Ralphs: Three Baby Freebies! (Great for donation)

If you’ve got a Ralphs card, check this out: Go to RScreen Shot 2015-12-06 at 7.34.58 AMalphs.com, log onto your account, click on Savings, then digital coupons, sort by category (baby).

There are three Baby freebies you can load to your Ralphs card right now!

If you don’t have a baby, these items would be an awesome donation for your local food bank or charity.  Baby items are always in need!

The three items are:

FREE Comforts for Baby Diapers Receive ONE (1) FREE Comforts for Baby Diapers Jumbo Pack, sizes 1-6.

FREE Comforts for Baby Wipes Receive ONE (1) FREE Comforts for Baby Wipes, Fragrance Free (40ct).

FREE Comforts for Baby Formula Receive ONE (1) FREE Comforts for Baby Formula, any variety (up to 23.2oz).

And the best part is that the coupons don’t expire until 1/30/16, so you have a few weeks to make your way over to Ralphs.

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2016 New Year’s Resolution: #1 Make More Money!

file000267804564Throughout December, I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!

For a lot of us, one of our New Year’s Resolutions is to make more money.  And unless you plan on winning the lottery, that can be hard.

Here are a few ways that you can make some extra money in 2016.  I have done all of these and they have worked for me to one extent or another, however, YMMV.

  • Why wait until spring to clear out the clutter?  Have a Garage Sale and earn some extra money!  Whatever doesn’t sell, consider donating it to a charity and taking the tax deduction.
  • Sell items on your local Craigslist. Always remember to meet in a public place!
  • Check out resale groups on Facebook. Just go to Facebook and search Your city + resale.  There are a ton in San Diego!
  • If you have unwanted silver, gold, or platinum most malls have kiosks or stores that will buy the metal from you on the spot and give you cash. Some jewelers also buy metal and jewelry.
  • Have a skill? Can you babysit, mow a lawn, bake a cake?  Are you handy with a sewing machine? Let your friends and neighbors know. Make up a flyer or post on your Facebook.
  • Before you head out to go shopping, check to see if anything you are going to buy has a rebate.  Doing rebates is easy!  To learn more about how rebating works, check out the article I wrote here. It also includes a link to my favorite rebate website!  I get about $250 back each year just through rebates. Most of the time you can use coupon on an item that you are submitting a rebate for- talk about win-win!
  • Want to get paid for your opinions?  Why not try a focus group or a research study?  Learn more about them here. I participate in about once per month and earn approximately extra $50-$100 in cash each time.
  • Mogl This site is a little different.  Sign up and register your credit/debit cards.  When you eat out at participating restaurants, you’ll receive 10% cash back!  You can use this in addition to any other cash back offers your credit or debit card offers.  I’ve earned $25 in the past year and we don’t eat out very often! I also like at Mogl donates money to local food based charities every time you use one of your registered cards.
  • I’m a HUGE fan of Small Business Knowledge Center.   Do you get lots of junk mail?  Is your inbox full of spam? Insurance, credit card offers, banking, credit cards, investing, telecom, mortgage or other loan type junk mail and spam?The Small Business Knowledge Center (SBKC) studies marketing techniques and practices.  They securely dispose of your junk mail after they are done with it- no need to worry! You can also put stickies on paperwork that you would like back and they will return it to you! SBKC mails you postage paid envelopes, you stuff your junk mail into it and drop it into the mail.  You will receive points for your junk mail, and once you receive 2000 points, you will receive a $20 Visa Gift Card. You can also forward emails to them as well.  They occasionally have special projects where they are looking for special items like welcome packets for credit cards.  Special projects offer additional/bonus points.I’ve done SBKC for 4 years and I consistently earn one  $20.00 gift card per quarter, that’s $80.00 in gift cards per year! That’s free money that I did no work for.  Just forward some emails before I hit “delete” and toss my junk mail into an envelope as it comes into the house and mail an envelope once a week.Unlike many other programs, you can sign everyone in your home who is over the age of 18!If you are interested in signing up, here is the link. In the box next to: How did you here about the SBKC Consumer Panel? Please type my name: Abby Hewes. I get points for each referral and that brings me closer to my next reward!

If you are looking to make money online, here are a few of my favorites:

  • Earn Cash with Paid View Point. Surveys are short (less than 5 minutes).  Earn cash with each Survey.   You get $1.00 when you sign up! The pay out is $15.00, and it takes about a month to earn $15.00. I earned about $60.00 in 2013.
  • Earn Gift cards with Mypoints. I take surveys, click links in emails, and do all of my online shopping through Mypoints. I’ve earned $80 in gift cards in 2013!
  • I also use Swagbucks. I use their search engine toolbar, take a daily poll, watch a video and click a few links each day! In 2013 I earned about $120 worth of Swagbucks rewards. Swagbucks has tons of rewards, you can receive cash via paypal too!

And updated for 2017: Here are a few more ways to earn money- My Hustle: How I make Part Time Income as a SAHM

Whether you want to earn extra money for a vacation, holiday gifts, or just to have some extra play money, with a few minutes each day, you can earn some serious money.

This page contains affiliate links.  Please see my Affiliate Disclosure here.

Giving Back: Blessing Bags (A Tutorial)

One of the reasons that I coupon is so that I can have the fortune to help others. Many couponers donate to causes that are dear to them.  My local Coupon Group donates HBA to Naomi’s Closet in Santee, CA. We also support one of the local American Legion posts with two of their service projects: Coupons to overseas families and homeless veteran outreach.

We are able to donate and help others because we use coupons and shop sales. Many times we are able to pick up free items to donate, or items that are 80%+ off the regular price.

My mom’s group has made blessing bags in the past (We usually make some to be handed out at a local homeless camp on Christmas Day). For those who are not familiar with the term, a blessing bag is a small bag (usually a ziploc type bag) filled with:

  • small or travel sized toiletries
  • snacks like crackers, tuna in a pop-top can or pouch, granola bars, instant oatmeal
  • bottled water
  • hard candy
  • lip balm
  • safety pins
  • socks
  • hand/baby wipes
  • razors
  • an extra ziploc bag
  • Feminine Hygiene supplies
  • A large trash bag folded up (It can be used as a rain poncho)

I try to keep a couple in my car and I hand them out when we see those in need while we are out. For those of you who aren’t native to Southern California, there are a lot of homeless here. We have good weather most of the year, so it’s ok to sleep outside 6-8 months of the year. According to the 2014 Homeless census in San Diego, there are over 8500 homeless residents in San Diego. That’s just the number that were counted, there are many more that were not.

Last year Lil’ Man and I made blessing bags several times and we plan to make more this year.

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Examples of what we put in our blessing bags last year.

I keep all the samples I request in an up-cycled baby wipe container under my bathroom sink.

I also go through my HBA stockpile for items like BIC razors, lip balm, and toothpaste I picked up for free after coupon and store sale.

My parents travel a lot for my dad’s Board position in a non-profit, so they always have a stash of hotel soap/toiletries. My parents give us a grocery bag full to assist in the cause.

Last year, Lil’ Man and I sat on the floor and put together 26 bags. Not every bag had the same items in it, but they each contained a variety of HBA, snacks, and supplies.

Blessing bags area great way to help those of your neighbors who may be on the streets. If you live in an area where there isn’t a large visible homeless population, consider making blessing bags and donating them to a shelter or checking with your local churches for homeless outreach.

Black Friday Sale at Costume Express!

Screen Shot 2015-11-25 at 6.50.42 PM*This post contains affiliate links and I will be compensated if you make a purchase after clicking on my links.

Halloween is long over, but if your littles love dress up, this deal is PERFECT for you! Costumes make the holidays brighter, so why not save and shop the Costume Closeout with savings up to 90% off at Costume Express. You’ll also get 20% off for Black Friday!

Offer: Black Friday – 20% off no minimum at Costume Express
Coupon Code: CXFRIDAY
Valid: 11/27/15

 

Cents of Style’s Black Fashion Friday Deal (Cute Graphic Shirts& Scarves)

Cents of Style is hooking you up this black Friday!: Graphic T-Shirts $14.97 (Womens)-$12.47 (Kids) & FREE SHIPPING w/code THEGOOD, +$5 Gift Card with Every $25.00 purchase

Remember to use Coupon Code THEGOOD at checkout! Here is how the deal will work. The coupon code will take 50% OFF the graphic t-shirt of choice. When you spend $25+ you will get a $5 Cents of Style Gift Card emailed to you. The $5 gift card is limit 1 per customer/transaction. Only 1 gift card will be emailed with each order

But Wait, because it gets better! When you purchase one of these stylin’ graphic tees, you’ll be offered a houndstooth scarf for $10.00 at checkout.

This deal gives you almost $60 in product for only $25, plus $5 back! And if you include the $5 gift card you will get 2 gifts for $20!

Little Passports Black Friday Sale (Great for the kiddo on your shopping list!)

**The links in this post are affiliate links and I will receive a small commission if you make a purchase after clicking on my link.

Little Passport’s Black Friday sale is here! No need to head to the stores today! Purchase Little Passports online and give the gift that keeps giving all year long!

From now until Tuesday, December 1st, Little Passports is offering 60% off the first month of any subscription plan plus 10% off any non-subscription items! All you need to do is use code:BLACK60 at check out.

Although this sale needs no further introduction, let me take a moment to introduce you to the Little Passports products.

  • Please read The Globetrotter’s Gift Guide for a great summary of Little Passports’ products, including shop items for under $25!

    **This promotion is valid online only at www.littlepassports.com. To redeem enter code BLACK60 at checkout. 60% discount is applied to the first month of any subscription plan. 10% discount is applied to all non-subscription items. Offer cannot be combined with any other offers and/or applied retroactively to previously placed orders. Only store items bundled with a subscription can have a delayed holiday start. Offer excludes shipping and taxes. Offer valid from 11/25 at 8:00AM EST to 12/1 at 11:59PM EST.

 

Cross Country Cafe: Black Friday Deals Start NOW!

Right now Cross Country Cafe has 13 different Black Friday Sales going on now… Here is my favorite deal:

Black Friday Keurig Kcup coffee and Nespresso BLOWOUT sale!

Coobie Seamless Bras: The most Comfortable Bra ever?

That’s what they claim, and soon I’ll tell you if they that’s true. I’ll be trying out a Coobie Bra soon (I promise no photos of me parading about in my brassiere). After Bitty Bird self weaned (much to my sadness), I began the hunt for new bras, and that led me to Coobie.

They generously offered to send me one for free to try out! I can’t wait to share my findings with you!

Coobie Seamless Bras are ultra comfortable and versatile without sacrificing style. These affordable, stylish bras are seamless, one-size (comfortably fits 32A through 36D), available in 10+ styles and 50+ fashion colors and patterns. There is also a full size that fits 38-42D.

 

 

 

 

 
In addition, I’ll also be receiving a Violet Love Headband too! Violet Love Headbands are no-slip no-headache headbands that are perfect to wear for yoga, pilates, or just as a stylish accessory. They are made from Premium quality fabrics that are buttery soft and super comfy.

Right now there is a great promotion: Save 30% on any order of Coobie Seamless Bras or Violet Love Headbands at
www.shopcoobie.com and www.violetloveheadbands.com
Promotion code: USFG30

Shopping online this weekend?

If you are shopping online this weekend, please check out Credit Sesame before you start. Shopping online can open yourself to having your credit compromised- Hackers, Shifty websites that look like the legit websites.
It’s time to give your winter finances a fresh look and get your credit in tip-top shape. Thanks to Credit Sesame, I recently found a mistake on my credit report-it was easy to get rectified too!

Did you know that the recent FTC study found that over 20% of Americans or 40 Million credit reports have reporting errors that are costing consumers money in credit card interest rates and loans?

Make sure that your credit report does not contain erroneous information that could be impacting your credit score. Keep tabs on your credit report activities and your score by signing up for free credit monitoring and score services like Credit Sesame, so that you can easily protect your financial good standing.

* Receive daily credit monitoring alerts
* Get your FREE Credit Score Monthly
* Limit ID Theft Damage
* Find Potential Errors Sooner
* Get Access to Better Loans and Save Money

And unlike those “free” credit report offers that you see on TV with the catchy jingles, Credit Sesame is 100% free. You don’t have to enter your credit card number.

Shutterfly Deals- Perfect for Holiday Gift Giving!

This post may contain affiliate links, which means if you make a purchase, I may be compensated.
Shutterfly-LogoHere are two limited time deals from Shutterfly:
1. New Shutterfly Customers: Enjoy a choice of one Free set of Address Labels or 50 Free 4×6 Prints using the code YOURCHOICEAFF at checkout.  Offer expires November 25, 2015 (11:59 P.M. PT). Offer is good for one free set of address labels or 50 free 4×6 prints throughshutterfly.com or our mobile-friendly site. Must select one of the two products listed. Valid only for new Shutterfly customers (those who have never purchased from Shutterfly). Offer cannot be redeemed more than once per account and/or billing address. Taxes, shipping and handling will apply. Not valid on other print sizes, other products, prepaid plans, prior purchases, orders placed for in-store pick up and purchases made on the Shutterfly apps. Cannot be redeemed for cash or combined with other offers or credits. Not valid for resale.

2. ALL Shutterfly Customers: Enjoy 30% off qualifying merchandise orders of $1-$48.99; 40% off $49-$148.99 and 50% off $149+ using the code BIGSAVINGS at checkout  Offer expires November 26, 2015 (11:59 P.M. PT). Offer is good for 30% off qualifying merchandise orders of $1-$48.99; 40% off $49-$148.99 and 50% off $149 or more (after any other discounts and before taxes, shipping and handling) through shutterfly.com, our mobile-friendly site or Shutterfly apps. Taxes, shipping and handling will apply. Not valid on TripPix, Make My Book, personalized postage stamps, prepaid plans, gift certificates, Videograms, cards sent using mailing services, prior purchases and orders placed for in-store pick up. Cannot be redeemed for cash or combined with other offers or credits. Not valid for resale.