper.

Here is a recent sale that I took advantage of- this demonstrates that with a good sale and a coupon, you can purchase name brand items for less than the generic price.

*Store brand High Protein Cereal/Granola (Generic Kashi) $2.99

*Kashi $3.49

-Coupon for Kashi $1.50 (from Vocal Point)

-Name brand price with coupon $1.99- With a coupon and a sale, I save $1.00 over the identical generic item!

Myth #5: Couponing is for poor people.  (this one really bugs me)

Recently, a study on coupon usage was conducted by the Neilson Company, and they discovered that people making $100,000 or more were 25% more likely to use coupons than those making $25,000 or less. It also profiled the average coupon clipper as being a woman earning $50,000 a year. And really, how do you think rich people get rich?  By saving their money!

Myth #6: A cashier told me when I use coupons, I am stealing money from stores!

That is a LIE. It’s not even a myth, it’s a lie. Grab a coupon and look at it. Screen Shot 2016-06-21 at 4.23.38 PMSee where it says Retailer in bold? Next to it the coupon reads: “Abbott Nutrition will reimburse you for the face value of this coupon plus 8 cents handling when submitted in compliance…..”.  The bold is my emphasis.

So as you can see, the store will be reimbursed for the face value of the manufacturer coupon, plus 8 cents PER COUPON. All coupons have similar language.  The industry standard handling is 8 cents per coupon.

Imagine how many coupon your average grocery store accepts in one day.

Also, when a store puts items on sale during the time a coupon is valid, the store expect you to fill your cart with other stuff that’s on sale.

When you buy an item that is on sale and use a coupon, you are not stealing, you are being a strategic shopper. Sales and coupons are tools to help you stretch your budget further.

Stores also regularly have items that are low priced to get you in the door, so you will.. that’s right, fill your cart with non-sale, non-coupon items. Those items are called Loss leaders.

Coupon Lingo!

deals_and_Coupons_version_2 (1)

Just like any other hobby or subculture, couponing has it’s own lingo. You’ll often run across it reading blogs or talking to fellow couponers. Here is a list with the most commonly used lingo:

Actual – Physical items you hold in your hand meaning a box of pasta rather than a pasta coupon. Used often in trading coupons.

BLINKIES – These are found in stores in a dispenser machine. Most often the box will have a red blinking light on it.

BOGO (or B1G1)- Buy one get one free.

Catalina – Coupons that come from a machine at the cash register. Named after the manufacturer of the machine that spits out the coupons.

CRT – Cash register tape.(this is a pretty dated/old school term for a receipt)

Double Coupon – Means the value of the coupon is doubled at the register. In San Diego, Only Kiehl’s doubles coupons.

ECB – Extra Care Bucks. A form of rebate from CVS. ECB’s are a CVS exclusive.

FREE ITEM COUPON -You get a free product at the store at no cost or just tax.

HBA – The health and beauty aid section.(shampoo, conditioner, body wash, styling products, etc.)

IP – Internet printable coupon.

INSERT- The packages of coupons that come in the Sunday paper.

MANU or MANNY – Short for Manufacturer Coupon. A coupon issued from the manufacturer. Manufacturer Coupons are about 90% of the coupons in the Sunday papers.

MIR – Mail In Rebate – you have to mail it to a clearinghouse to redeem. Learn more about rebates here.

MM- Money Maker- Any deal where you come out ahead or the store pays you to leave the store with items. These deals are pretty rare these days.

NON-INSERT- A coupon that does not come from the coupon packages (called inserts) in the newspaper. Non-insert coupons come from inside or outside packages, home mailers, Smartsource blinkie machines, magazines, tear pads.

OOP – Out of Pocket – money paid after coupons.

OYNO – On your next order – a lot of Catalinas fall under this, meaning you need to make an additional purchase to redeem.

P&G – Proctor & Gamble Sunday insert coupons.

PEELIE – coupon’s found on products that are sticky unless removed carefully.

POP – Proof of purchase found on actual item, usually a UPC/barcode.

RP – Red Plum Sunday Insert Coupons. In San Diego, these coupon inserts come in the Monday junk mail.

SASE – Self Addressed Stamped Envelope some freebies or rebates require them.

SS – Smart Source or Sunday Insert coupons.

STORE COUPON- A coupon good at a specific store (Target, Albertsons, Vons, CVS, and Walgreens all have store coupons).

TEAR PAD – A pad of refund forms or coupons found hanging from a store shelf or display.

TMF – Try Me Free – rebates for the full price of the item when it first is new to the market.

WINE TAG – coupons found on the necks of wine bottles. In CA, these coupons require the purchase of at least bottle of wine to redeem the deal.

WYB – When You Buy – additional purchase is required to redeem.

Review: Little Red Howse Soaps!

IMG_5601
Now we have no excuses- No stinky Hewes Family!

There are few things I love more in this world than helping other women succeed at what they love. And one of my friends has blossomed at what she loves: making natural body care products that are cruelty free, artificial fragrance and dye free, and most of the products are vegan! Little Red Howse is a locally owned, female run company with awesome products!

Chiffon makes a full line of all natural bath and body products for the whole family. This includes handcrafted artisan soap, hand cream, sugar scrub, bath tea & salts & bombs, lip balm, baby soap & bum balm, essential oils (singles + blends), herbal salves.

Chiffon gave me a whole lot of great products to try- The only one not pictured above is the baby soap. I took it into the bathroom and used it in the kids bath as soon as we got home from camping. Those kids were DIRTY! The baby soap is perfect for delicate and sensitive skin! It’s unscented and makes tons of bubbles/lather, which is important when you have a baby who loves to play in the bath!

Henry’s Favorite soap is the “lemon scrubby soap” aka the Loofah soap. It’s got lemon essential oil in it, and a slice of loofah in it. He told me that it makes him feel “Soft and pink”. Little boys have gross elbows and knees and after his bath, both were soft and pink, just like he said! Honestly, I haven’t tried anything I didn’t like.

Screen Shot 2016-06-09 at 7.31.00 PMThe baby butt balm is a big hit too- Bitty Bird gets diaper rash if you look at her sideways and most of the creams we had tried didn’t go anything. I’ve stashed the tin in my purse, so it’s always with us!

Little Red Howse can be purchased online through their Facebook page, or events all over San Diego. They always have sales and specials too!

Right now, The specials include 3 Oz bath bombs $3, soaps $5, lip balms 2/$5, hand creams $6. Military Discount 10% off year round. And wholesale pricing available for 25+ bars. Mother’s Milk (breastmilk) Soap 12 bars for $50. Only 15 oz of mother’s milk is needed (you’ve gotta supply that yourself!).

Screen Shot 2016-06-09 at 7.48.36 PMThese products make awesome gifts! If you are looking for baby or bridal shower gifts, a bar of soap, a bath balm and a lip balm would be great tucked into a gift bag! A tube of lip balm or a bar of soap would make a great shower favor.

Check out Little Red Howse on Facebook or Instagram!

Talk-Back: What scent helps you relax?

New Month, New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite website is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks!

Here are just a few of the new coupons that have me excited:


$1.50 off (2) JOHNSON'S and/or DESITIN products
$0.75 off any 1 NESTLE COFFEE-MATE Coffee Creamer
$1.00 off one True Lemon
$2.00 off one (1) Playtex Cup Product
$1.00 off ONE (1) 10 oz. Chobani Meze Dip

Tasty Chewy Brown Sugar Oatmeal Cookies!

Screen Shot 2016-05-31 at 6.11.51 PMDuring a recent pantry clean out, I discovered 3 pounds of brown sugar.

So, I unleashed my google fu to find a recipe to use some of it up. I discovered this recipe from The Pioneer Woman, but it didn’t quite meet our needs (aka what was in the kitchen). So with some changes, I whipped up a batch of chewy, yummy, spiced oatmeal cookies that are sure to please even the finickiest cookie monster!

 

I had to make 3 batches because they just kept disappearing!

Spiced Brown Sugar Oatmeal Cookies (Adapted from this recipe )

Ingredients

  • 1/2 cup (1 stick) Salted Butter, Softened
  • ½ cup coconut oil, room temperature
  • 1/2 Cups (packed) Brown Sugar
  • 1/2 cup white sugar
  • 2 teaspoons Vanilla Extract
  • 2 whole Eggs
  • 1-1/2 cup All-purpose Flour
  • 1 teaspoon Salt
  • 1/2 teaspoon Baking Soda
  • 2 teaspoons each: Cinnamon, allspice, ground ginger, nutmeg
  • 3 cups Old Fashioned Oats

Preparation

Preheat the oven to 350 F.

Beat together the butter, coconut oil, and sugars until fluffy. Beat in vanilla and eggs.

Mix together the flour, salt, baking soda, and spices in a separate bowl. Add it into the wet ingredients, mixing it until just combined. Mix in the oats until just combined. Don’t overmix!

Drop scoops/spoonfuls of dough onto a lightly greased cookie sheet, spacing them a couple inches apart. Bake for 12-13 minutes or until dark and chewy.  These cookies spread when you bake them, so make sure to give them room to grow!

Let them cool slight on the pan after removing from the oven, then transfer the cookies.

Makes 24-36 cookies (depending on the size cookie you make)

 

How to organize the dreaded toy mess!

One of the things I pride myself on is how we are able to quasi-control the toy mess in our home. It’s a lot of work, but we have a pretty good system, and it might work for you too.

Stage 1: Contain the mess! First of all, a few years ago, hubs bought a bunch of 20 quart Steralite containers with snap on lids at an auction for a song. So, we separated all of the toys by type and put them in boxes with a lid.

IMG_5483Obviously the Legos and Thomas the Tank Engine toys go into larger boxes because, well, we have tons  more then will fit in the 20 quart containers. We also re-use random plastic containers, like these plastic jugs that hard pretzels come in, the large bottles that Nesquik powder comes in, and dishwasher tab boxes.

Stage 2: Label! We label everything. All of the original totes have Kidecals labels, but the newer /larger containers have different labels. I try to do labels that have drawings of the toys too, so it’s easier for non-readers to know what’s in the box without opening them.

I used the terminology that Lil’ Man uses for his toys. The box marked “Guy Men” has action figures and little toys (like his Sesame Street “guys”), and “Mean Animals” (Plastic/Vinyl animals of various sizes).

IMG_5486_2Some of the toys that don’t get a lot of play (or annoy me), are stored in the closet. I rotate the less frequently played toys through, so that all of the toys get loved.

IMG_5485_2Stage 3: Limit Access! Another thing that helps is that we have a three toys at a time rule. Lil’ Man can have three types of toys out at a time. Right now, it’s guy men, mean animals, and cars.

 

 

Jump into Fun at Rockin’ Jump San Diego!

With summer coming, I know moms and dads will be on the hunt for fun, frugal stuff to do with the kids. I was stoked to learn about Rockin’ Tots at Rockin’ Jump San Diego!

Henry LOVES trampolines! It’s a great way to burn off energy and get some wiggles out. Rockin’ Jump San Diego– is the Ultimate Trampoline Park! Fun for kids of all ages! Rockin Jump has a massive main trampoline jump arena and slam dunk zone. The trampoline dodgeball arena provides something for everyone along with more fun attractions! Rockin Jump also offers the perfect Birthday Party Venue and a healthy family activity!  I can’t wait to take him!

Right now there are some special Deals at Rockin’ Jump – Come jump, flip, bounce and climb at Rockin’ Jump, San Diego’s Ultimate Indoor Trampoline park. Not only do they have a huge trampoline arena, we have dodgeball, a stunt air-bag, Joisting, rock climbing, basketball slam-dunk, a tots-only arena, mini-golf and a cafe’.  There are discounts off the Ultimate Birthday Package, Jump Time and Jump and Mini-Golf combo’s! Find all the great deals here.

We’ll be visiting soon to check out all of the fun and the party package! I’ll be sure to report back with details and tons of pictures!

@usfg

Saving money at Costco!

DSC07871-BMost of us Costco shoppers love it for the good deals (and the samples- COME ON!), but ever wonder if there is a way to save more money at Costco?

First off, let’s be clear: Costco doesn’t accept coupons, other than their own. So don’t pick up a Sunday paper and get clipping thinking that you’re going to save a ton of cash at Costco that way, because… no. Not gonna happen. And most of the time, you don’t actually need the paper coupons from the Costco Flyer/Coupon book. The coupons come off at checkout OR the checkers all have the coupon books at their registers.

Here are my tips for saving money at Costco:

  1. Keep a Price book. You can learn more about them here. It will tell you if that 5 gallon drum of hummus is a better value than the small 16 oz tub at your regular grocery store. Sometimes bigger isn’t better. Top money savers at Costco for my family include Fat Free Milk and PB2.
  2. Make sure to use money saving and rebate apps! There is a full list here, but my favorites for Costco include Mobisave and Ibotta.  Any rebate app that is not store specific can be used to save extra cash at Costco. I cruise all my apps before I hit up the store. It takes just a few minutes, and I usually save $5-$10!
  3. Shop from a list. I know it’s an oldie, but a goodie. And it will help you save money.
  4. Don’t shop hungry. Or with hungry kids.
  5. If you’ve never had a membership, before you shell out the cash, check Groupon and see if they are offering their discounted Costco Memberships. A few times a year you can get a membership for $55 (which, btw is the regular price), but it comes with a $20 cash card, and a booklet of coupons for free merchandise- including their rotisserie chicken, which we love. You can only buy it if you’ve never had a membership. TRUST ME.

Talk Back: What are your tips for keeping the grocery bill down at Costco?

New Month, New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite website is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks!

Here are just a few of the new coupons that have me excited:

$1.00 off 3 LaCroix Curate
$2.00 off any one Balmex Diaper Rash Cream
$2.00 off any ONE package of HUGGIES Diapers