Coupon Clubs: Friendship & Savings!

deals_and_Coupons_version_2 (2).jpgOne of the questions I get frequently  is how do I get so many coupons?

I used to subscribe to FIVE Sunday papers (so much waste!!), but the best way is that I belong to a coupon club!

A what?  A coupon club.  We meet once a month, bring our extra coupon inserts, clip, trade, nosh, gossip and share tricks and tips.  We have a private Facebook group, so we can discuss deals and post our “wishlists”.  Each of us posts a list of coupons that we would like, and as the next meet up draws near, those who are attending clip and print coupons for each other.  Each meet up is like Christmas morning, we trade envelopes of the clipped coupons we requested.  We also talk about deals, frugal living strategies, and help each other. We’ve been together about 7 years!!

In addition to trading coupons, we also have teamed up with a local American Legion Post. They collect Sunday coupon inserts from members. We clip them and return them (taking whatever coupons we’d like). The Legion mails the coupons overseas for those military families living on base overseas. Overseas Military commissaries (that’s the on base grocery stores) accept coupons expired up to 6 months after the expiration date. So not only do we get access to multiple inserts, but, we are able to help others.

We also collect sample sized toiletries and items that we are able to get for free and donate them to the American Legion Post for their homeless veteran outreach.

If you are interested in starting a coupon in your local area, check out Facebook or meetup.com- there are lots of coupon clubs all over the country.

I have a Facebook group for people in my local East County San Diego area. We meet twice a month during the week. If you are interested in joining, check out our group:  Weekday Frugalistas: East County

I post freebies, deals, and other stuff between meetings, and I post a run down of what we discussed at the meeting afterwards, so even if you cant go, you’ll still be up to date!

If you can’t find a local coupon group, there are website dedicated to helping couponers. My favorite is:

 

Visit Hotcouponworld It's all about the deals.HCW has forums for all the major stores, including grocery, drug and mass merchandisers. Trade coupons, find freebies, and find local coupon groups.  You can trade coupons and view their coupon database! I’ve met lots of friends on HCW!

And if you are looking to print coupon online, check out my list of printable coupon resources here.  Every coupon you print helps support our blog!

A New Month (and Year!) Means New Coupons!!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite websites to help me plan out shopping trips is Hot Coupon World.  Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks!

Here are just a few of the new coupons that have me excited:


$1.00 off one Suja

$1.00 off one BUSH'S Hummus Made Easy

$0.75 off one The Laughing Cow

$2.00 off one Tyson Naturals

$1.00 off one Cadbury Premium Pouches

$1.00 off any 2 Sargento Natural Cheese Slices

Great Gift Card Deal at Vons! #vonssvgc16

You know I love a good Gift Card Deal! Right now through December 13, 2016 when you purchase $100 or more ins select gift cards (Amazon, JCP, Bass Pro, Starbuck’s, Buffalo Wild Wings, Toys R Us, Kohl’s) you’ll score  $10 off your next shopping order (with $25 min. purchase at time of redemption)!

There are so many great ways to work this deal!

  • Use your points or cash back credit card to purchase the gift cards for a double dip! Our American Express Card gives us 5% cash back when we shop at grocery stores.
  • Pick up gift cards for upcoming holiday gifts, or…
  • Use the gift cards to stay on budget for holiday gifts! Because you can shop in store or online with giftcards, it’s a great way to triple dip (use a cashback online shopping website like ebates or Topcashback to redeem your gift cards. You will earn even more cash back!)
  • Don’t forget to check for coupons before you redeem your gift cards! This time of year JCP usually has $10/$25 or similarly valued coupons. And earn even more rewards when you sign up for JCP Rewards (it’s Free!).

Before you head to your local Vons, check your Vons Club deals online or through their app, and check to see if you have any other gift card deals or promotions available. I just checked my Vons app and I found these two deals under my Just4U.

So not only do you get $10 off your next purchase of $25 or more when you buy $100 in selected gift cards, but you could also score extra Gas Reward Points!

What I love about Vons Fuel Rewards Program is that I can use my earned discount at any Chevron, Texaco, Safeway, Vons, Pavilions, Randalls, Tom Thumb, or Carrs branded gas stations. Perfect for holiday travel by car!

I like that I can save up to .20/gallon at Chevron and Texaco Stations and up to $1.00/gallon at Vons, Pavilions, Randalls, Tom Thumb, or Carrs branded gas stations, depending on how many points I earn!

You can learn more about the Vons Gas Rewards program here.

Need to find your local Vons store? Look here

 

Once it’s time to redeem your $10 off coupon, don’t forget to stretch your budget further by adding exclusive coupons and deals to your Vons card through the app or Vons.com! And if you are looking for printable coupons, check out these great printable coupon resources.  And save even more money using Smartphone rebate apps like Ibotta, checkout51, and Mobisave. You can find a list of all of the money savings apps I use here.

Right now, you can enter to win a $75 Amazon Gift Card! Just in time for the holidays! Spend it on gifts, or buy yourself something nice! Click here to enter (the Rafflecopter may not be mobile friendly).

a Rafflecopter giveaway

This is a sponsored post, thanks to Tatu Digital Media for including me on this awesome offer and giveaway! All opinions are my own!

New Month, New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite website is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks! New offers are added on the Smartphone Savings Apps all the time!

Here are just a few of the new coupons that have me excited:

SAVE $1.00 off any ONE (1) package of Hefty® Trash Bags
SAVE $0.55 off ONE (1) package of Reynolds Wrap® Foil (25 sq. Ft. or larger, excluding Wrappers™ foil sheets)
Save 35¢  on ONE (1) Flav-R-Pac or Westpac Veggies bags, any variety or size


$2.00 off any ONE package of HUGGIES Diapers

$4.00 off any 2 Huggies

$0.45 off one International Delight

$0.50 off one Cafe Breaks

$0.50 off one Pace product 15 oz or larger

Buy one Paqui, get 1 free

New Month,New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite website is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks!

Here are just a few of the new coupons that have me excited:

$0.50 off ONE BOX Reese's Puffs cereal
$1.00 off any ONE PHILADELPHIA Cream Cheese Brick
$0.60 off any 2 Lipton Recipe Secrets
$2.00 off one Persil
$1.00 off one Jennie-o

New month, New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite website is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks!

Here are just a few of the new coupons that have me excited:

$0.55 off one Nature's Harvest
$0.55 off one Stauffer's Great to use at Dollar Tree for some low cost snacks!
$0.75 off any 2 Meiji
$1.00 off 1 JENNIE-O Turkey Breast from Deli
$1.00 off one The Laughing Cow

Couponing Myths: Debunked!

In the spirit of helping others learn to coupon, I’ve been posting some Couponing 101 post over the past week or so. Today I want to continue by debunking some myths surrounding coupons and couponing!

Myth #1: There are never any coupons for fresh fruits, veggies, or food for my special diet!!! Au contraire!

You just have to know where to look!   There are lots of printable coupons for these items.

And don’t forget your couponing and rebate apps! Check out a list of my favs here. Did you know that Sprouts has an app too? They have all kinds of coupons for dollars and cents off stuff you actually buy.

Myth #2: It takes too much time to coupon!  By the time I clip all the coupons and visit all of the stores with deals, I will have wasted all of my savings on gas!

I would like to kick TLC in the Butt for “that show”.  It portrays all couponers as crazy people with oodles of time on their hands who just clip and file in their binders.   When I go to shop, I check the deal sites (I like Grocerysmarts.com, I can make lists, print coupon, and check sales at all of the stores in our area all in one website!), make my list, grab the coupons I need, put the coupons and list in a separate zip lock bag for each store.

I bring a pen, calculator, my small coupon wallet (it lives in my purse all of the time!), my pad of paper with all my deals, lists, and scenarios on it and I am ready to go.  It takes me less than an hour to prep for a shopping trip.

I visit one grocery store.  That’s it.  Sometimes, I’ll go to a drugstore, but only if the deals are sooo good and are free or have a very low OOP. I don’t roll rewards or go to more than one store each week. I don’t have the time.

Screen Shot 2016-06-21 at 4.16.08 PMAt my coupon classes the bottom line I teach is: Couponing can take as much or as little time you want to put into it.  My blog and classes try to make it as easy for you as possible.  I want you to have the tools to make saving your family money easy.

I don’t clip every coupon every week.  I don’t have a binder. Here are pics of my coupon wallet!
It’s served me well over the past 9 years. The tabs are in order of the store I frequent, and I stick my sticky backed coupons to the inside front flap. I bought it at Walmart for $1.97.

Myth #3You don’t really save money with coupons!

My grocery bill has gone down from $200/week to $75/week thanks to coupons and strategic shopping! Once I started using coupons in conjunction with store sales and eating food that was in season, we have saved $6500 in a year. We eat better food than we did before!

 

Myth #4: Store brands are cheaper.

Here is a recent sale that I took advantage of- this demonstrates that with a good sale and a coupon, you can purchase name brand items for less than the generic price.

*Store brand High Protein Cereal/Granola (Generic Kashi) $2.99

*Kashi $3.49

-Coupon for Kashi $1.50 (from Vocal Point)

-Name brand price with coupon $1.99- With a coupon and a sale, I save $1.00 over the identical generic item!

Myth #5: Couponing is for poor people.  (this one really bugs me)

Recently, a study on coupon usage was conducted by the Neilson Company, and they discovered that people making $100,000 or more were 25% more likely to use coupons than those making $25,000 or less. It also profiled the average coupon clipper as being a woman earning $50,000 a year. And really, how do you think rich people get rich?  By saving their money!

Myth #6: A cashier told me when I use coupons, I am stealing money from stores!

That is a LIE. It’s not even a myth, it’s a lie. Grab a coupon and look at it. Screen Shot 2016-06-21 at 4.23.38 PMSee where it says Retailer in bold? Next to it the coupon reads: “Abbott Nutrition will reimburse you for the face value of this coupon plus 8 cents handling when submitted in compliance…..”.  The bold is my emphasis.

So as you can see, the store will be reimbursed for the face value of the manufacturer coupon, plus 8 cents PER COUPON. All coupons have similar language.  The industry standard handling is 8 cents per coupon.

Imagine how many coupon your average grocery store accepts in one day.

Also, when a store puts items on sale during the time a coupon is valid, the store expect you to fill your cart with other stuff that’s on sale.

When you buy an item that is on sale and use a coupon, you are not stealing, you are being a strategic shopper. Sales and coupons are tools to help you stretch your budget further.

Stores also regularly have items that are low priced to get you in the door, so you will.. that’s right, fill your cart with non-sale, non-coupon items. Those items are called Loss leaders.

Transaction vs. Purchase- Clearing up coupon lingo

If you read the fine print on coupons, it usually says a bunch of stuff that rivals legal documents.

Screen Shot 2016-06-13 at 11.41.45 AMYou’ve probably seen the following statements:

  • Limit one coupon per purchase….
  • Limit one coupon per transaction…
  • Limit one coupon per purchase of products and quantities stated.  Limit of 4 like coupons in same shopping trip…
  • One coupon per person, per day…
  • Limit one manufacturer and one Target/Store coupon per item…
  • Limit of 4 identical coupons per household, per day…

UGH!!!  That’s so confusing!  How is anyone supposed to stockpile and save tons of money when there are so many restrictions?

Well, let’s clear that one up.

  1. Each item you are buying is a purchase.  3 widgets, 3 coupons for those widgets, 3 purchases.  You don’t need to buy each widget separately, you can have them all rung up together.
  2. A transaction is your entire basket order.  Everything you put onto the conveyor belt all totalled is your transaction. Some stores (not too many, check your stores coupon policy) allow you to break up your basket into separate transactions to use more coupons.
  3. Our third example comes from Proctor and Gamble (P&G) coupons.  This means that you can only use four of the same coupons on four of the items stated on the coupon, in the sizes stated on the coupon in the same shopping trip.  The term”shopping trip” is up for debate, but to me that means per time you visit the store.  Some couponers argue that “shopping trip” is the same as transaction.  I don’t chance it.  I’ll just stick to four P&G coupons per store visit.
  4. The fourth example is super rare, generally seen on high value store coupons. It means exactly what is says. You may use one of those coupons per day.  Your mom may use one of those coupons per day, your uncle, your cat, etc.
  5. Target and some other stores (Albertsons, CVS, Walgreens, and Vons) allow you to match up (or stack) a store coupon with a manufacturer coupon.   An example is shown below with coffee creamer.    Store coupons can be found on on the stores website or  in store advertisement/circular that is available in the store. Target and Albertsons have store printable coupons available on their website, while Vons has store coupons that you can load onto your Vons card (these are sometimes called E-coupons or electronic coupons).  CVS and Walgreens have sale flyers and coupon booklets in their stores and CVS has the “magic coupon machine” where you wave your CVS card under the reader, and it spits out coupons! Check your stores coupon policy to see if they have any further restrictions on how many stacked coupons you can use per transaction, which bring us to…Screen Shot 2016-06-13 at 11.42.04 AM
  6. This is taken directly from Target’s updated coupon policy.  At Target (and some other stores), you may use 4 identical/like coupons per household, per day. So, at Target, you can stack 4 sets of coupons.  4 Target coupons and 4 manufacturer coupons for your 4 items for your household. That doesn’t mean you can’t come back the next day and do it again!  I’ve done that before when a deal is super hot.

Coupon Lingo!

deals_and_Coupons_version_2 (1)

Just like any other hobby or subculture, couponing has it’s own lingo. You’ll often run across it reading blogs or talking to fellow couponers. Here is a list with the most commonly used lingo:

Actual – Physical items you hold in your hand meaning a box of pasta rather than a pasta coupon. Used often in trading coupons.

BLINKIES – These are found in stores in a dispenser machine. Most often the box will have a red blinking light on it.

BOGO (or B1G1)- Buy one get one free.

Catalina – Coupons that come from a machine at the cash register. Named after the manufacturer of the machine that spits out the coupons.

CRT – Cash register tape.(this is a pretty dated/old school term for a receipt)

Double Coupon – Means the value of the coupon is doubled at the register. In San Diego, Only Kiehl’s doubles coupons.

ECB – Extra Care Bucks. A form of rebate from CVS. ECB’s are a CVS exclusive.

FREE ITEM COUPON -You get a free product at the store at no cost or just tax.

HBA – The health and beauty aid section.(shampoo, conditioner, body wash, styling products, etc.)

IP – Internet printable coupon.

INSERT- The packages of coupons that come in the Sunday paper.

MANU or MANNY – Short for Manufacturer Coupon. A coupon issued from the manufacturer. Manufacturer Coupons are about 90% of the coupons in the Sunday papers.

MIR – Mail In Rebate – you have to mail it to a clearinghouse to redeem. Learn more about rebates here.

MM- Money Maker- Any deal where you come out ahead or the store pays you to leave the store with items. These deals are pretty rare these days.

NON-INSERT- A coupon that does not come from the coupon packages (called inserts) in the newspaper. Non-insert coupons come from inside or outside packages, home mailers, Smartsource blinkie machines, magazines, tear pads.

OOP – Out of Pocket – money paid after coupons.

OYNO – On your next order – a lot of Catalinas fall under this, meaning you need to make an additional purchase to redeem.

P&G – Proctor & Gamble Sunday insert coupons.

PEELIE – coupon’s found on products that are sticky unless removed carefully.

POP – Proof of purchase found on actual item, usually a UPC/barcode.

RP – Red Plum Sunday Insert Coupons. In San Diego, these coupon inserts come in the Monday junk mail.

SASE – Self Addressed Stamped Envelope some freebies or rebates require them.

SS – Smart Source or Sunday Insert coupons.

STORE COUPON- A coupon good at a specific store (Target, Albertsons, Vons, CVS, and Walgreens all have store coupons).

TEAR PAD – A pad of refund forms or coupons found hanging from a store shelf or display.

TMF – Try Me Free – rebates for the full price of the item when it first is new to the market.

WINE TAG – coupons found on the necks of wine bottles. In CA, these coupons require the purchase of at least bottle of wine to redeem the deal.

WYB – When You Buy – additional purchase is required to redeem.

New Month, New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite website is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks!

Here are just a few of the new coupons that have me excited:


$1.50 off (2) JOHNSON'S and/or DESITIN products
$0.75 off any 1 NESTLE COFFEE-MATE Coffee Creamer
$1.00 off one True Lemon
$2.00 off one (1) Playtex Cup Product
$1.00 off ONE (1) 10 oz. Chobani Meze Dip