Today I’ll be sharing some ways to save money that takes a little more work but can definitely pay off in the end.
For some of us, this may seem like too much work, and that’s ok. Just because it’s something that my family does, doesn’t mean it’s right for everyone.
Insurance: Most companies offer a discount if you have more than one kind of policy. Example: State Farm offers a Multi-line discount. If you have your cars and another type of insurance (homeowners/renters/condo insurance, or a life insurance policy).
Some insurance companies serve a specific audience- for example, USAA is an insurance company for active duty or retired military. Because they serve a specific audience, they offer very competitive rates.
When you shop for insurance, have copies of all of the policies that you want to compare. That will help you see apples to apples. You can’t compare and try to save money if you don’t know what you’ve got. This is also a great time to go over all of your coverages and see if you need to increase or decrease coverages.
Due to state and federal regulations, you usually can’t shop for health insurance unless it’s open enrollment or you’ve had a qualifying life event (married, divorced, had a baby, retired, lost your job, etc.). Luckily, Tis the Season for open enrollment! We purchased insurance through the state exchange a few years back, before we had employer-sponsored insurance. It was not too difficult to navigate, and there are discounts available for a lot of people!
Cell Phones: This is my least favorite activity, but it can a money saver. Once again- have a copy of your contract or a copy of a recent bill that outlines everything your plan covers before you get started. If you are looking for a pre-paid plan, Tello has some great money-saving plans!
Internet: I hate dealing with our internet service provider. I always feel like they are trying to upsell me, no matter why I am calling in. We’re looking at changing our plan soon. The big kids school recently sent home information regarding a program that Cox offers called Connect2Compete. For those families that have qualifying social service(s), Cox can provide internet service for $9.95/month! That’s a great deal.
Talk Back: I’d love to hear your success story! Share how much you’ve saved by shopping around for your insurance, cell phone service, or internet service.
If you haven’t heard of Truly Grass Fed, here is some info about what they are and their philosophy, “The Truly Grass Fed way of dairy farming has been passed down through the generations and has continued to evolve and innovate with the times. Our belief in sustainability and in preserving the beautiful land of Ireland is ingrained in our values and informs our way of life. We love what we do and we’re passionate about maintaining our unique way of farming. We truly believe that ensuring our cows live outside for most of the year, providing them with 95% grass to eat and treating them with care and respect makes for superior-tasting cheese and butter. We are proud of the products we produce, and we are excited to share the abundance of our labors with those looking to discover a little piece of Ireland in an exceptional hunk of cheese or generous spread of creamy butter.” You can learn more 
The cheese was soo good! Rich, creamy and sharper than most cheddars. The moms gobbled down the samples (seriously, it’s so good). In San Diego, you can find Truly Grass Fed at Vons stores- It’s in the deli with the fancy cheese!
We snacked and painted, and the kids ran off to play at the playground before it got too hot.
Thanks so much to Ricky and his staff at the Santee Uptown Jungle for hosting the kids and me yesterday! We had a fun time, and they were exhausted after 90-minutes of running, jumping, climbing, and sliding!
For those of us in Eastern San Diego County, Cajon Valley School District sponsors free lunches!
San Diego Unified School District has partnered with some awesome sponsors to host the 
The City of San Diego Library System has its 2019 reading program up 
Hewes Family Fun 