Money Saving Tips for Parents!

With the arrival of Bitty Bird, saving money has never been more important for our family. Here are just a few ways we save money and earn rewards! Kids are expensive, that’s a fact of life! With coupons, shopping sales, and the myriad of programs that manufacturers run to entice and keep consumers coming back, you will never pay full price for anything baby or kid related again!


Diapers:
Huggies and Pampers both have a long running loyalty programs. Each package of diapers and wipes contains a code that can be entered on the manufacturer’s website. Codes are worth points, and those points can be redeemed for gift cards, toys, even free diapers and wipes! Depending on the size of the package, the amount of points varies. Larger packages yield more points. Visit Huggies and Pampers websites to learn more each program and the amount of points that can be earned from each package. Make sure to sign up for their newsletters too. Codes are sometimes in the newsletters too.

Screen Shot 2015-06-29 at 9.43.18 AMFrom Left to Right: Sample Pampers and Huggies Codes found in diaper and wipe packages.

Some stores (Target, Babies R’ Us, and Walgreens to name just two) allow you to stack a manufacturer coupon and store coupon.  Frequently Target has printable store coupons on their website.
Screen Shot 2015-06-29 at 9.43.12 AMTarget store coupon from Target.com/coupons

 

 

 

Screen Shot 2015-06-29 at 9.43.31 AMFormula: For those that will be formula feeding their baby, three of the major formula manufacturers (Enfamil, Similac, and Gerber Good Start) offer high value coupons and/or formula checks and usually samples. Formula checks can be defined as a combination of coupon and an item specific gift certificate. They look like checks and are usually for a high value. Retailers accept them and deposit them like the checks you write from your own checkbook. The formula manufacturers honor the check and the retailer receives the face value of the formula check. Many stores allow you to pair a formula check with a coupon for even more savings.  Target allows you to use a formula check, a manufacturer coupon and a target coupon!

If you are interested in receiving samples and formula checks, visit the infant formula websites and sign up:

Once your baby is old enough to eat baby food, Gerber will send you coupons for cents and dollars off jars of baby food and snacks (like puffs and yogurt melts). Sign up with Beechnut and they will send you some great coupons for rice cereal, baby food and snacks.

Clothing, Toys, and misc. baby stuff: Babies need a lot of STUFF.  If you have friends or relatives with babies, you may receive a lot of hand me downs, and that is great.  It will save you a lot of money and time.  Another cost saving measure is to visit consignment shops tailored to babies and kids. Most consignment shops buy and trade clothes, toys, and furniture. Craigslist is also a great choice! Learn more about clothing swaps and consignment shops here.

Before buying or accepting a carseat, crib, stroller, or baby carrier, check to make sure that it has not been a part of a recall. In the case of carseats and bases, check to make sure the carseat is not expired. Carseats are safe for 5 years.  After that time, the components can break down, the plastic can weaken,  the straps can stretch and no longer hold in the child safely.

When your child grows into the next size, you can take the outgrown clothes to a consignment shop and exchange the outgrown clothes for new (to you!) baby clothes.  We have done that with Little Mans’ clothes since he was little tiny, and it’s a great way to save money! I recently saved up a bunch of store credit at our local baby consignment store so I could purchase a new to us Baby Ergo infant carrier. They can be pretty pricey, so I was saving my credit wisely. I turned outgrown clothing and toys into something that we needed!!

 

10 Reasons I shop at Target

There are a lot of couponers who don’t shop at Target.

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“It’s too hard.”, “It’s too much work.” “They aren’t Coupon Friendly.” Those are some of the reasons I hear. To that I say, I love Target. I am a convert, I used to hate shopping at Target, but when we moved, I discovered that the two Target locations that are close to my home are both coupon friendly and always have plenty of sale items.  I think it all depends on the Target you shop at.

Here are my 10  (now 9) reasons for shopping at Target:

1. You can stack Target coupons and manufacturer coupons.  Target has printable coupons on their website here. 99% of them are Target coupons, meaning they are only redeemable at Target.  Stacking coupons leads to greater savings. If you are looking to print manufacturer coupons (redeemable at any store), click here.

2. I save 5% every time I shop by using my Target Red Card.  It’s a debit card and it’s Target branded, so I can only use it at Target, just like an ATM card (with a PIN).

3.  I’m a member of Target Pharmacy Rewards (it’s free).   This program has gone KAPUT at the end of 2015 when Target and CVS joined up to provide pharmacy services. SIGH.

4. When you sign up for a Target Red Card or start a registry at Target, you get added to their mailing list and about once a month, they’ll send you a packet of really great Target coupons.

5.  Target rewards you for using reusable shopping bags. For every re-usable shopping bag you use on your shopping trip, you’ll save .05! It may only be a nickel per bag, but it can add up!

6. They have a great markdown/clearance section! And they mark their clearance down pretty methodically too.

  • Monday – Electronics, Kids Clothing and Stationary (Cards, GiftWrap, etc.)
  • Tuesday – Domestics, Women’s Clothing, Pets and Market (food items)
  • Wednesday – Men’s Clothing, Toys, Health and Beauty, Lawn & Garden items
  • Thursday – House Wares, Lingerie, Shoes, Sporting Goods, Movies, Music, Books, Decor and Luggage
  • Friday – Auto, Cosmetics, Hardware, & Jewelry

7. Target Price Matches.  Currently, Target matches prices from  Walmart.com, Amazon.com, BestBuy.com, ToysRUs.com, and BabiesRUs.com. You can use coupons on a price match too! This is great if you have a Target Coupon and a manufacturer coupon to go with your price match! To learn more about price matching at Target, click here.

8. Their return policy is pretty good. Especially if you have a Target Red Card.

9. If you want to know if your local Target carries an item or has a specific item in stock, you can check online.  That saves you time, energy, and gas! (Thanks to Samantha for that tip!)

10.Target Cartwheel: Instead of the traditional dollar or cent off coupons, Target Cartwheel offers savings in a percentage.  You choose specific offers, based on what you buy, and there are new offers all the time! The best part is that you can use Target Cartwheel, a Manufacturer Coupon, and a Target Coupon all on the same item.

And you know what, here is another one- Target is a participating partner in most of the rebate apps (you check out a full list here). So, you’ll be saving a few extra pennies (or dollars) in no time.

Good Deal Alert: Tide Detergent at Target!

I’m always on the look out for great detergent deals, because, well, boys are dirty and their clothes smell so bad at the end of the day.

Right now through 5/17/15, when you buy two select Tide Products, you’ll also go home with a $5.00 Target GC to use on your next purchase!

Stock up and save on the following Tide products, all containing 25% more detergent for FREE.

  • 125 oz. Tide original (HE and non-HE)
  • 125 oz. Tide Free (HE and non- HE)
  • 115 oz. Tide Sport (HE and non- HE)
  • 115 oz. Tide Plus Downy (HE and non- HE)

And to sweeten the deal check out this $1.00/1 Tide Coupon (You can print it twice!).

$1.00 off ONE Tide Detergent 40 oz or larger

Saving Money with your Smartphone

Mobile-Smartphone-iconUPDATED January 2018

Every time someone asks me about coupons and saving money, the #1 objection is: “But I don’t want to carry a bunch of coupons with me all the time like a crazy person.” (BTW, I am that crazy person, I always have my little coupon wallet in my purse.) There are several ways you can save money with something you probably already own: A smartphone.

Almost everyone has a smartphone these days! There are a lot of apps available that can help you save money or even earn money.

Here are just a few of my favorites:

Fetch Rewards: The newest app! It’s not store specific, which is great. You can learn more here. I’ve been using it for a little over 2 weeks and I’ve cashed out $12 in Amazon Gift Cards!

Find & Save: Earn cash back when you shop at stores like the $.99 store, target, multiple grocery stores, and lots of stores at the mall too! No need to buy anything special at these stores, just hit the pre-tax purchase amount to score cash back (either a flat amount or a percentage). It’s a great way to save money by shopping just like you normally would.  Use Code 62CQ when you first open the app.

Ibotta: Ibotta is an App for Smartphones. Available for both iPhone and Android phones, Ibotta is an app that helps you earn cash back every time you shop! Just check iBotta when you are shopping to see what products are available for rebate, buy them, perform simple in store activities and earn, earn, earn. You’ll take photos of your receipt and upload them through the app.  I just did it today, it was easy peasy. Once your account balacne reaches at least $5.00, you can transfer the money to your paypal account!

You can use Ibotta at the following stores: 7-11, Food4Less, Ralphs, Rite-Aid Wal*mart, Walgreens, Target, Vons, CostCo.  I only included stores in Southern California. However, Ibotta works at over 27 different Grocery and Drugstores. What I really like about Ibotta is that you can use it with a paper coupon!

SavingStarWhat makes SavingStar different is that you don’t receive money off at the register.  The savings in held in your SavingStar account, and once you reach at least $10.00 in savings you can transfer it to your Paypal Account, buy a gift Card, or even donate your savings to charity!

SavingStar is the first national, fully digital, grocery eCoupon service, available for free at www.savingstar.com and on iPhone and Android mobile apps. There’s nothing to clip, nothing to print. Chose offers, shop, and save! SavingStar is currently available at over 100 retailers!

Checkout 51: Checkout 51 is a new program that’s so easy to use, and no Smartphone is needed! It’s an app on your iPhone or Android phone, or you use your computer. Just purchased specific products (and these products change each Thursday, so make sure you check out the app/website before heading out to shop), scan and upload your receipts weekly. Checkout51 is NOT store specific!

BerryCart: Great deals and rebates on natural/organic shoppers, works just like Checkout51! They always have produce rebates too! BerryCart is not store Specific!

Receipt Hog: This one is fun, and easy.  Just snap a photo of your receipts and upload them via the receipt hog app. Earn points for each receipt, and redeem points for gift cards (like Amazon) or cash. I’ve been using Receipt Hog for over a year and I’ve earned $50, just by scanning my receipts!

Target:: If you are a Target shopper, this app is for you.  Instead of the traditional dollar or cent off coupons, Target’s app offers savings in a percentage.  You choose specific offers, based on what you buy, and there are new offers all the time! The best part is that you can use Target App, a Manufacturer Coupon, and a Target Coupon all on the same item!

Mogl This site/app is a little different.  Sign up and register your credit/debit cards.  When you eat out at participating restaurants, you’ll receive 10% cash back!  You can use this in addition to any other cash back offers your credit or debit card offers. We don’t eat out very often, but we usually earn about $50/year.

What I really like about these apps like BerryCart, Ibotta, and Checkout51 is that you can double, triple or quadruple dip deals when the stars align and there are the same (or similar) deals on each app. Perfect for those of us who are on an ultra tight budget!

*Disclosure* Most of those links are my personal links, so if you sign up I earn a few cents. When you sign up, you can share your links too and earn a little bit of green!