free

New Year’s Resolution #4- Spend More Time with your Family (without breaking the bank)!

Abby H.3 Comments

Throughout December, I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!
file000267804564

The Number 4 New Year’s Resolution on most top ten lists is: Spend more time with your family.

There are lots of fun, free or low cost activities you can do with your family.

  • In San Diego, there is free museum Tuesday in Balboa Park.  Here is a list of museums that are free and when they are free. 
  • Also in San Diego, October is kid’s free month at tons of museums, parks, and attractions (including the zoo!!). Here is a list of events and attractions that were free in October 2012.
  • Lots of Daily Deal sites have free credit when you sign up to defray the cost of your first purchase.  Here are just a few that I use and really like:
    • LivingSocial- They sell local gift certificates (like Groupon) as well as merchandise. When you sign up, you’ll receive a credit (it varies, but it’s usually between $5-$15).
  • Instead of eating out at full price, use coupons from websites like Get1Free, or if you’ve got an Entertainment book, USE IT!
  • If you’ve got kiddos, check out these great lists of restaurants where Kids Eat Free. For San Diego restaurants where kids can eat free try here, here, here, here, and here.
  • Is your birthday coming? Of course it is…. Well, then check out this post about Birthday freebies!

There are fun, free events all year long for the family. Here is a list of just some of the holidays each month:

  1. January: New Year’s Day, MLK Day
  2. February: President’s Day, Some communities have Valentine’s day events too.
  3. March: Saint Patrick’s Day, Mardi Gras
  4. April: Easter
  5. May: Memorial Day and Mother’s day
  6. June: End of school/beginning of summer events, graduation, Father’s Day.
  7. July: Independence Day
  8. August: Back to School, Labor Day
  9. September: Back to School
  10. October:Halloween
  11. November: Thanksgiving
  12. December: Hanukkah, Christmas, Kwanza

Swap your stuff with Yerdle!!

Abby H.

yerdleHave you Heard of Yerdle? A few of my friends love it, and it’s pretty cool! It’s a great way to swap the junk laying around your house for stuff you actually need!

Swapping gets you better deals than shopping this holiday season! Join Yerdle and swap your stuff for new treasures you’ll love.

Sign up today to get $35 Yerdle Dollars + Free Shipping on your first purchase. Choose from over 70,000+ items — from dresses to shoes, purses to kid’s toys, home decor and more.

How it works: :

1. Click the link and sign up to claim your $35 Yerdle Dollars
2. Download the Yerdle App to see all 70,000 items
3. Pick out an item you want for $35 Yerdle Dollars or less, and pay no shipping fee or service fee! You must enter a valid credit card to check out.
4. Post your own items to earn more Yerdle Dollars and keep swapping.

Note: This offer is available to new users only. If you add 2 or more items to your cart, you’ll be charged a $2 “bundle fee” upon checkout.
I just joined! I can’t wait to start clearing out some of the stuff I’ve been holding onto!

 

 

Ralphs: Three Baby Freebies! (Great for donation)

Abby H.

If you’ve got a Ralphs card, check this out: Go to RScreen Shot 2015-12-06 at 7.34.58 AMalphs.com, log onto your account, click on Savings, then digital coupons, sort by category (baby).

There are three Baby freebies you can load to your Ralphs card right now!

If you don’t have a baby, these items would be an awesome donation for your local food bank or charity.  Baby items are always in need!

The three items are:

FREE Comforts for Baby Diapers Receive ONE (1) FREE Comforts for Baby Diapers Jumbo Pack, sizes 1-6.

FREE Comforts for Baby Wipes Receive ONE (1) FREE Comforts for Baby Wipes, Fragrance Free (40ct).

FREE Comforts for Baby Formula Receive ONE (1) FREE Comforts for Baby Formula, any variety (up to 23.2oz).

And the best part is that the coupons don’t expire until 1/30/16, so you have a few weeks to make your way over to Ralphs.

Screen Shot 2015-12-06 at 7.32.23 AM

Giving Back: Blessing Bags (A Tutorial)

Abby H.

One of the reasons that I coupon is so that I can have the fortune to help others. Many couponers donate to causes that are dear to them.  My local Coupon Group donates HBA to Naomi’s Closet in Santee, CA. We also support one of the local American Legion posts with two of their service projects: Coupons to overseas families and homeless veteran outreach.

We are able to donate and help others because we use coupons and shop sales. Many times we are able to pick up free items to donate, or items that are 80%+ off the regular price.

My mom’s group has made blessing bags in the past (We usually make some to be handed out at a local homeless camp on Christmas Day). For those who are not familiar with the term, a blessing bag is a small bag (usually a ziploc type bag) filled with:

  • small or travel sized toiletries
  • snacks like crackers, tuna in a pop-top can or pouch, granola bars, instant oatmeal
  • bottled water
  • hard candy
  • lip balm
  • safety pins
  • socks
  • hand/baby wipes
  • razors
  • an extra ziploc bag
  • Feminine Hygiene supplies
  • A large trash bag folded up (It can be used as a rain poncho)

I try to keep a couple in my car and I hand them out when we see those in need while we are out. For those of you who aren’t native to Southern California, there are a lot of homeless here. We have good weather most of the year, so it’s ok to sleep outside 6-8 months of the year. According to the 2014 Homeless census in San Diego, there are over 8500 homeless residents in San Diego. That’s just the number that were counted, there are many more that were not.

Last year Lil’ Man and I made blessing bags several times and we plan to make more this year.

Screen Shot 2015-11-25 at 6.55.39 PM
Examples of what we put in our blessing bags last year.

I keep all the samples I request in an up-cycled baby wipe container under my bathroom sink.

I also go through my HBA stockpile for items like BIC razors, lip balm, and toothpaste I picked up for free after coupon and store sale.

My parents travel a lot for my dad’s Board position in a non-profit, so they always have a stash of hotel soap/toiletries. My parents give us a grocery bag full to assist in the cause.

Last year, Lil’ Man and I sat on the floor and put together 26 bags. Not every bag had the same items in it, but they each contained a variety of HBA, snacks, and supplies.

Blessing bags area great way to help those of your neighbors who may be on the streets. If you live in an area where there isn’t a large visible homeless population, consider making blessing bags and donating them to a shelter or checking with your local churches for homeless outreach.

Shopping online this weekend?

Abby H.

If you are shopping online this weekend, please check out Credit Sesame before you start. Shopping online can open yourself to having your credit compromised- Hackers, Shifty websites that look like the legit websites.
It’s time to give your winter finances a fresh look and get your credit in tip-top shape. Thanks to Credit Sesame, I recently found a mistake on my credit report-it was easy to get rectified too!

Did you know that the recent FTC study found that over 20% of Americans or 40 Million credit reports have reporting errors that are costing consumers money in credit card interest rates and loans?

Make sure that your credit report does not contain erroneous information that could be impacting your credit score. Keep tabs on your credit report activities and your score by signing up for free credit monitoring and score services like Credit Sesame, so that you can easily protect your financial good standing.

* Receive daily credit monitoring alerts
* Get your FREE Credit Score Monthly
* Limit ID Theft Damage
* Find Potential Errors Sooner
* Get Access to Better Loans and Save Money

And unlike those “free” credit report offers that you see on TV with the catchy jingles, Credit Sesame is 100% free. You don’t have to enter your credit card number.

Free Hummus & Pita Chips GoPicnic Meal!

Abby H.

Screen Shot 2015-11-24 at 8.32.16 AMLooking for a tasty freebie? Fill out this form here and you’ll receive a free a Hummus & Pita Chips GoPicnic Meal!

Limit one per address. This deal may not be around for long!

Save Money on Gift Cards with Raise! ($15 free for you!!)

Abby H.

I love buying discount gift cards- It’ a great way to stretch our money further. Right now Raise (a company that sells gift cards at a discount) is offering $5 when you sign up here (make sure referral code ahewes shows up in the referral box to get your $5 free!).

When you use coupon code SAVE10 at checkout, you will save another $10!

I purchased a $25 Sears Gift Card (I chose a digital gift card, so I could use it online right away) and paid only $8.72 Out of Pocket! I paid with my paypal account, using money I earned doing surveys!

Screen Shot 2015-11-21 at 12.56.09 PM

Raise has tons of great stores: Kohl’s. Staples, Macy’s, Walmart, and tons more!

To get started, click here!

Samples and Coupons from Club Olay!

Abby H.

Who doesn’t love free samples!!J oin Club Olay and they’ll  help you take care of your skin through expert beauty advice, award winning products and money-saving offers!

 

 

Save money with exclusive coupons
Get inspired with useful tips & ideas
Learn about free samples & New Products!

Today is National Sandwich Day!

Abby H.1 Comment

sandwichToday is National Sandwich Day, so that means a few BOGO Offers! Before heading down to your location location, call ahead to make sure that your preferred location is participating!

6cTogo’s is offering a FREE 6″ Regular Sandwich with purchase of any 6″ regular or large sandwich, chips & 20 oz. fountain drink. This deal may be limited to those in the Togo Tribe (Their Loyalty club). I received this offer via email.

Have the McDonald’s App on your phone? Open it up to to find a BOGO Chef Crafted Sandwich coupon. There may be other coupons available to you too.

Screen Shot 2015-11-03 at 8.48.03 AMSubway is offering a free sandwich with the purchase of any sandwich and a 30 ounce drink. (Source Twitter)

 

If you know of any other free or BOGO Sandwich deals, please leave a comment!

How to Save Money with Bartering in 3 Easy Steps

Abby H.
savemoneybarterYou’ve probably heard or read about bartering to save money, but you aren’t sure where to start, or how it works. I’m here to demystify it for you!

I barter all the time! Thankfully, a lot of my friends have large vegetable and fruit gardens, fruit trees, or chickens produce eggs. I trade my time and services that I can provide for these things. I love to trade my ability and skill with sewing for farm fresh eggs. The price of eggs in California is insane! A dozen eggs can be almost $6.00, depending on where you shop.

Here are a few tips that I recommend you try in order to stretch your budget with the use of bartering:

Step One: Make a list of the skills you have. Can you sew? Can you babysit? Do you have a lawnmower and some free time to mow lawns? There are lots of things that you can do the people need help with. Maybe you have a great eye for organization and you could help a friend or a neighbor organize their pantry or their garage. Maybe you Love to clean? You can use that skill to either earn money or to barter for goods and services that you need. Maybe you have an overflowing garden or hen house!

Step Two: Make a list of stuff that you need. Do you need help sewing, cleaning house, or do you need to stretch your grocery budget a little bit further with the help of homegrown fruits and vegetables, farm fresh eggs?

Step Three: Ask! Ask your friends or if you’re feeling shy post on your Facebook page or whatever social media that you use. If you’d like to get a broader reach you can even post on websites like craigslist or fiverr.com.  You’d be surprised at what kind of offers you get!
I’d love to hear about the types of things you barter for!