Eating Healthy on a Budget: It Can Be Done!

f40fab9210aee93a83df63133f5de09bSunday Night I went to the grocery store to pick up milk, bread, and a few other things.

I spent $42 and it was not all that much stuff. While I was waiting in line, the lady behind me in line was going through her coupons, and her grocery list. We got to talking, I showed her the store app, where she was able to find a few more coupons. We started talking about how expensive it was to eat healthy, and I confessed to her that this was not my weekly shopping trip, I was just picking up stuff that I only buy at Food4Less:

  • Milk (it’s cheapest at FFL),
  • A specific kind of higher protein bread (it’s the cheapest place to buy this type of bread and has no High Fructose Syrup),
  • A specific kind of popscicles
  • 5 lb bag of bananas (cheapest place to buy that many bananas)
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This doesn’t have to cost a fortune!

And I picked up a few other misc. things that we needed and were on sale (cheese, oranges, and a 5 lb. bag of Gala apples), and a 2 liter of diet Cherry Pepsi and a jar of maraschino cherries (Mama needs a cocktail sometimes, OK?).

She asked about my grocery budget and where I shop the rest of the time. I told her my shopping strategy, after I make my grocery list:

My Top Ten Deals at 99 Cents Only– Start there for fresh produce. Salad, carrots, celery, berries, pineapples, zucchini, squash (all kinds), onions, potatoes are all types of produce that are regularly stocked. They usually have other interesting seasonally available produce too. They also have great sauces, condiments, herbs and spice blends.

Keep a Price Book- I know the best place to buy Milk, cheese, bread, and butter. I keep my price book in my phone now, but I used to use a little spiral bound notebook that lived in my purse.

Stock up on food that you will eat frequently when it does on sale. I’m not talking about fresh produce that can’t be kept (like lettuce), but if you find a good deal on strawberries, for example, chop and freeze some for smoothies or baking, make fruit leather, or dry some (they are really tasty dehydrated). Bread can be frozen, so can butter! Canned goods, shelf stable foods are perfect for stocking up. I also like stocking up on chicken when it’s on sale. I can butcher a whole chicken in a few minutes, and I frequently will break up large packages of chicken breasts into meal sized portions, season them, and put them into the freezer. Learn more about meal prep here.

For our family, meal prep and meal planning saves us a lot of time and money. There are always multiple choices for each meal at our finger tips, so the allure of getting food from take-away is gone. I always have a batch of pizza dough in the freezer too! I make two batches once a week- one for the freezer, and one to go in the fridge that gets used within 1-2 days of making.

Use Cashback/Couponing Apps. Here is the list I use frequently.

Here is an article I wrote a few years ago that has more tips on how to get “Extreme” savings without being an “Extreme Couponer” (which by the way isn’t even possible anymore thanks to that stupid TLC show and coupon abuse).

It doesn’t matter what your food budget is, you can still eat well! It may take a little prep work each week, but the health of your family is worth it, right?

If you are on a very tight budget or are facing food insecurity, here is a list of San Diego based food resources that offer healthy food.

My Side Hustles Totals for 2018!

 

0719afa6a9b8772ba8e90f6bc40637fa.jpgI’ve been tallying up how much I made in 2018 on my side hustles, and I thought that I’d share. I don’t work on all of these every day. Sometimes, there are tons of hustles to do, and sometimes (like in the summer), there aren’t too many opportunities. Part of side hustles is rolling with the punches. When there aren’t any side hustles to earn money, the name of the game becomes all about saving money.

My complete list of side hustles is here. And the list of apps I use is here.

Let’s start with Smartphone apps, since they are pretty passive income for me. I’m not as much into them as a lot of other savers. The truth is, I don’t shop at most mainstream grocery stores, so apps like Savingstar and Ibotta aren’t very useful. And we don’t eat a lot of pre-packaged stuff any more.

Survey Companies:

Cashback Shopping apps:

  • Mypoints: $125 (It was my primary online shopping cashback site for the year)
  • Topcashback$25

Misc. (apps, sites, programs that don’t really fit in any other category)

Total: $3013 Not bad for someone who always has a three year old in tow!

I’m always on the look out for new hustles and opportunities to make extra money.

Talk Back- I’d love to hear about any side hustles or ways you make money on the side!

 

A New Month (and Year!) Means New Coupons!!

A New Year means that a lot of us are starting off with goals like saving money, eating better, and spending more time with family. I’m here to help you with the first two this morning!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite website is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks! New offers are added on the Smartphone Savings Apps all the time!

Here are just a few coupons to help support healthier eating!

Save $1.30 on ONE (1) Udi's® Gluten Free Bread 12-24oz


Save 50¢ when you buy ONE (1) 23/24 oz jar of Musselman's® Apple Sauce (any flavor)..Expires 2/15/2019.Save $0.50.

Save $2.00 when you purchase ANY ONE (1) Wild Friends Peanut Butter. Excludes 1.15 oz packets..Expires 2/27/2019.Save $2.00.

Save $0.50 when you purchase ANY ONE (1) NOKA® Organic Smoothie. Any variety..Expires 2/21/2019.Save $0.50.

Save $1.00 when you purchase ANY ONE (1) Optimum Nutrition Protein Almonds. Valid on 4.55 oz bags. .Expires 2/20/2019.Save $1.00.(Only at Kroger, Target, Walmart)

Is Part of Your 2019 New Years Resolution to Save Money?

file7251237401168.jpgDoesn’t everyone want to save money?

There is no better time to start than January 1st- New Year, New Start!

If you want to start the year off with a frugal mind, check out my posts below. I wrote most of them a few years ago, but all the advice/tips/tricks are still applicable.

Here are the top ten resolutions, and tips on how to make them all happen!

Resolution: #1 Make More Money!
Resolution #2: I want to save money!
Resolution #3- Live a richer, fuller life (without spending more money)
Resolution #4- Spend More Time with your Family (without breaking the bank)!
Resolution #5 & #6 Exercise & Lose Weight
Resolution #7: Get Organized
Resolution #8: Learn Something New
Resolution #9: Quit Smoking
Resolution #10: Reduce, Reuse, Recycle

If you feel like you are too busy to “deal with” coupons:

6 Tips to Save Money WITHOUT Clipping Coupons!
How to save money without coupons: Part One- Meat!
How to save money without coupons: Part Two- Produce!
Simple Steps to Save at Target

I hope these tips and articles help!

 

Talk Back: How do you plan to save money in the new year?

It’s Back! Earn 300 Points with Fetch Rewards! That’s a $3 Amazon GC!

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Fetch Rewards is hooking us all up this weekend!! Starting today, earn 3,000 bonus points every time a friend enters your code and scans their first receipt! Plus, they’ll get 3,000 points.

3,000 points is enough for its own reward and there’s no limit on the number of referrals you can make! That means every person you refer to Fetch Rewards by Sunday earns YOU a reward and THEM a reward.

Don’t miss out on your chance to earn big this weekend – the referral bonus ends Sunday night!

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So, if this seems like an app you’d enjoy, check this out: Use my code ND2TB when you sign up and you’ll score 3000 points after you scan in your first receipt with Fetch Rewards. That’s a $3 Amazon Gift Card (or whatever $3 Gift Card you choose). You can find Fetch Rewards in your app store.

You can learn more about Fetch Rewards here. I’ve been using it for about a year, and I’ve earned over $100 in Amazon GC, just by doing my regular shopping!

*In order for you and anyone you refer to qualify for the increased referral bonus, they must enter your referral code and complete a valid receipt now through 11:59 PM local time on Sunday, September 9th. After 11:59 PM on Sunday, September 9th, the referral bonus will return to 2,000 bonus points per referral.

 

New Month, New Coupons!

Now that we’ve settled into July, it’s time to post about some of the new printable coupons! Last month I posted that the coupons weren’t that great. This month, they are slowly but surely getting better to ramp up for back to school.

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite website is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks! New offers are added on the Smartphone Savings Apps all the time!

Here are just a few of the new coupons that have me excited:

Save $1.00 on any FOUR (4) WYLER'S LIGHT® Drink Mix Items - Includes Singles to Go, Canisters or Pitcher Packs
This coupon is great if you have a Dollar Tree location near you. These little boxes are $1.00 each and contain 8-10 packets. With this coupon, it’s like buy three, get one free!

 

Save $2.00 any ONE(1) CLEAN & CLEAR® product(excludes trial and travel sizes)
If you use this coupon, check your Target app to see if there is a cartwheel/savings deal in addition to this coupon- The best way to save money is to stack deals.


$1.00 OFF any ONE (1) Once Again Nut Butter ( 12 oz. or 16 oz.)
Perfect for Back To School Shopping, especially if your school is peanut-free or you have a peanut allergy in your home.

$1.00 OFF any TWO (2) flavors Lenny & Larry's The Complete Cookie 4 oz.

These cookies are so delicious.

 

 

And if you live in California, check out the CA Dairy Board’s website! Scroll all the way to the bottom of the page and look for this:

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You can print two coupons per computer, every thirty days. It’s a great way to save a little bit of money if you already purchase milk and other dairy products.

What coupons or deals are you excited about?

6 Tips for Combating the Mid-Year Frugal Slide

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It’s July, and for most of us, Our New Years Resolutions are a thing of the past. Mr. and I were talking today about ways we could reign in our budget. We’re not making it rain by any means, but… we could make a few changes. Here are my top ten tips, and trust me, I’ve already started incorporating some of these. I’ll have all of them back in the works by weeks’ end.

  1. Back to meal planning and sticking to it. No more trips to Denny’s when I am feeling lazy in the morning, or Mondays after group therapy.  That means I’ll be back to meal planning posts and new recipes too. And I’ll have several “back up dinners” on-hand in case the day gets away from me, or it’s too hot to cook the original meal. I took advantage of the sale on chicken breasts at Smart & Final the other day, and picked up 10 lbs. I came home and cut up the whole half breasts into more manageable sizes, and marinated some of it with different spices and put it in ziploc bags in the freezer. 10 lbs of chicken should get us 5 dinners, plus leftovers from each meal.
  2. Back to maintaining a robust snack bag in the car, refilling it daily, and remembering our water bottles when we leave the house. I fill our water bottles (we have these for the kids and these for the adults- in 40 oz) with water and ice before we leave in the AM and refill them as needed throughout the day in various places.
  3. In conjunction with #2, start taking surveys on receipts for deep discounts and free stuff again. I am Sonic’s text list, so when they have a daily deal that I have change in my car for, the kids and I stop for .50 ice cream cones, 1/2 price drinks (cherry limeade!). Frequently when you check out, there is a survey on the bottom of the receipt that will score you an XL (Route 44) size beverage for free! I really need to get back into stretching the buck.
  4. Check all my apps before I go shopping. I’ve been bad about this over the past few months. I’m sure I’ve missed out on Ibotta deals, Checkout 51 offers, and Cash Dash promos. No More! I’m back, baby!!
  5. Allowance. Yup, just like a teenager, I’m putting myself on an allowance, and Mr. is going to as well. I’m sticking to $40 in the summer, and $25 once we are back to school. This will just be for “fun money”. I still shop around for gas to stay within budget for gas each week. Costco is usually the cheapest.
  6. Keeping eyes open for cheap entertainment. Big Dude is in ESY (summer school) for the next few weeks, so a lot of the traditional summer things that are fun and cheap we haven’t been able to do (like Regal Summer Movies). We’ve mostly been doing fun stuff at the library, which is free, but I think we need to look beyond that. It’s starting to get too hot for park play dates!

I’d love to hear from you about how you combat the frugal slide. What do you do when you feel yourself slipping off your track?

New Month, New Coupons!

I’m a day late, I totally forgot it was the beginning of the month!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite website is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks! New offers are added on the Smartphone Savings Apps all the time!

Here are just a few of the new coupons that have me excited:

Save $0.50 when you buy ONE BOX Reese’s Puffs cereal
The kids love this cereal, esp. straight from the box.
Save $0.50 when you buy TWO any flavor/variety LÄRABAR™ bars

There aren’t too many new coupons this month, sadly, however, if you check out the Smartphone apps link above, you’ll find that there are plenty of ways to save and earn money. I recently cashed out $20 on Ibotta and $25 on Dosh!

New Dosh Promotion: Refer Friends, Get $15

In January, I introduced you to Dosh, a new Cashback app that you can use at tons of stores and restaurants all over.

I opened my email yesterday to discover this:

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Limited Time Promo: Get $15 for each friend you refer to Dosh who links a card and gets in-store cash back for the first time.*

Promo ends April 13th at 12pm CT, so start referring! Click for details.

So get Dosh-ing!  I now I’ll be saving my referral $$ to bankroll my next giveaway (Hint- it rhymes with Smamazon Smiftcard).

I’ve earned over $60 since January just by doing my normal shopping.

 

Ibotta: April is Referral Cash Match Month!!

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Ya’ll know I love a good Cash Back app, and Ibotta is pretty high on my list. In fact, prior to writing this post, I cashed out for $32.58. I had to share this latest promotion!

Screen Shot 2018-04-05 at 7.59.23 AM.pngApril is Referral Cash Match Month!
During April, get $5 for every friend who signs up with your code and redeems an offer AND we’ll match their cash back for you — whatever they earn this month, you’ll earn too! Sounds pretty sweet.

If you aren’t sure about all this Cash Back App stuff, check out my post here. But here is just an example of how you can earn money for stuff you usually buy:

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And this offer is available at over 50 stores (including Costco). There are also offers for fresh fruits and veggies, fresh meat, breads, shelf stable food, canned goods, frozen food. There are 75+ offers on the Ibotta App at any time.

 

Disclaimer: This post contains my referral link, and if you sign up and complete the offer, I’ll get the deal too. I use the money I earn from referrals on the blog to pay for hosting fees and giveaways- And also my weekly trip to Starbucks. You can check out my Disclosure for all of the deets.