Free lunches for ALL KIDS in San Diego County!

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That looks like a pretty good lunch, right? It was free! And what you don’t see is two little boxes of raisins that Lil’ Man basically chugged (they really are nature’s candy!). Pizza, nectarine, applesauce, Apple juice, and a bag of carrots.

There were other side choices as well, including a mixed green salad, brocolli, mandarin oranges, celery, and ranch for dipping and fresh salsa too.

Here’s the deal.. It’s not a deal. The USDA sponsors the Summer Food Service Program, open to all kids aged 2-18 years. No proof of need is required, and you don’t need to sign up in advance. Just find a location near you (here– this is for San Diego County only, for all other areas, click here), show up, the kids pick their lunches, and enjoy!

Most locations offer lunch Monday-Friday at a specific time, and some locations even offer breakfast too!

This is a great way to stretch your budget over the summer (and get the kids out of the house!). Locations differ, but include schools, rec centers, and parks.

Enjoy summer adventures with Monkey Mat!

Summer is here, and that means time outside! Picnics, the beach, adventures at the park. What’s not fun is bringing stuff home in your blanket, or trying to fold up a bulky blanket at the end of the day. That’s why I’m stoked to try Monkey Mat!

With weighted corners, a place for your keys, and lopps to be staked down, what more could you ask for?

Monkey Mat, AS SEEN ON SHARK TANK, allows you to make your space, any place! Originally inspired by an unexpected six-hour layover at the airport (constant cringing while two babies crawled all over dirty floors!), and also by overall active lifestyles, this go-everywhere large mat in attached ultra-compact pouch gives you a clean space on the go – no more bulky blankets! Perfect for all ages, all places – park, beach, concerts, dirty airport/hotel floors, camping, hiking, sports events & more! http://www.monkeymat.com

My readers get to save! Use coupon code “USFAM” for $5 off + Free Shipping!
Once my Monkey Mat Arrives, I’ll be posting photos on Instagram and Facebook and post a review here!

@usfg

Couponing Myths: Debunked!

In the spirit of helping others learn to coupon, I’ve been posting some Couponing 101 post over the past week or so. Today I want to continue by debunking some myths surrounding coupons and couponing!

Myth #1: There are never any coupons for fresh fruits, veggies, or food for my special diet!!! Au contraire!

You just have to know where to look!   There are lots of printable coupons for these items.

And don’t forget your couponing and rebate apps! Check out a list of my favs here. Did you know that Sprouts has an app too? They have all kinds of coupons for dollars and cents off stuff you actually buy.

Myth #2: It takes too much time to coupon!  By the time I clip all the coupons and visit all of the stores with deals, I will have wasted all of my savings on gas!

I would like to kick TLC in the Butt for “that show”.  It portrays all couponers as crazy people with oodles of time on their hands who just clip and file in their binders.   When I go to shop, I check the deal sites (I like Grocerysmarts.com, I can make lists, print coupon, and check sales at all of the stores in our area all in one website!), make my list, grab the coupons I need, put the coupons and list in a separate zip lock bag for each store.

I bring a pen, calculator, my small coupon wallet (it lives in my purse all of the time!), my pad of paper with all my deals, lists, and scenarios on it and I am ready to go.  It takes me less than an hour to prep for a shopping trip.

I visit one grocery store.  That’s it.  Sometimes, I’ll go to a drugstore, but only if the deals are sooo good and are free or have a very low OOP. I don’t roll rewards or go to more than one store each week. I don’t have the time.

Screen Shot 2016-06-21 at 4.16.08 PMAt my coupon classes the bottom line I teach is: Couponing can take as much or as little time you want to put into it.  My blog and classes try to make it as easy for you as possible.  I want you to have the tools to make saving your family money easy.

I don’t clip every coupon every week.  I don’t have a binder. Here are pics of my coupon wallet!
It’s served me well over the past 9 years. The tabs are in order of the store I frequent, and I stick my sticky backed coupons to the inside front flap. I bought it at Walmart for $1.97.

Myth #3You don’t really save money with coupons!

My grocery bill has gone down from $200/week to $75/week thanks to coupons and strategic shopping! Once I started using coupons in conjunction with store sales and eating food that was in season, we have saved $6500 in a year. We eat better food than we did before!

 

Myth #4: Store brands are cheaper.

Here is a recent sale that I took advantage of- this demonstrates that with a good sale and a coupon, you can purchase name brand items for less than the generic price.

*Store brand High Protein Cereal/Granola (Generic Kashi) $2.99

*Kashi $3.49

-Coupon for Kashi $1.50 (from Vocal Point)

-Name brand price with coupon $1.99- With a coupon and a sale, I save $1.00 over the identical generic item!

Myth #5: Couponing is for poor people.  (this one really bugs me)

Recently, a study on coupon usage was conducted by the Neilson Company, and they discovered that people making $100,000 or more were 25% more likely to use coupons than those making $25,000 or less. It also profiled the average coupon clipper as being a woman earning $50,000 a year. And really, how do you think rich people get rich?  By saving their money!

Myth #6: A cashier told me when I use coupons, I am stealing money from stores!

That is a LIE. It’s not even a myth, it’s a lie. Grab a coupon and look at it. Screen Shot 2016-06-21 at 4.23.38 PMSee where it says Retailer in bold? Next to it the coupon reads: “Abbott Nutrition will reimburse you for the face value of this coupon plus 8 cents handling when submitted in compliance…..”.  The bold is my emphasis.

So as you can see, the store will be reimbursed for the face value of the manufacturer coupon, plus 8 cents PER COUPON. All coupons have similar language.  The industry standard handling is 8 cents per coupon.

Imagine how many coupon your average grocery store accepts in one day.

Also, when a store puts items on sale during the time a coupon is valid, the store expect you to fill your cart with other stuff that’s on sale.

When you buy an item that is on sale and use a coupon, you are not stealing, you are being a strategic shopper. Sales and coupons are tools to help you stretch your budget further.

Stores also regularly have items that are low priced to get you in the door, so you will.. that’s right, fill your cart with non-sale, non-coupon items. Those items are called Loss leaders.

Transaction vs. Purchase- Clearing up coupon lingo

If you read the fine print on coupons, it usually says a bunch of stuff that rivals legal documents.

Screen Shot 2016-06-13 at 11.41.45 AMYou’ve probably seen the following statements:

  • Limit one coupon per purchase….
  • Limit one coupon per transaction…
  • Limit one coupon per purchase of products and quantities stated.  Limit of 4 like coupons in same shopping trip…
  • One coupon per person, per day…
  • Limit one manufacturer and one Target/Store coupon per item…
  • Limit of 4 identical coupons per household, per day…

UGH!!!  That’s so confusing!  How is anyone supposed to stockpile and save tons of money when there are so many restrictions?

Well, let’s clear that one up.

  1. Each item you are buying is a purchase.  3 widgets, 3 coupons for those widgets, 3 purchases.  You don’t need to buy each widget separately, you can have them all rung up together.
  2. A transaction is your entire basket order.  Everything you put onto the conveyor belt all totalled is your transaction. Some stores (not too many, check your stores coupon policy) allow you to break up your basket into separate transactions to use more coupons.
  3. Our third example comes from Proctor and Gamble (P&G) coupons.  This means that you can only use four of the same coupons on four of the items stated on the coupon, in the sizes stated on the coupon in the same shopping trip.  The term”shopping trip” is up for debate, but to me that means per time you visit the store.  Some couponers argue that “shopping trip” is the same as transaction.  I don’t chance it.  I’ll just stick to four P&G coupons per store visit.
  4. The fourth example is super rare, generally seen on high value store coupons. It means exactly what is says. You may use one of those coupons per day.  Your mom may use one of those coupons per day, your uncle, your cat, etc.
  5. Target and some other stores (Albertsons, CVS, Walgreens, and Vons) allow you to match up (or stack) a store coupon with a manufacturer coupon.   An example is shown below with coffee creamer.    Store coupons can be found on on the stores website or  in store advertisement/circular that is available in the store. Target and Albertsons have store printable coupons available on their website, while Vons has store coupons that you can load onto your Vons card (these are sometimes called E-coupons or electronic coupons).  CVS and Walgreens have sale flyers and coupon booklets in their stores and CVS has the “magic coupon machine” where you wave your CVS card under the reader, and it spits out coupons! Check your stores coupon policy to see if they have any further restrictions on how many stacked coupons you can use per transaction, which bring us to…Screen Shot 2016-06-13 at 11.42.04 AM
  6. This is taken directly from Target’s updated coupon policy.  At Target (and some other stores), you may use 4 identical/like coupons per household, per day. So, at Target, you can stack 4 sets of coupons.  4 Target coupons and 4 manufacturer coupons for your 4 items for your household. That doesn’t mean you can’t come back the next day and do it again!  I’ve done that before when a deal is super hot.

Coupon Lingo!

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Just like any other hobby or subculture, couponing has it’s own lingo. You’ll often run across it reading blogs or talking to fellow couponers. Here is a list with the most commonly used lingo:

Actual – Physical items you hold in your hand meaning a box of pasta rather than a pasta coupon. Used often in trading coupons.

BLINKIES – These are found in stores in a dispenser machine. Most often the box will have a red blinking light on it.

BOGO (or B1G1)- Buy one get one free.

Catalina – Coupons that come from a machine at the cash register. Named after the manufacturer of the machine that spits out the coupons.

CRT – Cash register tape.(this is a pretty dated/old school term for a receipt)

Double Coupon – Means the value of the coupon is doubled at the register. In San Diego, Only Kiehl’s doubles coupons.

ECB – Extra Care Bucks. A form of rebate from CVS. ECB’s are a CVS exclusive.

FREE ITEM COUPON -You get a free product at the store at no cost or just tax.

HBA – The health and beauty aid section.(shampoo, conditioner, body wash, styling products, etc.)

IP – Internet printable coupon.

INSERT- The packages of coupons that come in the Sunday paper.

MANU or MANNY – Short for Manufacturer Coupon. A coupon issued from the manufacturer. Manufacturer Coupons are about 90% of the coupons in the Sunday papers.

MIR – Mail In Rebate – you have to mail it to a clearinghouse to redeem. Learn more about rebates here.

MM- Money Maker- Any deal where you come out ahead or the store pays you to leave the store with items. These deals are pretty rare these days.

NON-INSERT- A coupon that does not come from the coupon packages (called inserts) in the newspaper. Non-insert coupons come from inside or outside packages, home mailers, Smartsource blinkie machines, magazines, tear pads.

OOP – Out of Pocket – money paid after coupons.

OYNO – On your next order – a lot of Catalinas fall under this, meaning you need to make an additional purchase to redeem.

P&G – Proctor & Gamble Sunday insert coupons.

PEELIE – coupon’s found on products that are sticky unless removed carefully.

POP – Proof of purchase found on actual item, usually a UPC/barcode.

RP – Red Plum Sunday Insert Coupons. In San Diego, these coupon inserts come in the Monday junk mail.

SASE – Self Addressed Stamped Envelope some freebies or rebates require them.

SS – Smart Source or Sunday Insert coupons.

STORE COUPON- A coupon good at a specific store (Target, Albertsons, Vons, CVS, and Walgreens all have store coupons).

TEAR PAD – A pad of refund forms or coupons found hanging from a store shelf or display.

TMF – Try Me Free – rebates for the full price of the item when it first is new to the market.

WINE TAG – coupons found on the necks of wine bottles. In CA, these coupons require the purchase of at least bottle of wine to redeem the deal.

WYB – When You Buy – additional purchase is required to redeem.

Schoola: Shop Sundresses and Take 50% Off Your Next Order

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Schoola is hooking us up! Starting today, Buy a Sundress and Get Half Off Your Next Order!

Purchase a sundress between 6/6 and 6/12 and receive a 50% off code via email on 6/13! Oh, and it gets better with FREE SHIPPING!*

To get started, click here. New to Schoola- that’s cool too. Sign up here and score $20 in new to you clothes for you, or your kiddos! Schoola helps schools fundraise by selling gently worn clothes. You can learn about their mission here.

San Diego, CA area Coupon Group looking for new members!

Are you a new couponer looking for a couponing tribe of friends who “get” your love of saving? Are you an old time couponer who remembers the Good Ol’ Days of Double coupons?deals_and_Coupons_version_2

If you live in San Diego and are interested in finding some like minded couponing buddies, check out my new Facebook group here.

We’ll be getting together in East County twice a month to talk strategies, tips, hints, and of course, to share coupons!

In between meetings, we’ll share tips and tricks, hot deals, and share our love of saving!

 

New Month, New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite website is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks!

Here are just a few of the new coupons that have me excited:


$1.50 off (2) JOHNSON'S and/or DESITIN products
$0.75 off any 1 NESTLE COFFEE-MATE Coffee Creamer
$1.00 off one True Lemon
$2.00 off one (1) Playtex Cup Product
$1.00 off ONE (1) 10 oz. Chobani Meze Dip

How to organize the dreaded toy mess!

One of the things I pride myself on is how we are able to quasi-control the toy mess in our home. It’s a lot of work, but we have a pretty good system, and it might work for you too.

Stage 1: Contain the mess! First of all, a few years ago, hubs bought a bunch of 20 quart Steralite containers with snap on lids at an auction for a song. So, we separated all of the toys by type and put them in boxes with a lid.

IMG_5483Obviously the Legos and Thomas the Tank Engine toys go into larger boxes because, well, we have tons  more then will fit in the 20 quart containers. We also re-use random plastic containers, like these plastic jugs that hard pretzels come in, the large bottles that Nesquik powder comes in, and dishwasher tab boxes.

Stage 2: Label! We label everything. All of the original totes have Kidecals labels, but the newer /larger containers have different labels. I try to do labels that have drawings of the toys too, so it’s easier for non-readers to know what’s in the box without opening them.

I used the terminology that Lil’ Man uses for his toys. The box marked “Guy Men” has action figures and little toys (like his Sesame Street “guys”), and “Mean Animals” (Plastic/Vinyl animals of various sizes).

IMG_5486_2Some of the toys that don’t get a lot of play (or annoy me), are stored in the closet. I rotate the less frequently played toys through, so that all of the toys get loved.

IMG_5485_2Stage 3: Limit Access! Another thing that helps is that we have a three toys at a time rule. Lil’ Man can have three types of toys out at a time. Right now, it’s guy men, mean animals, and cars.

 

 

Jump into Fun at Rockin’ Jump San Diego!

With summer coming, I know moms and dads will be on the hunt for fun, frugal stuff to do with the kids. I was stoked to learn about Rockin’ Tots at Rockin’ Jump San Diego!

Henry LOVES trampolines! It’s a great way to burn off energy and get some wiggles out. Rockin’ Jump San Diego– is the Ultimate Trampoline Park! Fun for kids of all ages! Rockin Jump has a massive main trampoline jump arena and slam dunk zone. The trampoline dodgeball arena provides something for everyone along with more fun attractions! Rockin Jump also offers the perfect Birthday Party Venue and a healthy family activity!  I can’t wait to take him!

Right now there are some special Deals at Rockin’ Jump – Come jump, flip, bounce and climb at Rockin’ Jump, San Diego’s Ultimate Indoor Trampoline park. Not only do they have a huge trampoline arena, we have dodgeball, a stunt air-bag, Joisting, rock climbing, basketball slam-dunk, a tots-only arena, mini-golf and a cafe’.  There are discounts off the Ultimate Birthday Package, Jump Time and Jump and Mini-Golf combo’s! Find all the great deals here.

We’ll be visiting soon to check out all of the fun and the party package! I’ll be sure to report back with details and tons of pictures!

@usfg