Save $$ on Prescriptions with SingleCare!

I am all about saving money any way I can, y’all know this! Everyone in our house has at least two daily prescription meds. It seriously adds up. That’s why I was excited to learn about SingleCare.

SingleCare is a free service that helps you save money on your prescriptions. Sign up with SingleCare and receive a free prescription discount card and new users receive a $3 Off Coupon on the first eligible prescription you fill, just for signing up.

SingleCare offers discounts on 10,000+ brand-name and generic drugs. Save up to 80% on the retail or “cash” price.

Next time you fill a prescription, tell your pharmacist you have a SingleCare coupon card, and ask them to fill and process your prescription with it. They’ll input the magic numbers and apply your savings.

To get started saving with SingleCare, sign up for a free card here.

 

Managing Difficult Health Situations Within your Family

Note: This is a lot different from my usual content, however, I feel this type of information is important. A lot of us are starting to deal with aging family members. It can be difficult. There isn’t a lot of readily available information out there. As someone who has spent the past 13 years advocating for my kids, I feel that I have a unique perspective and insight into how we as healthy, able-minded folks can help our ill and infirm relatives navigate tough health issues to receive care.

A lot of us Gen X and older Millenials are starting to reach the age where family members are having age-related illnesses, and or passing away. My dad passed away about 2 years ago, and he was sick for almost a year. Managing and navigating illness in the 21st century is very different than it was even 40 years ago. Here are a few things that I’ve learned on this journey:

The doctor/specialist who is dealing with or managing health issues (like cancer, mental health, or cognitive issues) may not be equipped to deal with all aspects of the patient’s health.  This is especially true if the patient is seeing a specialist.

Part of the Team: Make sure to loop in your family member’s primary care physician. The primary care physician may not communicate with other doctors in your care team otherwise. They may not know that you have a long-term illness if they did not diagnose you. Your primary care physician can also help you with any side effects or additional issues that may arise from the treatment of your new condition. For example, some medication can cause G.I. issues, and your primary care physician may suggest prebiotics and probiotics, or changing vitamins and supplements to be a little more gentle on the stomach.

Getting help from an Expert: All hospitals and medical centers have social workers. The social worker is your best resource for help navigating the healthcare system. They are an incredible resource, they have so many ideas and suggestions, ways to help your family, and they have access to help you obtain services that you may not otherwise be aware of. They can refer you to services within the health care system, and frequently they have connections externally as well for other resources to help the patient and the family.

If you have a family member who is ill at home and requires constant care or attention, you may qualify for respite services. Respite is for the caregiver of the sick individual. It pays for someone to come into your home and provide care, so the usual familial caregiver can rest or spend time out of the home alone, doing errands, etc.

Some insurance companies provide respite for their patients. Many states offer respite services for specific groups of individuals (such as people with developmental disabilities, dementia patients, or those on in-home hospice). Contacting the medical group social worker or insurance company is a start to finding out if respite is available to you.

Some insurance companies also offer assistance with pick up or drop off if your family member is at home and needs to visit the doctor or hospital frequently.

Medication: Make sure that all of the medication the patient is taking goes to the same pharmacy. Pharmacists are trained to look and make sure that medications are safe to be taken together. Especially when dealing with a long-term illness or something that affects several parts of the body, it’s good to know that all of the medication being dispensed is appropriate and safe for your loved one. You can also ask if over-the-counter medications (such as NSAIDs, single-letter vitamins, or herbal supplements) can still be taken with new medications.

Medication delivery is sometimes available either through the hospital pharmacy, or chain pharmacies like CVS. CVS Care Pass Members can get most of their medications delivered for free.

Other changes and getting help: Are you worried about your ill family member eating properly now that their life has changed, and their nutritional needs may have also changed? Ask your doctor for a referral to a nutritionist. Also if your family member is insistent on maintaining their pre-illness/condition way of life, they may need to see a physical therapist, or an occupational therapist to make sure that their body is strong and able to maintain independence.

It’s not all in your head: In addition to physical health mental health is important as well. Getting a psychiatric or psychological consult to meet with a psychologist or psychiatrist may be beneficial. A lot changes when you receive a diagnosis. And it can be hard on the entire family. Not just the patient. Having resources and an impartial person to talk to and help you is definitely something that everyone involved should seek out.

If your family member isn’t sleeping well, or they have started developing nightmares or are not getting restful sleep, see if you can see a sleep consultant. They can check for sleep apnea or help with strategies (beyond just medication) that will help the patient get restful sleep. Sleep is definitely important when your body is dealing with an illness.

You are not alone: Many specific illnesses (types of cancers, specific neurological illnesses/disorders) have support groups, and nonprofits that can help family members too. So if you are dealing with a specific issue, a quick Google search can help find a community of caregivers and patients in your area that have gone through what you and your family are going through, and they can provide a wealth of specific helpful resources in your area.

Using CVS Offers to Your Advantage! How I Paid $5.47 for Over $50 in products!

I have posted about it before, and I am a huge fan of CVS. They have their CarePass, which is pretty inexpensive ($5-ish a month or $48/year if you pay for it all at once).  One of the perks is you get a $10 ExtraCare Bucks each month, for a total of $120 per year. I posted about it before but I got more information here, and overall I think it’s a pretty great deal.

You probably also remember one of the reasons that I love CVS is they have Pharmacy and Health Rewards. When you fill 10 prescriptions at their pharmacy you receive a $5.00 ExtraCare Bucks that you can spend any place in the store.

With the number of prescriptions my family has, we earn a $5.00 ExtraCare Bucks every two months. Which is pretty decent. Between the CarePass, and Pharmacy and Health Rewards, we usually have between 10 and $15 in “free“ money to spend at CVS at any given time.

I went in this morning to go pick up a prescription and noticed that they had a lot of snacks on sale/marked down, and with ExtraCare Bucks rewards. I quickly scrolled through my CVS app and noticed I had six dollars off any purchase of $30 or more and my $10 CarePass ExtraCare Bucks, and a $5.00 Pharmacy ExtraCare Bucks Reward.

Knowing that we needed both cereal and snacks and I walked up and down the snack/cereal aisle and quickly set upon a plan.

  • Chips Ahoy and Oreo cookies are 2/$7 or 2/$8 (depending on the product) this week. When you buy two select, you’ll receive a $2 ExtraCare Bucks (limit one per person/account). My kids loved both Oreos and Chips Ahoy, so I picked two of each.
  • We were also out of Motts fruit snacks, and they are buy one get one free so I snagged two boxes as well.
  • Rice crispy treats are buy one get one free, so I grabbed two of those.
  • Cereal was on sale buy one box get one free with select Kellogg’s varieties, so I grabbed two boxes as well.

Now, this may look like a lot of junk food, but this is about three weeks’ worth of stuff to go in lunches (and about 2 weeks worth of cereal for me). The cereal is for me, but the rest is going to go in kid’s lunches or be available for snacks- I portion out the snacks and put them into the snack box in the cupboard. I will be hiding about half of it so that they don’t know we have tons of it and just mow through it.

As you can see by looking at the video about and all the stuff I got, it’s a pretty substantial amount. I ended up paying $9.47 out of pocket, and I received $4.00 back in ExtraCare Bucks.

$2.00 for purchasing to select Nabisco Oreo cookies, and a second $2 ExtraCare Bucks for purchasing two chocolate bars, cookies, select chips ahoy, or premium crackers.

Making my grand total after ExtraCare Bucks $5.47. That is one heck of a deal. I’ve also submitted my receipt to Fetch Rewards for points, and to Receipt Hog for points!

And I was in and out of the store in less than 20 minutes (including time to wait in line to pay). Doing drug store deals doesn’t have to be long and tedious. And sometimes it’s a small deal.

It’s worth the time to download the CVS app, join the ExtraCare club to save money, and join CarePass. You’ll find deals weekly (or monthly in my case when I go in). You’ll be saving money in no time!

Save on Prescriptions with GoodRX!

The big kid and I both have prescriptions. Thankfully, his are covered with zero co-pay, but mine are not.

Recently, while watching Hulu, I learned about GoodRX, which is a FREE discount pharmacy club.  Being curious to see if we could save money on my monthly meds, I took signed up for the free card here and entered my medication to check the prices.

And here is what I found:

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Or, if I want to do mail order, I can save EVEN MORE!!

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And these are  30-day refills, if I opted for 90-day refills, the price would be higher of course.

I’ll be checking out MailMyPrescriptions when I get closer to refill time. At $2.40/month, I’ll be saving about $100/year on my monthly prescription!

Any way we can cut down on our reoccurring monthly expenses helps free up money that can go into savings or toward paying down our debt!