Utility Rates Going Up: Tips to Save

Screen Shot 2017-11-09 at 1.26.41 PM.pngFor those of us in San Diego County- you’ve probably read or heard by now, we have the highest utility prices in the ENTIRE COUNTRY. Not something to be too proud of.

I’ve been researching ways for us all to save money on our bills, and I promise that none of them are too kooky. No turning off your hot water heater, sitting in the dark, or wearing dirty clothes. Some of the things I found in my research were… sketchy.

We’re going to hit up all the areas of your home, And yes, we do all of these things in my home.

The Thermostat: The memes about parents controlling the thermostat are real. For Serious.

  • Turn your thermostat to 72-75 degrees, or better yet, turn it off. For most of us in Southern California, it’s usually flip-flop weather or sweater weather. We only turn on the heat when we know it’s going to be cold (like 55 or below), or turn the AC on when it’s going to be 90 or above.
  • Install a smart thermostat. We have an Ecobee, and there is an app for our phones to control the thermostat, so if I know it’s going to be hot or cold, I can set the thermostat to keep the house comfortable upon our return from time away.
  • This brings me to my next point- Utilize Ceiling fans and box fans to circulate the air in your home. Did you know there is a setting on your ceiling fan for summer, and the opposite direction is for winter? The counterclockwise rotation of the fan pulls warm air up and forces cool air down, perfect for the summer!
  • Is it going to be cold? Close your windows, but leave your drapes/blinds open. The sun will shine through the windows and heat up your home (A little, not like a sauna). You may still need socks, a sweater, and pants. These two tips may keep you from having to turn on your heater.
  • Is it going to be hot? Close the drapes/blinds early in the day before the weather heats up. Use fans to circulate to cool air. If it’s going to be dangerously hot and you have to be at home, close the windows and get the thermostat to 72-75. 75 degrees doesn’t sound cool, but when it’s 90+ degrees outside, it feels amazing.

Water Heater:

  • Your water heater does not need to be turned all the way up. Gen X-er’s will remember this PSA from Tweety Bird. Turn down the temperature on your water heater.
  • Make sure that your water is in good repair, that the closet or area in which it is housed is clean and free of debris or anything flammable. In California, the water heater needs to be up off the ground and braced with earthquake bracing straps.

Laundry:

  • Only run full loads of laundry.
  • Utilize the various cycles on your washer to make sure an appropriate amount of water (and the correct temp) are being used.
  • Use the correct amount of soap/detergent (more is NOT better). If your clothes are not getting clean the first time, that is also a waste of electricity/gas.
  • Line or hang dry clothes if the weather permits. We live in a 2nd-floor condo that does not permit external drying lines, but we have a retractable laundry line in the laundry closet where we can hang up clothes that are labeled tumble dry low or hang dry. It was very easy to install.
  • Lacking space? We also have a collapsible drying rack too.  We use it for pants mostly. It folds up and lives in the laundry closet when not in use. When we are using it, it is in the bathtub (mostly to keep the cat from messing with it).

All over the house:

  • Keep the lights off during the daytime. Open the drapes/blinds and take advantage of the natural light.
  • Going into a room with no natural light (like the bathroom or kitchen)? Turn the lights on when entering, and flip them off when you leave the room.
  • Unplug devices/appliances when not in use. Obviously, I’m not talking about your fridge, washer, or dryer. Toaster ovens, microwaves, and unplugging the cellphone and other device chargers when not in use. Most devices still draw power when not in use but remain plugged in. If you don’t want to go around plugging and unplugging, you can invest in smart plugs, like these. We have these on our Toaster Oven, microwave, printer, TV, Nordic Track, and PS4.

Programs to save money:

  • SDG&E has several programs to help you save money on your bills. CARE and FERA are programs that can save you 18-30% on your bills. More information and how to apply can be found here.
  • If you are a senior and have qualifying medical equipment in your home, you may qualify for a medical baseline discount from SDG&E. More information and how to apply can be found here.
  • Screen Shot 2016-08-03 at 5.02.27 PM We use OHM Connect to save additional money on our SDG&E bill. Once you sign up, you will be alerted when the demand for energy increases. If you cut down on power usage during those peak times, you will not only reduce your power bill but also receive points from OHM Connect that can be redeemed for cash back via PayPal or gift cards (I usually get Target Gift cards). Ohm Connect is available in CA, Texas, and New York!

 

Inflation Sucks: Stretching your Grocery Budget

Inflation is taking its toll across the board. Wherever you look, prices are going up, up, up.

It’s horrible because Cost of Living increases are not keeping up, so we are working as hard as ever, and our money is buying less.

Depressing to say the least. Here are some ways to stretch your money further and keep your family fed. And this is all practical stuff, I’m not going to tell you to grow a garden or dumpster dive. If you want to do those things, by all means, go ahead.

  • Take advantage of local food distributions. I post information about them each month for locations in San Diego County. Here is the list for February 2022.
  • Inventory your Pantry, Fridge, and Freezer. Knowing what you already have is a good first step. Here is a link to my Inventory Sheets on Canva.
  • Go Meatless 1-3 times a week. Meat is getting crazy expensive, and there are so many tasty, meatless meals out there. I’ll be doing a meatless recipe round-up later this week.
  • When cooking meat, add additional protein to your meals by incorporating lentils or beans into your recipes. I love adding in a can of drained/rinsed kidney or black beans when I make ground beef tacos. I use 1 15-ish ounce can per 1/2 lb of ground meat.
  • If beans and lentils aren’t your jam, bulk up meals with rice, noodles (I love the protein noodles), or a grain like quinoa (which is also high in protein).
  • Bulk up meals with fruits and veggies. Canned, frozen, or fresh- whichever is in your budget. Stores like 99 cents only and Grocery Outlet have great deals on fresh and frozen produce.
  • If you have kids in school, take advantage of free breakfasts and lunches. In California, there will be free lunches for school-aged children permanently. Other states have similar programs.

 

AO Opinions: Upcoming Sports Project $200-$300

AO Opinions is another Market Research company that I get information from. Right now they are recruiting for an upcoming research study on the topic of Sports.

  • To be considered, complete the pre-screener survey here.
  • Open to: 16-30 year olds
  • Compensation: $200-$300 (if chosen)
  • Part 1: Tuesday, March 8th – Saturday, March 12th, 2022 – Length: 5 Day Journal (approximately 45 min per day), $200 if chosen.
  • Part 2: (MUST be available if chosen) Follow-up: weeks of 3/14 and 3/21 (2 – 60 minute followup via zoom on desktop/laptop with webcam), $100 if chosen.

AO Opinions: Upcoming Feminine Care Project $50

AO Opinions is another Market Research company that I get information from. Right now they are recruiting for an upcoming research study on the topic of Feminine Care Products.

  • To be considered, complete the pre-screener survey here.
  • Compensation: $50 (if chosen)
  • Open to: FEMALES 18-45 Year Olds
  • Feminine Care Product testing Mar 5 – Apr 1 – Respondents will be asked to replace normal menstrual pad product with the test product for one month/one cycle. At the end of the test period, we’ll email you a follow up survey so you can give us your opinion of the product.

Q-insights Automotive Research Study Pays $200-$250 in Santa Ana – March 7-12

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Q-insights is another company where I do research groups, focus groups, and online surveys to earn extra money.

They have a lot of stuff in South Orange County, and less often San Diego County. This upcoming survey takes place in Santa Ana, CA.

Q-Insights is currently recruiting for an online interview on the topic of vehicles, specifically  for owners of the following vehicles 2016 and newer:
Chevrolet Blazer
Dodge Journey
Ford Edge
Ford Mach-E
Honda Passport
Hyundai Ioniq 5
Hyundai Kona EV
Hyundai Santa Fe
Jeep Grand Cherokee
Kia Niro EV
Kia Sorento
Nissan Murano
Polestar 2
Subaru Outback
Tesla Model 3
Tesla Model Y
Toyota Venza
Volkswagen Atlas Cross Sport
Volkswagen ID.4
Volvo XC40 Recharge
(PLEASE NOTE YOU WILL NEED TO BRING ORIGINAL VEHICLE REGISTRATION AS PROOF)

These will be in-person focus groups that last about 2.5 hours and will take place in Santa Ana (ORANGE COUNTY) on March 7th through 12th with your choice of date/time.

Participants will receive a total of $250 for participating in a 2.5-hour session and completing a short online task.

If you are interested, please fill out the pre-screener survey here.

Fetch Rewards: 5,000 Point Reward for shopping at Family Dollar!

There are four Family Dollar stores in San Diego, but none are super close to us, so I’ve never shopped there. And some of my favorite Deal Tik Tokers shop there, so I’ve been the deals, and man… they are good.

Here is another deal for Family Dollar.

Spend at least $20 on your favorite Unilever brands at Family Dollar and earn 5,000 points! Get big rewards on things you already buy from brands like Dove, Hellmann’s®, and Suave®.

Don’t forget to download the Family Dollar Tree app too. There are coupons and in-app deals that will help you save even more!

If you haven’t signed up for Fetch Rewards yet, or want to learn more, check out my post here. Find the Fetch Rewards app in your app store, and when you download it and scan any receipt, use my code ND2TB when you sign up and you’ll score 2,000 bonus points. I earned $295 in rewards in 2021 alone, just by purchasing my regular groceries and scanning in all of my receipts (grocery, mass merchandiser, gas receipts, restaurants, you name it).

It is simple, takes minutes, and the points really rack up!

Upcoming Technology Project Earn $600

AO Opinions is another Market Research company that I get information from. Right now they are recruiting for an upcoming research study on the topic of technology.

This is a two-part study, and as such pays a lot more!

To be considered, complete the pre-screener here. 

Compensation: $600 (if chosen)

Open to: 18-44 Year Olds

Online Project:

  • PART 1: Tuesday, February 22 – Sunday, March 6, 2022 – Test two new tablets and accessories that will ship for this research. Two-week commitment journaling about the usage of each tablet (2-hour commitment each week – totaling 4 hours of commitment overall) – A week after the research will need to return the devices (free of charge). Return the devices in the same box everything came in with a pre-paid shipping label.
  • PART 2: Follow-up online Focus Groups MUST be available if chosen.

Times:

  • Wednesday, March 9, 2022:  4:00PM-5:30PM PT
  • Thursday, March 10, 2022: 1:00PM-2:30PM PT or 3:30PM-5:00PM PT

AO Opinions: Upcoming Teen Project $250!

AO Opinions is another Market Research company that I get information from. Right now they are recruiting for an upcoming research study on the misc. topics for teens.

  • To be considered, complete the pre-screener survey here.
  • Compensation: $250 (if chosen)
  • Open to: 13-17 Year Olds: * PARENT TO COMPLETE FORM *
  • PART 1: Monday, February 14, 2022 – Sunday, February 20, 2022 – 5 ACTIVITIES TO COMPLETE OVER 7 DAYS, 3 HRS TIME COMMITMENT ($250, if chosen)PART 2: FOLLOW-UP WEB INTERVIEWS (1 HOUR) Monday, February 28, 2022 – Friday, March 4, 2022 (MUST BE AVAILABLE IF CHOSEN, $100)

Fetch Rewards: Earn Extra Points stocking up for the Big Game!

Fetch Rewards has a great deal just in time for the big game! I love these offers because I can redeem them Grocery Outlet, and There are a lot of brands that I already buy!

Earn big on Hellmann’s®, Knorr® & more. Spend $15 on popular Unilever brands at grocery stores and get 5,000 points*. Redeem up to four times for a total of 20,000 points.

Need a little help drawing up dinner plans? Elevate your spread with game-winning recipes from Hellmann’s.

Redeeming this offer is simple. Head to any of these 5,000+ participating grocery stores, buy your favorite products from these Unilever brands, and snap your receipts!

If you haven’t signed up for Fetch Rewards yet, or want to learn more, check out my post here. Find the Fetch Rewards app in your app store, and when you download it and scan any receipt, use my code ND2TB when you sign up and you’ll score 2,000 bonus points. I earned $295 in rewards in 2021 alone, just by purchasing my regular groceries and scanning in all of my receipts (grocery, mass merchandiser, gas receipts, restaurants, you name it).

It is simple, takes minutes, and the points really rack up!

And here is the fine print: *Offer valid 1/08/2022–2/28/2022. The offer will be live until 2/28/22 or until 150,000 offers have been redeemed. Limit 4 redemptions per household, equating to a maximum of 20,000 points. Offer is only available at these participating grocery retailers. This promotion excludes purchases made at mass/superstores, club stores, discount stores and drug store retailers. Offer valid in the U.S. only and open to legal U.S. residents 18 and older. Limits and restrictions apply. See Terms & Conditions for complete details.

Q-insights- Books Study $200-$250

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Q-insights is another company where I do research groups, focus groups, and online surveys to earn extra money.

They have a lot of stuff in South Orange County, and less often San Diego County. This upcoming survey takes place virtually!

Q-Insights is currently recruiting for an online interview on the topic of Books.

The study will run between February 21st to March 18th and you will be
compensated $200-$250 as a thank you for your time.

If you are interested in participating please fill out the survey
Here. If you pre-qualify someone from Q-Insights will call you to ask some additional
qualifying questions.