One of the ways I save money on groceries is to utilize cashback apps. But I’ve never shared how I do my cashback “work”.

When it’s time to hit the store, I’ll scroll through Ibotta, Shopkick, and the Coupons.com apps to see if there is anything on my list. If so, I click the offer/coupon (only needed on Ibotta and Coupons.com, no work is needed beforehand for Shopkick). Sometimes I’ll check Fetch Rewards to see if there are any extra point offers. Last week there were two offers for hand soap in the Fetch Rewards app, which was on my list. It ended up making the handsoap free!

If I’m going to Target, I’ll also check the Target app for any coupons or Target Circle offers for anything on my list.

The nice thing about all of these apps is that you can scan the barcode of items if you aren’t sure they qualify for a rebate offer.

Once I get home and get everything put away, I take my receipts out and start scanning.

With Ibotta, Walmart and Target are no scan stores. Just make sure your payment card and Walmart/Target accounts are linked to Ibotta (It’s pretty easy and directions are available in the Ibotta App). For other stores, just open the app and follow the directions.

I scan my receipts through the following apps each time, regardless of what I buy:

• Fetch Rewards
• MyPoints (Use Magic Receipt)
• Shopkick
• Receipt Hog
• Ibotta (There is frequently a 10-cent scan on any receipt offer at most stores)
• Zarty (Only on Walmart shopping trips)
• Makeena (They have a lot of great rebates on Organic and non-organic produce)

I know it sounds like a lot of work, but really, it’s about 10-15 minutes once a week and I’m saving thousands of dollars a year. For the apps that offer gift cards instead of Paypal or Venmo payouts, I select gift cards for the stores I buy groceries or other goods frequently.

I love getting Target Gift cards. I can load them directly to my Target App, and use them at checkout straight from the app, no need to carry around printouts or remember to open emails or other apps at checkout.

Talk Back: If there are any apps that you like that I didn’t mention, please leave a comment!